Select Branch for Axis Bank in Chennai, Tamil Nadu
Choose a branch to view IFSC code and details
Adyar
UTIB0000082
NO 18, M.G ROAD,NEAR ADYAR BUS DEPOT SHASTRI NAGAR.
Akkarai
UTIB0004588
PLOT NO1 ,SHOP NO12 , E1 SEA CLIFF ENCLAVE, VGP MAIN STREET , ECR ,AKKARAI ,SHOLINGANALLUR
Alandur
UTIB0001567
NO. 60, MKN ROAD, ALANDUR, DIST. KANCHEEPURAM, CHENNAI, TAMIL NADU, PIN600016
Alwarpet
UTIB0005098
50, C P RAMASWAMY ROAD, ALWARPET, CHENNAI 600018
Ambattur Industrial EState
UTIB0003492
NO 2 9 ATC ROAD, AMBATTUR INDUSTRIAL ESTATE CHENNAI 600058
Ambattur Pudur
UTIB0004812
PLOT NO 2 AND 11 PART, REDHILLS ROAD, PUDUR, AMBATTUR
Aminjikarai
UTIB0001372
OLD NO. 360/1, NEW NO.633/1,POONAMALLEE HIGH ROAD , AMINJIKARAI,CHENNAI, TAMIL NADU, PIN 600029
Anna Nagar Five Avenue
UTIB0004583
Y 203 FIRST FLOOR 5TH AVENUE ANNA NAGAR CHENNAI 600 040
Anna Nagar Sixth Avenue
UTIB0005042
NO 1005, 21 ST MAIN ROAD ANNANAGAR, CHENNAI
Anna Nagar, Chennai
UTIB0000016
F 33, II ND AVENUE, ANNA NAGAR EAST,
Anna Salai (chennai)
UTIB0000168
NO. 225, ANNA SALAI OPP. SPENCERS PLAZA
AnnaNagar (west)
UTIB0001595
DOOR.NO.12, H 2035, H4 STREET, 15TH MAIN ROAD, ANNANAGAR WEST, CHENNAI, TAMIL NADU, PIN 600 040
Arcot Road
UTIB0004594
47 DURAISWAMY ROAD,VADAPALANI, CHENNAI 600026
Arumbakkam
UTIB0003772
22.6 RAZACK GARDEN MAIN ROAD, ARUMBAKKAM, CHENNAI 600106
Ashok Nagar [chennai]
UTIB0000285
NO.72, 4TH AVENUE ASHOK NAGAR
Ashok Nagar Elevanth Avenue
UTIB0003334
NEW NO 20 LIC COLONY 11TH├╜AVENUE ASHOK NAGAR
Avadi
UTIB0001543
NO.199, NEHRU BAZZAR ROAD, POOVAI ROAD, AVADI, CHENNAI DIST. THIRUVALLUR, TAMIL NADU, PIN 600054
Aynavaram
UTIB0001886
ADARSH TOWERS,# 328, KONNUR HIGH ROAD,AYANAVARAM, CHENNAI,TAMIL NADU, PIN 600 023
Besant Nagar
UTIB0004772
T 31,7TH AVENUE, BESANT NAGAR, CHENNAI
Byepass Road , Velachery
UTIB0001504
YAMIN , NO. 153, VELACHERY MAIN ROAD , VELACHERY, CHENNAI, TAMIL NADU, PIN 600042
Chennai
UTIB0000006
82 DR RADHAKRISHNAN SALAI MYLAPORE, CHENNAI
Chennai
UTIB0005535
GROUND FLOOR, THE DLF INFO CITY, UNIT NO 26, BLOCK 12, MOUNT POONAMALLEE ROAD, CHENNAI 600089
Chennai Branch
UTIB000ECB4
PERIYAR EVR BUILDING 690 ANNA SALAI CHENNAI 35
Chennai Branch
UTIB0S0ECB4
PERIYAR EVR BUILDING 690 ANNA SALAI CHENNAI 35
Chennai One It Park
UTIB0004236
CHENNAI ONE IT SEZ I FLOOR PHASE II THORAIPAKKAM PALLAVARAM 200 FT ROAD THORAIPAKKAM CHENNAI 600097
Chennai Service Br
UTIB0000127
