Select Branch for Union Bank Of India in Vadodara, Gujarat

Choose a branch to view IFSC code and details

Branch
Akota

UBIN0811165

G1,2 SILVER COINAKOTA VADODARA
Branch
Atha Dungri

UBIN0549002

AT ATHA DUNGRI, TALUKA CHHOTA UDEPUR,DIST. BARODA, GUJARAT,
Branch
Bajuva

UBIN0531073

OPPOSITE RAILWAY STATION,BAJUWA,DIST. BARODA, GUJARAT, PIN - 391 348.
Branch
Baroda - Ifb

UBIN0553344

UNION BANK BHAVAN, STATION ROAD,SAYAJIGANJ, BARODA - 390 005,GUJARAT.
Branch
Bodeli

UBIN0560821

IST FLOOR SHRI THAKORJI COMPLEX ALIPURA ROAD TQ SANKHEDA
Branch
Chhota UdePur

UBIN0917869

RANI BUNGLOW,BETWEEN ST DEPOT, MADHUSUDAN PETROL PUMP,PETROL PUMP CHOKDI,CHHOTA UDEPUR 391165 GUJARAT
Branch
Chokari

UBIN0933694

BLOCK NO 1626 KARAKHADI CANAL CHOKDI AT CHOKARI POST KARAKHADI TA PADRA
Branch
Dabhoi

UBIN0918105

GROUND FLOOR,VRUNDAVAN COMPLEX,BUS STATION ROAD,DABHOI,VADODARA 391110 GUJARAT
Branch
M.g. Road - Baroda

UBIN0531057

SAMAL BECHAR'S POLE, MANDVI, M G ROAD,POST BAG NO.9, BARODA, GUJARAT,PIN - 390 001.
Branch
Naswadi

UBIN0932531

GROUND FLOOR OLD KISMAT CINEMA CHHOTA UDEPUR ROAD NASWADI
Branch
NizamPura - Baroda

UBIN0535028

16, NAVDURGA CO-OP. HSG. SOCIETY,NATIONAL HIGHWAY NO. 8, NIZAMPURA,BARODA, GUJARAT, PIN - 390 002.
Branch
Padra

UBIN0916919

UMIYA NAGAR SOCIETY,BLOCK NO.11,12 NEAR POST OFFICE,PADRA,VADODARA 391400 GUJARAT
Branch
Por

UBIN0915823

BOMBAY HOUSING, DOOR NO 9, KAYAVAROHAN ROAD, BESIDES HDFC BANK, POR
Branch
Rab Baroda

UBIN0556246

16,NAVDURGA CO-OP HGS STY, NEAR GHELANI PETROL PUMP, NIZAMPURA,BARODA, GUJARAT-390002
Branch
Race Course Road - Baroda

UBIN0546488

RACE COURSE ROAD,5, ROKADNATH CO-OP. HOUSING SODISTRICT - BARODA,BARODA, GUJARAT, PIN - 390 007.
Branch
RangPur

UBIN0544396

VILLAGE POST RANGPUR (KAWANT) TALUKA CHHOTA UDEPUR DIST.BARODA GUJARAT PIN 391135
Branch
RaoPura - Baroda

UBIN0538116

WAKASKAR CHAMBERS,PROF. MANEKRAO ROAD,RAOPURA, BARODA, GUJARAT,PIN - 390 001.
Branch
Rarod

UBIN0545597

AT POST RAROD VIA ANKLESHWAR TALUKA KARJAN DIST.BARODA GUJARAT PIN 393105
Branch
Ro Anand

UBIN0578096

REGIONAL OFFICE PERIDOT HUB 24 URMI SOCIETY NEAR URMI CROSSING PRODUCTIVITY ROAD ,AKOTA
Branch
Sama Savali Road

UBIN0825841

SHILP EMPORIUM OPP SAMA TALAV L& T CIRCLESAMA SAVALI ROAD
Branch
Sankheda

UBIN0930792

GROUND FLOOR BAZAR ROAD SANKHEDA 391145
Branch
Sayajiganj - Baroda

UBIN0531065

STATION ROAD, P.B. NO. 171, SAYAJIGANJ,BARODA, GUJARAT,PIN - 390 005.
Branch
Sayed Vasna Road - Baroda

