Select Branch for Yes Bank in Surat, Gujarat

Choose a branch to view IFSC code and details

Branch
Adajan

YESB0000784

SHOP NO.12A,14 AND 15,GF,SILVER POINT,NR GALAXY CIRCLE,PAL -ADAJAN,SURAT,GUJARAT 395009
Branch
Associate Coop Bank Ltd Adajan Branch

YESB0ASCB08

1-2 PANCHVATI SOC, NR RAMNAGAR ADAJAN SURAT -395009
Branch
Associate Coop Bank Ltd Bamroliroad

YESB0ASCB07

2-A-B,GUJARAT HOUSING BOARD NR PIYUSH POINT PANDESHRA SURAT-394220
Branch
Associate Coop Bank Puna Kumbharia

YESB0ASCB06

232 CREATION PLAZA PUNAGAM ROAD SURAT 395010
Branch
Associate Coop Bank SaGramPura

YESB0ASCB04

2/730, SAGARAMPURA MAIN ROAD SURAT-395003
Branch
Associate Coop Bank SalabatPura

YESB0ASCB05

3/2168, RAMJI MANDIR ROAD OPP KOHINOOR MARKET RING ROAD SURAT-395003
Branch
Associate Coop Bank Umarwada

YESB0ASCB03

UG-20 TO 23, SAI DARSHAN MARKET UMARWADA SURAT -395002
Branch
Balda Surat

YESB0000566

PART GROUND FLOOR, HOUSE NO.266/1, POST BALDA, TALUKA BARDOLI, SURAT, GUJARAT-394340
Branch
Citylight

YESB0001168

GROUND FLOOR, SHOP NO. 6,7 8, OBERON BUILDING,TP 13, FP 65, NEW CITYLIGHT, BRTS ROAD, NR. VIP ROAD, SURAT,395 007.
Branch
Kadrama

YESB0001107

GR. FLOOR, HOUSE NO. 385, KADRAMA, TAL OLPAD, DIST- SURAT, GUJARAT- 394540.
Branch
Katargam, Surat

YESB0000399

GROUND FLOOR, SHOP NO.3,4,, 5 AND 6, SAR CORPORATE PARK,, PLOT NO.108, KATARGAM, SURAT, GUJARAT-395004
Branch
Lal Darwaja Surat

YESB0001489

SHOP NO. 3 & 4, GROUND FLOOR, RHYTHM HOUSE, BESIDES VENUS HOSPITAL, KATAGRAM ROAD, LAL DARWAJA, SURAT - 395003.
Branch
Navsari, Surat

YESB0000707

GR FLR,RUSHAB PLAZA,ASANAGAR MAIN ROAD,JAIN WADI,NAVSARI,SURAT,GUJARAT,PIN 396445
Branch
Panchsheel Coop Bank Kailash Ngr

YESB0PMCB04

KINJAL APARTMENT KAILASH NAGAR SAGARAMPURA SURAT - 395003
Branch
Panchsheel Coop Bank Katargam

YESB0PMCB06

INDRPRASH APARTMENT OPP NAGINA WADI KATARGAM SURAT -395004
Branch
Panchsheel Coop Bank Ranitalao

YESB0PMCB03

RANI TALAO MAIN ROAD SURAT - 395003
Branch
Panchsheel Coop Bank Udhna Magdalla

YESB0PMCB05

OLD GOVALAK JAKATNAKA UDHNA MAGDALLA ROAD SURAT-395017
Branch
Panchsheel Merc Coop Bank Varachha

YESB0PMCB07

101-102 UTSAV COMPLEX MAIN ROAD SURAT 395006
Branch
Pandasera Gidc

YESB0001142

GR. FLOOR, SHOWROOM NO. 1, BLUE SKI COMMERCE SQUARE, BAMROLI ROAD, PANDASERA GIDC, SURAT - 395 017
Branch
Sachin, Gujarat

