Select Branch for Union Bank Of India in Jalandhar, Punjab

Choose a branch to view IFSC code and details

Branch
AdamPur Doaba

UBIN0534021

RAILWAY ROAD, ADAMPUR DOABA, DIST. JALANDHAR, PUNJAB, PIN - 144 102
Branch
Banga

UBIN0553441

266/10, RAILWAY ROAD, BANGA, P.O. BANGA, DIST. JALANDHAR, PUNJAB - 144 505.
Branch
Barapind

UBIN0530859

AT & POST BARAPIND, TALUKA - PHILLAUR, DIST. JULLUNDER, PUNJAB, PIN - 144 418.
Branch
Beas

UBIN0563668

BEAS, JALANDHAR, PUN
Branch
BhogPur

UBIN0567086

OPP. RUBY PALACE G.T. ROAD JALANDHAR PUNJAB PIN - 144201
Branch
Bilga (dist. Jullunder)

UBIN0530867

PATI NILOWAL MAIN BAZAR VILL.POST BILGA DIST.JULLUNDER PUNJAB PIN 141036
Branch
Boparai

UBIN0530875

POST GORAYA ROAD, BOPARAI, POST BOX NO. 29, DIST. JULLUNDER, PUNJAB, PIN - 144 409.
Branch
Buttaran

UBIN0540471

AT BUTTARAN POST BOPARAI VIA BHOLATH DIST.JULLUNDER PUNJAB PIN 144622
Branch
Chandan Nagar - Jalandhar

UBIN0548553

CHANDAN NAGAR,DIST. JALANDHAR, PUNJAB,PIN - 144 008.
Branch
Daduwal

UBIN0820717

ANDHRA BANK,DADUWAL VILLAGE,JALANDHAR DT,PUNJAB 144032
Branch
Focal Point

UBIN0831191

SCF 28& 29,FOCAL POINT JALANDHARPUNJAB
Branch
Garha Road Jalandhar

UBIN0566900

GOLDEN AVENUE OPP SGL HOSPITAL GARHA ROAD JALANDHAR PUNJAB144022
Branch
Goraya

UBIN0912964

NEAR HILIFE FURNITURE BUILDING,MAIN GT ROAD GORAYA 144409
Branch
Jalandhar

UBIN0810860

118,BASTI ADDA,G T ROADJALANDHAR
Branch
Jalandhar - Overseas

UBIN0550141

20, G.T. ROAD, NEAR BMC CHOWK,OPP. KING HOTEL, JALLANDHAR CITY,PUNJAB, PIN - 144 001.
Branch
Jalandhar - Ssi Finance Branch

UBIN0550868

M-5, INDUSTRIAL AREA, JALANDHAR.PUNJAB.PIN. 144 004
Branch
Jalandhar Main

UBIN0530832

12, PARAM MARKET, CIRCUIT HOUSE ROAD,CIVIL LINES, JALANDHAR CITY,PIN - 144 001, PUNJAB.
Branch
Jallandhar

UBIN0905003

GURU TEG BAHADUR NAGAR, JALLANDHAR 144003
Branch
Jallandhar Lic Ec

UBIN0921211

LIC OF INDIAS, MODEL TOWN ROAD, JALLANDHAR 144003
Branch
Jandiala

UBIN0530883

AT & POST JANDIALA, DIST. JULLUNDUR, PUNJAB, PIN - 141 303
Branch
Jandusingha

UBIN0574911

PATTI DALLA,JAITEWALI ROAD,VPO JANDUSINGHA JALANDHAR PUNJAB PINCODE-144101
Branch
Jullandhar

UBIN0539066

BASTI NAO,PIN-144002, DIST. JALANDHAR.
Branch
KaPurtala

UBIN0906344

JALANDHAR ROAD, KAPURTALA 144601
Branch
KaPurthala

UBIN0563676

KAPURTHALA, JALANDHAR, PUN
Branch
KaPurthala Road Jalandhar

UBIN0566918

BASTI MITHU JAMMU HOSPITAL KAPURTHALA RD JALANDHAR PUNJAB144001
Branch
Kishangarh Punjab

