Select Branch for Bank Of India in Aligarh, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
AhmedPur

BKID0AG1201

P.O AHMEDPUR ALIGARH , PIN 202002
Branch
AkbarPur

BKID0AG1202

AT,POST AKBARPUR ALIGARH , PIN 202002
Branch
Akrabad

BKID0AG1203

MAIN MARKET AKRABAD , PIN 202121
Branch
Aligarh

BKID0007750

COURTS OF WARD COMPOUNDOPPGANDHI PARKAGRA ROAD
Branch
Aligarh Agra Road

BKID0AG1204

AGRA RD ALIGARH , PIN202001
Branch
Aligarh City

BKID0AG1206

PAWAN PALACE, SAMAD RD CENTRE POINT , PIN202001
Branch
Aligarh Diggi Road

BKID0AG1207

DIGGI RD ALIGARH , PIN202001
Branch
Aligarh JamalPur

BKID0AG1208

JAMALPUR ALIGARH , PIN202001
Branch
Aligarh Main

BKID0AG1205

RAMGHAT RD ALIGARH , PIN202001
Branch
Aligarh Masoodabad

BKID0AG1209

MASSOODABAD ALIGARH , PIN202001
Branch
Aligarh Naurangabad

BKID0AG1210

NAURANGABAD ALIGARH , PIN202001
Branch
Aligarh Quarsi Chauraha

BKID0AG1211

H 1 SHRI ESTATE, RAMGHAT RD, OPP. STEDIUM POQUARSI , PIN 202001
Branch
Aligarh Service Branch

