Select Branch for Bank Of Baroda in Pune, Maharashtra

Choose a branch to view IFSC code and details

Branch
Agri Finance Br Pune

BARB0AGRPUN

BANK OF BARODA, PUNE CAMP, 2 MOLEDINA ROAD, PUNE 411001
Branch
Amanora Park

BARB0AMANOR

VIJAYLAXMI BUSINESS CENTRES TUPE CORNER BESIDES AMANORA MALL 411028
Branch
Arai Ec., Maharasthra

BARB0DRCKAR

KARVE ROAD EXTN.COUNTER, C/O ARAI, VETAL TEKDI, SURVERY BIO 102, PAUD ROAD, KOTHRUD, DIST.PUNE, MAHARASHTRA - 411 004.
Branch
Armb Pune

BARB0ARMPUN

20 ADARSH NAGAR LANJEKAR BLDG 1ST FLOOR MKTYARD RD GULTEKADI PUNE 411014
Branch
Arvi

BARB0DBARVI

ARVI TAL JUNNARNEAR NARAYANGAON ARVI PUNE MAHARASHTRA 412401
Branch
Ashok Nagar Branch

BARB0ASHOKN

ASHOK NAGAR BRANCH,ASHOKNAGAR, RANGEHILLS ROAD,PUNE,411007
Branch
Asset Recovery Branch

BARB0DBAPUN

ANAND BUNGLOWSHIVAJI HSG SOC SB ROAD PUNE PUNE PUNE MAHARASHTRA 411016
Branch
Aundh

BARB0AUNDHX

SHOP NO 19,20 KINGS SQUARE, S NO 15/2/1&1,69/1 OPP MEDI POINT HOSPITAL ,ANUDH,PUNE,MAHARASHITRA 411007.
Branch
Avasary Khurd, Maharashtra

BARB0AVASAR

MAIN ROAD, AVASARI KHURD, TAL.AMBEGAON, DIST.PUNE, MAHARASHTRA - 412 405.
Branch
B J Medical Extension Counter, Pune

BARB0DRCBJM

B J MEDICAL EC,SASSON HOSPITAL COMPOUND STATION ROAD PUNE 411 001
Branch
Baner

BARB0DBBANE

UNECHA ESTATE SNO 11011 BANERMAHALUNGE ROAD PUNE 411 045 PUNE PUNE MAHARASHTRA 411045
Branch
Baramati

BARB0DBBARA

242 SUSHILA COMPLEXSUBHASH CHOWK BARAMATI PUNE PUNE MAHARASHTRA 413102
Branch
Baramati

BARB0VJBMTI

MS SUBHADRA BUILDCON PVT LTD, , PLOT NOP60 MIDC, , BARAMATI , BARAMATI , 413133
Branch
Baramati Branch

BARB0BARAMA

BARAMATI BRANCH,MUNICIPAL BLDG., BARAMATI, DIST. PUNE,BARAMATI,413102
Branch
Bavdhan

BARB0BAVDHA

AKASHPARV, S. NO 15/2/2A NDA PASHAN ROAD, BAVDHAN, 411021
Branch
Bhandarkar Road,pune,mp

BARB0BHAPUN

BHANDARKAR INSTITUTE ROAD,PUNE ,MAHARASHTRA - 411004.
Branch
Bhavani Peth

BARB0DBBHPE

266 A T P SCHEME 3 N T MARKET BHAVANI PETH PUNE PUNE MAHARASHTRA 411002
Branch
Bhigwan Br, Dist.pune

BARB0BHIGWA

NEXT TO NATIONAL PETROLEUM, PUNE SOLAPUR ROAD, BHIGWAN, TAL. INDAPUR, DIST. PUNE, MAHARARASTRA - 413130
Branch
Bhivari

BARB0VJBHIV

NEAR DYANESHWAR HP PETROL PUMP, , AT POST BHIVARI, , TAL PURANDHAR, BHIVARI , BHIVARI , 412301
Branch
Bholawade, Maharashtra

