Select Branch for Union Bank Of India in Azamgarh, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Aharula

UBIN0536032

AT & POST AHRAULA, MATLUPUR, TEHSIL BURAHANPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 221.
Branch
Ailwal

UBIN0566811

322 AILWAL NEAR TRIMUHANI AZAMGARH UTTAR PRADESH276001
Branch
Ambari

UBIN0541940

AT & POST AMBARI, BLOCK PHOOLPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 222.
Branch
Amilo

UBIN0549550

AT & POST AMILO, VIA MUBARKARPUR, SATHIAON, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 401.
Branch
Anwarganj

UBIN0546887

AT & POST MAHARAJPUR, PALHANI,DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 001.
Branch
Atraith

UBIN0542482

AT & POST ATRAITH, KOELSA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 142.
Branch
Atraulia

UBIN0534757

AT & POST ATRAULIA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 223
Branch
Azamgarh - Civil Lines

UBIN0542652

328, CIVIL LINES,DIST. AZAMGARH, UTTAR PRADESH,
Branch
Azamgarh Branch

UBIN0830828

MAIN MARKET,SIDHARI OPPOSITE JALAN,276001
Branch
Azamgarh Main

UBIN0530280

UNION BANK OF INDIA, AZAMGARH MAIN, 99, TAKIA, AZAMGARH,, DIST. AZAMGARH, UTTAR PRADESH,, PIN - 276 001.
Branch
Badsara Khalsa

UBIN0575062

BADSARA KHALSA PO BASDEVANAGARNIZ TEH AZAMGARH UTTAR PRADESH PINCODE276141
Branch
Bamahaur, Azamgarh

UBIN0567418

SHRI KASHI CHAND. YDV. R&D INSTITUTE AZAMGARH UTTAR PRADESH PIN-276006
Branch
Bansgaon

UBIN0545783

AT & POST BANSGAON, BLOCK ATRAULIA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 223
Branch
Barhya

UBIN0549525

AT POST BARHYA BLOCK ATRAULIA DIST. AZAMGARH UTTAR PRADESH PIN 223223
Branch
Baskhari

UBIN0561479

VILLAGE BASKHARI AMBEDKAR NAGAR UP PIN 224127
Branch
Basti Bhujbal

UBIN0545490

AT BASTI BHUJAWAL, POST YUDHISTIR PATTI,DIST. AZAMGARH, UTTAR PRADESH,
Branch
Belasia

UBIN0554448

SARFUDDINPUR, NEAR CHANAKYA CINEMA HALL,AZAMGARH VARANASI ROAD, AZAMGARH(SADAR), PALAHNI, DIST.AZAMGARH, U.P. - 276 001.
Branch
Bhadia Mehboobganj

UBIN0548715

BHADIYA MEHAGUGANJ POST KHARIHANI MEHNAGAR DIST. AZAMGARH UTTAR PRADESH PIN 276204
Branch
Bhimber

UBIN0543217

AT POST BHIMBER BILARIAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276121.
Branch
Bhujhi

UBIN0549304

AT POST BHUJHI VIAJAHANAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276131
Branch
Bilariaganj

UBIN0530328

AT & POST BILARIAGANJ, TEHSIL SAGARI, DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 121.
Branch
Brahatil JagdishPur

UBIN0567426

JAHANGANJ BR VILL, BRAHATIL JAGDISHPUR AZAMGARH UTTAR PRADESH PIN-276001
Branch
Captainganj

UBIN0534234

MAIN MARKET, AT CAPTAINGANJ, MAHARAJGANJ,POST TERHI, DIST. AZAMGARH,UTTAR PRADESH, PIN - 276 141.
Branch
Chandeshwar

UBIN0536652

AT. CHATWARA MORE, POST CHANDESHWAR, PALAHNI, DIST. AZAMGARH, UTTAR PRADESH, UTTAR PRADESH,PIN - 276 128
Branch
Chandpatti

UBIN0545937

AT POST CHANDPATTI HARRAIYA DIST. AZAMGARH UTTAR PRADESH PIN 276122.
Branch
Chewar Paschim

UBIN0572918

AT KANJAHIT TEHSIL LALGANJ AZAMGARH UTTAR PRADESH PINCODE 276201
Branch
Chhapra SultanPur

UBIN0543829

AT POST CHHAPRASULTANPUR DIST. AZAMGARH UTTAR PRADESH PIN 296124
Branch
Chirikihit

UBIN0569321

VIL POST CHIRIKIHIT TEHSIL LALGANJ CHIRIKIHIT UTTAR PRADESH PINCODE
Branch
Chitara MahmoodPur