FIRST FLOOR 82, DR. RADHAKRISHNAN SALAI , MYLAPORE,
Chinmaya Nagar
UTIB0003450
25 KALIAMMAN KOVIL STREET VIRUGAMAKKAM
Choolaimedu
UTIB0003101
242 CHOOLAIMEDU HIGH ROAD CHOOLAIMEDU CHENNAI TAMILNADU PIN 600094
Cit Nagar
UTIB0004943
OLD DOOR NO 45, NEW DOOR NO 10, NORTH ROAD, WEST CIT NAGR, NANDANAM, CHENNAI 600035
Corporate Banking Branch, Chennai
UTIB0001165
NO. 192, GROUND FLOOR, KARUMUTHU NILAYAM, ANNASALAI, CHENNAI - 600002
Credit Management Centre, Chennai
UTIB0000711
NO.192, FIRST FLOOR, KARUMUTHU NILAYAM ANNA SALAI, CHENNAI 600 002TAMIL NADU
Dlf Downtown Taramani
UTIB0005928
GROUND FLOOR, THE DLF DOWNTOWN, GROUND FLOOR 05B, TARAMANI CHENNAI 600113
East Mogappair
UTIB0005870
1392 A, GOLDEN COLONY MOGAPPAIR ROAD ANNANAGAR WEST EXTENSION CHENNAI 600050
East Tambaram
UTIB0005639
D NO 152,VELACHERY MAIN ROAD,EAST TAMBARAM,CHENNAI
Egmore
UTIB0000780
26, HADDOWS ROAD NUNGAMBAKKAM CHENNAI 600006, TAMIL NADU
Egmore
UTIB0001156
NEW NO.7A (OLD NO. 2 TO 4),HALLS ROAD , EGMORE,CHENNAI, TAMIL NADU 600008
Eighty Feet Road SaliGramam
UTIB0003794
NO. 12 80 FEET ROAD SATHYA GARDEN SALIGRAMAM CHENNAI 93
Ekkaduthangal Chennai
UTIB0002772
NEW NO 32OLD NO 4 JAWAHARLAL NEHRU ROAD 100FT ROAD EKKADUTHANGAL GUINDY CHENNAI TN PIN 600032
Eldams Road
UTIB0003702
NO 145 ELDAMS ROAD TEYNAMPET CHENNAI 600 018
Elephant Gate
UTIB0005222
NO 167 47, ELEPHANT GATE STREET, VOC NAGAR, SOWCARPET
Gandhi Nagar
UTIB0003003
PLOT NO 104 DOOR NO 23 NEW NO 53 1ST MAIN RD OFF 2 CROSS GANDHI NAGAR ADYAR CHENNAI 20
Gcc
UTIB0000GCC
RIPON BUILDING, CHENNAI 600003
George Town (chennai)
UTIB0000424
UTI HOUSE,29,RAJAJI SALAI CHENNAI
Global Infocity Park
UTIB0004488
GLOBAL INFOCITY PARK, GROUND FLOOR, BLOCK A, 40,MGR SALAI, KANDANCHAVADI, PERUNGUDI,CHENNAI 600096
GopalaPuram
UTIB0001915
NO.351,AVVAI SHANMUGAM ROAD, GOPALAPURAM,CHENNAI, TAMIL NADU,PIN 600086
Guindy Industri Tn
UTIB0004059
TS 137 TVK INDUSTRIAL ESTATE GUINDY 600032
Habibullah Road
UTIB0003877
23 1 PERIYAR ROAD T NAGAR
HasthinaPuram
UTIB0002102
35-B, RAJENDRA PRASAD ROAD, HASTHINAPURAM,CHENNAI, DIST. KANCHEEPURAM, TAMIL NADU, PIN 600044
Indira Nagar
UTIB0001593
NO. 42, (OLD NO.70), 1ST AVENUE, INDIRA NAGAR, ADYAR, CHENNAI, TAMIL NADU, PIN 600020
Injambakkam
UTIB0005685
2 OR 189 C, EAST COAST ROAD, INJAMBAKKAM
Jafferkhanpet
UTIB0004843
30 BY 65 PILLAIYAR KOIL STREET JAFFERKHANPET CHENNAI
K K Nagar
UTIB0001224
BLOCK - 2, P T RAJAN SALAI,K K NAGAR, CHENNAI, PIN 600078.
