Select Branch for Union Bank Of India in Indore, Madhya Pradesh

Choose a branch to view IFSC code and details

Branch
A B Road, Indore

UBIN0812447

SAI PLAZAE-9,HIG,RAVISHANKAR SHUKLA NAGAROFF AB ROAD,INDORE MADHYA PRAD
Branch
Airport Road Indore

UBIN0825298

NO 3,SUKHDEV NAGAR,AIRPORT MAIN ROAD,INDORE,MADHYA PRADESH,452005
Branch
AnnaPurna Road - Indore

UBIN0553832

726, USHA NAGAR EXTENSION, BAJAJ TOWER,ANNAPURNA ROAD, INDORE - 452 009,MADHYA PRADESH.
Branch
AnnaPurna Road Indore

UBIN0551738

726 USHA NAGAR EXTENSION BAJAJ TOWER ANNAPURNA ROAD INDORE 452009 MADHYA PRADESH
Branch
Arb Indore

UBIN0579335

UG-18,19& 20, MANGAL CITY, SCHEME NO -54 ,PU-4, VIJAYNAGAR, AB ROAD, INDORE - 452010
Branch
Cbc Branch Indore

UBIN0586587

12-12A ANOOP NAGAR, JEEVAN PRADEEP LIC BUILDING, NEAR BRAND FACTORY OUTLET-452001
Branch
Cms Indore

UBIN0559881

SHIV VILAS PALACE GROUND FLOOR M G ROAD INDORE MADHYA PARDESH
Branch
Dakacha

UBIN0539155

AT & POST DAKACHYA,DIST. INDORE, MADHYA PRADESH,PIN - 453 652.
Branch
DharamPuri

UBIN0915246

PLOT NO 142,OPP PETROL PUMP,VILLAGE DHARAMPURI,TEHSIL SANWER,DISTRICT INDORE 453551
Branch
Fi-bada Bangarda

UBIN0564877

VILL. BADA BANGARDA NEAR GANDHI NAGAR,INDO CITY -INDORE MADHYA PRADESH PIN-453112
Branch
GandiNagar

UBIN0544809

UNION BANK OF INDIA, GANDHI NAGAR (DIST. INDORE), 8, PARAS RAM MARG, AT & POST GANDHINAGAR, DIST. INDORE, MADHYA PRADESH,, PIN - 453 112.
Branch
Geeta Bhavan - Indore

UBIN0552020

KAILASH PARK, MANORAMAGANJ,INDORE, MADHYA PRADESH,PIN - 452 001.
Branch
Index Medical College

UBIN0590258

INDEX CITY, VILL MORODHAT, NH59A, NEMAWAR ROAD TEH.KHUDEL,INDORE - 452016
Branch
Indore

UBIN0902900

SAJJAN BLDG,1ST FLOOR,OPP.DISTRICT COURT,24 M.G.ROAD,INDORE 452007
Branch
Indore - Service Branch

UBIN0548006

30 SHIV VILAS PALACEINDORE, MADHYA PRADESH,
Branch
Indore - Ssi

UBIN0553123

NARAYAN KOTHI CHOWK,21, DIAMOND COLONY,INDORE - 452 003, M.P.
Branch
Indore AnnaPurna Road

UBIN0930440

PLOT NO 7 USHA NAGAR EXTN SUDAMA NAGAR ROAD
Branch
Indore Bengali Chourah

UBIN0930342

WIDE ROAD GOYAL NAGAR BENGALI CHOURAHA NEAR SHAKUNTALA DEVI NURSING HOME 452008
Branch
Indore City (main)

UBIN0532631

1/3, MURAI MOHALLA, SANYOGITA GANJ,INDORE, MADHYA PRADESH,PIN - 452 001.
Branch
Indore Development Authority - Indore

UBIN0552071

INDORE DEVELOPMENT AUTHORITY BUILDING7, RACE COURSE ROAD,INDORE - 452 003, MADHYA PRADESH
Branch
Indore VijayNagar

