Select Branch for Union Bank Of India in Surat, Gujarat

Choose a branch to view IFSC code and details

Branch
Adajan Surat

UBIN0911569

82, SANDHYA DARSHAN APARTMENTS,OPP TO BHULKA BHAVAN SCHOOL,HAZIRA ROAD,ADAJAN, SURAT,GUJARATH
Branch
Adajan Surat

UBIN0561584

NR CNG STATION GANGSWR MAHADEV MANDIR RD HONEY PARK ADAJAN SURAT GUJARAT 395009
Branch
Amroli

UBIN0829048

PLOT NO 134 135,JEVAN JYOTHI SOCIETY,NEW ROAD,AMROLI,SURAT,GUJARAT,394107
Branch
Arb-surat

UBIN0579823

432-439,4TH FLOOR,PRIME SHOPPERS,UDHNA MAGDALLA ROAD,VESU
Branch
Athwa Lines,surat

UBIN0558206

GANGA PALACE NEAR KANAIYALAL MUNSHI GARDENGHOD DOD ROAD
Branch
Bardoli

UBIN0560511

KHAN EMPIRE,VILLAGE-TEN, BARDOLI
Branch
Bardoli

UBIN0904643

SHIVAM CHAMBERS,1ST FL,SARDAR BAUGH,STN.RD.BARDOLI 394602
Branch
Bhatar Road

UBIN0824569

GROUND SHOP,SKYLINE,ALTHAN CANAL ROAD,NEW SAI -ASHISH SOCIETY U.M ROAD
Branch
City Light Surat

UBIN0561061

SHOP NO UG BY 1 BHAGWATI ASHISH COMPLEX CITY LIGHT ROAD
Branch
Currency Chest Station Road

UBIN0584568

SATKAR HOTEL BUILDING, UNA PANI ROAD, STATION ROAD, SURAT, GUJARAT - PIN - 395 003
Branch
Dahej

UBIN0563935

DAHEJ, DAHEJ, SURAT, GUJ
Branch
Devgadh

UBIN0544728

AT POST DEVGADH MANDVI ZANKHRAR ROAD TALUKA MANDVI DIST. SURAT GUJARAT PIN 394440
Branch
DharamPur

UBIN0560537

SAI HARI COMPLEX,VALOD FALIA, DHARAMPUR
Branch
Hajira

UBIN0919136

JAYRAJ VASAHAT ICCHAPORE BUS STOP NO.3 HAJIRA ROAD DIST.SURAT 394510,GUJARATH
Branch
Kamrej

UBIN0919144

36,37,38 FIRST FLOOR,DADA BHAGWAN,COMPLEX KAMREJ CHAR RASTA KAMREJ,DIST.SURAT394185,GUJARATH
Branch
Kanpith - Surat

UBIN0531103

9, KANPITH, SURAT,GUJARAT, PIN - 395 003.
Branch
Katargam

UBIN0824577

NARMADA COMPLEX,BANK OF BARODA BUILDING,FULKATARGAM,MAING ROAD,NEAR GIDC,SURAT
Branch
Katargam

UBIN0934585

RJD BUSINESS HUB NAGINVADI SHOP NO16 20 45 49 KATARGAM ROAD SURAT
Branch
Kathor

UBIN0531146

KATHOR TALUKA KAMREJ DIST. SURAT GUJARAT PIN 394150
Branch
Lp Savani Road

UBIN0824607

SHOP NO 23/24,WESTERN BUSINESS HUBNEAR VIRBHADRA AVENUE
Branch
Mid Corporate Branch

UBIN0573116

GRND FLOOR SAIFEE BLDN OPP DTCH GRDN NNP SURAT GUJARAT PINCODE 395001
Branch
NanPura - Surat

UBIN0536415

KARANI BUILDING, OPP. POLICE POST, MAIN ROAD,SURAT, NANPURA, GUJARAT,PIN - 395 001.
Branch
Pal

UBIN0591963

SHOP NO. 12 AND 13, GROUND FLOOR, BELISSIMO HUB, NEAR TIME SQUARE, GAURAV PATH ROAD, PAL, SURAT - 395009
Branch
Palod Branch

