IFSC Code of Axis Bank, Tamil Nadu, Chennai, Chennai Service Br

UTIB0000127

Axis Bank

Axis Bank

IFSC Code

UTIB0000127
MICR Code

600211001
Bank Name Axis Bank
District Chennai
State Tamil Nadu
Address First Floor 82, Dr. Radhakrishnan Salai , Mylapore,
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Axis Bank Branch Near You

List of all Axis Bank Branch IFSC Code

Adyar

UTIB0000082

NO 18, M.G ROAD,NEAR ADYAR BUS DEPOT SHASTRI NAGAR.
Akkarai

UTIB0004588

PLOT NO1 ,SHOP NO12 , E1 SEA CLIFF ENCLAVE, VGP MAIN STREET , ECR ,AKKARAI ,SHOLINGANALLUR
Alandur

UTIB0001567

NO. 60, MKN ROAD, ALANDUR, DIST. KANCHEEPURAM, CHENNAI, TAMIL NADU, PIN600016
Alwarpet

UTIB0005098

50, C P RAMASWAMY ROAD, ALWARPET, CHENNAI 600018
Ambattur Industrial EState

UTIB0003492

NO 2 9 ATC ROAD, AMBATTUR INDUSTRIAL ESTATE CHENNAI 600058
Ambattur Pudur

UTIB0004812

PLOT NO 2 AND 11 PART, REDHILLS ROAD, PUDUR, AMBATTUR
Aminjikarai

UTIB0001372

OLD NO. 360/1, NEW NO.633/1,POONAMALLEE HIGH ROAD , AMINJIKARAI,CHENNAI, TAMIL NADU, PIN 600029
Anna Nagar Five Avenue

UTIB0004583

Y 203 FIRST FLOOR 5TH AVENUE ANNA NAGAR CHENNAI 600 040
Anna Nagar Sixth Avenue

UTIB0005042

NO 1005, 21 ST MAIN ROAD ANNANAGAR, CHENNAI
Anna Nagar, Chennai

UTIB0000016

F 33, II ND AVENUE, ANNA NAGAR EAST,
Anna Salai (chennai)

UTIB0000168

NO. 225, ANNA SALAI OPP. SPENCERS PLAZA
AnnaNagar (west)