BARB0BHOLAW

AT & PO:BHOLAWADE, TAL. BHOR, DIST. PUNE, MAHARASHTRA - 412 206.
Branch
Bhosari

BARB0BHOSAR

S NO 690, PUNE NASIK ROAD,BHOSARI,PUNE,MAHARASHTRA 411039.
Branch
Bhosari

BARB0DBSARI

DR MANGUDKARS BLDG NATIONAL HIGHWAY PUNE PUNE MAHARASHTRA 411039
Branch
Camp Pune

BARB0VJCAMP

ISLAND PEARL SHOLAPUR ROAD CANTONMENT AREA PUNE 411001
Branch
Cbb Pune Branch

BARB0CORPUN

CBB PUNE BRANCH,MANTRI COURT, R.AMBEDKAR ROAD, NEAR RTO,PUNE,411001
Branch
Cbb-pune

BARB0VJBPUN

VINAYAKA NIVAS,3RD FLOOR , 1206A32,SHIROLE ROAD , OPP.SHAMBHAJI PARK,PUNE , PUNE , 411004
Branch
Chakan

BARB0VJCHAK

GHANWAT PLAZA, SHOP NO.23,24,25, , NEAR SHIVAM GURUVIHAR, NANEKARWADI, , CHAKAN TALEGAON ROAD, CHAKAN, , NANEKARWADI , 410501
Branch
Chaphekar Road Chinchwad

BARB0CHAPHE

PIMPRI CHINCHWAD LINK ROAD CHINCHWAD GAON PUNE MAHARASHTRA 411033
Branch
Chinchwad

BARB0VJCHIN

MUMBAI PUNE ROAD H AL COLONY PIMPRI CHINCHWAD PIMPRI CHINCHWAD 411018
Branch
Deccan Gymkhana

BARB0DBDECC

JANGLI MAHARAJ RD ASHOK CHAMBERS PUNE PUNE MAHARASHTRA 411004
Branch
Dhole Patil Road, Pune

BARB0VJDHPR

22 DONGURSEE PARK OPP PANCHALI SWEETS BUND GARDEN ROAD PUNE PUNE 411001
Branch
Dighi Branch

BARB0DIGHIX

DIGHI BRANCH,MHASKE VASTI,ALANDI ROAD,PUNE,411015
Branch
Gen Next Branch,pune

BARB0GENPUN

ADAMS COURT, OPP. MAHABLESHWAR HOTEL, AUNDH-BANER ROAD, BANER, PUNE
Branch
Gul Tekdi Branch

BARB0GULTEK

GUL TEKDI BRANCH,MARKET YARD, GULTEKDI,PUNE,411037
Branch
Hadapsar

BARB0DBHADA

S NO 28185 NEAR HOTEL SAYABAPUNE SOLAPUR ROAD HADAPASAR PUNE PUNE MAHARASHTRA 411028
Branch
I.u.c.a.a Extension Counter, Pune

BARB0EXTPOO

I.U.C.A.A EC, AYUCKA PUNE UNIVERSITY CAMPUS PUNE 411 016
Branch
IndaPur

BARB0INDAPU

AMBIKA NAGAR,OPPOSITE DEVI TEMPLE,PUNE SOLAPUR HIGHWAY INDAPUR DISTRICT PUNE MAHARASHTRA 413 106
Branch
Jejuri,dist Pune

BARB0JEJURI

SALUNKE NIWAS, MOREGAON ROAD, AT PO JEJURI, TAL PURANDAR, DIST PUNE, MAHARASHTRA 412303
Branch
Kalewadi ,pune

BARB0KALEWA

KALEWADI,PUNE,MAHARASHTRA 411020.
Branch
Kalyani Nagar

BARB0VJKNGR

3 THE SOVEREIGN CENTRAL AVENUE KALYANI NAGAR PUNE 411006
Branch
KalyaniNagar, Pune

BARB0KALPUN

THE SOVEREIGN, SHOP NO 1 & 2A, CENTRAL AVENUE, KALYANINAGAR,PUNE 411 006
Branch
Karegaon

BARB0DBKARE

GUT NO 1295 WARD NO 1 AT POSTKAREGAON TADIST PUNE KARGAON PUNE MAHARASHTRA 412220
Branch
Karve Road Branch

