Select Branch for Axis Bank in Ludhiana, Punjab

Choose a branch to view IFSC code and details

Branch
Addadakha (punjab)

UTIB0000197

OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
Branch
Bagga Kalan

UTIB0005801

BAGGA KALAN,GROUND FLOOR,KHATA NO 41 61,40 60,39 59 KHASRA NO 14 9,14 10,14 1,14 2,15 6,15 7,15 15 1 OPP IOCL PETROL PUMP
Branch
Bahadurke Road

UTIB0004352

GROUD FLOOR, SCF 18, NEW GRAIN MARKET, TARAF KARABARA, LUDHIANA 141008
Branch
Bajra

UTIB0004178

KHASRA NO 37 2 2 2 OPPOSITE HP GAS AGENCY NEAR POST OFFICE BAJRA ROAD VILLAGE BAJRA 141007
Branch
Baran Hara

UTIB0001984

GROUND FLOOR,PLOT NO. 15, VILLAGE BARAN HARA, TEHSIL LUDHIANA, DISTT. LUDHIANA, PUNJAB, PIN 142027
Branch
Barewal Road

UTIB0005956

GROUND FLOOR, WOOD STOCK TOWER SHIVA GROUP BUILDING 38, 19, 2, 21 22 23, ADARSH COLONY OPPOSITE HYATT HOTEL, FEROZEPUR ROAD, LUDHIANA
Branch
Benjamin Road Branch

UTIB0005809

BENJAMIN ROAD BRANCH,GROUND AND FIRST FLOOR,B 11 439 1,BENJAMIN ROAD,NEAR DIVISION NUMBER 3,CHOWK, LUDHIANA
Branch
BhagwanPura

UTIB0005065

VILLAGE BHAGWANPURA, HADBAST NO 250, TEHSIL DEHLON, DIST LUDHIANA, PUNJAB 141206
Branch
Bhamian Kalan

UTIB0002395

GROUND FLOOR, KHATA NO. 452/503, 453/504, 454/505, 455/506, VILLAGE : BHAMIAN KALAN, TEHSIL&DIST: LUDHIANA, PUNJAB, PIN 141001
Branch
BhamiPura Kalan

UTIB0002460

GROUND FLOOR, KHASRA NO. 99// 6/3(1-12), KHATA NO. 335/367, VILLAGE:- BHAMIPURA KALAN, TEHSIL: JAGRAON, DIST: LUDHIANA, PUNJAB, PIN 142034
Branch
Bhatta Dhua

UTIB0002138

GROUND FLOOR,VILLAGE BHATTA DHUA, TEHSIL JAGRAON,DISTT.LUDHIANA, PUNJAB,PIN 142025
Branch
Brahman Majra

UTIB0002475

HADBAST NO.264,VILLAGE BRAHMAN MAJRA,TEHSIL AND DIST LUDHIANA,PUNJAB,PIN141006
Branch
Chandigarh Road

UTIB0001474

UPPER GORUND FLOOR, CHANDIGARH ROAD , LUDHIANA , PUNJAB , PIN 141001
Branch
Chomon

UTIB0002367

GROUND FLOOR, VILL: CHOMON, TEHSIL: MALOUD, DIST. LUDHIANA, PUNJAB, PIN 141119
Branch
ChuharPura

UTIB0005297

AXIS BANK LTD,GROUND FLOOR,NEAR INTERNATIONAL PUBLIC SCHOOL,VILLAGE CHUHARPURA,TEHSIL LUDHIANA
Branch
Dangon

UTIB0002421

GROUND FLOOR, KHATA NO. 332/348, 333/349, KHASRA NO. 72//15/2(7-5), 16(7-8), HADBAST NO. 352, VILLAGE: DANGON, TEHSIL: RAIKOT, DISTRICT: LUDHIANA, PUNJAB, PIN 141108
Branch
Dehlon

UTIB0005957

GROUND FLOOR, MAIN CHOWK, KILA RAIPUR ROAD, VILLAGE DEHLON DISTRICT AND TEHSIL LUDHIANA, PUNJAB 141118
Branch
Doraha

UTIB0003371

MUNICIPAL NO 95 WARD NO 14 RAILWAY ROAD
Branch
Dugri Road

UTIB0001393

UPPER GROUND FLOOR & FIRST FLOOR,SANT FATEH NAGAR, DUGRI ROAD ,MODEL TOWN, LUDHIANA , PUNJAB , PIN 141002.
Branch
Feroze Gandhi Market

UTIB0005514

AXIS BANK LTD,BASEMENT AND GROUND FLOOR,SCO 15,GREEN PARK AVENUE, FEROZ GANDHI MARKET,PAKHOWAL ROAD,LUDHIANA
Branch
FerozePur Road, Ludhiana

