IFSC Code of Axis Bank, Punjab, Ludhiana, Hambran Road

UTIB0002131

Axis Bank

Axis Bank

IFSC Code

UTIB0002131
MICR Code

141211019
Bank Name Axis Bank
District Ludhiana
State Punjab
Address Ground Floor, Khasra No. 5//12,19/1, Khata No. 316/326, K.b. Towers, Hambran Road, Ludhiana, Near Kali Mata Mandir, Dist. Ludhiana, Punjab, Pin 141001
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Axis Bank Branch Near You

List of all Axis Bank Branch IFSC Code

Addadakha (punjab)

UTIB0000197

OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
Bagga Kalan

UTIB0005801

BAGGA KALAN,GROUND FLOOR,KHATA NO 41 61,40 60,39 59 KHASRA NO 14 9,14 10,14 1,14 2,15 6,15 7,15 15 1 OPP IOCL PETROL PUMP
Bahadurke Road

UTIB0004352

GROUD FLOOR, SCF 18, NEW GRAIN MARKET, TARAF KARABARA, LUDHIANA 141008
Bajra

UTIB0004178

KHASRA NO 37 2 2 2 OPPOSITE HP GAS AGENCY NEAR POST OFFICE BAJRA ROAD VILLAGE BAJRA 141007
Baran Hara

UTIB0001984

GROUND FLOOR,PLOT NO. 15, VILLAGE BARAN HARA, TEHSIL LUDHIANA, DISTT. LUDHIANA, PUNJAB, PIN 142027
Barewal Road

UTIB0005956

GROUND FLOOR, WOOD STOCK TOWER SHIVA GROUP BUILDING 38, 19, 2, 21 22 23, ADARSH COLONY OPPOSITE HYATT HOTEL, FEROZEPUR ROAD, LUDHIANA
Benjamin Road Branch

UTIB0005809

BENJAMIN ROAD BRANCH,GROUND AND FIRST FLOOR,B 11 439 1,BENJAMIN ROAD,NEAR DIVISION NUMBER 3,CHOWK, LUDHIANA
BhagwanPura

UTIB0005065

VILLAGE BHAGWANPURA, HADBAST NO 250, TEHSIL DEHLON, DIST LUDHIANA, PUNJAB 141206
Bhamian Kalan

UTIB0002395

GROUND FLOOR, KHATA NO. 452/503, 453/504, 454/505, 455/506, VILLAGE : BHAMIAN KALAN, TEHSIL&DIST: LUDHIANA, PUNJAB, PIN 141001
BhamiPura Kalan

UTIB0002460

GROUND FLOOR, KHASRA NO. 99// 6/3(1-12), KHATA NO. 335/367, VILLAGE:- BHAMIPURA KALAN, TEHSIL: JAGRAON, DIST: LUDHIANA, PUNJAB, PIN 142034
Bhatta Dhua

UTIB0002138

GROUND FLOOR,VILLAGE BHATTA DHUA, TEHSIL JAGRAON,DISTT.LUDHIANA, PUNJAB,PIN 142025
Brahman Majra

UTIB0002475

HADBAST NO.264,VILLAGE BRAHMAN MAJRA,TEHSIL AND DIST LUDHIANA,PUNJAB,PIN141006
Chandigarh Road

UTIB0001474

UPPER GORUND FLOOR, CHANDIGARH ROAD , LUDHIANA , PUNJAB , PIN 141001
Chomon

UTIB0002367

GROUND FLOOR, VILL: CHOMON, TEHSIL: MALOUD, DIST. LUDHIANA, PUNJAB, PIN 141119
ChuharPura

UTIB0005297

AXIS BANK LTD,GROUND FLOOR,NEAR INTERNATIONAL PUBLIC SCHOOL,VILLAGE CHUHARPURA,TEHSIL LUDHIANA
Dangon

UTIB0002421

GROUND FLOOR, KHATA NO. 332/348, 333/349, KHASRA NO. 72//15/2(7-5), 16(7-8), HADBAST NO. 352, VILLAGE: DANGON, TEHSIL: RAIKOT, DISTRICT: LUDHIANA, PUNJAB, PIN 141108
Dehlon

UTIB0005957

GROUND FLOOR, MAIN CHOWK, KILA RAIPUR ROAD, VILLAGE DEHLON DISTRICT AND TEHSIL LUDHIANA, PUNJAB 141118
Doraha

UTIB0003371

MUNICIPAL NO 95 WARD NO 14 RAILWAY ROAD
Dugri Road

UTIB0001393

UPPER GROUND FLOOR & FIRST FLOOR,SANT FATEH NAGAR, DUGRI ROAD ,MODEL TOWN, LUDHIANA , PUNJAB , PIN 141002.
Feroze Gandhi Market