UBIN0568562

SHOP NO G-2&G-4, STATION ROAD,PALOD PALOD GUJARAT PINCODE-394111
Branch
Palsana

UBIN0560502

GAYATRI COMPLEX,PALSANA CHAR RASTA, PALSANA
Branch
Pandesara

UBIN0930075

206 1431 32 PIYUSH POINT,OPP BANK OF INDIA,VIP ROAD PANDESARA,SURAT 394221,GUJARATH
Branch
Parvat Patiya

UBIN0824585

I.G.COMPLEX NEXT TO DOMINA PIZZANEAR D R WORLD PARVAT PATIA SURAT
Branch
R.o.surat

UBIN0556050

SHIVAM CHAMBERS, VARACHHA ROAD SURAT GUJARAT PIN-396006
Branch
Rab Surat

UBIN0556611

SHIVAM CHAMBER, KHAND BAZAR, VARCHHA ROAD, SURAT, GUJARAT-395006
Branch
Ring Road,surat

UBIN0811181

BESIDES RUSHABH PETROL PUMP,TULSI MARKETRING ROAD,SURAT
Branch
Sachin

UBIN0824593

GROUND FLOOR,SHOP 18 TO21,PLATINUM PLAZAOPP.SUMIT HOTEL,UNN PATIYA
Branch
Sachin

UBIN0913693

LAXMI VILLA TOWNSHIP,SHOP NO.1 TO6,GIDC ROAD NO.47,SACHIN,SURAT394210
Branch
SalabatPura - Surat

UBIN0531120

4/3298,NEAR HAJOORI CHAMBERS,SALABATPURA, SURAT,GUJARAT,PIN - 395 003.
Branch
Sandhier

UBIN0538523

KARAS FALIA AT POST SANDHIER VIA SAYAN TALUKA OLPAT DIST. SURAT GUJARAT PIN 394130
Branch
Station Rd Surat

UBIN0531138

SATKAR HOTEL BUILDING,UNA PANI ROAD, SURAT,GUJARAT -395003
Branch
Surat

UBIN0901857

NEW SAI BHAVAN,MACHHLIPITH,SHAHPORESURAT 395003
Branch
Surat

UBIN0805386

UG - 1,2&3,TIRUPATI PLAZA,BESIDE BAHUMALI BUATWA GATE CIRCLE,NANPURA,SURAT
Branch
Surat - Service Branch

UBIN0547743

SHIVAM CHAMBER,KHANDBAZARVARACHHA ROAD
Branch
Suratparle Point

UBIN0910155

116118,PARLE POINT PLACE, ATHWA LINES, PARLE POINT, SURAT395007
Branch
Tarsadi

UBIN0930083

SHOP NO 1 2 OPP MAHAVIR APARTMENT,BESIDES SBI TARSADI,KOSAMBA,SURAT 394350,GUJARATH
Branch
Textile Market

UBIN0531111

UNION BANK OF INDIA, TEXTILE MARKET - SURAT, TEXTILE MARKET, RING ROAD,, SURAT, GUJARAT,, PIN - 395 002.
Branch
Udhna UdyogNagar

UBIN0535362

SILICON SHOPPERS, 'B' WING, B. H. MASJID, OPP. MUNICIPAL WARD OFFICE, UDHANA MAIN ROAD, SURAT, GUJARAT - 394 210.
Branch
Varachha Road,surat

UBIN0554618

1,2,3,4 SHANTABA COMPLEX,DHOLI KUI NRTAXIL SOC,VARACHHA ROAD,SURAT.
Branch
Variav

UBIN0534421

JEWA FALIA VARIAV DIST.BHARUCH SURAT GUJARAT PIN 394520
Branch
Vayara

UBIN0916226

GROUND FLOOR,F TOWER,CITY LIGHT TOWER,KAKRAPAR BYPASS ROAD,VYARA,TAPI 394650 GUJARAT
Branch
Vesu

UBIN0544345

GF-1, LADIES PROFESSOR'S QUARTERS,SOUTH GUJARAT UNIVERSITY CAMPUS, U. M. RVESU, SURAT, GUJARAT, PIN - 395 007.
Branch
Vesu

UBIN0819310

SHOP NO-30-35,GOKUL SOLITAIREVIP ROAD,VESU,SURAT
Branch
Vyara

UBIN0560529

SURATI BAZAR,NEAR BANK OF BARODA, VYARA

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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