Select Branch for Union Bank Of India in Bangalore Rural, Karnataka

Choose a branch to view IFSC code and details

Branch
Bagalur

UBIN0816621

SY.NO.329/2,GROUND FLOOR,B ANJINAPPA COMPLEGUNDAPPA CIRCLE,BAGALUR
Branch
Bannikuppe

UBIN0914967

222, BANNIKUPPE,KYLANCHA HOBLI,RAMANAGAR 562159 KARNATAKA
Branch
Bidadibangalore

UBIN0909092

BANGALORE MYSORE ROAD,BIDADI 562109,BANGALORE RURAL DIST.
Branch
Bilagumba

UBIN0916641

BILAGUMBA PANCHAYAT OFFICE BUILDING,BILAGUMBA,RAMNAGAR 562159 KARNATAKA
Branch
BrahmaniPura

UBIN0916552

DOOR NO 119 1 BRAHMANIPURA VILLAGE HOBLI KASABA CHANNAPATNNA TALUK RAMANAGAR DISTRICT KARNATAKA
Branch
Chakkere

UBIN0919837

CHAKKERE V CHANNAPATNA TQ RAMANAGARA DT,BANGALORE RURAL KARNATAKA
Branch
Channapatna

UBIN0910821

NO 2191410, B M ROAD,KUVEMPUNAGAR,CHANNAPATNA
Branch
Channenahalli

UBIN0931721

CHANNENAHALLI KADABGERE POST MAGADI MAIN ROAD
Branch
Dargajogahalli

UBIN0933830

H NAGARAJA ARCADE K NO SITE NO DODDABALLAPURA TUMKUR ROAD DARGAJOGAHALLI V P KASABA
Branch
DoddaballaPur

UBIN0900508

HUNGI COMPLEX, MAIN ROAD, DADDABALLAPUR 561203
Branch
Doddabelavangala

UBIN0900915

VINUTHA NILAYA, DADDABELAVANGALA 561204
Branch
Dommasandra

UBIN0829757

NO 193,DOMMASANDRA,NEAR KRISHNA TEMPLE,SARJAPUR ROAD,ANEKAL,BANGALORE,562125
Branch
Gitam University Campus-nagadena Halli

UBIN0567116

SY.13/3,5/2, DODDABALALPUR-DEVANHALLI ROAD KONGATIA POST,DODDBALLAPUR TQ, BANGALORE RURAL DIST-561203
Branch
Gopahalli

UBIN0934941

GOPAHALLI M MG PALYA ROAD BIDADI HOBLI RAMANAGAR TQ RAMANAGAR DT
Branch
Harohalli

UBIN0918512

RAJIV GANDHI SEVA KENDRA,PANCHAYAT BUILDING, HAROHALLI,DEVANAHALLI TALUK,BANGALORE RURAL562135,KARNATAKA
Branch
Harohalli KanakaPura Road

UBIN0931284

SITE NO.17, NEAR KUMBER SHED BUS STOP, MARASANDRA MAIN ROAD, P.O HAROHALLI KANAKAPURA TQ, RAMANAGAR DT 562112 KARNATAKA
Branch
Hosadurga

UBIN0917087

AJAY COMPLEX,OPP. LIC OFFICE,KHATA NO 484741,VIJAYANAGAR EXTENSION ROAD,HOSADURGA 577527 KARNATAKA
Branch
Hosakote

UBIN0828408

NO 128,4TH A CROSS,MV EXTENSION,KAMURAHALLI MAIN ROAD,HOSAKOTE,BENGALURU RURAL DIST,BENGA
Branch
Hoskote

UBIN0911429

83482351A1,GANGAMMA GUDI ROAD,M V EXTENSION,HOSKOTE,PINCODE 562114
Branch
Iggaluru

UBIN0930113

RAJEEV GANDHI SEVA KENDRA IGGALUR IGGALURU CHANNAPATNA RAMNAGARA 562138,KARNATAKA
Branch
Kabbalu

UBIN0914991

47,KABBALU VILLAGE,SATANUR HOBLI,KANAKAPURA TALUK,RAMANAGAR DISTRICT562126
Branch
KanakaPura

UBIN0911747

CORPORATION BANK SRI KAMAKSHI COMPLEX BUDIGERE ROAD OPP KSRTC BUS STAND KANAKAPURA
Branch
Kanaswadi

UBIN0900923

KANASWADI 561203, DODDABALLAPUR TALUK
Branch
Kannur

UBIN0818216

NO.-19 BYRAVESHWARA COMPLEXYELAHANKA MAIN ROAD,KANNUR VILLAGE
Branch
Karahalli

UBIN0931101

CORPORATION BANK BUILDING NO 5 6 KARAHALLI VILLAGE AND POST DEVANAHALLI TALUK NANDI HILLS ROAD
Branch
Kodathi

UBIN0830429

SITE NO 117/1 KATHA NO 14,KODATHI GATE KODATHI VILL BANGALORE,560035
Branch
Kundana

UBIN0918661

MILK PRODUCERS COOPERATIVE,SOCIETY DEVANAHALLI TALUK,BANGALORE RURAL562135,KARNATAKA
Branch
Kutagal

UBIN0914975

89207,KUTAGAL VILLAGE,K.HOBLI,RAMNAGAR TALUK,RAMANAGAR DISTRICT562169
Branch
LakshmiPura

UBIN0818755

NO 19 KALATHUR COMPLEX,LAKSHMIPURA CROSSVIDYARANYAPURA POST,BANGALORE 560097
Branch
Magadi

UBIN0911941

999933, PATEL SUBBAIAH ROAD, MAGADI├╜ TOWN, RAMANAGARA├╜ DISTRICT, PIN├╜ 562120, KARNATAKA
Branch
Malurpatna

UBIN0930105

GARKALLY CHANNAPATNA POST KUDLUR MAULR PATNA VILLAGE CHANNAPATNA TALUQ 562160,KARNATAKA
Branch
Mandyabommanayakanahalli

UBIN0918504

CHANNAPATNA TALUK,RAMNAGARA DIST BEVOOR PO562108, KARNATAKA
Branch
Melekote

UBIN0904082

M.S.RAMAIAH BLDG,OPP GOVT.HOSPITAL,MELEKOTE 561205
Branch
Muddalinganahalli

UBIN0919683

S.NO.1,K.NO.32 BY 50 MAIN ROAD,MUDDALINGANAHALLI,NILAMANGALA TALUK,BANGALORE RURAL 562123,KARNATAKA
Branch
Nagavara

UBIN0919829

NAGAVARA NEAR BUS STOP,CHANNAPATNA TALUK,RAMNAGARA DT,BANGALORE RURAL KARNATAKA
Branch
Nelamangala

UBIN0907154

NO.1562A VISHWESHWARAPURA, DODDABALLAPURA RD, NELAMANGALA 562113
Branch
RamaNagara

UBIN0910872

316, 1ST FLOOR,IJOOR 1ST STAGE,NEAR BUS STAND,RAMANAGARA, KARNATAKA
Branch
RamPura Karnataka

UBIN0918407

NEAR GRAM PANCHAYAT OFFICE,VILLAGE RAMPURA,CHANNAPATNA TALUK RAMNAGAR DIST 560501, KARNATAKA
Branch
T.bekuppe

UBIN0915271

DOOR NO 25,T.BEKUPPE POST AND VILLAGE,KANAKAPURA TALUQ,RAMANAGAR DISTRICT562117
Branch
Tubagere

UBIN0900931

BUILDING NO.36K, TUBAGERE 561205
Branch
VijayaPura

UBIN0932671

JC EXTENSION MARKET ROAD VIJAYAPURA

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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