Kamarajar Salai
UTIB0003297
NO 311 KAMARAJAR SALAI RAMAPURAM CHENNAI PIN 600 089
Kesari Higher Secondary School
UTIB0E00006
KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017
Kilpauk, Chennai
UTIB0000620
SYMPHONY PALACE, DOOR NO. 450/744, POONAMALEE HIGH ROAD, KILPAUK, CHENNAI 600 010, TAMIL NADU
Kodambakkam, Chennai
UTIB0000866
NO. 2, 2ND MAIN ROAD UNITED INDIA COLONY KODAMBAKKAM, CHENNAI TAMIL NADU, PIN 600024
Kodungaiyur
UTIB0005388
NO 46 NORTH AVENUE MUTHAMIZH NAGAR KODUNGAIYUR
Kolathur
UTIB0001859
PLOT NO.123 & 125/C, POOMPUHAR NAGAR 1ST MAIN ROAD, KOLATHUR,CHENNAI, TAMIL NADU,PIN 600099
Korattur
UTIB0001767
NO 75 A, STATION ROAD, VENKATRAMAN NAGAR, KORATTUR, CHENNAI, TAMIL NADU 600080
KotturPuram
UTIB0000782
NO. 8, THEYAGARAYA HIGH ROAD T. NAGAR, CHENNAI 600017 TAMIL NADU
Koyambedu
UTIB0001009
PLOT NO. 10 & 11, JAWAHARLAL NEHRU ROAD , (RATHNAPURI), KOYAMBEDU, CHENNAI, TAMIL NADU, PIN 600107
Kundrathur
UTIB0005296
SF NO.28 1, KUNDRATHUR PALLAVARAM ROAD, MEHTA NAGAR, ANDARKUPPAM, KUNDRATHUR, CHENNAI 600069
Little Mount
UTIB0004722
NO 4, VELACHERRY MAIN ROAD, LITTLE MOUNT, SAIDAPET, CHENNAI 600015
Madipakkam
UTIB0000083
NO-2 MEDAVAKKAM HIGH ROAD MADIPAKKAM
Maduravoyal
UTIB0002909
NO 442 P H ROAD MADURAVOYAL 600095
MahalingaPuram
UTIB0004838
11, MAHALINGAPURAM MAIN ROAD, NUNGAMBAKKAM, CHENNAI
Manapakkam
UTIB0006033
NO 55, IST FLOOR DR AMBEDKAR NAGAR MAIN ROAD MANAPAKKAM CHENNAI 600125
Mandaveli
UTIB0004911
OLD DOOR NO 14, NEW DOOR NO 35, ST MARYS ROAD, MANDAVELI, CHENNAI 600028
Mangadu
UTIB0006126
PLOT NO 1 AND 2, GUNA SUNDARI MAHAL, KUNDRATHUR MAIN ROAD, MANGADU, SRIPERUMPUTHUR TALUK CHENNAI 600122
Manimangalam Road
UTIB0006135
PLOT NO 6,NAWAB HABIBULLAH NAGAR,MANIMANGALAM MAIN ROAD,MUDICHUR,CHENNAI
Melakottiyur
UTIB0006124
SF NO 38, PLOT NO A1, VANDALUR KELAMBAKKAM ROAD, OPP TO VIT COLLEGE, MELAKOTTAIYUR PANCHAYAT
Menambedu
UTIB0006060
D NO 108, KARUKKU MAIN ROAD MENAMBEDU AMBATTUR CHENNAI 600053
Mkb Nagar
UTIB0002942
NO 2TWIN SHEDVYSARPADI COOP INDUSTRIAL ESTATE ERUKKANCHERY HIGH ROAD
Mogappair [chennai]
UTIB0000345
PLOT NO.46, BLOCK NO.1 BAZAR STREET ,MOGAPPAIR EAST
Moulivakkam
UTIB0003094
5C211 KUNDRATHUR MAIN ROAD MOWLIVAKKAM DIST CHENNAI TAMILNADU PIN 600125
Mount Road Anna Salai
UTIB0005145
163 , ANNA SALAI , CHENNAI 600002
Mth Road Ambattur
UTIB0005394
NO 32, MTH ROAD,TELEPHONE EXCHANGE,AMBATTUR,CHENNAI
Mugalivakkam
