Select Branch for Union Bank Of India in Mau, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Amila

UBIN0573574

GATE NO 2 5401 NH 29 GORAKHPUR AMILA UP 275301
Branch
Anand Nagarpharenda

UBIN0573647

VISHNU MANDIR CHAURHA SONAULI MARGFARENDA MAU UTTAR PRADESH PINCODE273155
Branch
Balaujha

UBIN0570311

BALAUJHA BR VILLAGE TARWA MAU UTTAR PRADESH PINCODE 221706
Branch
Bhiti

UBIN0573311

MAU P O N H 29 MAIN RD BHITI MAU DIST MAU UP UTTAR PRADESH PINCODE 275102
Branch
Bojhi

UBIN0542016

AT POST BOJHI TEHSIL GHOSI BATARA DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 275 301.
Branch
Collectorate Campus Mau

UBIN0558605

COLLECTORATE CAMPUS MAU 275101
Branch
Doharighat

UBIN0543284

AT & POST DOHARIGHAT,DIST. MAUNATH BHANJAN, UTTAR PRADESH, PIN - 275 303.
Branch
Dubari

UBIN0573612

DUBARI MADHUBAN RD BLOCK FATEH MAU UP PUNE
Branch
Fi - Sarwan

UBIN0564818

SPECIALIZED FI BRANCH ,SARWAN PIN CODE - 275101
Branch
Fi-fatehPur

UBIN0565831

VILL.PO. FATEHPUR MOHAMMADABAD GOHNA CITY -MAU, UP UTTAR PRADESH
Branch
Fi-nandaur

UBIN0565814

VILL.NANDAUR SIDHA AHILASPUR, MAU CITY -MAU, UP UTTAR PRADESH PIN-221603
Branch
Fi-semari JamalPur

UBIN0565849

VILL. SEMARI JAMALPUR POST. GOSHI, MAU CITY -MAU, UP UTTAR PRADESH
Branch
Fi-surhurPur

UBIN0565806

VILL. TIPPAKABAD POST. SURHURPUR CITY -MAU, UP UTTAR PRADESH PIN-276403
Branch
Fi-usari Khurd

UBIN0565822

H.NO. 119, USARICHAK VILL-USARI KHURD, MAU CITY -MAU, UP UTTAR PRADESH PIN-275301
Branch
Ghosi

UBIN0535982

AT & POST GHOSI, DIST. MAUNATHBHANJAN, UTTAR PRADESH, PIN - 275 304.
Branch
Karha

UBIN0541877

AT POST KARHATEHSIL MOHAMADABAD GOHNA DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 276402
Branch
Kathihari

UBIN0546089

AT POST KATIHARI BADRA DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 275301
Branch
Khairabad

UBIN0547581

AT POST KHAIRABAD M.GOHANA DIST. MAUNATH BHANJAN UTTAR PRADESH
Branch
Kunda SharifPur Br

UBIN0569445

KUNDA SHARIFPUR BR AT SIPAH IBRAHIMBAD MAU UP UTTAR PRADESH PINCODE 221603
Branch
Kurthi JafarPur

UBIN0573582

GATA NO 76 MI MAU UP PIN 275101
Branch
Madhuban

UBIN0534749

AT & POST MADHUBAN, TEHSIL GHOSI, DIST. MAUNATH BHANJAN, FATEHPUR MANDAV, UTTAR PRADESH, PIN - 221 603
Branch
Mahaso

UBIN0573591

MAHARSHI BABA LODI KHURHAT MAU UP PIN 276402
Branch
Majhauli Branch

UBIN0573302

KHASARA SN 264 BALLIA MAU MARG MAUNATH BHANJAN UTTAR PRADESH PINCODE 221705
Branch
Majhwara

UBIN0542172

AT MAJHWARA DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 275307
Branch
MaryadaPur

UBIN0543004

AT & POST MARYADPUR, FATEHPUR MANDAV, DIST. MAUNATH BHANJAN, UTTAR PRADESH, PIN - 221 602
Branch
Maunath Bhanjan

UBIN0530298

POST MAUNATH BHANJAN,ABOVE BATA SHOP CHOWK, DIST. MAUNATH BHANJANUTTAR PRADESH, PIN - 275 101.
Branch
Maunathbhanjan

UBIN0913430

JYOTI TOWERS,ABOVE HDFC BANK,2571,SAHADATPURA,NEAR BUMAI VIDYALAYA,MAU NATH BHANJAN MAU 275102
Branch
Mohamdabad

UBIN0917001

JAMAL PUR POST,MOHAMDABAD GAUNA,AZAMGARH ROAD,MOHAMDABAD UTTAR PRADESH
Branch
Mohammadabad Gohna

UBIN0538647

RAILWAY STATION ROAD,VILL. & POST MOHAMMADABAD DIST. MAUNATH BHANJAN, UTTAR PRADESH, PIN - 276 403.
Branch
Naranpatti

UBIN0570303

NARANPATTI VILLAGE NASSOPATTI MAU UTTAR PRADESH PINCODE 275306
Branch
RaiPur(dist Mau Bhanjan)

UBIN0549177

AT ZAMIN KAZIHASAN BAKKABAD POST CHIRAIYAKOT DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 276129
Branch
RajPura

UBIN0573621

GHOSI MOHAMMADABAD RD VILL SIYABASTI RAJAPURA MAU UP
Branch
RatanPura

UBIN0567621

EVERGREEN HIGH SCHOOL RAJDHANI ROAD MAU UTTAR PRADESH PINCODE-221706
Branch
Regional Office Mau

UBIN0578584

MAU
Branch
Sarsena

UBIN0543420

AT POST SARSENA BLOCK RANIPUR DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 276129.
Branch
SurajPur

UBIN0542024

VILLAGE SURAJPUR POST OFFICE SURAJPUR DIST. MAUNATH BHANJAN UTTAR PRADESH PIN 275306.
Branch
TajoPur

UBIN0577286

TAJOPUR BR ARAJI SANKA 275101
Branch
Union Premier Mohammadabad M B Gohna

UBIN0590771

NEAR SABJI MANDI, MOHAMDABAD GOHNA
Branch
Uphrauli

UBIN0546283

AT POST UPRAULI FATEHPUR MANDAV DIST. MAUNATH BHANJAN UTTAR PRADESH.

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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