UTIB0001595

DOOR.NO.12, H 2035, H4 STREET, 15TH MAIN ROAD, ANNANAGAR WEST, CHENNAI, TAMIL NADU, PIN 600 040
Arcot Road

UTIB0004594

47 DURAISWAMY ROAD,VADAPALANI, CHENNAI 600026
Arumbakkam

UTIB0003772

22.6 RAZACK GARDEN MAIN ROAD, ARUMBAKKAM, CHENNAI 600106
Ashok Nagar [chennai]

UTIB0000285

NO.72, 4TH AVENUE ASHOK NAGAR
Ashok Nagar Elevanth Avenue

UTIB0003334

NEW NO 20 LIC COLONY 11TH├╜AVENUE ASHOK NAGAR
Avadi

UTIB0001543

NO.199, NEHRU BAZZAR ROAD, POOVAI ROAD, AVADI, CHENNAI DIST. THIRUVALLUR, TAMIL NADU, PIN 600054
Aynavaram

UTIB0001886

ADARSH TOWERS,# 328, KONNUR HIGH ROAD,AYANAVARAM, CHENNAI,TAMIL NADU, PIN 600 023
Besant Nagar

UTIB0004772

T 31,7TH AVENUE, BESANT NAGAR, CHENNAI
Byepass Road , Velachery

UTIB0001504

YAMIN , NO. 153, VELACHERY MAIN ROAD , VELACHERY, CHENNAI, TAMIL NADU, PIN 600042
Chennai

UTIB0000006

82 DR RADHAKRISHNAN SALAI MYLAPORE, CHENNAI
Chennai

UTIB0005535

GROUND FLOOR, THE DLF INFO CITY, UNIT NO 26, BLOCK 12, MOUNT POONAMALLEE ROAD, CHENNAI 600089
Chennai Branch

UTIB000ECB4

PERIYAR EVR BUILDING 690 ANNA SALAI CHENNAI 35
Chennai Branch

UTIB0S0ECB4

PERIYAR EVR BUILDING 690 ANNA SALAI CHENNAI 35
Chennai One It Park

UTIB0004236

CHENNAI ONE IT SEZ I FLOOR PHASE II THORAIPAKKAM PALLAVARAM 200 FT ROAD THORAIPAKKAM CHENNAI 600097
Chinmaya Nagar

UTIB0003450

25 KALIAMMAN KOVIL STREET VIRUGAMAKKAM
Choolaimedu

UTIB0003101

242 CHOOLAIMEDU HIGH ROAD CHOOLAIMEDU CHENNAI TAMILNADU PIN 600094
Cit Nagar

UTIB0004943

OLD DOOR NO 45, NEW DOOR NO 10, NORTH ROAD, WEST CIT NAGR, NANDANAM, CHENNAI 600035
Corporate Banking Branch, Chennai

UTIB0001165

NO. 192, GROUND FLOOR, KARUMUTHU NILAYAM, ANNASALAI, CHENNAI - 600002
Credit Management Centre, Chennai

UTIB0000711

NO.192, FIRST FLOOR, KARUMUTHU NILAYAM ANNA SALAI, CHENNAI 600 002TAMIL NADU
Dlf Downtown Taramani

UTIB0005928

GROUND FLOOR, THE DLF DOWNTOWN, GROUND FLOOR 05B, TARAMANI CHENNAI 600113
East Mogappair

UTIB0005870

1392 A, GOLDEN COLONY MOGAPPAIR ROAD ANNANAGAR WEST EXTENSION CHENNAI 600050
East Tambaram

UTIB0005639

D NO 152,VELACHERY MAIN ROAD,EAST TAMBARAM,CHENNAI
Egmore

UTIB0000780

26, HADDOWS ROAD NUNGAMBAKKAM CHENNAI 600006, TAMIL NADU
Egmore

UTIB0001156

NEW NO.7A (OLD NO. 2 TO 4),HALLS ROAD , EGMORE,CHENNAI, TAMIL NADU 600008
Eighty Feet Road SaliGramam

UTIB0003794

NO. 12 80 FEET ROAD SATHYA GARDEN SALIGRAMAM CHENNAI 93
Ekkaduthangal Chennai

UTIB0002772

NEW NO 32OLD NO 4 JAWAHARLAL NEHRU ROAD 100FT ROAD EKKADUTHANGAL GUINDY CHENNAI TN PIN 600032
Eldams Road

UTIB0003702

NO 145 ELDAMS ROAD TEYNAMPET CHENNAI 600 018
Elephant Gate

UTIB0005222

NO 167 47, ELEPHANT GATE STREET, VOC NAGAR, SOWCARPET
Gandhi Nagar

UTIB0003003

PLOT NO 104 DOOR NO 23 NEW NO 53 1ST MAIN RD OFF 2 CROSS GANDHI NAGAR ADYAR CHENNAI 20
Gcc

UTIB0000GCC

RIPON BUILDING, CHENNAI 600003
George Town (chennai)

