IFSC Code of Bank Of India, Uttar Pradesh, Agra, Kheragarh

BKID0007263

Bank Of India

Bank Of India

IFSC Code

BKID0007263
MICR Code

282013502
Bank Name Bank Of India
District Agra
State Uttar Pradesh
Address Pipal Mandi Tiraha Bye Pass Roadkheragarh Dist Agra Up
Phone +918926373124

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

Achhnera

BKID0AG1101

AT,POSTACHHNERA MAIN BARA BAZAAR , PIN283101
Agra

BKID0007250

8168 JEONI MANDI BELENGANJPOST BAG NO2
Agra Avas Vikas Colony

BKID0AG1102

OPPOSITE KARGIL PETROL PUMP SIKANDRA BODLA RD , PIN282007
Agra Bundukatra

BKID0AG1103

NEAR MADHU NAGAR CROSSING AGRA , PIN282001
Agra Civil Line

BKID0AG1104

194 A, BAG FARZANA CIVIL LINES , PIN282002
Agra Dayalbagh

BKID0AG1105

HEERA MARKET DAYAL BAGH , PIN282005
Agra Kalwari

BKID0AG1106

VILL.KALWARI P.O. SHAHGANJ , PIN282010
Agra Khandari Crossing

BKID0AG1107

2, DEV NAGAR, MAU RD KHANDARI CROSSING , PIN282005
Agra Kheria Mod

BKID0AG1108

AYODHAYA KUNJ KHERIA MODE , PIN282001
Agra Loha Mandi

BKID0AG1109

32 1 5, GUJAR TOPKHANA LOHAMANDI , PIN282002
Agra Mcb

BKID0007259

49 50 SULABHPURAM NEAR KARGILL PETROL PUMPBODLA ROAD SHASTRIPURAM
Agra RajPur Chungi

BKID0AG1110

INDRA PURAM MOD, SHAMSHABAD RAJPUR , PIN282001
Agra Rambagh

BKID0AG1111

A 315,TRANS YAMUNA COLONY RAMBAGH , PIN282006
Agra Service Branch

BKID0AG1112

REGIONAL OFFICE,1, RAGHUNATH NAGAR M. G. RD , PIN282002
Agra Shahganj

BKID0AG1113

COD COLONY SHAHGANJ , PIN282010
Agra Shalimar Enclave

BKID0AG1114

RAHUL PLAZA, SHALIMAR ENCLAVE KAMLA NAGAR , PIN282005
Agra Ssi

BKID0007254

1ST FLOOR JEEVAN PRAKASHLIC BLDG SANJAY PLACE
Agra Tajganj

BKID0AG1115

NEAR TAJ VIEW CROSSING TAJGANJ , PIN282001
Agra Zonal Office

BKID000ZO31

1ST FLOOR JEEVAN PRAKASANJAY PALACE M G ROAD
Akola

BKID0AG1116

BLOCK AND POST AKOLA AGRA , PIN283102
Anwal Khera

BKID0AG1117

AT, POST ANWALKHERA, BLOCKKHANDOLI VED MATA GAYATRI BHAWAN , PIN283201
Arjun Nagar

BKID0007273

58295 MAIN ROAD NEAR SARLA STOREARJUN NAGAR
Arnauta

BKID0AG1118

AT,POSTANRAUTA BLOCKPINAHAT , PIN283123
Bah

BKID0AG1119

BLOCK AND POST BAH NEAR RAM LEELA GROUND , PIN283104
Barauli Ahir

BKID0AG1120

BLOCK AND POST BARAULI AHIR AGRA , PIN282003
Barhan

BKID0AG1121

AT,POST BARHAN AGRA , PIN283201
BichPuri

BKID0AG1122

VIIL. AND POBICHPURI MAIN MARKET AGRA , PIN283105
Biyara

BKID0AG1123

AT,POSTBIYARA BLOCKACHHNERA , PIN283101
Dayalbaugh

BKID0007257

59 ELLORA ENCLAVEDAYAL BAGH AGRA
Dhimsree

BKID0AG1124

AT,POSTDHIMSHREE BLOCK FATEHABAD , PIN283125
EtmadPur

BKID0007264

87 MAHAVIR NAGAR TEHSIL CROSSING NH 2ETMADPUR DISTAGRA UP
Fatehabad

BKID0AG1125

LOHIA BLDG NEAR BUS STAND BLOCK FATEHABAD PIN 283111
Fatehabad

BKID0007265

NEAR BLOCK OFFICEAGRA FATEHABAD ROADFATEHABAD
FatehPur Sikiri

BKID0AG1126

BLOCK AND POST FATEHPURSIKRI AGRA , PIN283110
Harshvardhan Branch

BKID0007625

BANK OF INDIA HARSHVARDHAN BRANCH VILLAGE AKBARPUR COLLECTORATE CAMPUS DISTT KANNAUJ 209727
Hingot Kheria

BKID0AG1127

VIDHAYAK CROSSING, V AND P.HINGOTKHERIA BLOCKBARAULI AHIR , PIN282003
Jagner

BKID0AG1128

BLOCK AND POST JAGNER AGRA , PIN283115
