Select Branch for Union Bank Of India in Mysore, Karnataka

Choose a branch to view IFSC code and details

Branch
Abbur

UBIN0914983

KANASAMARI NO 1573, MILK PRODUCERS COOP SOCIETY LTD, ABBUR, RAMANAGAR DIST562108
Branch
Bogadi Mysore

UBIN0575275

4 60 FEET RD VIJAYNGR 4TH STAGE BOGADI MYSORE KARNATAKA PIN 570026
Branch
Bylakuppe

UBIN0910953

CORPORATION BANK,SERA THECHELING LACHI,CULTURAL SOCIETY SERA MONASTERY,PO BYLAKUPPE, KARNATAKA
Branch
Currency Chest Mysore

UBIN0989878

NO 1136 2NEW NO F27 D 16TH CROSS VIDYARANYAPURA BESIDE NEWAR SILVER JUBILEE MANANADADEVI LINK ROAD
Branch
Hinkal

UBIN0818518

295,D BLOCK,3 STAGEVIJAYANAGARA
Branch
Hullahalli

UBIN0901652

SANGAM CIRCLE,HULLAHALLI 571314
Branch
Hunsur

UBIN0913294

GCNVNNNBNDBDN70.
Branch
K R Nagara

UBIN0933805

K S GOWDAIAH COMPLEX RAILWAY STATION ROAD K R NAGARA
Branch
Mysore

UBIN0808695

1252,NARAYANA SASTRY ROADDEVARAJ MOHALLA,MYSORE,KARNATAKA
Branch
Mysore VijayaNagar

UBIN0906590

SITE NO.470, VIJAYANAGAR LAYOUT, MYSORE 570017
Branch
Mysore J P Nagar

UBIN0908924

NO.184, B BLOCK,J P NAGAR MAIN ROAD,MYSORE
Branch
Mysore Bannimantap

UBIN0906387

HOTEL HIGHWAY BLDG,BANNIMANTAP,MYSORE 570007
Branch
Mysore Kamakshi Hospital

UBIN0921505

KAMAKSHI HOSPITAL PREMISES, KUVEMPUNAGAR, MYSORE 570009
Branch
Mysore Kuvempu Nagar Cpbb

UBIN0905844

NO.34 KESHAVA COMPLEX,NRUPATHUNGA ROAD,KUVEMPU NAGAR,MYSORE 570023
Branch
Mysore LakshmiPuram

UBIN0912301

8954 I MAIN,KANTHARAJE URS ROAD,LAKSHMIPURAM,MYSORE 577 004
Branch
Mysore Main

UBIN0900117

L351GROUND FL,OPP CLOCK TOWER,ASHOKA RD.MYSORE 570001
Branch
Mysore NiveditaNagar

UBIN0912310

RUCHITA ARCADE,SITE NO.3,NEW KANTHARAJ URS ROAD,NIVEDITA NAGAR,MYSORE 570 022
Branch
Mysore RamakrishnaNagar

UBIN0918598

NO 1011, FIRST BLOCK, CHADURANGA,ROAD, NEAR ANDOLANA CIRCLE,RAMAKRISHNANAGARA MYSORE570022,KARNATAKA
Branch
Mysore Siddhartha Layout

UBIN0903761

117, 80 FEET ROAD, SIDDHARTHA LAYOUT, MYSORE 570011
Branch
Mysore VijayaNagar Stage Iv

UBIN0935182

NO 4514 VIGHNESH CIRCLE VIJAYANAGAR 4TH STAGE MYSURU STATE KARNATAKA
Branch
Mysore Vontikoppal

UBIN0902748

131 132 TEMPLE ROAD,P.B.NO.4,V.V.MOHALLA,MYSORE 570002
Branch
Mysuru Hootagalli

UBIN0932965

NO 554 NEAR SILENT SHORES RESORTS K R S ROAD HOOTAGALLI MYSORE
Branch
Mysuru S V Patel Nagar

UBIN0935310

NO 7 IST CROSS JCC LAYOUT II STAGE SARDAR VALLABH BHAI PATEL NAGAR LALITHADRI PURA POST MYSURU 570028
Branch
Nanjangud

UBIN0913316

31823057,17TH CROSS,RASHTRAPATHI ROAD,NANJANGUD 571 301
Branch
Periyapatna

UBIN0907197

NO.825 B.M. ROAD, SANTHEPET, PERIYAPATNA 571107
Branch
Sankranthi Circle Branch

UBIN0829927

1 AND 2,CITB CHOULTARY ROAD,HEBBALU 1ST STAGE,MYSORE,570016
Branch
Service Branch Mysore

UBIN0911917

KESHAVA COMPLEX, NRUPATUNGA ROAD, KUVEMPUNAGAR, MYSORE 570023,08212560611
Branch
Srirangapatna

UBIN0930539

NO 31 BHARANI OPP KEB OFFICE B M ROAD SRIRANGAPATNA
Branch
T NarasiPura

UBIN0915866

NO 644, EXTENSION, NANJANGUDU ROAD, T NARASIPURA, TALUK NARASIPURA, DIST MYSORE
Branch
Ulp Mysore

UBIN0583600

UNION BANK OF INDIA, REGIONAL OFFICE, VINOBA ROAD,3RD FLOOR MYSORE
Branch
VijayNagar Mysore

UBIN0558150

333 RAILWAY LAYOUTVIJAYNAGAR

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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