UBIN0553263

A-19-20, MANISHA PARK,OPP. JAWAHARNAGAR,GOTRI-VASNA ROAD, BARODA - 390 021.
Branch
Service Branch Baroda

UBIN0549762

SATSANG APARTMENTS 1ST FLOOR NEAR KOTHI CHAR RASTA VADODARA GUJARAT 390001
Branch
Sevasi

UBIN0534447

MAIN ROAD, SEVASI, DIST. BARODA,GUJARAT, PIN - 391 101.
Branch
SubhanPura

UBIN0829013

ELAHAZA NR ELLORA PARK CR,NR.DOMINOS PIZZA,SUBHANPURA,VADODARA
Branch
SubhanPura

UBIN0552704

VARDHMAN RESI-CUM-PLAZA, 1ST FLOOR,SUBHANPUR MAIN ROAD,VADODARA-390 007 (GUJARAT)
Branch
SultanPura

UBIN0542938

C/2, 510,GOVIND CHAMBERS, 1ST FLOOR, SANT KABIR ROAD, SULTANPURA, BARODA, GUJARAT, PIN - 390 001.
Branch
Vadodara

UBIN0807346

PARVATHI CHAMBERS,PRATAP NAGAR ROADOPP APSARA CINEMA,VADODRA DIST
Branch
Vadodara Akota

UBIN0917117

3,4, GROUND FLOOR,PERIDOT HUB,24,URMI SOCIETY,NEAR URMI CROSSING,PRODUCTIVITY ROAD,AKOTA, VADODARA 390005 GUJARAT
Branch
Vadodara Retail Loan Hub

UBIN0917273

PERIDOT HUB, 24,URMI SOCIETY,NEAR URMI CROSSING,PRODUCTIVITY ROAD,AKOTA,VADODARA 390005 GUJARAT
Branch
Vadodara Service Branch

UBIN0918717

1415 FIRST FLOOR,NATIONAL PLAZA, RC DUTT ROAD,ALKAPURI,VADODARA,GUJARAT 390007
Branch
Vadodara AlkaPuri

UBIN0903361

1415 NATIONAL PLAZA, RC DUTT ROAD, ALKAPURI, VADODARA 390005
Branch
Vadodara Atladra Sunpharma

UBIN0931764

GF NO 23 TO 28 EARTH THE LANDMARK OPP SATSANG PARTY PLOT ATLADRA SUNPHARMA ROAD
Branch
Vadodara Cpbb

UBIN0906166

YUVARAJ MAHALAYA, BHANDRALOK COMPLEX VADODARA 390020
Branch
Vadodara Main

UBIN0901555

PRATIK CHAMBERS,GR.FL,DANDIA BAZAR,VADODARA 390001
Branch
Vadodara MakarPura

UBIN0933376

RUDFRADAVASHP12EARVADSARBRIDEMAKARPURAIDCRAD
Branch
Vadodara Sama Savli Road

UBIN0933384

SAMA SALVI GROUND FLOOR SANKET AVENUE OPP MACDONALDS SAMA SALVI VADODARA
Branch
Vadodarakarelibaug

UBIN0917109

OPP LOHANA BHAVAN,NEAR SARDAR VINAY SCHOOL,KARELIBAUG, VADODARA 390018 GUJARAT
Branch
Waghodiaroad

UBIN0824623

HARMONY COMPLEX,NEAR SAIBABA TEMPLE,PARIVAR CHAR RASTA,WAGHODIA ROAD,VADODARA,390025
Branch
Wagodia Road - Baroda

UBIN0553425

5-15, 1ST FLOOR, SHAKUNTAL COMPLEX,KALA DARSHAN CROSSING, WAGHODIA RD,BARODA, GUJARAT- 390 019

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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