IFSC Code of Bank Of Baroda, Maharashtra, Pune, Ozar

BARB0DBOZAR

Bank Of Baroda

Bank Of Baroda

IFSC Code

BARB0DBOZAR
MICR Code

410012153
Bank Name Bank Of Baroda
District Pune
State Maharashtra
Address Milkat No60at Post Ozar Near Ozar Ganpatitempl Tal Junnar Distt Pune Ozar Pune Maharashtra 410504
Phone +910221800223344

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of Baroda Branch Near You

List of all Bank Of Baroda Branch IFSC Code

Agri Finance Br Pune

BARB0AGRPUN

BANK OF BARODA, PUNE CAMP, 2 MOLEDINA ROAD, PUNE 411001
Amanora Park

BARB0AMANOR

VIJAYLAXMI BUSINESS CENTRES TUPE CORNER BESIDES AMANORA MALL 411028
Arai Ec., Maharasthra

BARB0DRCKAR

KARVE ROAD EXTN.COUNTER, C/O ARAI, VETAL TEKDI, SURVERY BIO 102, PAUD ROAD, KOTHRUD, DIST.PUNE, MAHARASHTRA - 411 004.
Armb Pune

BARB0ARMPUN

20 ADARSH NAGAR LANJEKAR BLDG 1ST FLOOR MKTYARD RD GULTEKADI PUNE 411014
Arvi

BARB0DBARVI

ARVI TAL JUNNARNEAR NARAYANGAON ARVI PUNE MAHARASHTRA 412401
Ashok Nagar Branch

BARB0ASHOKN

ASHOK NAGAR BRANCH,ASHOKNAGAR, RANGEHILLS ROAD,PUNE,411007
Asset Recovery Branch

BARB0DBAPUN

ANAND BUNGLOWSHIVAJI HSG SOC SB ROAD PUNE PUNE PUNE MAHARASHTRA 411016
Aundh

BARB0AUNDHX

SHOP NO 19,20 KINGS SQUARE, S NO 15/2/1&1,69/1 OPP MEDI POINT HOSPITAL ,ANUDH,PUNE,MAHARASHITRA 411007.
Avasary Khurd, Maharashtra

BARB0AVASAR

MAIN ROAD, AVASARI KHURD, TAL.AMBEGAON, DIST.PUNE, MAHARASHTRA - 412 405.
B J Medical Extension Counter, Pune

BARB0DRCBJM

B J MEDICAL EC,SASSON HOSPITAL COMPOUND STATION ROAD PUNE 411 001
Baner

BARB0DBBANE

UNECHA ESTATE SNO 11011 BANERMAHALUNGE ROAD PUNE 411 045 PUNE PUNE MAHARASHTRA 411045
Baramati

BARB0DBBARA

242 SUSHILA COMPLEXSUBHASH CHOWK BARAMATI PUNE PUNE MAHARASHTRA 413102
Baramati

BARB0VJBMTI

MS SUBHADRA BUILDCON PVT LTD, , PLOT NOP60 MIDC, , BARAMATI , BARAMATI , 413133
Baramati Branch

BARB0BARAMA

BARAMATI BRANCH,MUNICIPAL BLDG., BARAMATI, DIST. PUNE,BARAMATI,413102
Bavdhan

BARB0BAVDHA

AKASHPARV, S. NO 15/2/2A NDA PASHAN ROAD, BAVDHAN, 411021
Bhandarkar Road,pune,mp

BARB0BHAPUN

BHANDARKAR INSTITUTE ROAD,PUNE ,MAHARASHTRA - 411004.
Bhavani Peth

BARB0DBBHPE

266 A T P SCHEME 3 N T MARKET BHAVANI PETH PUNE PUNE MAHARASHTRA 411002
Bhigwan Br, Dist.pune

BARB0BHIGWA

NEXT TO NATIONAL PETROLEUM, PUNE SOLAPUR ROAD, BHIGWAN, TAL. INDAPUR, DIST. PUNE, MAHARARASTRA - 413130
Bhivari

BARB0VJBHIV

NEAR DYANESHWAR HP PETROL PUMP, , AT POST BHIVARI, , TAL PURANDHAR, BHIVARI , BHIVARI , 412301
Bholawade, Maharashtra