BKID0AG1212

NIRANJAN PRIYA DHAM CENTRE POINT , PIN 202001
Branch
Aligarh Ssi

BKID0007751

PREET PLAZA2159 NIRANJANPURI
Branch
Aligarh Uper Kot

BKID0AG1213

ISRAELI COMPLEX TEHSIL RD , PIN202001
Branch
Amrauli

BKID0AG1214

AT,POST AMRAULI ALIGARH , PIN 202122
Branch
AmritPur

BKID0AG1215

AT,POST AMRITPUR ALIGARH , PIN202132
Branch
Andla

BKID0AG1216

AT,POST ANDLA ALIGARH , PIN202140
Branch
Atrauli

BKID0AG1217

AT,POST ATRAULI ALIGARH , PIN 202280
Branch
Bamnoyee

BKID0AG1218

AT,POST BAMNOYEE ALIGARH , PIN 204215
Branch
Barauli

BKID0AG1219

AT,POST BARAULI ALIGARH , PIN 202126
Branch
Barla

BKID0AG1220

AT,POST BARLA ALIGARH , PIN202129
Branch
Barla Branch

BKID0007755

BARLA MOD GANGIRI TEHSIL DISTRICT ALIGAR STATE UP PINCODE 202129
Branch
Beswan

BKID0AG1221

AT,POSTBESWAN ALIGARH , PIN 202145
Branch
Bhartari

BKID0AG1272

AT BHARTARI PO BHANKARI TAHSIL KOIL ALIGARH 202001 PIN202001
Branch
Budhansi

BKID0AG1222

AT,POSTBUDHANSI ALIGARH , PIN 202125
Branch
Chandaus

BKID0AG1223

AT,POST CHANDAUS ALIGARH , PIN 202132
Branch
Chharra

BKID0AG1224

AT,POST CHHARRA ALIGARH , PIN202130
Branch
Chherat

BKID0007752

HEINZ INDIA PVT LTD PREMISESPOST CDF CHHEERAT
Branch
Dadon

BKID0AG1225

AT,POST DADON ALIGARH , PIN 202133
Branch
Dhorra Mafi

BKID0AG1226

GRETAR ASAD ENCLAVE, POQUARSI PACHIM DHORRA MAFI , PIN 202002
Branch
Digsari

BKID0AG1227

AT,POST DIGSARI ALIGARH , PIN202123
Branch
Gabhana

BKID0AG1228

AT,POST GABHANA ALIGARH , PIN 202136
Branch
Gadrana

BKID0AG1229

AT,POSTGADRANA ALIGARH , PIN202001
Branch
Gangiri

BKID0AG1230

AT,POST GANGIRI ALIGARH , PIN202134
Branch
Gaumat

BKID0AG1231

AT,POSTGAUMAT ALIGARH , PIN 202135
Branch
Gharwara

BKID0AG1232

AT,POSTGHARWARA, BLOCKTAPPAL TEHSILKHAIR , PIN 202165
Branch
Gonda

BKID0AG1233

AT,POST GONDA ALIGARH , PIN 202123
Branch
Gopi

BKID0AG1234

AT,POST GOPI ALIGARH , PIN 204215
Branch
Gorai

BKID0AG1235

AT,POSTGORAI ALIGARH , PIN202145
Branch
Hardoi Aligarh

BKID0AG1236

AT,POST HARDOI ALIGARH , PIN 202133
Branch
Harduaganj

BKID0AG1237

AT,POST ,HARDUAGANJ ALIGARH , PIN202125
Branch
HastPur

BKID0AG1238

AT,POST HASTPUR ALIGARH , PIN202002
Branch
Iglas

BKID0AG1239

AT,POST IGLAS ALIGARH , PIN202124
Branch
JaidPura

BKID0AG1240

AT,POSTJAIDPURA ALIGARH , PIN 202165
Branch
Jalali

BKID0AG1241

AT,POST JALALI ALIGARH , PIN 202128
Branch
JalluPur Sehore

BKID0AG1242

AT,POSTJALLUPUR SIHORE ALIGARH , PIN 202002
Branch
Jattari

BKID0AG1243

AT,POST JATTARI ALIGARH , PIN 202137
Branch
Jirauli

BKID0AG1244

AT,POST JIRAULI ALIGARH , PIN202281
Branch
Kalai

BKID0AG1246

AT,POST KALAI ALIGARH , PIN 202125
Branch
Kandali

BKID0AG1247

VILL. KANDALI POSINARDHARI, MATHURA ALIGARH RD TEHSIL IGLAS , PIN 202124
Branch
KasimPur

BKID0AG1248

AT,POST KASIMPUR ALIGARH , PIN202127
Branch
Kazimabad

BKID0AG1273

VP KAZIMABAD TAHSILATRAULI ALIGARH 202282 STD PIN202282
Branch
Khair

BKID0AG1249

AT,POSTKHAIR, CHHOTA CHAURAHA ALIGARH , PIN202138
Branch
Khair

BKID0007754

AGARSEN MARKET ALIGARH PALWAL ROAD KHAIR NPEEPAL MANDI KHAIR TEHSILKHAIR 202138DISTTUP
Branch
Kprani

BKID0AG1245

AT,POST K.P.RANI ALIGARH , PIN 202280
Branch
Kulwa

BKID0AG1250

AT,POSTKULWA ALIGARH , PIN202282
Branch
Kurana

BKID0AG1251

VILL. KURANA POKHANDEHA , PIN 202137
Branch
Lodha

BKID0AG1252

AT,POST LODHA ALIGARH , PIN 202140
Branch
Madrak

BKID0AG1253

AT,POST MADRAK ALIGARH , PIN 202150
Branch
Malsai

BKID0AG1274

FINAL V MALSAI P BILONACHITTRASITAHSIL ATRAULI ALIGARH 202134 STD PIN202134
Branch
Nagla Birkhoo

BKID0AG1254

AT,POST NAGLA BIRKHOO ALIGARH , PIN 202123
Branch
Nagla Jujhar

BKID0AG1255

AT,POST N.JUJHAR ALIGARH , PIN 202123
Branch
Narona

BKID0AG1256

AT,POST NARONA ALIGARH , PIN 202125
Branch
PalimukhimPur

BKID0AG1257

AT,POST PALIMUKHIMPUR ALIGARH , PIN 202131
Branch
PalirazaPur

BKID0AG1258

AT,POST PALIRAZAPUR ALIGARH , PIN 202150
Branch
Palsera

BKID0AG1259

AT,POST PALSERA ALIGARH , PIN 202137
Branch
Panethi

BKID0AG1260

AT,POST PANETHI ALIGARH , PIN 202002
Branch
Pilkhna

BKID0AG1261

AT,POSTPILKHNA ALIGARH , PIN 202001
Branch
Pisawa

BKID0AG1262

JATTARI RD PISAWA , PIN 202155
Branch
Ro Aligarh

BKID0AG1299

NIRANJAN PRIYA DHAM IN FRONT OF NARAYANA COACHING CENTER POINT ALIGARH PIN CODE 202001
Branch
SalPur

BKID0AG1263

INFRONT OF SALPUR INTER COLLEGE, VILL.AND P.O. SALPUR TEHSILKHAIR , PIN 202141
Branch
Sankra

BKID0AG1264

AT,POSTSANKRA ALIGARH , PIN 202133
Branch
Sathini

BKID0AG1265

AT,POST SATHINI ALIGARH , PIN 202145
Branch
Shahgarh

BKID0AG1266

AT,POST SHAHGARH ALIGARH , PIN 202129
Branch
Syarol

BKID0AG1267

ATPOST SYAROL ALIGARH PIN├╜202165
Branch
TakiPur

BKID0AG1268

ATPOST TAKIPUR ALIGARH PIN202141
Branch
Tala Nagri

BKID0007727

G 4 COMMERCIAL PLOTNEAR UPSIDC OFFICETALANAGRI
Branch
Tappal

BKID0AG1269

ATPOSTTAPPAL ALIGARH PIN202165
Branch
Tappal

BKID0007753

OPP CHURCH SCHOOL MAIN ROAD TAPPALDIST ALIGARH UP
Branch
Tentigaon

BKID0AG1275

RAJ TALENT ENGLISH SCHOOL KHAIR TETIGAON RD KHAIR DISTT ALIGARH PIN202138
Branch
Tochhigarh

BKID0AG1270

ATPOSTTOCHHIGARH ALIGARH PIN├╜204106
Branch
VeerPura

BKID0AG1271

ATPOST VEERPURA ALIGARH PIN202142

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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