Select Branch for Bank Of India in Agra, Uttar Pradesh
Choose a branch to view IFSC code and details
Achhnera
BKID0AG1101
AT,POSTACHHNERA MAIN BARA BAZAAR , PIN283101
Agra
BKID0007250
8168 JEONI MANDI BELENGANJPOST BAG NO2
Agra Avas Vikas Colony
BKID0AG1102
OPPOSITE KARGIL PETROL PUMP SIKANDRA BODLA RD , PIN282007
Agra Bundukatra
BKID0AG1103
NEAR MADHU NAGAR CROSSING AGRA , PIN282001
Agra Civil Line
BKID0AG1104
194 A, BAG FARZANA CIVIL LINES , PIN282002
Agra Dayalbagh
BKID0AG1105
HEERA MARKET DAYAL BAGH , PIN282005
Agra Kalwari
BKID0AG1106
VILL.KALWARI P.O. SHAHGANJ , PIN282010
Agra Khandari Crossing
BKID0AG1107
2, DEV NAGAR, MAU RD KHANDARI CROSSING , PIN282005
Agra Kheria Mod
BKID0AG1108
AYODHAYA KUNJ KHERIA MODE , PIN282001
Agra Loha Mandi
BKID0AG1109
32 1 5, GUJAR TOPKHANA LOHAMANDI , PIN282002
Agra Mcb
BKID0007259
49 50 SULABHPURAM NEAR KARGILL PETROL PUMPBODLA ROAD SHASTRIPURAM
Agra RajPur Chungi
BKID0AG1110
INDRA PURAM MOD, SHAMSHABAD RAJPUR , PIN282001
Agra Rambagh
BKID0AG1111
A 315,TRANS YAMUNA COLONY RAMBAGH , PIN282006
Agra Service Branch
BKID0AG1112
REGIONAL OFFICE,1, RAGHUNATH NAGAR M. G. RD , PIN282002
Agra Shahganj
BKID0AG1113
COD COLONY SHAHGANJ , PIN282010
Agra Shalimar Enclave
BKID0AG1114
RAHUL PLAZA, SHALIMAR ENCLAVE KAMLA NAGAR , PIN282005
Agra Ssi
BKID0007254
1ST FLOOR JEEVAN PRAKASHLIC BLDG SANJAY PLACE
Agra Tajganj
BKID0AG1115
NEAR TAJ VIEW CROSSING TAJGANJ , PIN282001
Agra Zonal Office
BKID000ZO31
1ST FLOOR JEEVAN PRAKASANJAY PALACE M G ROAD
Akola
BKID0AG1116
BLOCK AND POST AKOLA AGRA , PIN283102
Anwal Khera
BKID0AG1117
AT, POST ANWALKHERA, BLOCKKHANDOLI VED MATA GAYATRI BHAWAN , PIN283201
Arjun Nagar
BKID0007273
58295 MAIN ROAD NEAR SARLA STOREARJUN NAGAR
Arnauta
BKID0AG1118
AT,POSTANRAUTA BLOCKPINAHAT , PIN283123
Bah
BKID0AG1119
BLOCK AND POST BAH NEAR RAM LEELA GROUND , PIN283104
Barauli Ahir
BKID0AG1120
BLOCK AND POST BARAULI AHIR AGRA , PIN282003
Barhan
BKID0AG1121
AT,POST BARHAN AGRA , PIN283201
BichPuri
BKID0AG1122
VIIL. AND POBICHPURI MAIN MARKET AGRA , PIN283105
Biyara
BKID0AG1123
AT,POSTBIYARA BLOCKACHHNERA , PIN283101
Dayalbaugh
BKID0007257
59 ELLORA ENCLAVEDAYAL BAGH AGRA
Dhimsree
BKID0AG1124
AT,POSTDHIMSHREE BLOCK FATEHABAD , PIN283125
EtmadPur
BKID0007264
87 MAHAVIR NAGAR TEHSIL CROSSING NH 2ETMADPUR DISTAGRA UP
Fatehabad
BKID0007265
NEAR BLOCK OFFICEAGRA FATEHABAD ROADFATEHABAD
Fatehabad
BKID0AG1125
LOHIA BLDG NEAR BUS STAND BLOCK FATEHABAD PIN 283111
FatehPur Sikiri
BKID0AG1126
BLOCK AND POST FATEHPURSIKRI AGRA , PIN283110
Harshvardhan Branch
BKID0007625
BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727
Hingot Kheria
BKID0AG1127
VIDHAYAK CROSSING, V AND P.HINGOTKHERIA BLOCKBARAULI AHIR , PIN282003
Jagner
BKID0AG1128
BLOCK AND POST JAGNER AGRA , PIN283115
JaithPur Kalan
BKID0AG1129
BLOCK AND POST JAITPUR KALAN AGRA , PIN283114
Kagarol
BKID0AG1130
AT,POSTKAGAROL BLOCK KHERAGARH , PIN283121
Kakua
BKID0AG1131