UTIB0000424

UTI HOUSE,29,RAJAJI SALAI CHENNAI
Global Infocity Park

UTIB0004488

GLOBAL INFOCITY PARK, GROUND FLOOR, BLOCK A, 40,MGR SALAI, KANDANCHAVADI, PERUNGUDI,CHENNAI 600096
GopalaPuram

UTIB0001915

NO.351,AVVAI SHANMUGAM ROAD, GOPALAPURAM,CHENNAI, TAMIL NADU,PIN 600086
Guindy Industri Tn

UTIB0004059

TS 137 TVK INDUSTRIAL ESTATE GUINDY 600032
Habibullah Road

UTIB0003877

23 1 PERIYAR ROAD T NAGAR
HasthinaPuram

UTIB0002102

35-B, RAJENDRA PRASAD ROAD, HASTHINAPURAM,CHENNAI, DIST. KANCHEEPURAM, TAMIL NADU, PIN 600044
Indira Nagar

UTIB0001593

NO. 42, (OLD NO.70), 1ST AVENUE, INDIRA NAGAR, ADYAR, CHENNAI, TAMIL NADU, PIN 600020
Injambakkam

UTIB0005685

2 OR 189 C, EAST COAST ROAD, INJAMBAKKAM
Jafferkhanpet

UTIB0004843

30 BY 65 PILLAIYAR KOIL STREET JAFFERKHANPET CHENNAI
K K Nagar

UTIB0001224

BLOCK - 2, P T RAJAN SALAI,K K NAGAR, CHENNAI, PIN 600078.
Kamarajar Salai

UTIB0003297

NO 311 KAMARAJAR SALAI RAMAPURAM CHENNAI PIN 600 089
Kesari Higher Secondary School

UTIB0E00006

KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017
Kilpauk, Chennai

UTIB0000620

SYMPHONY PALACE, DOOR NO. 450/744, POONAMALEE HIGH ROAD, KILPAUK, CHENNAI 600 010, TAMIL NADU
Kodambakkam, Chennai

UTIB0000866

NO. 2, 2ND MAIN ROAD UNITED INDIA COLONY KODAMBAKKAM, CHENNAI TAMIL NADU, PIN 600024
Kodungaiyur

UTIB0005388

NO 46 NORTH AVENUE MUTHAMIZH NAGAR KODUNGAIYUR
Kolathur

UTIB0001859

PLOT NO.123 & 125/C, POOMPUHAR NAGAR 1ST MAIN ROAD, KOLATHUR,CHENNAI, TAMIL NADU,PIN 600099
Korattur

UTIB0001767

NO 75 A, STATION ROAD, VENKATRAMAN NAGAR, KORATTUR, CHENNAI, TAMIL NADU 600080
KotturPuram

UTIB0000782

NO. 8, THEYAGARAYA HIGH ROAD T. NAGAR, CHENNAI 600017 TAMIL NADU
Koyambedu

UTIB0001009

PLOT NO. 10 & 11, JAWAHARLAL NEHRU ROAD , (RATHNAPURI), KOYAMBEDU, CHENNAI, TAMIL NADU, PIN 600107
Kundrathur

UTIB0005296

SF NO.28 1, KUNDRATHUR PALLAVARAM ROAD, MEHTA NAGAR, ANDARKUPPAM, KUNDRATHUR, CHENNAI 600069
Little Mount

UTIB0004722

NO 4, VELACHERRY MAIN ROAD, LITTLE MOUNT, SAIDAPET, CHENNAI 600015
Madipakkam

UTIB0000083

NO-2 MEDAVAKKAM HIGH ROAD MADIPAKKAM
Maduravoyal

UTIB0002909

NO 442 P H ROAD MADURAVOYAL 600095
MahalingaPuram

UTIB0004838

11, MAHALINGAPURAM MAIN ROAD, NUNGAMBAKKAM, CHENNAI
Manapakkam

UTIB0006033

NO 55, IST FLOOR DR AMBEDKAR NAGAR MAIN ROAD MANAPAKKAM CHENNAI 600125
Mandaveli

UTIB0004911

OLD DOOR NO 14, NEW DOOR NO 35, ST MARYS ROAD, MANDAVELI, CHENNAI 600028
Mangadu

UTIB0006126

PLOT NO 1 AND 2, GUNA SUNDARI MAHAL, KUNDRATHUR MAIN ROAD, MANGADU, SRIPERUMPUTHUR TALUK CHENNAI 600122
Manimangalam Road

UTIB0006135

PLOT NO 6,NAWAB HABIBULLAH NAGAR,MANIMANGALAM MAIN ROAD,MUDICHUR,CHENNAI
Melakottiyur

UTIB0006124

SF NO 38, PLOT NO A1, VANDALUR KELAMBAKKAM ROAD, OPP TO VIT COLLEGE, MELAKOTTAIYUR PANCHAYAT
Menambedu

UTIB0006060

D NO 108, KARUKKU MAIN ROAD MENAMBEDU AMBATTUR CHENNAI 600053
Mkb Nagar

UTIB0002942

NO 2TWIN SHEDVYSARPADI COOP INDUSTRIAL ESTATE ERUKKANCHERY HIGH ROAD
Mogappair [chennai]