UBIN0914517

MAIN ROAD,KISHANGARH DIST,JALLANDHAR 610012
Branch
Ladowali Road, Jalandhar

UBIN0816639

SCO-2,PUDA COMPLEXLADOWALI ROAD
Branch
Lidhran

UBIN0819590

LIDHRAN VILLAGEJALANDHAR DIST
Branch
Lohian Khas

UBIN0566683

WARD NO 1 BHANDAL COLY LOHIAN KHAS JALANDHAR PUNJAB 144629
Branch
MehatPur

UBIN0565059

NEAR BUS ST,MAIN RD MEHATPUR,NAKODAR CITY - MEHATPUR DISTT.JALANDHAR PIN-144041 PUNJAB
Branch
MithaPur Road Jalandhar

UBIN0566705

MITHAPUR ROAD,SUPER MARKET,JALANDHAR , PUNJAB , PIN - 144001
Branch
Model Town Jalandhar

UBIN0561568

464 R RAINBOW ROAD MODEL TOWN JALANDHER PUNJAB
Branch
MustafaPur

UBIN0540480

AT POST MUSTAFAPUR DIST.JULLUNDUR PUNJAB PIN 144 801
Branch
Nakodar

UBIN0823929

HOUSE NO.134,AT MOHALLA,BAHADURPURA,SHANKNAKODAR,DIST JALANDHAR PUNJAB
Branch
Nakodar

UBIN0539040

NOOR MAHAL ROAD, NAKODAR,DIST. JULLUNDUR, PUNJAB,PIN - 144 040.
Branch
Nangal Fateh Khan

UBIN0919926

PO PATARA,TEHSIL AND DISTRICT JALANDHAR 144101,PUNJAB
Branch
Noor Mahal

UBIN0538671

TEJ TOWER COMPLEX, NEAR BUS STAND, MANDI ROAD,NOORMAHAL, DIST. JALANDHAR,PUNJAB - 144 039.
Branch
Pims,jalandhar

UBIN0818143

PIMS MEDICAL& EDUCATIONAL CHARITABLE SOCIETYGARHA ROAD,JALANDHAR
Branch
R.o.jalandhar

UBIN0536831

REGIONAL OFFICE JALANR VEER PARTAP BHAVAN JALANDHAR PUNJAB PIN-144001
Branch
Rama Mandi Jalandhar

UBIN0560723

OPP KHAIRA FILLING STATION HOSHIARPUR ROAD RAMA MANDI
Branch
Rourka Kalan

UBIN0530841

AT POST ROURKA KALAN PATTI BULLEKI DIST. JULLUNDUR PUNJAB PIN 144031.
Branch
Saral Lite Jalandhar

UBIN0582182

UNION BANK OF INDIA, 1ST FLOOR, 12 PARAM MARKET, CIVIL LINES JALANDHAR 144001
Branch
Service Branch Jalandhar Civil Lines Jalandhar

UBIN0559849

12 PARAM MARKET OPP CIRCUIT HOUSE CIVIL LINES JALANDHAR
Branch
Shankar

UBIN0530891

BHAI HAZARI JI MANDIR, SHANKER, DIST. JULLUNDUR, PUNJAB, PIN - 144 042.
Branch
Union Loan Point Jalandhar

UBIN0558966

FIRST FLOOR,12-PARAM MARKET,CIVIL LINES,OPP CIRCUIT HOUSE
Branch
Urban EState Phase Ii - Jalandhar

UBIN0553964

SCO 31, URBAN ESTATE, PHASE - II,JALANDHAR - 144 022, PUNJAB.
Branch
Urban EState Phase Jallandhar

UBIN0553962

SCO 31 URBAN ESTATE PHASE II JALANDHAR
Branch
Village Chugatti - Jalandhar

UBIN0545210

CHUGATTI BRANCH,DIST. JALANDHAR, PUNJAB,PIN - 144 009.

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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