UTIB0005514

AXIS BANK LTD,BASEMENT AND GROUND FLOOR,SCO 15,GREEN PARK AVENUE, FEROZ GANDHI MARKET,PAKHOWAL ROAD,LUDHIANA
FerozePur Road, Ludhiana

UTIB0001861

GROUND FLOOR, #457-G,BRS NAGAR, DISTT. LUDHIANA-141001, PUNJAB
Fieldganj

UTIB0004408

GROUND FLOOR, SCO 25, FIELDGANJ, LUDHIANA 141008
Focal Point Ludhiana

UTIB0003344

GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT
GiasPura Ludhiana

UTIB0005260

GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014
Gill

UTIB0004819

UPPER GROUND FLOOR, OPPOSITE SUB REGISTRAR OFFICE, NEAR PATNA KANDA, MALERKOTLA ROAD, GILL VPO - GILL ,DIST.- LUDHIANA, PUNJAB- 141116
Gill Road Ludhiana

UTIB0003499

GR FLR, MUNICIPAL NO B XXI 30 3 21
GurdevNagar Branch

UTIB0001809

AXIS BANK LTD 28-F GURDEV NAGAR, MALHAR ROAD, DIST. LUDHIANA 141001
Gureh

UTIB0002152

GROUND FLOOR,VILLAGE GUREH, TEHSIL MULLANPUR, DISTT.LUDHIANA, PUNJAB,PIN 142022
Haibowal Kalan Ludhiana

UTIB0005890

GROUND FLOOR, KHATA NO 1651BY1788, KHASRA NO 22BY7 5,0 MEASURING 0K, 2.5BY6M AND 0K 8.1BY2M, HAIBOWAL MAIN ROAD NEAR PETROL PUMP, HAIBOWAL KALAN, LUDHIANA, PUNJAB 141001
Hedon Bet

UTIB0002341

GROUND FLOOR, KHATA NO. 272/260-343, 273/261-345, HADBAST NO. 272, VILLAGE:- HEDON BET, TEHSIL: SAMRALA, DISTRICT: LUDHIANA, PUNJAB, PIN 141114
Jagraon [punjab]

UTIB0000281

KHASRA ROAD NO: 937 TEHSIL ROAD
Jassian

UTIB0001982

AXIS BANK LIMITED VILLAGE JASSIAN -141008 TEHSIL & DISTT. LUDHIANA, PUNJAB
Jhamat

UTIB0005135

GROUND FLOOR SCO 1 HADBAST 154 VILLAGE JHAMAT TEHSIL AND DISTRICT LUDHIANA PUNJAB
Kalsian

UTIB0003929

GROUND FLOOR KHATA NO 637 740 TEHSIL RAIKOT 141109
Katani Khurd

UTIB0002477

GROUND FLOOR,VILLAGE KATANI KHURD,TEHSIL AND DISTRICT LUDHIANA,PUNJAB,PIN 141113
Kesar Ganj Chowk

UTIB0003086

GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR
Khakat

UTIB0002409

GROUND FLOOR, KHATA NO. 111/127, KHASRA NO. 16//21, HADBAST NO.234, VILLAGE:-KHAKAT, TEHSIL: SAHNEWAL, DIST: LUDHIANA, PUNJAB, PIN 141120
Khanna, Punjab

UTIB0000322

KHASRA NO.3145-46,H.NO.267,268,269/20, NEAR KALGIDHAR GURUDWARA,G.T.ROAD,
Khasi Kalan

UTIB0006140

GROUND FLOOR,KHATA NO 72 83,269 309 KHASRA NO 98 23 3,98 12 1, 19 2, 20 1, 22 3, 23 1,HADBAST NO 1832,TAJPUR ROAD
Khawajke

UTIB0005952

GROUND FLOOR, KHATA NO 17 17, KHASRA NO 77 78, VILLAGE KHAWAJKE, RAHON ROAD, DISTRICT AND TEHSIL, LUDHIANA, PUNJAB 141007
Lohgarh

UTIB0002431

GROUND FLOOR, KHATA NO. 508/530, KHASRA NO. 2//21/2, HADBAST NO. 309 , VILLAGE: LOHGARH,TEHSIL & DIST: LUDHIANA, PUNJAB, PIN 141203
Ludhiana

UTIB0000042

SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL
Ludhiana

UTIB0005808

AXIS BANK LTD, SOUTH CITY, LUDHIANA GROUND FLOOR KHATA NO 152, FATEHPUR AWANA CANAL ROAD, LUDHIANA, PUNJAB 142027
Ludhiana Civil Lines

