Select Branch for Union Bank Of India in GaziPur, Uttar Pradesh
Choose a branch to view IFSC code and details
AbhaiPur
UBIN0546216
AT POST ABHAIPUR BLOCK ZAMANIA DIST. GHAZIPUR UTTAR PRADESH PIN 232331
Amhat
UBIN0545660
AT & POST AMHAT, BARACHAWAR, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 229
Aurihar
UBIN0541567
VILL. POST AURIHAR STATION ROAD AURIHAR SAIDPUR DIST. GHAZIPUR UTTAR PRADESH PIN 233221
Bahadurganj
UBIN0534722
AT & POST BAHADURGANJ, KASIMABAD, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 275 201
Barachawar
UBIN0541842
AT POST BARACHAWAR(BLOCK BARACHAWAR) DIST. GHAZIPUR UTTAR PRADESH PIN 233229
Barasara
UBIN0545368
AT & POST BARASARA, BLOCK KARANDA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 232
BasuPur
UBIN0545333
AT PIYARI BAZAR POST DEOKALI DIST. GHAZIPUR UTTAR PRADESH PIN 233306.
Birno
UBIN0539783
AT & POST BIRNO,DIST. GHAZIPUR, UTTAR PRADESH,PIN - 233 001.
Church Compound,ghaziPur
UBIN0557285
TULSI SAGAR NEAR SICHAI VIBHAG CHAURAHA GHAZIPUR UTTAR PRADESH 233001
Degree College
UBIN0539279
GORA BAZAR, GHAZIPUR,DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 001.
Dharni(dhadani)
UBIN0551686
VILLAGE & P.O. DHARNI, JAMANIA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 232 336
DildarNagar
UBIN0546631
AT & POST DILDARNAGAR, BLOCK BHADOURA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 232 326.
Fi BirPur
UBIN0564788
VILL AND PO BIRPUR BLOCK BHANWARKOL THANA GHAZIPUR PINCODE 233231
Gahmar
UBIN0530450
AT & POST GAHMAR, BHADAURA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 232 327
Gahmar Pakritar
UBIN0557293
PAKRITARGAHMAR GHAZIPUR
Gangoli
UBIN0542113
HAJI YASIN BUILDING AT POST GANGOLI BLOCK KASIMABAD DIST. GHAZIPUR UTTAR PRADESH PIN 233222.
GhaziPur - Pbs
UBIN0551431
CHOWK GHAZIPUR,NEAR PRAKASHTALKIES,MAHAJAN TOLI
GhaziPur Main
UBIN0530433
LAL DARWAJA, GHAZIPUR, SADAR,DIST. GHAZIPUR, UTTAR PRADESH,PIN - 233 001.
HansrajPur
UBIN0542695
AT POST HANSRAJPUR BLOCK MANIHARI DIST. GHAZIPUR UTTAR PRADESH PIN 233310.
HarmujPur
UBIN0545911
AT POST HARMUJPUR BLOCK SADAT JAKHANIA DIST. GHAZIPUR UTTAR PRADESH PIN 275204.
Jakhania(dist GhaziPur)
UBIN0541648
SADAR ROAD, AT & POST JAKHANIA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 273 203
Jalalabad
UBIN0541532
AT & POST JALALABAD, JAKHANIA, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 275 207
JangiPur
UBIN0530484
AT & POST JANGIPUR, BIRNO,DIST. GHAZIPUR, UTTAR PRADESH,PIN - 233 305.
Kanuan
UBIN0545961
AT POST KANUAN BLOCK BHANWARKOL DIST. GHAZIPUR UTTAR PRADESH PIN 233231
Karanda
UBIN0538027
AT POST KARANDA DIST. GHAZIPUR UTTAR PRADESH PIN 233224
KarimuddinPur
UBIN0536318
AT POST KARIMUDDINPUR BARACHAWAR DIST. GHAZIPUR UTTAR PRADESH PIN 233225.
Kataria NasirPur
UBIN0547751
AT POST KATARIA NASIRPUR BARACHAWAR DIST. GHAZIPUR UTTAR PRADESH PIN 233301
Katghara
UBIN0545350
AT KATGHARA VIA NANDGANJ MANIHARI DIST. GHAZIPUR UTTAR PRADESH PIN 233311
KhalisPur
UBIN0545376
AT KHALISPUR, SADAR, BLOCK & DIST. GHAZIPUR, UTTAR PRADESH,PIN - 233 301.
