Select Branch for Union Bank Of India in Bhopal, Madhya Pradesh

Choose a branch to view IFSC code and details

Branch
Anand Nagar - Bhopal

UBIN0540293

ANAND NAGAR, OLD RAISON ROAD,BHOPAL, MADHYA PRADESH,PIN - 464 025.
Branch
Arera Colony - Bhopal

UBIN0545171

E-2/27, ARERA COLONY,NEAR BUS STOP NO. 7, BHOPAL,MADHYA PRADESH, PIN - 462 016.
Branch
Arera Hills

UBIN0558109

1513 1 1ARERA HILLS BHOPAL MADHYA PRADESH
Branch
Ashoka Garden

UBIN0815276

SHOP NO 10& 11,RAISEN ROAD,PINK TOWER,PRABHAT PETROL PUMP CROSS,PADMNABH NAGAR
Branch
Bhopal

UBIN0800473

NO 36,BHADBHADA ROAD T T NAGARBHOPAL,MADHYA PRADESH
Branch
Bhopal

UBIN0903591

MAKHIJA COMPLEX,62 HAMIDIA ROAD,BHOPAL 462001
Branch
Bhopal IndiraPuri

UBIN0916765

PLOT NO10,FIRST FLOOR,SECTORA,JK ROAD,INDRAPURI,BHOPAL 462023 MADHYA PRADESH
Branch
Bhopal Lalghati

UBIN0910929

DOOR NO 234,JAIN ROAD,JAIN NAGAR,LALGHATI, BHOPAL,MADHYA PRADESH
Branch
Bhopal M.p.Nagar

UBIN0906531

PLOT NO 249,BESIDE HOTEL TULSI EXOTIC,ZONE II, M. P. NAGAR BHOPAL
Branch
Bhopal Bairagarh

UBIN0930521

SHOP 24 25 26 SEHORE NAKA BHOPAL INDORE ROAD BAIRAGARH
Branch
Bhopal Kolar Road

UBIN0929298

PLOT NO 415 BY 150 NAYAPURA KOLAR MAIN ROAD BHOPAL 462042 MADHYA PRADESH
Branch
Bhopal Main

UBIN0532525

P.B. NO. 71, POST JUMERATI,BHOPAL, MADHYA PRADESH,PIN - 462 001.
Branch
Bhopal Peergate

UBIN0933155

PLOT NO 41 PEERGATE NEAR HOTEL SHAGUN BESIDE PUNJAB NATIONAL BANK NEEM ROAD
Branch
Bhopalbagh Sewania

UBIN0916901

HIG285,OPPCENTRAL PLAZA,COMMERCIAL COMPLEX,BAGHMUGHALIA,80FT WIDE MAIN ROAD,BHOPAL 462043 MADHYA PRADESH
Branch
Bhopaljp Nagar

UBIN0904414

NO.71 1ST FLOOR BERASIA ROAD, JP NAGAR, BHOPAL 462001
Branch
Currency Chest Bhopal

UBIN0909882

FLAT NO 16 SECTOR A J ROAD INDRAPURI
Branch
Distt Court Bhopal

UBIN0558320

DIST COURT SHAHJEHANABAD BHOPAL
Branch
Dupadiya

UBIN0933619

PROPERTY KHASRA NO 1471KA DUPADIYA VILLAGE BERASIYA MAIN ROAD
Branch
Fgmo-bhopal

UBIN0566462

UNION BANK BHAVAN, 1513/1/1 ARERA HILLS, PO-ARERA HILLS, DIST. BHOPALMADHYA PRADESH- 462011
Branch
Fgmo,bhopal

UBIN0541087

UNION BANK BHAVAN, II FLOOR,1513/1/1,ARERA HILLS,BHOPAL,MADYA PRADESH,PIN-462011
Branch
Karond

UBIN0569046

M S PGH INTERNATIONAL PVT LTD PEOPLES WORLD BHOPAL MADHYA PRADESH PINCODE 462038
Branch
Khajuri Sarak

UBIN0540625

KHANDELWAL BHAWAN AT&POST KHAJURI SARAK, SIHORE ROAD, BLOCK PHANDA, DIST. BHOPAL, MADHYA PRADESH, PIN - 462 031.
Branch
Kolar Road