UBIN0567400

VILL. POST CHITARA MAHMOODPUR AZAMGARH UTTAR PRADESH PIN-276001
Branch
ChittePur

UBIN0546062

AT POST CHHITTEPUR MARTINGANJ DIST. AZAMGARH UTTAR PRADESH PIN 223226.
Branch
Chowki Bardah

UBIN0571211

VILL CHOWKI MOD POST OFFICE BARDAH AZAMGARH UTTAR PRADESH PINCODE-276301
Branch
Currency Chest Azamgarh

UBIN0584029

TRIMUHANI CHAURAHA, AILWAL
Branch
Deogaon

UBIN0563587

DEOGAON, AZAMGARH, UP
Branch
Devait

UBIN0571199

VPO DEVAIT TEHSIL MEHNAGAR DIST AZAMGARH AZAMGARH UTTAR PRADESH PINCODE-276207
Branch
Devkhari

UBIN0592412

UNION BANK OF INDIA DEVKHARI BRANCH ABOVE NEXA SHOWROOM BHAWARNATH AZAMGARH
Branch
Devpar,azamgarh

UBIN0569933

VILLAGE PATAR PO ANJANSHAHEED AZAMGARH UTTAR PRADESHPIN 276125
Branch
DhuriPur

UBIN0572543

VILL DHURIPUR PO NIZAMABAD UTTAR PRADESH PINCODE 276206
Branch
Diha

UBIN0547867

AT POST DIHA VIA CHANDESWAR MEHNAGAR DIST. AZAMGARH UTTAR PRADESH PIN 276128
Branch
Dularganj - Audha

UBIN0549274

AT AUDHA DULARGANJ POST SARAWAN THEKMA DIST.AZAMGARH UTTAR PRADESH PIN 276202
Branch
Fi Bhakhara

UBIN0565580

VILLAGE PO BHAKHARA BLOCK PHULPUR CITY AZAMGARH DISTT AZAMGARH223226UTTAR PRADESH
Branch
Fi Jokhara

UBIN0565571

VILLAGE PO JOKHARA BLOCK HARIYA CITY AZAMGARH DISTT AZAMGARH276136UTTAR PRADESH
Branch
Fi Kohara

UBIN0565563

VILLAGE PO KOHARA BLOCK PAWAI CITY AZAMGARH DISTT AZAMGARH276288UTTAR PRADESH
Branch
Fi MittuPur

UBIN0565555

VILLAGE PO MITTUPUR BLOCK JAHANAGANJ CITY AZAMGARH DISTT AZAMGARH276131UTTAR PRADESH
Branch
GambhirPur

UBIN0544175

AT POST GAMBHIRPUR MOHAMMADPUR DIST.AZAMGARH UTTAR PRADESH PIN 276302
Branch
Godripatti(pakwadnar)

UBIN0549185

GODRI PATTI POST MOHAMMADPUR TEHSIL SAGRI DIST. AZAMGARH UTTAR PRADESH PIN 276138
Branch
Gomadih

UBIN0572900

AT RASULPUR BAZBAHADUR PO GOMADIH LALGANJ TEH AZAMGARH UTTAR PRADESH PINCODE 276202
Branch
Haraiya, Azamgarh

UBIN0568341

RAGHUNATH PRASAD,SAHU MAHILA MAHAVIDHALYA AZAMGARH UTTAR PRADESH PINCODE-276001
Branch
Heerapati

UBIN0546593

AT & POST HEERAPATI, PALAHNIDIST. AZAMGARH, UTTAR PRADESH,PIN - 276 001.
Branch
Jeoli

UBIN0546674

AT & POST JEOLI, JAUNPUR ROAD, THEKMA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 028
Branch
Kabuthra

UBIN0548723

AT KHABUTHRA POST MAHOLI PALHANA DIST. AZAMGARH UTTAR PRADESH PIN 276123
Branch
Kanjara DishadPur

UBIN0546071

KANJRA DILSHADPURPO. LEELAPATTI BANKATIA DIST. AZAMGARH UTTAR PRADESH PIN 276124
Branch
Katghar Sadar Azamgarh

UBIN0569925

KATGHAR SADAR PO SIDHARI AZAMGARH UTTAR PRADESHPIN 276001
Branch
Khajuri Danejpatti

UBIN0549533

AT KHAJURI DHANEJPATTI POST KHAJURI AHRAULA DIST.AZAMGARH UTTAR PRADESH PIN 223221
Branch
Kharihani

UBIN0561495

OM COMPLEX KHARIHANI BAZAR TARWAN ROAD P O KHARIHANI
Branch
Kharsahan Deedarganj

UBIN0545601

KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224.
Branch
KhudadadPur

UBIN0549444

AT KHUDADADPUR, POST SANJARPUR, MIRJAPUR DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 227
Branch
Khujia