UTIB0000345

PLOT NO.46, BLOCK NO.1 BAZAR STREET ,MOGAPPAIR EAST
Moulivakkam

UTIB0003094

5C211 KUNDRATHUR MAIN ROAD MOWLIVAKKAM DIST CHENNAI TAMILNADU PIN 600125
Mount Road Anna Salai

UTIB0005145

163 , ANNA SALAI , CHENNAI 600002
Mth Road Ambattur

UTIB0005394

NO 32, MTH ROAD,TELEPHONE EXCHANGE,AMBATTUR,CHENNAI
Mugalivakkam

UTIB0005819

54,GURUSWAMY NAGAR,MUGALIVAKKAM MAIN ROAD,MADANANDAPURAM,CHENNAI
Nandambakkam

UTIB0004581

5 12 V MOUNT POONAMALLEE ROAD NANDAMBAKKAM CHENNAI
Nanganallur (chennai)

UTIB0000486

NO. 13/1, 4TH MAIN ROAD, NANGANALLUR, CHENNAI 600 061,TAMIL NADU,600061
Navalur

UTIB0006128

OLD NO 1, 288, FIRST FLOOR, PAZHANDIYAMMAN KOIL STREET, THAZHAMBUR ROAD, NAVALUR, CHENNAI 603103
Neelangarai (chennai)

UTIB0000423

R.M.HOSPITALS A-1, SRINIVASAPURAM
Nookampalayam Road,semmenchery

UTIB0006125

PLOT NO 710,KAILASH PLAZA,NOOKAMPALAYAM LINK ROAD,SEMMENCHERY
North Boag Road

UTIB0004810

NO 56, NORTH BOAG ROAD, T NAGAR, CHENNAI
Old Washermanpet, Tamil Nadu

UTIB0000622

NO. 549, THIRUVORTHIYUR HIGH ROAD, OLD WASHERMANPET, CHENNAI 600 021
Oliver Road

UTIB0004841

D NO 41 1 NEW D NO 16 1, MUSIRI SUBRAMANIYAM SALAI, OLIVER ROAD, MYLAPORE, CHENNAI
Ormes Road Branch

UTIB0003954

NO.14 ORMES ROAD, 1ST CROSS ST, MEHTA AVENUE ,KILPAUK
Padi

UTIB0004530

NO 233 AMBATTUR INDUSTRIAL ESTATE MTH ROAD MANNURPET PADI CHENNAI
Pallikaranai

UTIB0005331

NO 4, BALAMBAL NAGAR, 200 FT RADIAL ROAD, RAJESH NAGAR EXTENSION, NEAR SAN ACADEMY, PALLIKARANAI, CHENNAI 600100
Pattalam

UTIB0005435

GROUND FLOOR M S KLP PROJECTS PVT LTD 1 30 PERAMBUR BARRACKS ROAD 1 STRAHANS ROAD PATTALAM
Pazhanthandalam

UTIB0004962

DOOR NO 24 NATESANAR STREET, PAZHANTHANDALAM, CHENNAI, TAMILNADU, CHENNAI 600044
Perambur

UTIB0001511

CHAKRAVARTHY TOWERS , NO. 76, MADHAVARAM HIGH ROAD , PERAMBUR, CHENNAI, TAMIL NADU, PIN 600011
Periyar Nagar, Chennai

UTIB0000598

NO.7/A-42, KARTHIKEYAN SALAI PERIYAR NAGAR, CHENNAI 600 082, TAMIL NADU
Perungudi

UTIB0001544

NO.284/6, LAKSHMAN NAGAR, KHANDAN CHAVADI, PERUNGUDI, CHENNAI, DIST. KANCHEEPURAM, TAMIL NADU, PIN 600096
Pondy Bazaar

UTIB0004534

NO15 OLDNO 7 RAJABATHER STREET,PONDY BAZAAR TNAGAR,
Porur

UTIB0001766

NO.11, RAMAKRISHNAN STREET, PORUR, CHENNAI, TAMIL NADU 600116
Purasawalkam (chennai)