UBIN0930857

PLOT NO 51 VIJAYNAGAR NEAR SATYA SA A B ROAD INDORE
Branch
Islamia Karimia Degree College - Indore

UBIN0552496

ISLAMIA KARIMIA DEGREE COLLEGE COMPOUND2/2 OLD PALASIA, INDORE, (M.P.)PIN - 452 004.
Branch
Jhalariya

UBIN0570907

PLOT 49 SANRISE PLACE COLONY VIL JHALARIYA JHALARIYA MADHYA PRADESH PINCODE
Branch
Khajarana,indore

UBIN0556807

KHARJANA,JEEVAN JYOTI BUILDING, GROUND FLOOR,12-12A,ANOOP NAGAR,AGRA-BOM RAOD,MADHYA PRADESH-452003.
Branch
Kodariya

UBIN0914070

ANROADKODARYA,DSTRCTNDORE.P
Branch
Kudwali Buzurg

UBIN0569801

TEHSIL SANWER KUDWALI BUZURG MADHYA PRADESH PINCODE
Branch
M.g. Road - Indore

UBIN0539163

SHIV-VILAS PALACE,RAJWADA, INDORE, MADHYA PRADESH,PIN - 452 004.
Branch
Malharganj - Indore

UBIN0536261

453, M. G. ROAD,INDORE ,MADHYA PRADESH, PIN - 452 007.
Branch
Mhow

UBIN0536270

74, MAIN STREET, MHOW,DIST. INDORE, MADHYA PRADESH,PIN - 473 441.
Branch
Mhow Cantonment

UBIN0821918

1 VIKRAM NAGAR,KISHANGUNJAB ROAD,MHOW
Branch
Mid-corporate Branch,indore

UBIN0569178

SATGURU PARINAYNO 05 PU3SCHEME 54AB ROAD INDORE MADHYA PRADESH PINCODE 452001
Branch
Nanda Nagar Colony

UBIN0829781

H.NO.14,CLERK COLONY,NEAR NANDA NAGAR,MAIN ROAD,PARDESIPURAM,INDORE
Branch
Narsing Bazar

UBIN0554367

31/32, NARSING BAZAR,INDORE - 452 002, MADHYA PRADESH.
Branch
Pipliya Kumar Indore

UBIN0566632

S S ANGAN 90 91 DEEP P ALACE COLNY PIPLIYA CITY PIPLIYA KUMAR INDORE MADHYA PRADESH
Branch
R.o.indore

UBIN0536890

12-12A ANOOP NAGAR INDORE INDORE MADHYA PRADESH PIN-452011
Branch
Rab Indore

UBIN0556211

RETAIL ASSET BRANCH,1KDC COLLEGE COMPOUND,2/2 OLD PALASIA,INDORE,PIN-452004,MADHYAN PRADESH.
Branch
Rajendra Nagar Indor

UBIN0561614

18 C RAJENDRA NAGAR INDORE DIST INDORE
Branch
Rau

UBIN0820369

AACAAAKP04AAA(MP
Branch
Sapna Sangeeta

UBIN0822027

G 1,G 2 GOLD COIN PLAZA,324 DHANWAR RUWAN MAIN ROAD,INDORE,M P
Branch
Scheme No. 54 - Indore

UBIN0554375

GF-26-27, VIJAY NAGAR,INDORE - 452 010,MADHYA PRADESH.
Branch
Schemeno Indore

UBIN0574686

UBI SCHM 78 PLOT 1140 WARD 37 OPP SCHM 78 INDORE MADHYA PRADESH PINCODE 452010
Branch
Sindhi Colony - Indore

UBIN0542211

30, PATEL NAGAR, SNEH NAGAR MAIN ROAD,INDORE, MADHYA PRADESH,PIN - 452 001.
Branch
Siyaganj - Indore

UBIN0532622

377, JAWAHAR MARG,SIYAGANJ, INDORE,MADHYA PRADESH, PIN - 452 007.
Branch
VishnuPuri - Indore

UBIN0549746

3, VISHNUPURI, A.B.ROAD,INDORE, MADHYA PRADESH,PIN - 452 001.

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts