Select Branch for Union Bank Of India in Pune, Maharashtra

Choose a branch to view IFSC code and details

Branch
Agakhan Palace Area - Pune

UBIN0546771

INDIRA PARK CO-OP HOUSING SOCIETY LTD.,PLOT NO.119, PUNE NAGAR ROAD, YERVADA,PUNE, PIN - 411 006.
Branch
Agricultural Market Yard - Pune

UBIN0543896

PLOT NO.285/286, TORNA RD, MARKET YARD,PUNE, PIN - 411 037.
Branch
Akurdi

UBIN0562637

AKURDI PUNE MAHARASHTRA
Branch
Ambegaon

UBIN0825204

GROUND FLOOR,SHOW ROOM NO.1,S.NO.56/2,NEXTTO DHAYRI ROAD,AMBEGAON,PUNE MAHARASHTRA
Branch
Asset Recovery Branch Pune

UBIN0578789

NO 1 GROUND FLOOR WESTEND CENTRE -III , S.NO. 169/1- NAGARAS ROAD ,AUNDH, PUNE
Branch
Aundh

UBIN0554138

SHOWROOM NO. 3 & 4, BUILDING A-1, KALPATARUENCLAVE, OPPOSITE SHIVSAGAR RESTAURANT,D.P. ROAD, AUNDH, PUNE - 411 007.
Branch
Aundh

UBIN0826201

SHOP NOS.S-1/B,S-1/C,ROHAN NILAY,SANGAVI ROAD,AUNDH,PUNE
Branch
B.t.kawade Road

UBIN0560677

CITADEL INCLUE,SHOP NO 8 & 9, SNO 51/1/6+1/7+1/8,B.T.KAWADE ROAD
Branch
Balewadi

UBIN0564389

SHOP NO 1 &2 SHREE RESIDENCY PUNE PIN CODE 411045
Branch
Baner

UBIN0558389

74 75 PK SHROFF RAOD BANER PUNE
Branch
Baramati

UBIN0560596

SHRIYASH BLDG NEAR CIVIL COURT BHIGWAN RD BARAMATI DIST PUNE
Branch
Baramati

UBIN0910996

NO 456, AVADOOT PLAZA,BHIGWANA ROAD, NEXT TO SBI, BARAMATI, MAHARASHTRA.
Branch
Bavdhan

UBIN0560928

SHOP NO 1 SUKHWANI PRESTIGE BAVDHAN KHURD PUNE
Branch
Bhavani Peth - Pune

UBIN0538141

PARWANI ESTATE, JAWAHARLAL NEHRU ROAD,BHAWANI PETH, PUNE, PIN - 411 042.
Branch
Bhosari

UBIN0567205

SHOP NO 1,GLOBAL TRUST BUILDING,SECTOR NO 1, PUNE MAHARASHTRA PINCODE-411039
Branch
Bhugaon

UBIN0914941

SHOP NO 12,13,14,15,16,SARTHAK COMPLEX,SHOP NO 518,H NO 13 11 C2,BHUGAON POST,MULSHI TALUK,PUNE DISTRICT 411042
Branch
Caps Pune

UBIN0985163

H2406 GEN.THIMMAYYA ROAD, EAST STREET, CAMP, PUNE 411011
Branch
Chakan

UBIN0570575

H.NO.1858 ANTUK COMPX SHIKRAPUR ROAD CHAKAN MAHARASHTRA PINCODE 410501
Branch
Chakan

UBIN0826103

SHOP NOS.1,6,7,8& 2 BUSINESS PLAZAGAT NO.1638& 1639,CHAKAN,PUNE
Branch
Cms Pune

UBIN0558443

AGRICULTURAL PRODUCE MARKET YARD PLOT NO.285 286 TORNA ROAD GULTEKDI
Branch
Currency Chest Pune

UBIN0995088

FLAT NO 23 S NO 188 GAWADE COLONY OFF CHINCHWAD TELCO ROAD PUNE
Branch
Dehu

UBIN0914002

C.S. NO. 172 TO 181, NEAR PRIMARY HEALTH CENTRE, DEHU VILLAGE, PUNE DISTRICT412109
Branch
Dhanori

UBIN0591700

VASANTAM PLACE, S. NO. 48-1-1, VILLAGE DHANORI, TALUKA - HAVELI 411015
Branch
Dsk Vishwa

UBIN0558940

SHOP NO 5 D S K VISHWA DHAYARIGAON
Branch
Fergussan College Road - Pune

UBIN0548944

1184/4, SHRANATH PLAZA,DYANESHWAR PADHUKE CHOWK,FERGUSSAN COLLEGE ROAD, PUNE.
Branch
Fgmo-pune

UBIN0566471

JEEVAN PRAKASH, 6/7 UNIVERSITY ROAD,PO-SHIVAJI NAGAR, DIST. PUNEMAHARASHTRA- 411005
Branch
Fi Kalus

UBIN0567159

AT & POST KALUS TAL KHED PUNE MAHARASHTRA
Branch
Fi Kanhersar

UBIN0564648

SHOP 6 7&8 UPR GRND FL KHED PABAL ROAD TAL KANHERSAR PINCODE 410505
Branch
Gidney Park - Pune

UBIN0549461

RADHAV VISHNU NIWAS, 55/8/A, SALISBARY PARK,GULTEKADI, PUNE,PIN - 411 037.
Branch
Hadapsargaon - Pune

UBIN0549983

1-A, MANTRI MARKET, PUNE SOLAPUR ROAD,HADAPSAR, PUNE, MAHARASHTRA,PIN - 411 028.
Branch
Hinjewadi

UBIN0574465

HINJEWADI BRSNO1421 SHIVNERI PLAZA PUNE MAHARASHTRA PINCODE411012
Branch
IndaPur

UBIN0571130

HNO104PUNE SOLAPUR ROADINDAPURPUNE INDAPUR MAHARASHTRAPINCODE
Branch
Karve Road - Pune

UBIN0537004

21/2, KARVE ROAD, DIST. PUNE,PIN - 411 004.
Branch
Katewadi(kanheri)

UBIN0541753

KATEWADI BRANCH,BHAVANI NAGAR,POST,TALUKA INDAPUR,DIST PUNE.
Branch
Katraj

UBIN0574473

NITYANAND SCTOP SHAHU BANKKTRJ DHANKA RD PUNE MAHARASHTRA PINCODE411046
Branch
Khadakwasla

UBIN0914037

UPPER GROUND FLOOR,NANDED KHADAKWASLA ROAD,KHADAKWASLA,PUNE DISTRICT411041
Branch
Kharadi

UBIN0575186

SHOP 2ARRISA AVENUE S NO 5821AKHARADI PUNE MAHARASHTRA PIN411014
Branch
Kirkee

UBIN0538841

GOLDEN COURT, 50, AUNDH ROAD,AT & POST KIRKEE, DIST. PUNE,PIN - 411 003.
Branch
Kolvan

UBIN0549282

AT POST KOLVAN TALUKA MULSHI DIST.PUNE PIN 412108 MAHARASHTRA
Branch
Kondhwa

UBIN0568261

GERA JUNCTION CONDOMINIUM PUNE MAHARASHTRA PINCODE-411040
Branch
Koregaon Park Pune

UBIN0564460

TARABAUG SOCIETY KOREGAON PARK PUNE - PUNE, PIN CODE - 411001
Branch
Korhale (bk)

UBIN0555011

SHOP NO. 243/8/9/10, SIDHESWAR GRAM SACHIVALAY,KORALE (B.K.), TALUKA BARAMATI,DIST. PUNE, MAHARASHTRA - 413 103.
Branch
Kuruli

UBIN0565164

SAMRUDHI BUILDING,H NO 1945, GAT NO.7 KURULI CITY -PUNE MH PIN-410501
Branch
Lavasa City

UBIN0560910

SB6 03 PORTFINO A BLDG VILL DASVE PO PATHARSHET TAL MULSHI DIST PUNE
Branch
Lcb Pune

UBIN0579271

FIRST FLOOR,ADITI COMMERCE CENTER,H-2406,GEN.THIMMAYAROAD,EAST STREET,CAP,PUNE-411001
Branch
Manchar

UBIN0555002

SHOP NO. 1,2,3, POONAM COMPLEX, PIMPALGAON PHATA, PUNE - NASIK HIGHWAY, MANCHAR,TEHSIL AMBEGAON, DIST. PUNE - 410 503.
Branch
Markal

UBIN0914011

BALAJI PALACE NEAR WATER TANK,ALAND MARKAL ROAD,MARKAL,KHED TALUK,PUNE DISTRICT412105
Branch
Maval (vadgaon)

UBIN0532223

SHANTI DEEP COMPLEX, NEAR RAILWAY STATION,VADGAON MAVAL, DIST. PUNE,PIN - 412 106.
Branch
Mlp Greater Pune

UBIN0582719

401 FOURTH FLOOR STELLAR ENCLAVE D.P. ROAD NEAR PARIHAR CHOWK AUNDH PUNE 411007
Branch
Mlp Pune Metro

UBIN0582701

4TH FLOOR, CANNAUGHT PLACE BUILDING, NEAR WADIA COLLEGE
Branch
Mutha

UBIN0547492

AT POST MUTHA TALUKA MULSHI ADDRESS LINE2 DIST PUNE PIN 411004.MAHARASHTRA
Branch
Nare Ambegaon

UBIN0560901

NAVALE PRESTIGE SURVEY NO 51 7 1 OLD TOLL NAKA MUMBAI BANG HIGHWAY NARE AMBEGN PUNE
Branch
Navipeth - Pune

UBIN0536008

PLOT NO.2, F. P. NO. 989, LAXMI PARK,LAL BAHADUR SHASTRI MARG, NAVI PETH,DIST. PUNE, PIN - 411 030.
Branch
Nigdi

UBIN0916757

SHOP NO.23 TO 28,NEXT TO INCOME TAX OFFICE,AKURDI RAILWAY STATION ROAD,NIGDI 411044 MAHARASHTRA
Branch
Otur

UBIN0577235

ONKAR HEIGHTS SNO 176 PO OTUR TAL JUNNAR PIN 412409
Branch
Pargaon Tarf Khed

UBIN0934917

VIVID KARYAKARI SOCIETY BUILDING FLOOR BESIDE POONA ZILA PARYSHAD PRIMARY SCHOOL AT PARGAON TALUKA AMBEGAON DIST
Branch
Paud Mulshi

UBIN0532215

AT & POST PAUD, TALUKA MULSHI, DIST. PUNE, PIN - 412 108. MAHARASHTRA
Branch
Paud Phata - Pune

UBIN0549886

S.NO.88/161+138, PLOT NO.12, PUSHPA APT.GUJRAT COLONY, PAUD ROAD, KOTHRUD,PUNE, MAHARASHTRA, PIN - 411 029.
Branch
Pimpalgaon Shel

UBIN0544647

AT & POST SHEL PIMPALGAON, TALUKA KHED, DIST. PUNE, PIN - 410 501. MAHARASHTRA
Branch
Pimple Saudagar

UBIN0829846

SAI RAJ REGENCY GRD FLOOR A WING S NO 64/1NR CNG PETROLIUM & SAI SCHOOL PIMPLE SAUDAGAR
Branch
Pimpri-chinchwad

UBIN0811173

SUNSHINE MARK S,UNIT NO 1,2,3 CTS NO 4840 NMUMBAI PUNE HIGHWAY ROAD,PIMPRI
Branch
Pune

UBIN0554596

PASHAN BRANCH,MONT VERT MARC,S. N O.129/2,PASHAN-SUS ROAD,PUNE-411021
Branch
Pune

UBIN0809063

598 SACHAPIR STREETPUNE CONTONMENT,PUNE,MAHARASHT
Branch
Pune

UBIN0901326

CORPORATION BANK,ADITI COMMERCE CENTRE,THIMMAYYA ROAD,PUNE411 001
Branch
Pune Baner

UBIN0907740

BANER RD, OPP.HOTEL SAGAR,BANER,PUNE 411045
Branch
Pune Sarasbhag

UBIN0910210

986, SHUKRAWAR PETH,OPPSARASBAUG,NEXT TO SRI MAHALAXMI,TEMPLE,MITRA MANDAL ROAD,PUNE
Branch
Pune Aundh

UBIN0913995

NO. 1 GROUND FLOOR, WESTEND CENTRE III S.NO. 1691, NAGRAS ROAD, AUNDH, PUNE411007
Branch
Pune Chinchwad

UBIN0904457

RAKA CHAMBERS, CHINCHWAD STATION, MIDC TELCO ROAD, CHINCHWAD,PUNE 411019
Branch
Pune - Ifb

UBIN0550574

619, SACHAPIR STREET, PUNE CAMP,PUNE, MAHARASHTRA,PIN - 411 001.
Branch
Pune - Service Branch

UBIN0547310

PMT COMMERCIAL BUILDING NO.1FIRST FLOOR, SWARGATE
Branch
Pune - Ssi Finance Branch

UBIN0550175

SHREENATH PLAZA, DYANESHWAR PADHUKE CHOWK,FERGUSSON COLLEGE ROAD,PUNE, PIN - 411 005.
Branch
Pune Camp

UBIN0532177

2-A, ARORA TOWERS, 9 MOLEDINA ROAD,PUNE CAMP, DIST. PUNE, MAHARASHTRA,PIN - 411 001.
Branch
Pune City

UBIN0532185

POPATLAL SHAH SMARAK TRUST BUILDING,189, RAVIWAR PETH, POST BOX NO. 518,PUNE, PIN - 411 002.
Branch
Pune Dapodi Branch

UBIN0921220

GROUND FLOOR,100 FEET ROAD,GANESH HEIGHTS,GANESH NAGAR,DAPODI,PUNE 411012 MAHARASHTRA
Branch
Pune Hadapsar

UBIN0910228

MEGA CENTER,SHOP NO.7 10,PUNESHOLAPUR ROAD,HADAPSAR,PUNE
Branch
Pune Karve Nagar

UBIN0905038

SAI GANESH COMPLEX, SHOP NO.19 TO 24, KARVE NAGAR,PUNE 411052
Branch
Pune Pimpri Masulkar Colony

UBIN0912166

S NO 144, 1491, PREM PARK, MASULKAR COLONY
Branch
Pune Service Br

UBIN0997455

SUYOG PLAZA, 1278 1ST FLOOR, JUNGLI MAHARAJ ROAD,DECCAN GUYM, PUNE 411005
Branch
Pune Somwarpeth

UBIN0907855

KAPOOR HEIGHTS, MALI MAHARAJ RD. SOMWARPETH PUNE 411001
Branch
Pune Vimman Nagar

UBIN0907391

PLOT NO.992, MEHTA HOUSE, VIMAN NAGAR, PUNE 411014
Branch
Punebhosari

UBIN0916790

PLOT PAPBG 102105,TATA MOTORS ROAD,MIDC,BHOSARI,PUNE 411039 MAHARASHTRA
Branch
Punedeccan Gymkhana

UBIN0907006

SUYOG PLAZA, 1278 JUNGLI MAHARAJ RD, DECCAN GYMKHANA,PUNE 411003
Branch
Punenavipeth

UBIN0909041

NAVIPETH, OPPHAPPY HOUSE, L.B.S.ROAD, PUNE411030
Branch
Punepimple Saudagar

UBIN0912140

SHUBHASHREE WOOD CLUB HOUSE, PIMPLE SAUDAGAR
Branch
Punesouthern Command

UBIN0906981

MAITRI SHOPPING COMPLEX, SOUTHERN COMMAND, PUNE 411001
Branch
R.o.pune

UBIN0535109

DHANALAXMI CHAMBERS 415/1 SOMWARPETH PUNE MAHARASHTRA PIN-411011
Branch
Rab Pune

UBIN0556254

2- A ARORA TOWERS, 9 MDELIKA ROAD, PUNE CAMP DIST, MAHARASHTRA - 411001
Branch
Regional Office Pune West

UBIN0578550

201-202 SECOND FLOOR STELLAR ENCLAVE D P ROAD NEAR PARIHAR CHOWK AUNDH PUNE 411007
Branch
Retail Asset Hub Pune

UBIN0908444

SAYOG PLAZA, I FLOOR,1278 JUNGLE MAHARAJA RD,DECCAN GYMKHANA, PUNE411004
Branch
Sadashiv Peth

UBIN0569232

SADHYA S NO 1503 1504 SADASHIV PETH PUNE MAHARASHTRA PINCODE 411030
Branch
Sanaswadi

UBIN0929913

SANASWADI CHOWK SANASWADI SHIRUR PUNE 412208 MAHARASHTRA
Branch
Sangvi , Pune

UBIN0554685

S. NO. 69 , NARSINHA CHOWK,SHITOLE MALA, MAIN ROAD,SANGVI, PUNE
Branch
Saswad

UBIN0570583

ABHISHREE GARDEN SNO7PUNE SASWAD RD PUNE MAHARASHTRAPINCODE
Branch
Shirur

UBIN0914053

SURAJ HOTEL BUILDING,MAIN ROAD,SHIRUR,PUNE DISTRICT 412210
Branch
Shivaji Road

UBIN0547131

110/8, SHIVAJI NAGAR,NEXT TO MANGLA THEATRE,PUNE, PIN - 411 005. MAHARASHTRA
Branch
ShivajiNagar

UBIN0811521

1187/23 KRUSHNA KUNJ GHOLE ROADSHIVAJINAGAR,PUNE
Branch
Sinhgad

UBIN0564371

PLOT NO 41 DHANLAXMI SOCIETY PUNE PIN CODE 411051
Branch
Somwar Peth - Pune

UBIN0541079

20 1 D 1 SOMWAR PETH DIST. PUNE PIN411 011 MAHARASHTRA
Branch
Station Road, AhmedNagar

UBIN0550540

UNION BANK OF INDIA, STATION ROAD - AHMEDNAGAR, KAILASH HOTEL BUILDING, STATION ROAD,, NEAR AHMEDNAGAR COLLEGE CAMPUS,, AHMEDNAGAR, MAHARASHTRA, PIN - 414 001.
Branch
Telegaon Dabhade

UBIN0914061

PLOT NO. 5151 PANCHWATI COLONY, TALEGAON DABHADE, PUNE DISTRICT410506
Branch
Thergaon

UBIN0558958

ANANT PARK 67,HISSA 2912-2913,RAHATNI KALEWADI RD THERGAON
Branch
Tilak Road - Pune

UBIN0532193

UDYOG BHAVAN, " C "-BLOCK, P.B.NO.537, TILAK MAPOST BOX NO. 537, DIST. PUNE,PIN - 411 002.
Branch
Ulp Pune West

UBIN0583871

UNION BANK OF INDIA,STELLAR ENCLAVE,4TH FLOOR,AUNDH,PUNE-411007
Branch
Undri

UBIN0561690

UNDRI BRANCH PUNE MAHARASHTRA
Branch
Union Loan Point Au

UBIN0563293

UNION LOAN POINT AU, PUNE, MAH
Branch
Varude

UBIN0547841

AT POST VARUDE TALUKA KHED DIST. PUNE PIN 410505 MAHARASHTRA
Branch
Viman Nagar

UBIN0815799

SHOP NO 11-16,ROYAL TOWERAIR FORCE ROAD,VIMAN NAGAR
Branch
Viman Nagar - Pune

UBIN0554430

VIMAN PRESTIGE, SHOP NO. 11,PLOT NO. 87, VIMAN NAGAR, PUNE,MAHARASHTRA - 411 014.
Branch
Vishrantwadi

UBIN0560600

SHOP NO 31, SHOPPERS ORBIT S NO 44A/1, ALANDI ROAD,VISHRANTWADI
Branch
Wagholi

UBIN0577669

SHOWROOM NO 2 3 4 GAT 649 JJ NAGAR KESNAND PHATA 412207
Branch
Wakad

UBIN0827231

SHOP NO 2,G O SQUARE,S NO 249,250,251,WAKAD,PUNE,411057
Branch
Wanewadi

UBIN0932493

OPP PANCHAYAT OFFICE NEAR SOMESHWAR SUGAR FACTORY WANEWADI ROAD WANEWADI
Branch
Warje Malvadi

UBIN0560898

SHOP NO 4 5 6 GF DANGAT PARK S NO 129 3 1 NDA RD WARJE MALVADI PIN 411058
Branch
Zonal Audit Office Pune

UBIN0580368

PMT BUILDING SWARGATESH ANKARSETH ROAD PUNE MH PIN 411042
Branch
Zonal Office Pune

UBIN0988014

201 202 2ND FLOOR STELLAR ENCLAVE D P ROAD PUNE

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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