BARB0BHOLAW

AT & PO:BHOLAWADE, TAL. BHOR, DIST. PUNE, MAHARASHTRA - 412 206.
Bhosari

BARB0BHOSAR

S NO 690, PUNE NASIK ROAD,BHOSARI,PUNE,MAHARASHTRA 411039.
Bhosari

BARB0DBSARI

DR MANGUDKARS BLDG NATIONAL HIGHWAY PUNE PUNE MAHARASHTRA 411039
Camp Pune

BARB0VJCAMP

ISLAND PEARL SHOLAPUR ROAD CANTONMENT AREA PUNE 411001
Cbb Pune Branch

BARB0CORPUN

CBB PUNE BRANCH,MANTRI COURT, R.AMBEDKAR ROAD, NEAR RTO,PUNE,411001
Cbb-pune

BARB0VJBPUN

VINAYAKA NIVAS,3RD FLOOR , 1206A32,SHIROLE ROAD , OPP.SHAMBHAJI PARK,PUNE , PUNE , 411004
Chakan

BARB0VJCHAK

GHANWAT PLAZA, SHOP NO.23,24,25, , NEAR SHIVAM GURUVIHAR, NANEKARWADI, , CHAKAN TALEGAON ROAD, CHAKAN, , NANEKARWADI , 410501
Chaphekar Road Chinchwad

BARB0CHAPHE

PIMPRI CHINCHWAD LINK ROAD CHINCHWAD GAON PUNE MAHARASHTRA 411033
Chinchwad

BARB0VJCHIN

MUMBAI PUNE ROAD H AL COLONY PIMPRI CHINCHWAD PIMPRI CHINCHWAD 411018
Deccan Gymkhana

BARB0DBDECC

JANGLI MAHARAJ RD ASHOK CHAMBERS PUNE PUNE MAHARASHTRA 411004
Dhole Patil Road, Pune

BARB0VJDHPR

22 DONGURSEE PARK OPP PANCHALI SWEETS BUND GARDEN ROAD PUNE PUNE 411001
Dighi Branch

BARB0DIGHIX

DIGHI BRANCH,MHASKE VASTI,ALANDI ROAD,PUNE,411015
Gen Next Branch,pune

BARB0GENPUN

ADAMS COURT, OPP. MAHABLESHWAR HOTEL, AUNDH-BANER ROAD, BANER, PUNE
Gul Tekdi Branch

BARB0GULTEK

GUL TEKDI BRANCH,MARKET YARD, GULTEKDI,PUNE,411037
Hadapsar

BARB0DBHADA

S NO 28185 NEAR HOTEL SAYABAPUNE SOLAPUR ROAD HADAPASAR PUNE PUNE MAHARASHTRA 411028
I.u.c.a.a Extension Counter, Pune

BARB0EXTPOO

I.U.C.A.A EC, AYUCKA PUNE UNIVERSITY CAMPUS PUNE 411 016
IndaPur

BARB0INDAPU

AMBIKA NAGAR,OPPOSITE DEVI TEMPLE,PUNE SOLAPUR HIGHWAY INDAPUR DISTRICT PUNE MAHARASHTRA 413 106
Jejuri,dist Pune

BARB0JEJURI

SALUNKE NIWAS, MOREGAON ROAD, AT PO JEJURI, TAL PURANDAR, DIST PUNE, MAHARASHTRA 412303
Kalewadi ,pune

BARB0KALEWA

KALEWADI,PUNE,MAHARASHTRA 411020.
Kalyani Nagar

BARB0VJKNGR

3 THE SOVEREIGN CENTRAL AVENUE KALYANI NAGAR PUNE 411006
KalyaniNagar, Pune

BARB0KALPUN

THE SOVEREIGN, SHOP NO 1 & 2A, CENTRAL AVENUE, KALYANINAGAR,PUNE 411 006
Karegaon

BARB0DBKARE

GUT NO 1295 WARD NO 1 AT POSTKAREGAON TADIST PUNE KARGAON PUNE MAHARASHTRA 412220
Karve Road Branch

BARB0KARVER

KARVE ROAD BRANCH,DAREKAR HEIGHTS, KARVE ROAD,PUNE,411004
KarveNagar

BARB0KARVEN

CITY S NO 1081,S NO 18A/1A/1/1/1,KACHARE CLASSIC APARTMENT,RANDWANE,DIST PUNE,MAHARASHTRA 411038.
Kharadi

BARB0VJKHAR

SHOP NO 4 & 5 GOLD STAR SR NO 58 2 KHARADI ROAD KHARADI PUNE PUNE 411014
Kharadi,pune,maharashtra