JaithPur Kalan

BKID0AG1129

BLOCK AND POST JAITPUR KALAN AGRA , PIN283114
Kagarol

BKID0AG1130

AT,POSTKAGAROL BLOCK KHERAGARH , PIN283121
Kakua

BKID0AG1131

AT,POSTKAKUA BLOCKBARAULI AHIR , PIN282009
Kalal Kheria

BKID0AG1132

AT,POSTKALALKHERIA BLOCKBARAULI AHIR , PIN282003
Kamla Nagar Agra

BKID0007255

B 61 MAIN ROADKAMLA NAGAR AGRA
Karudhana

BKID0AG1133

AT,POSTKARAUDHANA AGRA , PIN282009
Khandauli

BKID0007266

AGRA ALIGARH HIGHWAYVILL PO KHANDAULI
Khera Jawahar

BKID0AG1134

AT,POSTKHERAJAWAHAR BLOCKFATEHABAD , PIN283111
Kheragarh

BKID0AG1135

AT,POSTKHERAGARH AGRA , PIN283121
Kiraoli

BKID0AG1136

TEH AND PKIRAULI BLOCK ACHHNERA , PIN283122
KuberPur

BKID0AG1137

KUBERPUR CHAURAHA, VILL.KUBERPUR, POCHHALESAR BLOCKKHANDOLI , PIN283202
Kurra Chittarpu

BKID0AG1138

AT,POSTKURRA CHITTARPUR, BLOCKSHAMSABAD , PIN282009
M G Road Agara

BKID0007271

4 M G ROAD OPP AGRA COLLEGE GROUNDRAJA MANDI AGRA
MalPura

BKID0AG1139

AT,POST MALPURA BLOCK AKOLA , PIN283102
Maruti EState

BKID0007274

1 SHYAM NAGAR MARUTI ESTATEBODLA ROAD AGRA
Midhakur

BKID0007261

VILL POST MIDHAKURAGRA FATEHPUR SIKRI HIGHWAY
New Agra

BKID0007253

HARISH MARKET36232A NEW AGRA
Noni

BKID0AG1140

AT,POSTNONI, SARENDHI CROSSING, BLOCKJAGNER , PIN283115
Panwari

BKID0AG1141

AT,POSTPANWARI, BLOCKACHHNERA , PIN282007
Pathauli

BKID0AG1142

AT,POSTPATHAULI BLOCK BICHPURI , PIN282001
Pinahat

BKID0AG1143

BLOCK AND POST PINAHAT AGRA , PIN283123
Prakashi Enclave Sonari

BKID0007629

PRAKASHI ENCLAVE SONARI BRANCH 34 B PRAKASHI ENCLAVE NEAR PUSHPANJALI TOWER SHASTRIPURAM
Raibha

BKID0AG1144

ATPOSTRAIBHA BLOCKACHHNERA PIN283101
Rb Institute Muri Crossing

BKID0AG1145

RBITMURI CROSSING AGRA PIN283126
Ro Agra

BKID0AG1199

REGIONAL OFFICE1 RAGHUNATH NAGAR M G ROAD PIN CODE 282002
Rohta

BKID0007269

71 DIAMOND CITYGWALIOR ROADROHTA
Runakta

BKID0007262

VILL POST RUNAKTAAGRA DELHI NH 2
Runkta

BKID0AG1146

INFRONT OF POLICE CHOWKI VILL AND PO RUNAKTA BLOCK ACHHNERA PIN282007
Saiyan

BKID0AG1147

BLOCK AND POST SAIYAN AGRA PIN283124
Sandhan

BKID0AG1148

ATPOST SNDHAN BLOCK ACHHNERA PIN283101
Shaheed Nagar Branch

BKID0007256

PLOT NO 1 SAFARI HOTEL SHAHEED NAGARSHAMSHABAD ROAD AGRA
Shamshabad

BKID0007268

JADON HOUSEAGRA SHAMSHABAD ROADSHAMSHABAD
Shamshabad Agra

BKID0AG1149

BLOCK AND POST SHAMSHABAD AGRA PIN283125
ShashtriPuram

BKID0007272

7 PASCHIM PURI CROSSINGSHASHTRIPURAM ROAD
Siroli Branch

BKID0007636

TOMER MARKET NEAR BOBBY GARDEN SIROLI ROAD DHANAULI UTTAR PRADESH 283102
Taj Buland MiyaPur

BKID0007632

BUILD CITY MIYAPUR NEAR TDI CITY FATEHABAD ROAD DISTT AGRA UTTAR PRADESH 282006 STD CODE 0562
Taj Power Grid Noufri

BKID0007630

VILLAGE NOUFRI ND COLLEGE OF SCIENCE TECHNOLOGY CAMPUS SHAMSABAD ROAD AGRA
Tehra

BKID0AG1150

ATPOSTTEHRA BLOCKSAIYAN PIN282001
Transyamuna Colony Agra

BKID0007258

1SR FLR SHIVPRIYA COMPLEX AGRA FIROZABAD RDTRANSYAMUNA COLONY BYE PASS ROAD AGRA
Umretha

BKID0AG1151

ATPOSTUMRETHA BLOCK PINAHAT PIN283123

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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