UTIB0001861

GROUND FLOOR, #457-G,BRS NAGAR, DISTT. LUDHIANA-141001, PUNJAB
Branch
Fieldganj

UTIB0004408

GROUND FLOOR, SCO 25, FIELDGANJ, LUDHIANA 141008
Branch
Focal Point Ludhiana

UTIB0003344

GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT
Branch
GiasPura Ludhiana

UTIB0005260

GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014
Branch
Gill

UTIB0004819

UPPER GROUND FLOOR, OPPOSITE SUB REGISTRAR OFFICE, NEAR PATNA KANDA, MALERKOTLA ROAD, GILL VPO - GILL ,DIST.- LUDHIANA, PUNJAB- 141116
Branch
Gill Road Ludhiana

UTIB0003499

GR FLR, MUNICIPAL NO B XXI 30 3 21
Branch
GurdevNagar Branch

UTIB0001809

AXIS BANK LTD 28-F GURDEV NAGAR, MALHAR ROAD, DIST. LUDHIANA 141001
Branch
Gureh

UTIB0002152

GROUND FLOOR,VILLAGE GUREH, TEHSIL MULLANPUR, DISTT.LUDHIANA, PUNJAB,PIN 142022
Branch
Haibowal Kalan Ludhiana

UTIB0005890

GROUND FLOOR, KHATA NO 1651BY1788, KHASRA NO 22BY7 5,0 MEASURING 0K, 2.5BY6M AND 0K 8.1BY2M, HAIBOWAL MAIN ROAD NEAR PETROL PUMP, HAIBOWAL KALAN, LUDHIANA, PUNJAB 141001
Branch
Hambran Road

UTIB0002131

GROUND FLOOR, KHASRA NO. 5//12,19/1, KHATA NO. 316/326, K.B. TOWERS, HAMBRAN ROAD, LUDHIANA, NEAR KALI MATA MANDIR, DIST. LUDHIANA, PUNJAB, PIN 141001
Branch
Hedon Bet

UTIB0002341

GROUND FLOOR, KHATA NO. 272/260-343, 273/261-345, HADBAST NO. 272, VILLAGE:- HEDON BET, TEHSIL: SAMRALA, DISTRICT: LUDHIANA, PUNJAB, PIN 141114
Branch
Jagraon [punjab]

UTIB0000281

KHASRA ROAD NO: 937 TEHSIL ROAD
Branch
Jassian

UTIB0001982

AXIS BANK LIMITED VILLAGE JASSIAN -141008 TEHSIL & DISTT. LUDHIANA, PUNJAB
Branch
Jhamat

UTIB0005135

GROUND FLOOR SCO 1 HADBAST 154 VILLAGE JHAMAT TEHSIL AND DISTRICT LUDHIANA PUNJAB
Branch
Kalsian

UTIB0003929

GROUND FLOOR KHATA NO 637 740 TEHSIL RAIKOT 141109
Branch
Katani Khurd

UTIB0002477

GROUND FLOOR,VILLAGE KATANI KHURD,TEHSIL AND DISTRICT LUDHIANA,PUNJAB,PIN 141113
Branch
Kesar Ganj Chowk

UTIB0003086

GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR
Branch
Khakat

UTIB0002409

GROUND FLOOR, KHATA NO. 111/127, KHASRA NO. 16//21, HADBAST NO.234, VILLAGE:-KHAKAT, TEHSIL: SAHNEWAL, DIST: LUDHIANA, PUNJAB, PIN 141120
Branch
Khanna, Punjab

UTIB0000322

KHASRA NO.3145-46,H.NO.267,268,269/20, NEAR KALGIDHAR GURUDWARA,G.T.ROAD,
Branch
Khasi Kalan

UTIB0006140

GROUND FLOOR,KHATA NO 72 83,269 309 KHASRA NO 98 23 3,98 12 1, 19 2, 20 1, 22 3, 23 1,HADBAST NO 1832,TAJPUR ROAD
Branch
Khawajke

UTIB0005952

GROUND FLOOR, KHATA NO 17 17, KHASRA NO 77 78, VILLAGE KHAWAJKE, RAHON ROAD, DISTRICT AND TEHSIL, LUDHIANA, PUNJAB 141007
Branch
Lohgarh

UTIB0002431

GROUND FLOOR, KHATA NO. 508/530, KHASRA NO. 2//21/2, HADBAST NO. 309 , VILLAGE: LOHGARH,TEHSIL & DIST: LUDHIANA, PUNJAB, PIN 141203
Branch
Ludhiana

UTIB0000042

SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL
Branch
Ludhiana

UTIB0005808

AXIS BANK LTD, SOUTH CITY, LUDHIANA GROUND FLOOR KHATA NO 152, FATEHPUR AWANA CANAL ROAD, LUDHIANA, PUNJAB 142027
Branch
Ludhiana Civil Lines