UTIB0005819
54,GURUSWAMY NAGAR,MUGALIVAKKAM MAIN ROAD,MADANANDAPURAM,CHENNAI
Nandambakkam
UTIB0004581
5 12 V MOUNT POONAMALLEE ROAD NANDAMBAKKAM CHENNAI
Nanganallur (chennai)
UTIB0000486
NO. 13/1, 4TH MAIN ROAD, NANGANALLUR, CHENNAI 600 061,TAMIL NADU,600061
Navalur
UTIB0006128
OLD NO 1, 288, FIRST FLOOR, PAZHANDIYAMMAN KOIL STREET, THAZHAMBUR ROAD, NAVALUR, CHENNAI 603103
Neelangarai (chennai)
UTIB0000423
R.M.HOSPITALS A-1, SRINIVASAPURAM
Nookampalayam Road,semmenchery
UTIB0006125
PLOT NO 710,KAILASH PLAZA,NOOKAMPALAYAM LINK ROAD,SEMMENCHERY
North Boag Road
UTIB0004810
NO 56, NORTH BOAG ROAD, T NAGAR, CHENNAI
Old Washermanpet, Tamil Nadu
UTIB0000622
NO. 549, THIRUVORTHIYUR HIGH ROAD, OLD WASHERMANPET, CHENNAI 600 021
Oliver Road
UTIB0004841
D NO 41 1 NEW D NO 16 1, MUSIRI SUBRAMANIYAM SALAI, OLIVER ROAD, MYLAPORE, CHENNAI
Ormes Road Branch
UTIB0003954
NO.14 ORMES ROAD, 1ST CROSS ST, MEHTA AVENUE ,KILPAUK
Padi
UTIB0004530
NO 233 AMBATTUR INDUSTRIAL ESTATE MTH ROAD MANNURPET PADI CHENNAI
Pallikaranai
UTIB0005331
NO 4, BALAMBAL NAGAR, 200 FT RADIAL ROAD, RAJESH NAGAR EXTENSION, NEAR SAN ACADEMY, PALLIKARANAI, CHENNAI 600100
Pattalam
UTIB0005435
GROUND FLOOR M S KLP PROJECTS PVT LTD 1 30 PERAMBUR BARRACKS ROAD 1 STRAHANS ROAD PATTALAM
Pazhanthandalam
UTIB0004962
DOOR NO 24 NATESANAR STREET, PAZHANTHANDALAM, CHENNAI, TAMILNADU, CHENNAI 600044
Perambur
UTIB0001511
CHAKRAVARTHY TOWERS , NO. 76, MADHAVARAM HIGH ROAD , PERAMBUR, CHENNAI, TAMIL NADU, PIN 600011
Periyar Nagar, Chennai
UTIB0000598
NO.7/A-42, KARTHIKEYAN SALAI PERIYAR NAGAR, CHENNAI 600 082, TAMIL NADU
Perungudi
UTIB0001544
NO.284/6, LAKSHMAN NAGAR, KHANDAN CHAVADI, PERUNGUDI, CHENNAI, DIST. KANCHEEPURAM, TAMIL NADU, PIN 600096
Pondy Bazaar
UTIB0004534
NO15 OLDNO 7 RAJABATHER STREET,PONDY BAZAAR TNAGAR,
Porur
UTIB0001766
NO.11, RAMAKRISHNAN STREET, PORUR, CHENNAI, TAMIL NADU 600116
Purasawalkam (chennai)
UTIB0000189
57, PURASAWALKAM HIGH ROAD PURASAWALKAM
R A Puram, Chennai
UTIB0000676
NO. 40, 2ND MAIN ROAD R A PURAM, CHENNAI 600 028 TAMIL NADU
RadhaNagar
UTIB0006049
112 B, RADHA NAGAR MAIN ROAD, OPP KAVITHA HOSPITAL CHROMPET CHENNAI 600044
Radial Road Kovilambakkam
UTIB0006034
DRA 90 DEGREES, GROUND FLOOR OPP KAUVERY HOSPITAL SF NO 19 1A1, 200 FEET RADIAL ROAD, KOVILAMBAKKAM CHENNAI 600129
Rajakilpakkam
UTIB0005390
D NO 48 CHITLAPAKKAM MAIN ROAD SELAIYUR RAJAKILPAKKAM CHENNAI 600073