UBIN0548804

AT KHUJIA POST RAUTMAU SATHIAON DIST. AZAMGARH UTTAR PRADESH PIN 276403
Branch
KishundasPur

UBIN0546046

AT POST KISHUNDASPUR PALHANI DIST. AZAMGARH UTTAR PRADESH PIN 223221
Branch
Koelsa

UBIN0534242

AT & POST KOELSA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 142.
Branch
Kotila

UBIN0546038

AT & POST KOTILA, RANI KI SARAI, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 207
Branch
LachhiramPur

UBIN0572217

HEERAPATTI PO SADAR TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276001
Branch
Lahidiha

UBIN0542181

AT LAHIDIHA POST TOWA MIRZAPUR DIST. AZAMGARH UTTAR PRADESH PIN 276305
Branch
Lahuwa Khurd Palhana

UBIN0572926

ATBHIJPURPALHANA LALGANG DISTAZAMGARH UTTAR PRADESH PINCODE 276202
Branch
Lalganj

UBIN0536016

KATGHAR BAZAR, LALGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 202.
Branch
Lohra

UBIN0546682

AT POST LOHRA BLOCK ATRAULIA DIST. AZAMGARH UTTAR PRADESH PIN 223223.
Branch
Madhuban

UBIN0575071

MADHUBAN PO KANDHARA SAGRI TEHSIL AZAMGARH UTTAR PRADESH PINCODE276135
Branch
Mahul Branch

UBIN0564311

MAHUL BRANCH,POWAI ROD AZAMGARH ,CITY - AZAMGARH ,PINCODE - 276123
Branch
Mahula

UBIN0545945

VILLAGE DAM MAHULA AT POST MAHULA DIST. AZAMGARH UTTAR PRADESH PIN 275303.
Branch
Mahuwar

UBIN0572233

THBARPUR MAHUAR PO NIZAMABAD TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276208
Branch
MaliPur, Ambedkar Nagar

UBIN0568350

NEAR SITA COLD STORAGE STATION ROAD, MALIPUR AZAMGARH UTTAR PRADESH PINCODE-276001
Branch
Mande, Azamgarh

UBIN0570257

MANDEY VILLAGE TEHSIL SADAR AZAMGARH UTTAR PRADESH PINCODE 276129
Branch
Mangrawan

UBIN0545929

AT & POST MANGRAWAN, BLOCK MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205
Branch
Martinganj

UBIN0537021

MARTINGANJ POST DEEDARGANJ DIST. AZAMGARH UTTAR PRADESH PIN 223224
Branch
MehNagar

UBIN0535737

AT & POST MEHNAGAR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 204
Branch
MilkiPur

UBIN0547794

AT MILKIPUR, POST MUTKALLIPUR, BLOCK PAWAI, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 225
Branch
MohammadPur (dist Azamgarh)

UBIN0536954

POST MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205
Branch
MohammadPur(latghat)

UBIN0549258

AT MOHAMMADPUR POST TARAUKA DIST. AZAMGARH UTTAR PRADESH PIN 276136
Branch
MubarakPur

UBIN0530301

JAMI ASHARAFIA BUILDING, MUBARAKPUR, PURAKHAZIR, SATHIAON, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 404.
Branch
NarainPur(dist Azamgarh)

UBIN0549479

AT NARAYANPUR(KANCHANPUR) POST HADAURA DIST.AZAMGARH UTTAR PRADESH PIN 276126
Branch
NaseeruddinPur,azamgarh

UBIN0571202

NASEERUDDINPUR,AZAMGARH VIL&PO NASEERUDDINPUR SATHIAON,SADAR, AZAMGARH UTTAR PRADESH PINCODE-276201
Branch
NasirPur

UBIN0546607

NASEERPUR, POST BINDWAL, BILARIAGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 121
Branch
Newada(dist Faizabad)

UBIN0545392

AT POST PAIKAULI BAZAR NEWADA BHIYAUN DIST. AZAMGARH UTTAR PRADESH PIN 224 216.
Branch
Nihoreganj

UBIN0571181

NIHOREGANJ VILL-ISMAILPUR PO-KALICHABAD AZAMGARH UTTAR PRADESH PINCODE-276301
Branch
NooruddinPur

UBIN0549452

NOORUDDINPUR POST SODHARI TEHBARPUR VIA NIZAMABAD DIST. AZAMGARH UTTAR PRADESH PIN 276206
Branch
Padri

UBIN0549266

AT TURK PADRI POST PATILA GHAUSPUR BLOCK BILARIAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276121
Branch
ParmanPur Mod MaulaniPur