BARB0KARVER

KARVE ROAD BRANCH,DAREKAR HEIGHTS, KARVE ROAD,PUNE,411004
Branch
KarveNagar

BARB0KARVEN

CITY S NO 1081,S NO 18A/1A/1/1/1,KACHARE CLASSIC APARTMENT,RANDWANE,DIST PUNE,MAHARASHTRA 411038.
Branch
Kharadi

BARB0VJKHAR

SHOP NO 4 & 5 GOLD STAR SR NO 58 2 KHARADI ROAD KHARADI PUNE PUNE 411014
Branch
Kharadi,pune,maharashtra

BARB0KHARAD

VENUS GARDEN,PLOT NO 14 / 1 / 1 & 14 / 1 / 1 ,6, 7, 8,KHARADI,PUNE,MAHARASHTRA 411 014
Branch
Kirkee

BARB0VJKIRK

NO 41A , BHAU PATIL ROAD , BOPADI,KIRKEE , PIMPRI CHINCHWAD , 411003
Branch
Kiwale

BARB0VJKIWA

DANGAT CORNER , NEAR SHINDE PETROL PUMP , PUNE , PIMPRI CHINCHWAD , 412101
Branch
Kondhwa Br.,pune,maharashtra

BARB0KONDHW

KONARK INDRAYU, SHOP 114-117, NR KONARKPURAM, KONDHWA,PUNE, MAHARASHTRA - 411 048.
Branch
Kothrud Br.,pune,maharashtra

BARB0KOTHRU

MANALI APARTMENT, 14 DAHANUKAR COLONY,SN 27,KOTHRUD,PUNE,MAHARASHTRA - 411 029.
Branch
Kothrud,pune

BARB0DBKOTH

KARNAWAT TOWER NEAR DASHBHUJA GANPATI TEMPLE PAUD FATA KOTHRUD PUNE MAHARASHTRA 411038
Branch
Laxmi Road Branch

BARB0POOCTY

LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002
Branch
Lbs Marg Branch

BARB0LALBAH

LBS MARG BRANCH,SHIVPRAKASH SOC PAN MALA, LBS MARG,PUNE,411030
Branch
Lohegaon

BARB0VJLOHE

SURVEY NO.279, SATHE VASTI, DHANORI ROAD, , NEAR GEETA LAWNS, , LOHEGAON, PUNE , PUNE , 411047
Branch
Lonavala

BARB0VJLONA

30,KUKREJA BUILDING , NEW BHANGARWADI ROAD , LONAVALA , LONAVALA , 410401
Branch
Lonavala Branch

BARB0LONAVA

LONAVALA BRANCH,MUMBAI PUNE ROAD, DIST PUNE,LONAVALA,410401
Branch
Loni Deokar

BARB0DBLONI

ATPOSTLONI DEOKARTAL INDAPUR DISTPUNE LONI PUNE MAHARASHTRA 413132
Branch
Mahalunge

BARB0DBMLUN

GAT NO 3921 MAHALUNGECHAKAN TALEGAON RD DIST PUNE MAHALUNGE PUNE MAHARASHTRA 410501
Branch
Malad, Maharashtra

BARB0MALPUN

GRAMPANCHAYAT,A/P MALAD,T Q BARAMATI,DIST PUNE,MAHARASHTRA - 413101.
Branch
Malshiras, Maharashtra

BARB0MALSHI

AT POST MALSHIRAS, TAL.PURANDAR, DIST.PUNE, MAHARASHTRA - 412 104.
Branch
Mandavgan Pharata, Maharashtra