Ramanujan It City
UTIB0004069
INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU
RamaPuram,chennai
UTIB0000074
149 1C/1D, MOUNT POONAMALLE ROAD RAMAPURAM
Ratan Bazaar
UTIB0001630
NO. 30, RATAN BAZAR, CHENNAI, TAMIL NADU PIN 600003
Redhills
UTIB0002103
SHREE PLAZA, 156, GNT ROAD, RED HILLS, CHENNAI, DIST. THIRUVALLUR, TAMIL NADU, PIN 600052
RoyaPuram
UTIB0003352
NO 131 SOORYANARAYANA ROAD ROYAPURAM 600013
Saidapet
UTIB0000781
TAMIL NADU HOUSING BOARD COMPLEX NO.493, ANNA SALAI, NANDANAM CHENNAI 600035, TAMIL NADU
SaliGramam
UTIB0001503
NEW D.NO.47 (D.NO.12), ARUNACHALAM ROAD , SALIGRAMAM, CHENNAI, TAMIL NADU, PIN600093
Semmenchery
UTIB0005884
D NO 127 BY 4C, SAI SELVARAJ COMPLEX, RAJIV GANDHI SALAI, OMR ROAD, SEMMENCHERY, CHENNAI 600119
Senneerkuppam Branch
UTIB0004171
O NO 2 199 N NO 6 89 AVADI ROAD SENNEERKUPPAM POONAMALLEE
Shanthi Colony
UTIB0001510
NO.83/AD13, ANNANAGAR VTH AVENUE , CHENNAI, TAMIL NADU, PIN 600040
Shenoy Nagar Branch
UTIB0003662
NO 30 EAST CLUB ROAD SHENOY NAGAR CHENNAI 600030
Siruseri
UTIB0005482
GATEWAY HOUSE, B NO 48, REGENT AVENUE, UNIT 8 AND 9, GROUND FLOOR,5 63, RAJIV GANDHI SALAI OMR,EGATTUR VILLAGE
Sithalapakkam
UTIB0006032
5 154 OTTIYAMBAKKAM MAIN ROAD,SITHALAPAKKAM,CHENNAI 600126
South Mada Street
UTIB0001596
DOOR NO.31. (OLD NO.14), SOUTH MADA STREET, MYLAPORE, CHENNAI, TAMIL NADU, PIN 600004
South Zonal Office - Szo
UTIB0000146
82, AALIM CENTRE, DR. RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI 600 004
Srmist Kattankulathur
UTIB0006136
SRM INSTITUTE OF SCIENC AND TECHNOLOGY, UNIVERSITY BUILDING, POTHERI, CHENGALPATTU DISTRICT, PIN 603203
Sterling Road
UTIB0002018
NO.80 (OLD NO.69), NUNGAMBAKKAM HIGH ROAD, NUNGAMBAKKAM,CHENNAI, TAMIL NADU,PIN 600034
Surapet
UTIB0005804
GROUND FLOOR, KK TOWERS, PLOT NO 249, AMBATTUR REDHILLS ROAD, SIVAPRAKASAM NAGAR, SURAPET
T Nagar
UTIB0000014
79, G N CHETTY ROAD T. NAGAR
Taramani
UTIB0003903
KANYA 48 A TARAMANI 100 FEET ROAD VELACHERY
Teynampet
UTIB0001374
EAST COAST CENTRE,NEW DOOR NO. 534A, OLD DOOR NO. 553,ANNA SALAI, TEYNAMPET, CHENNAI,TAMIL NADU, PIN 600029
Thirumangalam
UTIB0003664
381 EAST MAIN ROAD THIRUMANGALAM ANNA NAGAR WEST EXN CHENNAI 600 101
Thirumazhisai
UTIB0005861
GROUND FLOOR,15 4, KAVALCHERI MAIN ROAD SABABATHI STREET,THIRUMAZHISAI
Thiruvallur, Tamil Nadu
UTIB0000621
NO. 169, J N ROAD, THIRUVALLUR 602 001TAMIL NADU