UBIN0554910

30,MANDAKINI HOUSING COLONYKOLAR ROAD BHOPAL
Branch
M. P. Nagar - Bhopal

UBIN0553719

84, ZONE II, M. P. NAGAR,BHOPAL, MADHYA PRADESH.PIN - 462 011.
Branch
M.p.housing Board

UBIN0815284

SHOP NO 12 SATELITE PLAZA AYODHYA NAGAR BHOPBHOPAL MP
Branch
Maharana Pratap Nagar

UBIN0810126

PLOT NO 275,ZONE II,MAHARANA PRATAP NAGARBHOPAL,MADHYA PRADESH
Branch
Malaviya Nagar - Bhopal

UBIN0538370

10, MALAVIYA NAGAR,BHOPAL, MADHYA PRADESH,PIN - 462 003.
Branch
Mid Corporate Branch

UBIN0578835

MCB, R11, HARDEV COMPLEX M P NAGAR ZONE 2 BHOPAL MADHYA PRADESH 462011
Branch
MubarikPur

UBIN0929140

KHASRA NO 19912,MUBARIKPUR BYPASS CHOURAHA,BHOPAL NARSINGHGARH ROAD,MUBARIKPUR DIST BHOPAL462036
Branch
Mungalia Chap

UBIN0544574

AT MUNGALIA CHHAP, POST VIDYAVIHAR, DIST. BHOPAL, MADHYA PRADESH, PIN - 462 002.
Branch
Pgv Gwalior

UBIN0558311

PGV COLLEGE CAMPUS JIWAJI GANJ GWALIOR
Branch
R K D F College

UBIN0557382

RKDF COLLEGE CAMPUS HOSHANGABAD ROAD BHOPAL MADHYA PRAESH 462026
Branch
R.o.bhopal

UBIN0554693

1213/11, ARERA HILL BHOPAL BHOPAL MADHYA PRADESH PIN-462011
Branch
R.r.lab, Bhopal

UBIN0813168

R.R LABS,AMPRI CAMPUS,SAKET NAGAR,HOSANGABABHOPAL,MADHYA PRADESH
Branch
Rab Bhopal

UBIN0556599

15211 ARERA HILLS BHOPAL MADHYA PRADESH 462011
Branch
Raisen

UBIN0563811

RAISEN, RAIS, BHOPAL, MP
Branch
Rajgarh

UBIN0570796

KANHA GARDEN BYPASS ROAD RAJGARH BHOPAL MADHYA PRADESH PINCODE 465661
Branch
Regional Office Bhopal South

UBIN0578185

2ND FLOOR 228 ZONE I MP NAGAR
Branch
Rgpv Bhopal

UBIN0558672

RGPV COLLEGE GANDHI NAGAR BHOPAL
Branch
Rlp NarmdaPuram

UBIN0585858

PLOT-228,2ND FLOOR,ZONE1, MP NAGAR
Branch
Sallaiya

UBIN0570788

GANPATI BHAWAN OPP AAKRATI GREEN COMPLEX BHOPAL MADHYA PRADESH PINCODE 462026
Branch
Sausar

UBIN0563625

SAUSAR, BHOPAL, MP
Branch
Service Branch Bhopal

UBIN0554758

1513/1/1, UNION BANK OF INDIAARERA HILLS, BHOPAL
Branch
ShahPura Bhopal

UBIN0822035

T.3HHSGSTWSHHH.
Branch
Shastri Nagar - Bhopal

UBIN0549878

KHAZANA PARISAR, JAWAHAR CHOWKT.T. NAGAR, BHOPAL,MADHYA PRADESH, PIN - 462 003.
Branch
St. Joseph

UBIN0552712

KAMAYANI APARTMENTS, E-7/187,ARERA COLONY, NEAR 11 NO.BUS STOP,BHOPAL - 462 016 (M.P.)
Branch
Stc Bhopal

UBIN0553000

1513/1/1 ARERA HILLS BHOPAL,BHD GOVT. PRESS BHOPAL MADHYA PRADESH PIN-462011

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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