UTIB0003927

KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001
Machhiwara

UTIB0003355

GROUND FLOOR OPP GRAIN MARKET SAMRALA ROAD
Manakwal

UTIB0001985

GROUND FLOOR, PLOT NO.22,MANAK ENCLAVE,MANAKWAL ROAD, VILLAGE MANAKWAL, DIST.LUDHIANA, PUNJAB, PIN 141116
Mangarh

UTIB0004174

KHASRA NO 36 15 1 KHATA NO 73 99 KOHARA MACHIWARA ROAD VILLAGE MANGARH SUB TEHSIL SAHNEWAL 141112
Mangli Nicchi

UTIB0002129

GROUND FLOOR, VILLAGE MANGLI NICCHI, POST OFFICE RAMGARH, DISTT.LUDHIANA,PUNJAB, PIN 141010
Mata Rani Chowk, Ludhiana

UTIB0001026

GROUND FLOOR & BASEMENT,PLOT NO. B-II - 1372/1-2 AND 1597/1,MATA RANI CHOWK, BHADAUR HOUSE,NEAR CHAURA BAZAR,LUDHIANA , PUNJAB , PIN 14
Miller Ganj, Ludhiana

UTIB0000324

B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,
Model Town Ludhiana

UTIB0003670

GF MODEL TOWN LUDHIANA
Mundian Kalan

UTIB0001417

GROUND FLOOR,VILLAGE- MUDIAN KALAN,DISTT. LUDHIANA,PUNJAB,PIN 141015.
New Gran Market Khanna

UTIB0003533

GANESH MANDI, NEW GRAIN MARKET, GT ROAD, KHANNA
Nurwala

UTIB0005240

GROUND FLOOR,VILLAGE,NURWALA,LUDHIANA,PUNJAB 141007
Pau Ludhiana

UTIB0004809

PUNJAB AGRICULTRUAL UNIVERSITY CAMPUS, FEROZEPUR ROAD
Payal

UTIB0002130

GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416
Phase Two Dugri

UTIB0004696

GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA
Phullanwal (punjab)

UTIB0000196

PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA
Raikot

UTIB0001847

GROUND FLOOR, LUDHIANA ROAD, RAIKOT, DISTT. LUDHIANA, PUNJAB-141109
Ranian

UTIB0001983

AXIS BANK LIMITED GROUND FLOOR, NEAR BUS STAND, GILL ROAD VILLAGE RANIAN-141116 DISTT. LUDHIANA, PUNJAB
Rattan

UTIB0005373

AXIS BANK LTD,GROUND FLOOR,PLOT NO 337,KHEWAT NO 99 92 AND 100 93,KHATAUNI NO 108 AND 109
Rk Road

UTIB0005212

GROUND FLOOR 370,INDUSTRIAL AREA A,RK ROAD,LUDHIANA,PUNJAB 141003
Rurka

UTIB0002411

GROUND FLOOR,VILLAGE RURKA,TEH DEHLON,LUDHIANA,PUNJAB,141118
Sahnewal

UTIB0001819

GROUND FLOOR,B-1 228, G.T. ROAD, NEAR BUS STOP, SAHNEWAL, DISTT. LUDHIANA, PUNJAB-141120
Samrala

UTIB0001820

GROUND FLOOR, OPPOSITE PUBLIC ENGINEERING WORKS, CHANDIGARH ROAD,SAMRALA, DISTT. LUDHIANA, PUNJAB-141114
ShimlaPuri Gill Road

UTIB0006188

AXIS BANK LTD, B, 22, 3273, KHASRA NO 243, 1, 4, CHET SINGH NAGAR, SHIMLAPURI GILL ROAD LUDHIANA
ShivPuri Ludhiana

UTIB0003498

GR FLR, MUNICIPAL NO B XXV 543 7 1 B XXV 543 7 2
Sidhwan Bet

UTIB0002106

GROUND FLOOR, VILLAGE SIDHWAN BET-142033, TEHSIL JAGRAON, DISTT. LUDHIANA, PUNJAB, JAGRAON, PIN-142033
Sudhar [punjab]

UTIB0000280

RAJKOT ROAD OPP GHG KHALSA COLLEGE,DISTT. LUDHIANA
Sundar Nagar Branch

UTIB0003111

GROUND FLOOR B242714 KHATA NO 604642 KHASRA NO 5001155683 SUNDER NAGAR CHOWK LUDHIANA PUNJAB PIN 141008
Thakarwal

UTIB0004971

BASEMENT AND GROUND FLOOR, OMAXE MALL, SCO 81, VILLAGE THAKARWAL, PAKHOWAL ROAD, LUDHIANA
Threeke (punjab)

UTIB0000198

FEROZPUR ROAD, THREEKE DISTRICT LUDHIANA
UmedPur

UTIB0005374

GROUND FLOOR, VILLAGE UMEDPUR, GANPATI ESTATE, DEHLON ROAD,OPPOSITE ELECTRICITY GRID,

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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