YESB0000176

SHOW ROOM NO.11,12,13, GROUND FLR,, SIDHI VINAYAK RESIDENCY,BLOCK NO171, S.NO.480 AT MOUJE SACHIN, SURAT, GUJARAT-394230
Branch
Sahara Darwaza Surat

YESB0000841

SHOP NO G9 G10,GR FLR,ORBIT TOWER,PLOT NO156,OPP APMC MARKET,RING ROAD,SURAT,GUJARAT,395003
Branch
Saroli,surat

YESB0001282

PART GROUND FLOOR,PHOENIX,B/S GANGA AUTO,OPP BHAKTI DHAM BRTS,MAGOB,SAROLI,SURAT,GUJARAT,PIN 395010
Branch
Sarthana, Surat

YESB0001488

PART SHOP NO. G2, DEEPKAMAL COMMERCIAL HUB, VARACHHA MAIN RD, SARTHANA JAKAT NAKA, NR.NATURE PARK AND ZOO, NANA VARACHHA, SURAT, GUJARAT 395006
Branch
Sarvodaya Sah Bank Amroli

YESB0SSBL09

ROYAL SQUARE COMP.AMROLI MOTA SURAT 394105
Branch
Sarvodaya Sah Bank Athwalines

YESB0SSBL04

SARGAM SHOPPING CENTER ATHWALINES SURAT - 395007
Branch
Sarvodaya Sah Bank Bamroli

YESB0SSBL07

B-34/35, JALARAM NAGAR PIYUSH POINT CHAR RASTA GHB PANDESHRA SURAT - 394210
Branch
Sarvodaya Sah Bank New Rander Road

YESB0SSBL08

A-2-A-6, SHYAM SHRUTI L.P.SAVANI ROAD ADAJAN SURAT - 395009
Branch
Sarvodaya Sah Bank Puna Kumbharia

YESB0SSBL05

N.J.COMPLEX SURAT BARDOLI ROAD MAGOB SURAT - 395006
Branch
Sarvodaya Sah Bank Ring Road

YESB0SSBL02

CENTER POINT RING ROAD SURAT - 395002
Branch
Sarvodaya Sah Bank Textile Market

YESB0SSBL06

ADARSH MARKET-1,RING ROAD SURAT - 395002
Branch
Sarvodaya Sah Bank Ved Road

YESB0SSBL03

RAMJI CHAMBER VED ROAD SURAT - 395004
Branch
Surat Diamond Bourse

YESB0001377

UNIT NO.006 AND 007, TOWER F, GROUND FLOOR,SURAT DIAMOND BOURSE, KHAJOD,SURAT, GUJARAT 395007
Branch
Surat, Gujarat

YESB0000011

GR FLOOR,MANGALDEEP, RING ROAD,, NEAR MAHAVIR HOSPITAL, NEAR RTO,, , SURAT, GUJARAT-395001
Branch
Textile Market, Surat

YESB0001360

SHOP NO. G-3 & G-8,GROUND FLOOR, GALAXY ICON,KAMELA DARWAJA, UMARWADA,TEXTILE MARKET, RING ROAD, SURAT, GUJARAT- 395002.
Branch
Udhna Darwaza

YESB0000929

PART GROUND FLOOR,RIVAA HOUSE,RING ROAD,UDHNA DARWAZA,SURAT,GUJARAT,395002
Branch
Varachha Road,surat

YESB0000400

GR FLR,UNIT NO.6,MANGALDEEP COMPLEX, FPNO.86,TPS17 FULPADA ,R.S.NO.63/A,, 63/B,NR HIRABAUG CIRCLE,VARACHHA RD, SURAT, GUJARAT-395006
Branch
Vesu Road, Surat

YESB0000702

SHOP NO. G - 6, SHUBH UNIVERSAL, VESU MAIN ROAD, VESU, SURAT, GUJARAT, PIN - 390007

What are Yes Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Yes Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Yes Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Yes Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Yes Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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