AT,POSTKAKUA BLOCKBARAULI AHIR , PIN282009
Kalal Kheria
BKID0AG1132
AT,POSTKALALKHERIA BLOCKBARAULI AHIR , PIN282003
Kamla Nagar Agra
BKID0007255
B 61 MAIN ROADKAMLA NAGAR AGRA
Karudhana
BKID0AG1133
AT,POSTKARAUDHANA AGRA , PIN282009
Khandauli
BKID0007266
AGRA ALIGARH HIGHWAYVILL PO KHANDAULI
Khera Jawahar
BKID0AG1134
AT,POSTKHERAJAWAHAR BLOCKFATEHABAD , PIN283111
Kheragarh
BKID0AG1135
AT,POSTKHERAGARH AGRA , PIN283121
Kheragarh
BKID0007263
PIPAL MANDI TIRAHA BYE PASS ROADKHERAGARH DIST AGRA UP
Kiraoli
BKID0AG1136
TEH AND PKIRAULI BLOCK ACHHNERA , PIN283122
KuberPur
BKID0AG1137
KUBERPUR CHAURAHA, VILL.KUBERPUR, POCHHALESAR BLOCKKHANDOLI , PIN283202
Kurra Chittarpu
BKID0AG1138
AT,POSTKURRA CHITTARPUR, BLOCKSHAMSABAD , PIN282009
M G Road Agara
BKID0007271
4 M G ROAD OPP AGRA COLLEGE GROUNDRAJA MANDI AGRA
MalPura
BKID0AG1139
AT,POST MALPURA BLOCK AKOLA , PIN283102
Maruti EState
BKID0007274
1 SHYAM NAGAR MARUTI ESTATEBODLA ROAD AGRA
Midhakur
BKID0007261
VILL POST MIDHAKURAGRA FATEHPUR SIKRI HIGHWAY
New Agra
BKID0007253
HARISH MARKET36232A NEW AGRA
Noni
BKID0AG1140
AT,POSTNONI, SARENDHI CROSSING, BLOCKJAGNER , PIN283115
Panwari
BKID0AG1141
AT,POSTPANWARI, BLOCKACHHNERA , PIN282007
Pathauli
BKID0AG1142
AT,POSTPATHAULI BLOCK BICHPURI , PIN282001
Pinahat
BKID0AG1143
BLOCK AND POST PINAHAT AGRA , PIN283123
Prakashi Enclave Sonari
BKID0007629
PRAKASHI ENCLAVE SONARI BRANCH 34 B PRAKASHI ENCLAVE NEAR PUSHPANJALI TOWER SHASTRIPURAM
Raibha
BKID0AG1144
ATPOSTRAIBHA BLOCKACHHNERA PIN283101
Rb Institute Muri Crossing
BKID0AG1145
RBITMURI CROSSING AGRA PIN283126
Ro Agra
BKID0AG1199
REGIONAL OFFICE1 RAGHUNATH NAGAR M G ROAD PIN CODE 282002
Rohta
BKID0007269
71 DIAMOND CITYGWALIOR ROADROHTA
Runakta
BKID0007262
VILL POST RUNAKTAAGRA DELHI NH 2
Runkta
BKID0AG1146
INFRONT OF POLICE CHOWKI VILL AND PO RUNAKTA BLOCK ACHHNERA PIN282007
Saiyan
BKID0AG1147
BLOCK AND POST SAIYAN AGRA PIN283124
Sandhan
BKID0AG1148
ATPOST SNDHAN BLOCK ACHHNERA PIN283101
Shaheed Nagar Branch
BKID0007256
PLOT NO 1 SAFARI HOTEL SHAHEED NAGARSHAMSHABAD ROAD AGRA
Shamshabad
BKID0007268
JADON HOUSEAGRA SHAMSHABAD ROADSHAMSHABAD
Shamshabad Agra
BKID0AG1149
BLOCK AND POST SHAMSHABAD AGRA PIN283125
ShashtriPuram
BKID0007272
7 PASCHIM PURI CROSSINGSHASHTRIPURAM ROAD
Siroli Branch
BKID0007636
TOMER MARKET NEAR BOBBY GARDEN SIROLI ROAD DHANAULI UTTAR PRADESH 283102
Taj Buland MiyaPur
BKID0007632
BUILD CITY MIYAPUR NEAR TDI CITY FATEHABAD ROAD DISTT AGRA UTTAR PRADESH 282006 STD CODE 0562
Taj Power Grid Noufri
BKID0007630
VILLAGE NOUFRI ND COLLEGE OF SCIENCE TECHNOLOGY CAMPUS SHAMSABAD ROAD AGRA
Tehra
BKID0AG1150
ATPOSTTEHRA BLOCKSAIYAN PIN282001
Transyamuna Colony Agra
BKID0007258
1SR FLR SHIVPRIYA COMPLEX AGRA FIROZABAD RDTRANSYAMUNA COLONY BYE PASS ROAD AGRA
Umretha
BKID0AG1151
ATPOSTUMRETHA BLOCK PINAHAT PIN283123
What are Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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