BARB0KHARAD

VENUS GARDEN,PLOT NO 14 / 1 / 1 & 14 / 1 / 1 ,6, 7, 8,KHARADI,PUNE,MAHARASHTRA 411 014
Kirkee

BARB0VJKIRK

NO 41A , BHAU PATIL ROAD , BOPADI,KIRKEE , PIMPRI CHINCHWAD , 411003
Kiwale

BARB0VJKIWA

DANGAT CORNER , NEAR SHINDE PETROL PUMP , PUNE , PIMPRI CHINCHWAD , 412101
Kondhwa Br.,pune,maharashtra

BARB0KONDHW

KONARK INDRAYU, SHOP 114-117, NR KONARKPURAM, KONDHWA,PUNE, MAHARASHTRA - 411 048.
Kothrud Br.,pune,maharashtra

BARB0KOTHRU

MANALI APARTMENT, 14 DAHANUKAR COLONY,SN 27,KOTHRUD,PUNE,MAHARASHTRA - 411 029.
Kothrud,pune

BARB0DBKOTH

KARNAWAT TOWER NEAR DASHBHUJA GANPATI TEMPLE PAUD FATA KOTHRUD PUNE MAHARASHTRA 411038
Laxmi Road Branch

BARB0POOCTY

LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002
Lbs Marg Branch

BARB0LALBAH

LBS MARG BRANCH,SHIVPRAKASH SOC PAN MALA, LBS MARG,PUNE,411030
Lohegaon

BARB0VJLOHE

SURVEY NO.279, SATHE VASTI, DHANORI ROAD, , NEAR GEETA LAWNS, , LOHEGAON, PUNE , PUNE , 411047
Lonavala

BARB0VJLONA

30,KUKREJA BUILDING , NEW BHANGARWADI ROAD , LONAVALA , LONAVALA , 410401
Lonavala Branch

BARB0LONAVA

LONAVALA BRANCH,MUMBAI PUNE ROAD, DIST PUNE,LONAVALA,410401
Loni Deokar

BARB0DBLONI

ATPOSTLONI DEOKARTAL INDAPUR DISTPUNE LONI PUNE MAHARASHTRA 413132
Mahalunge

BARB0DBMLUN

GAT NO 3921 MAHALUNGECHAKAN TALEGAON RD DIST PUNE MAHALUNGE PUNE MAHARASHTRA 410501
Malad, Maharashtra

BARB0MALPUN

GRAMPANCHAYAT,A/P MALAD,T Q BARAMATI,DIST PUNE,MAHARASHTRA - 413101.
Malshiras, Maharashtra

BARB0MALSHI

AT POST MALSHIRAS, TAL.PURANDAR, DIST.PUNE, MAHARASHTRA - 412 104.
Mandavgan Pharata, Maharashtra

BARB0MANPOO

MANDAVGAN PHARATA, TAL.SHIRUR, DIST.PUNE, MAHARASHTRA - 412 211.
Manik Baug

BARB0MANIKB

KUDALE SAI SAMRUDDHI,SURVEY NO 39/1,MANIK BAUG,SINHGAD ROAD,PUNEMAHARASHTRA 411 051
Manikbagh

BARB0VJMBAG

PARINAY COMPLEX, SR. NO. 33, , MANIKBAUG, SINHGAD ROAD, , WADGAON BUDRUK, PUNE , PUNE , 411051
Mann

BARB0DBMANN

SURVEY NO4402 MAIN ROAD MANNPOHINJEWADI TALMULSHI PUNE PUNE MAHARASHTRA 411057
Mantri Market

BARB0HADAPS

MANTRI MARKET, PUNE SHOLAPUR ROAD
Medad

BARB0DBMEDA

MEDAD MEDAD PUNE MAHARASHTRA 413102
Mid Corporate Pune

BARB0MIDPNE

19/15 ERANDWANE SMT. KHILADE MARG OFF KARVE ROAD
Murum, Dist Pune

BARB0MURUMX

SOMESHWAR NAGAR,TAL BARAMATI 412306
N.wadia Coll Branch

BARB0WADPOO

N.WADIA COLL BRANCH,WADIA COLLEGE BUILDING BUND GARDEN RD,PUNE,411001
Naigaon, Dist. Pune, Maharashtra

BARB0NAIGAO

PUNE SHOLAPUR ROAD, NAIGAON, TAL. HAVELI, DIST.PUNE, MAHARASHTRA - 412 110.
Nanded Phata

BARB0VJNANP

SR. NO. 18182, MUKAI COMPLE , KHADAKWASLA ROAD, , NANDED PHATA, PUNE , PUNE , 411041
Nibm Kondwa

BARB0VJNIBM

S NO 1 A (PART) ADITYA BUSINESS CENTRE KONDHWA KHURD PUNE 411048
Nigdi,pune,maharashtra