Thiruvalluvar Salai Thiruvanmiyur
UTIB0004717
PLOT NO 64, DOOR NO 2, 4TH EAST STREET, KAMARAJAR NAGAR, THIRUVANMIYUR
Thiruverkadu
UTIB0005237
NO 85, THIRUMALAI BALAJI NAGAR, 4TH STREET, THIRUVERKADU MAIN ROAD, THIRUVERKADU, CHENNAI 600077
Thiruvottriyur
UTIB0001619
NO.1039/1, KALADIPET, T H ROAD, THIRUVOTTRIYUR, CHENNAI, TAMIL NADU,PIN 600019
Thoraipakkam
UTIB0001566
PLOT NO.172 & 173, CHANDRASEKARAN AVENUE, OLD MAHABALLIPURM ROAD, OKKIYAM THURAIPAKKAM, KANCHEEPURAM, TAMIL NADU, PIN 600097
Tngo Colony Adambakkam
UTIB0005328
19 OR 29, KARIKALAN STREET, ADAMBAKKAM, CHENNAI 600088
Tondiarpet
UTIB0003771
NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081
Triplicane
UTIB0001618
KUPPU'S NEST, NO 35B ( OLD NO 17 ) , BHARATHI SALAI, TRIPLICANE, CHENNAI, TAMIL NADU, PIN 600 005
TrustPuram
UTIB0004833
OLD NO 10 BY 1, NEW NO 19 BY 1, FIRST CROSS STREET, TRUST PURAM, KODAMBAKKAM, CHENNAI 600024
Two Hundred Feet Radial Road Thoraipakkam
UTIB0005815
S NO 30 4A, 1A, 1B, SAINAGAR MAIN ROAD, 200 FEET RADIAL ROAD, THORAIPAKKAM, CHENNAI 600096
Vadapalani
UTIB0002559
VEENA GROUND FLOOR D NO 96 JAWAHARLAL NEHRU ROAD 100FT INNER RING ROAD VADAPALANI PIN 600026
VaNagaram
UTIB0005871
RADHESHYAM APARTMENTS, BLOCK C, G2, VANAGARAM MAIN ROAD, CHENNAI 600095
Velachery Main Road Pallikaranai
UTIB0006035
NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100
Velachery,chennai(tamil Nadu)
UTIB0000234
37-D, VELACHERY-TAMBARAM MAIN ROAD VELACHERY
Venkatnarayana Road
UTIB0001594
NO. 22 & 23, VENKATNARAYANA ROAD, T NAGAR, CHENNAI TAMIL NADU, PIN 600017
Vepery
UTIB0001885
DOOR NO 16,EVK SAMPATH ROAD, VEPERY,CHENNAI,TAMIL NADU, PIN 600007
Villivakkam
UTIB0001565
NO.171, MTH ROAD, VILLIVAKKAM, CHENNAI, TAMIL NADU, PIN 600049
Virugambakkam (chennai)
UTIB0000211
69, ARCOT ROAD, VIRUGAMBAKKAM
Vivekananda Nagar, Kolathur
UTIB0005332
PLOT NO 46 , VIVEKANANDA NAGAR MAIN ROAD, MOHAMED HUSAIN COLONY, KOLATHUR, CHENNAI 600099
West Mambalam
UTIB0001714
DOOR NO. 16/20, BRINDAVAN STREET EXTN. WEST MAMBALAM, CHENNAI, TAMIL NADU, PIN 600033
What are Axis Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Axis Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Axis Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Axis Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Axis Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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