BARB0MANPOO

MANDAVGAN PHARATA, TAL.SHIRUR, DIST.PUNE, MAHARASHTRA - 412 211.
Branch
Manik Baug

BARB0MANIKB

KUDALE SAI SAMRUDDHI,SURVEY NO 39/1,MANIK BAUG,SINHGAD ROAD,PUNEMAHARASHTRA 411 051
Branch
Manikbagh

BARB0VJMBAG

PARINAY COMPLEX, SR. NO. 33, , MANIKBAUG, SINHGAD ROAD, , WADGAON BUDRUK, PUNE , PUNE , 411051
Branch
Mann

BARB0DBMANN

SURVEY NO4402 MAIN ROAD MANNPOHINJEWADI TALMULSHI PUNE PUNE MAHARASHTRA 411057
Branch
Mantri Market

BARB0HADAPS

MANTRI MARKET, PUNE SHOLAPUR ROAD
Branch
Medad

BARB0DBMEDA

MEDAD MEDAD PUNE MAHARASHTRA 413102
Branch
Mid Corporate Pune

BARB0MIDPNE

19/15 ERANDWANE SMT. KHILADE MARG OFF KARVE ROAD
Branch
Murum, Dist Pune

BARB0MURUMX

SOMESHWAR NAGAR,TAL BARAMATI 412306
Branch
N.wadia Coll Branch

BARB0WADPOO

N.WADIA COLL BRANCH,WADIA COLLEGE BUILDING BUND GARDEN RD,PUNE,411001
Branch
Naigaon, Dist. Pune, Maharashtra

BARB0NAIGAO

PUNE SHOLAPUR ROAD, NAIGAON, TAL. HAVELI, DIST.PUNE, MAHARASHTRA - 412 110.
Branch
Nanded Phata

BARB0VJNANP

SR. NO. 18182, MUKAI COMPLE , KHADAKWASLA ROAD, , NANDED PHATA, PUNE , PUNE , 411041
Branch
Nibm Kondwa

BARB0VJNIBM

S NO 1 A (PART) ADITYA BUSINESS CENTRE KONDHWA KHURD PUNE 411048
Branch
Nigdi,pune,maharashtra

BARB0NIGDIX

292 SECTOR 28,PRADHIKARAN,NIGDI,PUNE,MAHARASHTRA 411044
Branch
Nira NarsingPur

BARB0DBNIPU

ATPO NIRA NARSINGPUR TAL INDAPURDIST INDAPUR VIA TEMBHURNI NIRA PUNE MAHARASHTRA 413211
Branch
Ozar

BARB0DBOZAR

MILKAT NO60AT POST OZAR NEAR OZAR GANPATITEMPL TAL JUNNAR DISTT PUNE OZAR PUNE MAHARASHTRA 410504
Branch
Paudroad Branch

BARB0PAUDRO

PAUDROAD BRANCH,SARASWATI BHAVAN S NO 46/1,PAUD ROAD KOTHRUD MANDK,PUNE,411038
Branch
Pcntda Akurdi

BARB0AKURDI

NEW ADMINISTRATIVE BUILDING PCNTDA NEAR AKURDI RAILWAY STATION AKURDI PUNE MAHARASTRA 411044
Branch
Pi.chinchwad Branch

BARB0CHINCH

PI.CHINCHWAD BRANCH,MUMBAI PUNE ROAD, OPP.KSB PUMPS,PIMPRI,PUNE,411018
Branch
Pimple Saudagar

BARB0PIMPLE

SHOP NO 2 S NO 90,LAKSHDEEP PALACE, A WING PIMPLE SAUDAGAR,PUNE MAHARASHTRA 411 027
Branch
Pimple Saudagar

BARB0VJPIMP

143 5 ROSE ICON PIMPLE SAUDAGAR PUNE PUNE 411027
Branch
Pimpri Chinchwad Municipal Corporation