BARB0NIGDIX

292 SECTOR 28,PRADHIKARAN,NIGDI,PUNE,MAHARASHTRA 411044
Nira NarsingPur

BARB0DBNIPU

ATPO NIRA NARSINGPUR TAL INDAPURDIST INDAPUR VIA TEMBHURNI NIRA PUNE MAHARASHTRA 413211
Paudroad Branch

BARB0PAUDRO

PAUDROAD BRANCH,SARASWATI BHAVAN S NO 46/1,PAUD ROAD KOTHRUD MANDK,PUNE,411038
Pcntda Akurdi

BARB0AKURDI

NEW ADMINISTRATIVE BUILDING PCNTDA NEAR AKURDI RAILWAY STATION AKURDI PUNE MAHARASTRA 411044
Pi.chinchwad Branch

BARB0CHINCH

PI.CHINCHWAD BRANCH,MUMBAI PUNE ROAD, OPP.KSB PUMPS,PIMPRI,PUNE,411018
Pimple Saudagar

BARB0PIMPLE

SHOP NO 2 S NO 90,LAKSHDEEP PALACE, A WING PIMPLE SAUDAGAR,PUNE MAHARASHTRA 411 027
Pimple Saudagar

BARB0VJPIMP

143 5 ROSE ICON PIMPLE SAUDAGAR PUNE PUNE 411027
Pimpri Chinchwad Municipal Corporation

BARB0DRCCHI

PIMPRI CHINCHWAD MUNICIPAL CORPORATION COMPUND, PIMPRI, MUMBAI-PUNE ROAD, PUNE 411 018
Pimpri Pune

BARB0DBPUNE

PLOT NO C THIRTY SIX HOTEL FLORENCE BUILDING TELCO ROAD CHINCHWAD PUNE
Piranghut

BARB0VJPIRA

SHOP NO.141 TO 144 , OXFORD AVENUE , PIRANGUT,DIST.PUNE , PIRANGUT , 411042
Pirangut Branch

BARB0DBPIRA

GAT 73 PUNE PAUD ROADCAMP AREA PIRANGUT PUNE MAHARASHTRA 412115
Pirangut,pune ,maharastra

BARB0PIRANG

HOUSE NO 2085 SHAMBHO BUILDING OPP PIRANGUT POLICE CHOWKI PUNE PAUD RD AT POST PIRANGGUT TAL MULSHI PUNE MAHARASTRA 412115.
Poona Camp Branch

BARB0POOCAM

POONA CAMP BRANCH,2, MOLEDINA ROAD, PUNE CAMP,PUNE,411001
Pune Airport Branch

BARB0VJPUAP

PUNE AIRPORT, , LOHAGAON , PUNE , LOHAGAON , 411032
Pune Camp

BARB0DBPCMP

31 32 M G ROAD POONA CAMP PUNE PUNE MAHARASHTRA 411001
Rastapeth Branch

BARB0RASPOO

RASTAPETH BRANCH,RASTA PETH,NEAR TARACHAND HOSPITAL,PUNE,411002
Raviwar Peth,pune

BARB0DBPRVI

466 RAVIWAR PETH PHADKE HAUD PUNE PUNE MAHARASHTRA 411002
Retail Asset Branch , Pune

BARB0DBTPUN

212 NARAYAN PETHPUNE411030(MAHARASHTRA) PUNE PUNE MAHARASHTRA 411030
Rosarb Jalgaon

BARB0SARJLG

NO 26 JJ COMPLEX,OLD COTTON MARKET ROAD,JALGAON,MAHARASHTRA-444601
Rosarb Pune

BARB0SARPUN

3RD FLOOR SHARDA CENTER ERANDWANE KHILARE PARTH PUNE MAHARASTRA
Rosarb Pune District