UBIN0547573

POST TARWAN PARMANPUR MOD ROAD MAULANIPUR DIST. AZAMGARH UTTAR PRADESH PIN 276123
Branch
ParsuramPur

UBIN0543764

PARSURAMPUR POST JAMILPUR MAHARAJGANJ DIST.AZAMGARH UTTAR PRADESH PIN 276139
Branch
Pawai

UBIN0538451

AT POST PAWAI DIST.AZAMGARH UTTAR PRADESH PIN 223225
Branch
Phoolesh

UBIN0545651

AT & POST PHULESH, MARTINGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 224
Branch
PhulPur

UBIN0535974

AT & POST PHULPUR, OPP. MAIN ROAD PHULPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 304.
Branch
R.o.azamgarh

UBIN0535192

328, CIVIL LINES, AZAMGARH, AZAMGARH UTTAR PRADESH PIN-276001
Branch
Rahmatganj

UBIN0545449

RAHMATGANJ, POST BUXPUR, THEKMA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 303
Branch
Rajaganj

UBIN0546551

AT KATAR, POST SHAHGANJ, PHOOLPUR DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 101.
Branch
RaniPur Rajmo

UBIN0572225

BINDRA BAZAR PO MEHNAGAR AZAMGARH AZAMGARH UTTAR PRADESH PINCODE 276205
Branch
RasePur

UBIN0543772

AT POST RASEPUR TARWAN DIST. AZAMGARH UTTAR PRADESH PIN 276129
Branch
Regional Office Azamgarh South

UBIN0592501

092/291 CIVIL LINES OPPOSITE SUDARSHAN PETROL PUMP AZAMGARH 276001
Branch
Sagri

UBIN0530310

AT SAGRI, POST JEEYANPUR, DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 138.
Branch
Sahdeoganj

UBIN0549487

VILLAGE MUDILPUR POST MAHESHPUR MAHARAJGANJ DIST.AZAMGARH UTTAR PRADESH PIN 276137
Branch
Saithwal, Azamgarh

UBIN0570231

SAITHWAL VIL RANI KI SARAI PO SADAR TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276207
Branch
Saraimeer

UBIN0542539

AT & POST SARAIMIR, BLOCK MIRJAPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 305.
Branch
ShahPur

UBIN0546259

AT SHAHPUR POST SARAIN AHRAULA DIST. AZAMGARH UTTAR PRADESH PIN 223221
Branch
Sheewli (rashid Ganj), Azamgarh

UBIN0570435

VILLAGE POST SHEEWLI RASHEEGANJNIZAMBAD AZAMGARH UTTAR PRADESH PINCODE 276206
Branch
Sikrour

UBIN0542806

AT & POST SIKRAUR (SAHBARI), MARTINGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 226
Branch
SinghPur

UBIN0545538

AT & POST SINGHPUR, VIA BANSGAON, MEHNAGAR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 126
Branch
Sohauli Azamgarh

UBIN0570249

SOHAULI V&PO SOHAULI TEHSIL PHOOLPUR AZAMGARH UTTAR PRADESH PINCODE- 276301
Branch
SukhiPur Phulwaria

UBIN0545406

AT POST SUKHIPUR PHULWARIA AHRAULA DIST. AZAMGARH UTTAR PRADESH PIN 223 221.
Branch
Tanda

UBIN0563595

TANDA, AZAMGARH, UP
Branch
Thatheri Bazar

UBIN0566616

THATHERI BAZAR NEAR TAXI STAND CITY AZAMGARH UTTAR PRADESH PIN 276305
Branch
Thekma

UBIN0535605

AT POST THEKMA DIST.AZAMGARH UTTAR PRADESH PIN 276303
Branch
Uchehuwa

UBIN0571172

VPO UCHEHUWA TEHSIL MEHNAGAR AZAMGARH UTTAR PRADESH PINCODE-276207
Branch
Ukrara

UBIN0546615

AT UKRAURA POST HAFIZPUR PALHANI DIST. AZAMGARH UTTAR PRADESH PIN 276125
Branch
Vaghaur InamPur

UBIN0572896

AT BAGHURA INAMPURA PO FARIHA TEH NIZAMABD UTTAR PRADESH PINCODE 223227
Branch
VazirmalPur

UBIN0547701

AT VAZIRMALPUR POST MOHNAT TAHBARPUR VIA NIZAMABAD DIST. AZAMGARH UTTAR PRADESH PIN 276001
Branch
Vikas Bhawan Azamgar

UBIN0558826

VIKAS BHAWAN CIVIL LINES AZAMGARH

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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