BARB0DRCCHI

PIMPRI CHINCHWAD MUNICIPAL CORPORATION COMPUND, PIMPRI, MUMBAI-PUNE ROAD, PUNE 411 018
Branch
Pimpri Pune

BARB0DBPUNE

PLOT NO C THIRTY SIX HOTEL FLORENCE BUILDING TELCO ROAD CHINCHWAD PUNE
Branch
Piranghut

BARB0VJPIRA

SHOP NO.141 TO 144 , OXFORD AVENUE , PIRANGUT,DIST.PUNE , PIRANGUT , 411042
Branch
Pirangut Branch

BARB0DBPIRA

GAT 73 PUNE PAUD ROADCAMP AREA PIRANGUT PUNE MAHARASHTRA 412115
Branch
Pirangut,pune ,maharastra

BARB0PIRANG

HOUSE NO 2085 SHAMBHO BUILDING OPP PIRANGUT POLICE CHOWKI PUNE PAUD RD AT POST PIRANGGUT TAL MULSHI PUNE MAHARASTRA 412115.
Branch
Poona Camp Branch

BARB0POOCAM

POONA CAMP BRANCH,2, MOLEDINA ROAD, PUNE CAMP,PUNE,411001
Branch
Pune Airport Branch

BARB0VJPUAP

PUNE AIRPORT, , LOHAGAON , PUNE , LOHAGAON , 411032
Branch
Pune Camp

BARB0DBPCMP

31 32 M G ROAD POONA CAMP PUNE PUNE MAHARASHTRA 411001
Branch
Rastapeth Branch

BARB0RASPOO

RASTAPETH BRANCH,RASTA PETH,NEAR TARACHAND HOSPITAL,PUNE,411002
Branch
Raviwar Peth,pune

BARB0DBPRVI

466 RAVIWAR PETH PHADKE HAUD PUNE PUNE MAHARASHTRA 411002
Branch
Retail Asset Branch , Pune

BARB0DBTPUN

212 NARAYAN PETHPUNE411030(MAHARASHTRA) PUNE PUNE MAHARASHTRA 411030
Branch
Rosarb Jalgaon

BARB0SARJLG

NO 26 JJ COMPLEX,OLD COTTON MARKET ROAD,JALGAON,MAHARASHTRA-444601
Branch
Rosarb Pune

BARB0SARPUN

3RD FLOOR SHARDA CENTER ERANDWANE KHILARE PARTH PUNE MAHARASTRA
Branch
Rosarb Pune District

BARB0SARPUD

MADHAV CHAMBERS 398/A, SENAPATI BAPAT ROADSHIVAJI NAGAR, PUNE, MAHARASHTRA-411016
Branch
Sadashiv Peth,pune

BARB0DBSADP

395 B SADASHIV PETH OPP MAH SAHITYA PARISHAD BLDG PUNE PUNE MAHARASHTRA 411030
Branch
Sadashivpet

BARB0VJSADP

233 B NEAR LOKAMANYA VACHANALAYA NEW SASADASHIVPETH PUNE 411030
Branch
Sadashivpeth Branch

BARB0SADASH

SADASHIVPETH BRANCH,PUNE VIDYA. GRAH BLDG, SADASHIV PETH,PUNE,411002
Branch
SahakarNagar,mh

BARB0SAHPUN

PRABHALAXMAN,ELITE APARTMENT,PLOT 6,VALVEKAR NAGAR,PARVATI PUNE,PUNE,MAHARASHTRA 411009.
Branch
Sanghvi ,pune,mh

BARB0SANGHV

KATE BANGAR PARK,ASHARJUN BANGAR PARADISE,S.NO. 48/2/1,PIMPLE GURAO PUNE,PUNE,MAHARASHTRA 411061.
Branch
Satara Road

BARB0VJSARO

NO 63 2B INDRALOK APARTMENTS PUNE SATARA ROAD PUNE 411009
Branch
Senapati Bap Branch