BARB0SARPUD

MADHAV CHAMBERS 398/A, SENAPATI BAPAT ROADSHIVAJI NAGAR, PUNE, MAHARASHTRA-411016
Sadashiv Peth,pune

BARB0DBSADP

395 B SADASHIV PETH OPP MAH SAHITYA PARISHAD BLDG PUNE PUNE MAHARASHTRA 411030
Sadashivpet

BARB0VJSADP

233 B NEAR LOKAMANYA VACHANALAYA NEW SASADASHIVPETH PUNE 411030
Sadashivpeth Branch

BARB0SADASH

SADASHIVPETH BRANCH,PUNE VIDYA. GRAH BLDG, SADASHIV PETH,PUNE,411002
SahakarNagar,mh

BARB0SAHPUN

PRABHALAXMAN,ELITE APARTMENT,PLOT 6,VALVEKAR NAGAR,PARVATI PUNE,PUNE,MAHARASHTRA 411009.
Sanghvi ,pune,mh

BARB0SANGHV

KATE BANGAR PARK,ASHARJUN BANGAR PARADISE,S.NO. 48/2/1,PIMPLE GURAO PUNE,PUNE,MAHARASHTRA 411061.
Satara Road

BARB0VJSARO

NO 63 2B INDRALOK APARTMENTS PUNE SATARA ROAD PUNE 411009
Senapati Bap Branch

BARB0POOSEN

SENAPATI BAP BRANCH,AMIT CRYSTAL,HOTEL SAHARA BLDG SENAPATI BAPAT RD,PUNE,411016
ShahuPuri Karanje,mh

BARB0SHASAT

85, GANARAYA HOUSING SOCIETY,SHAHUPURI,SATARA,PUNE,MAHARASHTRA 415002.
Shivaji Hsg Soc,pune

BARB0DBSHIJ

SHIVAJI HOUSING SOCIETY 64 SHIVAJI COOP HSG NEAR SB ROAD PUNE MAHARASHTRA 411016
Shivaji Nagr Branch

BARB0SHIPOO

SHIVAJI NAGR BRANCH,JANGLI MAHARAJ RD,SHIVAJINAGAR,PUNE,411005
Sinhgad, Pune

BARB0SINHGA

RIDDHI SIDDHI APARTMENT, 120 A B, TP NO 545,SUB PLOT NO 2B, SINHGAD ROAD, PUNE, MAHARASHTRA-411030
Sme

BARB0SMEPUN

M D BABAR BUSINESS CENTER PLOT BGP 109 MIDC BHOSARI PIMPRI CHINCHWAD BHOSARI GAON PO 411026
Station Road Branch

BARB0STAPOO

STATION ROAD BRANCH,SADHU VASWANI RD. STATION RD.,PUNE,411001
Subhas Nagar Branch

BARB0SUBHAS

SUBHAS NAGAR BRANCH,SANAS PLAZA SHUKARWAR PETH SUBHASHNAGAR,PUNE,411002
Swargate Branch,pune

BARB0DBSWAR

396 2 LALWANI ESTATE PUNE SATARA ROAD PUNE PUNE MAHARASHTRA 411037
Undri

BARB0DBUNDR

1339 HOLE VASTI TAL HAVELI DIST PUNE PUNE PUNE MAHARASHTRA 411060
Vadgao Sheri,pune

BARB0VADSHE

S NO 44, HISSA NO 2/2,PLOT NO 2,SOMNATH NAGAR,NEAR INORBIT MALL,NAGAR ROAD,VADGAON SHERI,PUNE 411014.
Viman Nagar, Pune,maharashtra

BARB0VIMPUN

SHOP NO 3, 4, 5, 6,BUENA VISTA PLOT NO 58,VIMAN NAGAR,DISTRICT PUNE,PUNE,MAHARASHTRA 411 014
Wadia College,pune,mh

BARB0WADCAM

WADIA COLLEGE,PUNE,MAHARASHTRA.
Wagholi

BARB0VJWAGH

SHOP NO.13, GAT NO. 661, , ATHARVA LLP, , WAGHOLI PUNE , WAGHOLI , 412207
Wakad, Pune

BARB0VJWAKA

SR. NO. 5455, SHOP NO. 3456 ATLANTA II , NEAR COURTYARD MARRIOT, , WAKAD, PUNE , PUNE , 411057
WalchandNagar

BARB0DBWALC

POST COLONY TALUKA INDAPUR DIST PUNE WALCHANDNAGAR PUNE MAHARASHTRA 413114
Warje Malwadi,pune,mh

BARB0WARJEX

S NO 52,NEAR OLD WARJE OCTROI OFFICE,KOPRE GAOTHAN,OPPO KAKADE CITY,WARJE MALWADI,PUNE,MAHARASHTRA -411058.
Warje, Pune

BARB0VJWARJ

SR. NO. 114, HISSA NO.1, , BONJAUR, , NEAR SOBA PURAM , PUNE , 411052
Zonal Office Pune

BARB0ZOMAHA

SHARDA CENTRE 11BY1 KHAILARI PATH ERANDWAN PUNE MAHARASTRA 411004

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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