UTIB0000189

57, PURASAWALKAM HIGH ROAD PURASAWALKAM
R A Puram, Chennai

UTIB0000676

NO. 40, 2ND MAIN ROAD R A PURAM, CHENNAI 600 028 TAMIL NADU
RadhaNagar

UTIB0006049

112 B, RADHA NAGAR MAIN ROAD, OPP KAVITHA HOSPITAL CHROMPET CHENNAI 600044
Radial Road Kovilambakkam

UTIB0006034

DRA 90 DEGREES, GROUND FLOOR OPP KAUVERY HOSPITAL SF NO 19 1A1, 200 FEET RADIAL ROAD, KOVILAMBAKKAM CHENNAI 600129
Rajakilpakkam

UTIB0005390

D NO 48 CHITLAPAKKAM MAIN ROAD SELAIYUR RAJAKILPAKKAM CHENNAI 600073
Ramanujan It City

UTIB0004069

INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU
RamaPuram,chennai

UTIB0000074

149 1C/1D, MOUNT POONAMALLE ROAD RAMAPURAM
Ratan Bazaar

UTIB0001630

NO. 30, RATAN BAZAR, CHENNAI, TAMIL NADU PIN 600003
Redhills

UTIB0002103

SHREE PLAZA, 156, GNT ROAD, RED HILLS, CHENNAI, DIST. THIRUVALLUR, TAMIL NADU, PIN 600052
RoyaPuram

UTIB0003352

NO 131 SOORYANARAYANA ROAD ROYAPURAM 600013
Saidapet

UTIB0000781

TAMIL NADU HOUSING BOARD COMPLEX NO.493, ANNA SALAI, NANDANAM CHENNAI 600035, TAMIL NADU
SaliGramam

UTIB0001503

NEW D.NO.47 (D.NO.12), ARUNACHALAM ROAD , SALIGRAMAM, CHENNAI, TAMIL NADU, PIN600093
Semmenchery

UTIB0005884

D NO 127 BY 4C, SAI SELVARAJ COMPLEX, RAJIV GANDHI SALAI, OMR ROAD, SEMMENCHERY, CHENNAI 600119
Senneerkuppam Branch

UTIB0004171

O NO 2 199 N NO 6 89 AVADI ROAD SENNEERKUPPAM POONAMALLEE
Shanthi Colony

UTIB0001510

NO.83/AD13, ANNANAGAR VTH AVENUE , CHENNAI, TAMIL NADU, PIN 600040
Shenoy Nagar Branch

UTIB0003662

NO 30 EAST CLUB ROAD SHENOY NAGAR CHENNAI 600030
Siruseri

UTIB0005482

GATEWAY HOUSE, B NO 48, REGENT AVENUE, UNIT 8 AND 9, GROUND FLOOR,5 63, RAJIV GANDHI SALAI OMR,EGATTUR VILLAGE
Sithalapakkam

UTIB0006032

5 154 OTTIYAMBAKKAM MAIN ROAD,SITHALAPAKKAM,CHENNAI 600126
South Mada Street

UTIB0001596

DOOR NO.31. (OLD NO.14), SOUTH MADA STREET, MYLAPORE, CHENNAI, TAMIL NADU, PIN 600004
South Zonal Office - Szo

UTIB0000146

82, AALIM CENTRE, DR. RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI 600 004
Srmist Kattankulathur

UTIB0006136

SRM INSTITUTE OF SCIENC AND TECHNOLOGY, UNIVERSITY BUILDING, POTHERI, CHENGALPATTU DISTRICT, PIN 603203
Sterling Road

UTIB0002018

NO.80 (OLD NO.69), NUNGAMBAKKAM HIGH ROAD, NUNGAMBAKKAM,CHENNAI, TAMIL NADU,PIN 600034
Surapet

UTIB0005804

GROUND FLOOR, KK TOWERS, PLOT NO 249, AMBATTUR REDHILLS ROAD, SIVAPRAKASAM NAGAR, SURAPET
T Nagar

UTIB0000014

79, G N CHETTY ROAD T. NAGAR
Taramani

UTIB0003903

KANYA 48 A TARAMANI 100 FEET ROAD VELACHERY
Teynampet

UTIB0001374

EAST COAST CENTRE,NEW DOOR NO. 534A, OLD DOOR NO. 553,ANNA SALAI, TEYNAMPET, CHENNAI,TAMIL NADU, PIN 600029
Thirumangalam

