Select Branch for Union Bank Of India in Meerut, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
AbdullaPur

UBIN0571881

BNG INTERNATION SCHOOL ABDULLAPUR ABDULLAPUR UTTAR PRADESH PINCODE 250001
Branch
Baraut

UBIN0915726

18277, KHUSHALI BHAVAN, BAWLI ROAD, OPP OLD BLOCK, BARAUT DIST, BAGHPAT250611
Branch
Currency Chest Meerut

UBIN0584321

BEGUM BRIDGE ROAD,OPP GOVT. INTER COLLEG
Branch
Delhi Road - Meerut

UBIN0535486

H.K. HOUSE, DELHI ROAD,MEERUT, UTTAR PRADESH,PIN - 250 002.
Branch
Delhi Road, Meerut Branch

UBIN0822639

H.NO.3A& 4A,NEAR METRO PLAZADELHI ROAD,MEERUT
Branch
Gangol

UBIN0575569

WARD 26 7 10 GAGAOL RD BHND AADARSH DHARAMKAT GAGAOL UTTAR PRADESH PIN 250103
Branch
Garh Road

UBIN0814741

CP-110/1,JAGRITI VIHAR,OPP TO ANAND HOSPITALGARH ROAD MEERUT
Branch
Govind Puram Ghaziabad

UBIN0558818

SHOP NO 30 31GAUR SQUARE BLOCK GOVIND PURAM GHAZIABAD
Branch
HaPur

UBIN0932825

1014 SARAI CHAND KHAN OLD MEERUT ROAD HAPUR 245101 UTTAR PRADESH
Branch
HaPur

UBIN0822353

ANDHRA BANK HAPUR H.NO.1830RAILWAY STATION ROAD HAPUR
Branch
HasanPur Kalan

UBIN0534200

AT HASANPUR KALAN POST MACHHRA MAIN ROAD DIST. MEERUT UTTAR PRADESH PIN 250106
Branch
Kila Parikshitgarh

UBIN0572101

WARD 12 GAWADA PETROL NR POLICE STATION KILA PARIKSHITGARH UTTAR PRADESH PINCODE 250001
Branch
Kithore

UBIN0571890

3806 WARD NO 10 GARH MEERUT ROAD KITHE KITHORE UTTAR PRADESH PINCODE 250104
Branch
Kums SaharanPur

UBIN0558915

SHOP NO B 15 KRISHI UTPADAN MANDI SAMITI CHILKANA ROAD
Branch
Lic Of Indiameerut E.c

UBIN0921041

LIC OF INDIA, DIV. OFFICE, JEEVAN PRAKASH, PRABHAT NAGAR, MEERUT 250001
Branch
Meerut

UBIN0905054

CHIPPI TANK, 36 BEGUM BRIDGE ROAD, MEERUT 250001
Branch
Meerut

UBIN0539651

THE MALL,MEERAT CANTONMENT,MEERUT,PIN-250001
Branch
Meerut

UBIN0808555

786,BEGAM BRIDGE ROAD,MEERUTUTTAR PRADESH
Branch
Meerut Main

UBIN0530603

BEGUM BRIDGE ROAD, OPP. GOVT. COLLEGE,P.B. NO. 93, MEERUT CITY, UTTAR PRADESH,PIN - 250 001.
Branch
Meerut Ganga Nagar

UBIN0933945

C2 1 POCKET D GANGA NAGAR
Branch
Meerut Shastri Nagar

UBIN0932361

I 106 KUTI CHOPLA SHASTRI NAGAR MEERUT
Branch
Mussori

UBIN0818429

MUSSORI BRANCH,MAWANA ROAD,MUSSORI VILLAGE
Branch
NalPur

UBIN0934780

MULAYAM SINGH YADAV MEDICAL COLLEGE AND HOSP VILLAGE NALPUR LALPUR HAPUR TEHSIL KHARKHAUDA DIST MEERUT
Branch
Pachpeda

UBIN0934526

KHASRA NO 316 QUILA ROAD VILLAGE PO PACHPEDA TALUK MANDAL MEERUT 250006
Branch
PallavPuram

UBIN0572641

A 1,PALLAVPURAM PHASE 1 UTTAR PRADESH PINCODE 250110
Branch
PallavPuram - Meerut

UBIN0818917

C-3/1,POCKET T,PALLAVAPURAM PHASE -IIMEERUT,UTTAR PRADESH
Branch
R G College

UBIN0550558

UNION BANK OF INDIA, R.G. COLLEGE - MEERUT, R.G.OPP. GOVT. INTER COLLEGE, WESTERN KACHHARI, DIST. MEERUT, UTTAR PRADESH,, BEGUM BRIDGE, PIN - 250 001.
Branch
R.o.meerut

UBIN0536237

OPP.GIC,BELGAUM BRIDGE RD,P.O BAG NO 148 MEERUT UTTAR PRADESH PIN-250001
Branch
Rab Meerut

UBIN0556548

FIRST FLOOR, FRONT OF GIC, BEGUM BRIDGE ROAD, MEERUT, UTTAR PRADESH - 250001
Branch
RajPura

UBIN0545414

AT & POST RAJPURA, MAWANA ROAD,DIST. MEERUT, UTTAR PRADESH,PIN - 250 001.
Branch
RamPur Maniharan

UBIN0563480

RAMPUR MANIHARAN, MEERUT, UP
Branch
Sardhana

UBIN0571903

2373/2 GANDHINAGAR BINOLI ROAD SARDHANA SARDHANA UTTAR PRADESH PINCODE 250342
Branch
Service Branch Meerut

UBIN0575836

174 HK HOUSE DELHI ROAD MEERUT CITY MEERUT UP PIN 250002
Branch
ShahjahanPur

UBIN0911500

SETH ENCLAVE, OPP PWD GUEST HOUSE,CIVIL COURT ROAD,SHAHJAHANPUR
Branch
Shastri Nagar - Meerut

UBIN0549665

SECTOR 7, BHARAT PLAZA COMPLEX,OPP.NAI SADAK, GARH ROAD, SHASTRI NAGARMEERUT, UTTAR PRADESH, PIN - 250 001.
Branch
Shatabdi Nagar

UBIN0830291

BC 2 AND 3 SECTOR 1 SHATABDI NAGAR
Branch
Zonal Office Meerut

UBIN0592471

PLOT NO BC2 AND BC3, SECTOR 1, PARASHAR TRADE TOWER, 2ND FLOOR, SHATABDI NAGAR, DELHI ROAD, MEERUT 250103

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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