BARB0POOSEN

SENAPATI BAP BRANCH,AMIT CRYSTAL,HOTEL SAHARA BLDG SENAPATI BAPAT RD,PUNE,411016
Branch
ShahuPuri Karanje,mh

BARB0SHASAT

85, GANARAYA HOUSING SOCIETY,SHAHUPURI,SATARA,PUNE,MAHARASHTRA 415002.
Branch
Shivaji Hsg Soc,pune

BARB0DBSHIJ

SHIVAJI HOUSING SOCIETY 64 SHIVAJI COOP HSG NEAR SB ROAD PUNE MAHARASHTRA 411016
Branch
Shivaji Nagr Branch

BARB0SHIPOO

SHIVAJI NAGR BRANCH,JANGLI MAHARAJ RD,SHIVAJINAGAR,PUNE,411005
Branch
Sinhgad, Pune

BARB0SINHGA

RIDDHI SIDDHI APARTMENT, 120 A B, TP NO 545,SUB PLOT NO 2B, SINHGAD ROAD, PUNE, MAHARASHTRA-411030
Branch
Sme

BARB0SMEPUN

M D BABAR BUSINESS CENTER PLOT BGP 109 MIDC BHOSARI PIMPRI CHINCHWAD BHOSARI GAON PO 411026
Branch
Station Road Branch

BARB0STAPOO

STATION ROAD BRANCH,SADHU VASWANI RD. STATION RD.,PUNE,411001
Branch
Subhas Nagar Branch

BARB0SUBHAS

SUBHAS NAGAR BRANCH,SANAS PLAZA SHUKARWAR PETH SUBHASHNAGAR,PUNE,411002
Branch
Swargate Branch,pune

BARB0DBSWAR

396 2 LALWANI ESTATE PUNE SATARA ROAD PUNE PUNE MAHARASHTRA 411037
Branch
Undri

BARB0DBUNDR

1339 HOLE VASTI TAL HAVELI DIST PUNE PUNE PUNE MAHARASHTRA 411060
Branch
Vadgao Sheri,pune

BARB0VADSHE

S NO 44, HISSA NO 2/2,PLOT NO 2,SOMNATH NAGAR,NEAR INORBIT MALL,NAGAR ROAD,VADGAON SHERI,PUNE 411014.
Branch
Viman Nagar, Pune,maharashtra

BARB0VIMPUN

SHOP NO 3, 4, 5, 6,BUENA VISTA PLOT NO 58,VIMAN NAGAR,DISTRICT PUNE,PUNE,MAHARASHTRA 411 014
Branch
Wadia College,pune,mh

BARB0WADCAM

WADIA COLLEGE,PUNE,MAHARASHTRA.
Branch
Wagholi

BARB0VJWAGH

SHOP NO.13, GAT NO. 661, , ATHARVA LLP, , WAGHOLI PUNE , WAGHOLI , 412207
Branch
Wakad, Pune

BARB0VJWAKA

SR. NO. 5455, SHOP NO. 3456 ATLANTA II , NEAR COURTYARD MARRIOT, , WAKAD, PUNE , PUNE , 411057
Branch
WalchandNagar

BARB0DBWALC

POST COLONY TALUKA INDAPUR DIST PUNE WALCHANDNAGAR PUNE MAHARASHTRA 413114
Branch
Warje Malwadi,pune,mh

BARB0WARJEX

S NO 52,NEAR OLD WARJE OCTROI OFFICE,KOPRE GAOTHAN,OPPO KAKADE CITY,WARJE MALWADI,PUNE,MAHARASHTRA -411058.
Branch
Warje, Pune

BARB0VJWARJ

SR. NO. 114, HISSA NO.1, , BONJAUR, , NEAR SOBA PURAM , PUNE , 411052
Branch
Zonal Office Pune

BARB0ZOMAHA

SHARDA CENTRE 11BY1 KHAILARI PATH ERANDWAN PUNE MAHARASTRA 411004

What are Bank Of Baroda IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of Baroda IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of Baroda IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of Baroda Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of Baroda Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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