UTIB0003927

KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001
Branch
Machhiwara

UTIB0003355

GROUND FLOOR OPP GRAIN MARKET SAMRALA ROAD
Branch
Manakwal

UTIB0001985

GROUND FLOOR, PLOT NO.22,MANAK ENCLAVE,MANAKWAL ROAD, VILLAGE MANAKWAL, DIST.LUDHIANA, PUNJAB, PIN 141116
Branch
Mangarh

UTIB0004174

KHASRA NO 36 15 1 KHATA NO 73 99 KOHARA MACHIWARA ROAD VILLAGE MANGARH SUB TEHSIL SAHNEWAL 141112
Branch
Mangli Nicchi

UTIB0002129

GROUND FLOOR, VILLAGE MANGLI NICCHI, POST OFFICE RAMGARH, DISTT.LUDHIANA,PUNJAB, PIN 141010
Branch
Mata Rani Chowk, Ludhiana

UTIB0001026

GROUND FLOOR & BASEMENT,PLOT NO. B-II - 1372/1-2 AND 1597/1,MATA RANI CHOWK, BHADAUR HOUSE,NEAR CHAURA BAZAR,LUDHIANA , PUNJAB , PIN 14
Branch
Miller Ganj, Ludhiana

UTIB0000324

B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,
Branch
Model Town Ludhiana

UTIB0003670

GF MODEL TOWN LUDHIANA
Branch
Mundian Kalan

UTIB0001417

GROUND FLOOR,VILLAGE- MUDIAN KALAN,DISTT. LUDHIANA,PUNJAB,PIN 141015.
Branch
New Gran Market Khanna

UTIB0003533

GANESH MANDI, NEW GRAIN MARKET, GT ROAD, KHANNA
Branch
Nurwala

UTIB0005240

GROUND FLOOR,VILLAGE,NURWALA,LUDHIANA,PUNJAB 141007
Branch
Pau Ludhiana

UTIB0004809

PUNJAB AGRICULTRUAL UNIVERSITY CAMPUS, FEROZEPUR ROAD
Branch
Payal

UTIB0002130

GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416
Branch
Phase Two Dugri

UTIB0004696

GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA
Branch
Phullanwal (punjab)

UTIB0000196

PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA
Branch
Raikot

UTIB0001847

GROUND FLOOR, LUDHIANA ROAD, RAIKOT, DISTT. LUDHIANA, PUNJAB-141109
Branch
Ranian

UTIB0001983

AXIS BANK LIMITED GROUND FLOOR, NEAR BUS STAND, GILL ROAD VILLAGE RANIAN-141116 DISTT. LUDHIANA, PUNJAB
Branch
Rattan

UTIB0005373

AXIS BANK LTD,GROUND FLOOR,PLOT NO 337,KHEWAT NO 99 92 AND 100 93,KHATAUNI NO 108 AND 109
Branch
Rk Road

UTIB0005212

GROUND FLOOR 370,INDUSTRIAL AREA A,RK ROAD,LUDHIANA,PUNJAB 141003
Branch
Rurka

UTIB0002411

GROUND FLOOR,VILLAGE RURKA,TEH DEHLON,LUDHIANA,PUNJAB,141118
Branch
Sahnewal

UTIB0001819

GROUND FLOOR,B-1 228, G.T. ROAD, NEAR BUS STOP, SAHNEWAL, DISTT. LUDHIANA, PUNJAB-141120
Branch
Samrala

UTIB0001820

GROUND FLOOR, OPPOSITE PUBLIC ENGINEERING WORKS, CHANDIGARH ROAD,SAMRALA, DISTT. LUDHIANA, PUNJAB-141114
Branch
ShimlaPuri Gill Road

UTIB0006188

AXIS BANK LTD, B, 22, 3273, KHASRA NO 243, 1, 4, CHET SINGH NAGAR, SHIMLAPURI GILL ROAD LUDHIANA
Branch
ShivPuri Ludhiana

UTIB0003498

GR FLR, MUNICIPAL NO B XXV 543 7 1 B XXV 543 7 2
Branch
Sidhwan Bet

UTIB0002106

GROUND FLOOR, VILLAGE SIDHWAN BET-142033, TEHSIL JAGRAON, DISTT. LUDHIANA, PUNJAB, JAGRAON, PIN-142033
Branch
Sudhar [punjab]

UTIB0000280

RAJKOT ROAD OPP GHG KHALSA COLLEGE,DISTT. LUDHIANA
Branch
Sundar Nagar Branch

UTIB0003111

GROUND FLOOR B242714 KHATA NO 604642 KHASRA NO 5001155683 SUNDER NAGAR CHOWK LUDHIANA PUNJAB PIN 141008
Branch
Thakarwal

UTIB0004971

BASEMENT AND GROUND FLOOR, OMAXE MALL, SCO 81, VILLAGE THAKARWAL, PAKHOWAL ROAD, LUDHIANA
Branch
Threeke (punjab)

UTIB0000198

FEROZPUR ROAD, THREEKE DISTRICT LUDHIANA
Branch
UmedPur

UTIB0005374

GROUND FLOOR, VILLAGE UMEDPUR, GANPATI ESTATE, DEHLON ROAD,OPPOSITE ELECTRICITY GRID,

What are Axis Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Axis Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Axis Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Axis Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Axis Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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