UTIB0003664

381 EAST MAIN ROAD THIRUMANGALAM ANNA NAGAR WEST EXN CHENNAI 600 101
Thirumazhisai

UTIB0005861

GROUND FLOOR,15 4, KAVALCHERI MAIN ROAD SABABATHI STREET,THIRUMAZHISAI
Thiruvallur, Tamil Nadu

UTIB0000621

NO. 169, J N ROAD, THIRUVALLUR 602 001TAMIL NADU
Thiruvalluvar Salai Thiruvanmiyur

UTIB0004717

PLOT NO 64, DOOR NO 2, 4TH EAST STREET, KAMARAJAR NAGAR, THIRUVANMIYUR
Thiruverkadu

UTIB0005237

NO 85, THIRUMALAI BALAJI NAGAR, 4TH STREET, THIRUVERKADU MAIN ROAD, THIRUVERKADU, CHENNAI 600077
Thiruvottriyur

UTIB0001619

NO.1039/1, KALADIPET, T H ROAD, THIRUVOTTRIYUR, CHENNAI, TAMIL NADU,PIN 600019
Thoraipakkam

UTIB0001566

PLOT NO.172 & 173, CHANDRASEKARAN AVENUE, OLD MAHABALLIPURM ROAD, OKKIYAM THURAIPAKKAM, KANCHEEPURAM, TAMIL NADU, PIN 600097
Tngo Colony Adambakkam

UTIB0005328

19 OR 29, KARIKALAN STREET, ADAMBAKKAM, CHENNAI 600088
Tondiarpet

UTIB0003771

NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081
Triplicane

UTIB0001618

KUPPU'S NEST, NO 35B ( OLD NO 17 ) , BHARATHI SALAI, TRIPLICANE, CHENNAI, TAMIL NADU, PIN 600 005
TrustPuram

UTIB0004833

OLD NO 10 BY 1, NEW NO 19 BY 1, FIRST CROSS STREET, TRUST PURAM, KODAMBAKKAM, CHENNAI 600024
Two Hundred Feet Radial Road Thoraipakkam

UTIB0005815

S NO 30 4A, 1A, 1B, SAINAGAR MAIN ROAD, 200 FEET RADIAL ROAD, THORAIPAKKAM, CHENNAI 600096
Vadapalani

UTIB0002559

VEENA GROUND FLOOR D NO 96 JAWAHARLAL NEHRU ROAD 100FT INNER RING ROAD VADAPALANI PIN 600026
VaNagaram

UTIB0005871

RADHESHYAM APARTMENTS, BLOCK C, G2, VANAGARAM MAIN ROAD, CHENNAI 600095
Velachery Main Road Pallikaranai

UTIB0006035

NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100
Velachery,chennai(tamil Nadu)

UTIB0000234

37-D, VELACHERY-TAMBARAM MAIN ROAD VELACHERY
Venkatnarayana Road

UTIB0001594

NO. 22 & 23, VENKATNARAYANA ROAD, T NAGAR, CHENNAI TAMIL NADU, PIN 600017
Vepery

UTIB0001885

DOOR NO 16,EVK SAMPATH ROAD, VEPERY,CHENNAI,TAMIL NADU, PIN 600007
Villivakkam

UTIB0001565

NO.171, MTH ROAD, VILLIVAKKAM, CHENNAI, TAMIL NADU, PIN 600049
Virugambakkam (chennai)

UTIB0000211

69, ARCOT ROAD, VIRUGAMBAKKAM
Vivekananda Nagar, Kolathur

UTIB0005332

PLOT NO 46 , VIVEKANANDA NAGAR MAIN ROAD, MOHAMED HUSAIN COLONY, KOLATHUR, CHENNAI 600099
West Mambalam

UTIB0001714

DOOR NO. 16/20, BRINDAVAN STREET EXTN. WEST MAMBALAM, CHENNAI, TAMIL NADU, PIN 600033

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

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  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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