Kutchery Road GhaziPur
UBIN0544159
SUBHRA COMPLEX, MAHUA BAGH, SADAR,GHAZIPUR, UTTAR PRADESH,PIN - 233 001.
Machati
UBIN0548901
VILL AND POST PAKHANPURA,BLOCK VARKOLTEH. MOHAMMMADABAD,
Maharajganj
UBIN0546313
AT & POST MAHARAJGANJ, SADAR, BLOCK & DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 001.
MalikPura
UBIN0538400
AT & POST MALLIKPURA, MANIHARI, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 275 205
Mardah
UBIN0534471
AT & POST MARDAH,DIST. GHAZIPUR, UTTAR PRADESH,PIN - 233 226.
Mata
UBIN0545732
AT & POST MATA, BARACHAWAR, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 229
Mirzabad
UBIN0541982
POST MIRZABAD MANIA, BHANWARKOL, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 231
Mohammadabad
UBIN0530468
AT & POST MOHAMMADABAD(YUSUFPUR), DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 227
Naikdih
UBIN0548855
AT POST NAIKDIH POST. SONIAPAR SAIDPUR DIST. GHAZIPUR UTTAR PRADESH PIN 233221
Nandganj
UBIN0530476
AT & POST NANDGANJ, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 302
NooruddinPur
UBIN0545872
RAMKARAN DEGREE COLLEGE GHAZIPURVARANASI ROAD R.O. RAMPUR SAIDPUR BLOCK KHANPUR GHAZIPUR 233223 UTTAR PRADESH
PaharPur
UBIN0548871
AT POST PAHARPUR BLOCK DEOKALI DIST. GHAZIPUR UTTAR PRADESH.
RaiPur (dist GhaziPur)
UBIN0545902
AT POST RAIPUR BLOCK SADAT DIST. GHAZIPUR UTTAR PRADESH PIN 275204
RasulPur Dadhra
UBIN0545643
AT POST ANAUNI RASOOLPUR DADRASAIDPUR DIST. GHAZIPUR UTTAR PRADESH PIN 223201
ReotiPur
UBIN0534188
AT POST REOTIPUR DIST. GHAZIPUR UTTAR PRADESH PIN 232328
Sadat
UBIN0534668
AT & POST SADAT, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 275 204.
Sadat Railway Stn
UBIN0545309
SADAT RAILWAY STATION, POST SADAT, DIST. GHAZIPUR, UTTAR PRADESH, PIN - 275 204.
Sahbaj Kali
UBIN0548898
AT POST SHAHBAJKALI BLOCK MOHAMMADABAD DIST. GHAZIPUR UTTAR PRADESH.
SaidPur
UBIN0535761
MAIN ROAD, POST SAIDPUR,DIST. GHAZIPUR, UTTAR PRADESH, PIN - 233 304.
Shadiabad
UBIN0540838
AT POST SHADIABAD MANIHARI DIST. GHAZIPUR UTTAR PRADESH PIN 275205
Sidhagarh
UBIN0543209
POST MEHRAUR VIA KASIMABADVILLAGE SIDHAGAR DIST. GHAZIPUR UTTAR PRADESH PIN 233230
Sobua
UBIN0545741
VILLAGE KUSUMHI KALAN,POST KUSUMHI KALAN,SABUA KARANDA, DIST. GHAZIPUR, UTTAR PRADESH
Usia
UBIN0543195
AT POST USIA EASTERN RAILWAY BLOCK BHADAURA DIST. GHAZIPUR UTTAR PRADESH.
Zamania Kasba
UBIN0541613
LODHIPUR NAGAR, PALIKA WARD NO. 9, JAMANIA, MAIN ROAD, ZAMANIA KASBA, DIST.GHAZIPUR, UTTAR PRADESH, PIN - 232 331.
Zamania Railway Station
UBIN0530441
NEAR RAILWAY STATION, POST ZAMANIA,DIST. GHAZIPUR, UTTAR PRADESH,PIN - 232 331.
What are Union Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Union Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Union Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Union Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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