IFSC Code of Bank Of India, Uttar Pradesh, Aligarh, Gopi

BKID0AG1234

Bank Of India

Bank Of India

IFSC Code

BKID0AG1234
MICR Code

202448529
Bank Name Bank Of India
District Aligarh
State Uttar Pradesh
Address At,post Gopi Aligarh , Pin 204215
Phone +918173900036

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

AhmedPur

BKID0AG1201

P.O AHMEDPUR ALIGARH , PIN 202002
AkbarPur

BKID0AG1202

AT,POST AKBARPUR ALIGARH , PIN 202002
Akrabad

BKID0AG1203

MAIN MARKET AKRABAD , PIN 202121
Aligarh

BKID0007750

COURTS OF WARD COMPOUNDOPPGANDHI PARKAGRA ROAD
Aligarh Agra Road

BKID0AG1204

AGRA RD ALIGARH , PIN202001
Aligarh City

BKID0AG1206

PAWAN PALACE, SAMAD RD CENTRE POINT , PIN202001
Aligarh Diggi Road

BKID0AG1207

DIGGI RD ALIGARH , PIN202001
Aligarh JamalPur

BKID0AG1208

JAMALPUR ALIGARH , PIN202001
Aligarh Main

BKID0AG1205

RAMGHAT RD ALIGARH , PIN202001
Aligarh Masoodabad

BKID0AG1209

MASSOODABAD ALIGARH , PIN202001
Aligarh Naurangabad

BKID0AG1210

NAURANGABAD ALIGARH , PIN202001
Aligarh Quarsi Chauraha

BKID0AG1211

H 1 SHRI ESTATE, RAMGHAT RD, OPP. STEDIUM POQUARSI , PIN 202001
Aligarh Service Branch

BKID0AG1212

NIRANJAN PRIYA DHAM CENTRE POINT , PIN 202001
Aligarh Ssi

BKID0007751

PREET PLAZA2159 NIRANJANPURI
Aligarh Uper Kot

BKID0AG1213

ISRAELI COMPLEX TEHSIL RD , PIN202001
Amrauli

BKID0AG1214

AT,POST AMRAULI ALIGARH , PIN 202122
AmritPur

BKID0AG1215

AT,POST AMRITPUR ALIGARH , PIN202132
Andla

BKID0AG1216

AT,POST ANDLA ALIGARH , PIN202140
Atrauli

BKID0AG1217

AT,POST ATRAULI ALIGARH , PIN 202280
Bamnoyee

BKID0AG1218

AT,POST BAMNOYEE ALIGARH , PIN 204215
Barauli

BKID0AG1219

AT,POST BARAULI ALIGARH , PIN 202126
Barla

BKID0AG1220

AT,POST BARLA ALIGARH , PIN202129
Barla Branch

BKID0007755

BARLA MOD GANGIRI TEHSIL DISTRICT ALIGAR STATE UP PINCODE 202129
Beswan

BKID0AG1221

AT,POSTBESWAN ALIGARH , PIN 202145
Bhartari

BKID0AG1272

AT BHARTARI PO BHANKARI TAHSIL KOIL ALIGARH 202001 PIN202001
Budhansi

BKID0AG1222

AT,POSTBUDHANSI ALIGARH , PIN 202125
Chandaus

BKID0AG1223

AT,POST CHANDAUS ALIGARH , PIN 202132
Chharra

BKID0AG1224

AT,POST CHHARRA ALIGARH , PIN202130
Chherat

BKID0007752

HEINZ INDIA PVT LTD PREMISESPOST CDF CHHEERAT
Dadon

BKID0AG1225

AT,POST DADON ALIGARH , PIN 202133
Dhorra Mafi

BKID0AG1226

GRETAR ASAD ENCLAVE, POQUARSI PACHIM DHORRA MAFI , PIN 202002
Digsari

BKID0AG1227

AT,POST DIGSARI ALIGARH , PIN202123
Gabhana

BKID0AG1228

AT,POST GABHANA ALIGARH , PIN 202136
Gadrana

BKID0AG1229

AT,POSTGADRANA ALIGARH , PIN202001
Gangiri

BKID0AG1230

AT,POST GANGIRI ALIGARH , PIN202134
Gaumat

BKID0AG1231

AT,POSTGAUMAT ALIGARH , PIN 202135
Gharwara

BKID0AG1232

AT,POSTGHARWARA, BLOCKTAPPAL TEHSILKHAIR , PIN 202165
Gonda

BKID0AG1233

AT,POST GONDA ALIGARH , PIN 202123
Gorai

BKID0AG1235

AT,POSTGORAI ALIGARH , PIN202145
Hardoi Aligarh

BKID0AG1236

AT,POST HARDOI ALIGARH , PIN 202133
Harduaganj

BKID0AG1237

AT,POST ,HARDUAGANJ ALIGARH , PIN202125
HastPur

BKID0AG1238

AT,POST HASTPUR ALIGARH , PIN202002
Iglas

BKID0AG1239

AT,POST IGLAS ALIGARH , PIN202124
JaidPura

BKID0AG1240

AT,POSTJAIDPURA ALIGARH , PIN 202165
Jalali

BKID0AG1241

AT,POST JALALI ALIGARH , PIN 202128
JalluPur Sehore

BKID0AG1242

AT,POSTJALLUPUR SIHORE ALIGARH , PIN 202002
Jattari

BKID0AG1243

AT,POST JATTARI ALIGARH , PIN 202137
Jirauli

BKID0AG1244

AT,POST JIRAULI ALIGARH , PIN202281
Kalai

BKID0AG1246

AT,POST KALAI ALIGARH , PIN 202125
Kandali

BKID0AG1247

VILL. KANDALI POSINARDHARI, MATHURA ALIGARH RD TEHSIL IGLAS , PIN 202124
KasimPur

BKID0AG1248

AT,POST KASIMPUR ALIGARH , PIN202127
Kazimabad

BKID0AG1273

VP KAZIMABAD TAHSILATRAULI ALIGARH 202282 STD PIN202282
Khair

BKID0007754

AGARSEN MARKET ALIGARH PALWAL ROAD KHAIR NPEEPAL MANDI KHAIR TEHSILKHAIR 202138DISTTUP
Khair

BKID0AG1249

AT,POSTKHAIR, CHHOTA CHAURAHA ALIGARH , PIN202138
Kprani

BKID0AG1245

AT,POST K.P.RANI ALIGARH , PIN 202280
Kulwa

BKID0AG1250

AT,POSTKULWA ALIGARH , PIN202282
Kurana

BKID0AG1251

VILL. KURANA POKHANDEHA , PIN 202137
Lodha

BKID0AG1252

AT,POST LODHA ALIGARH , PIN 202140
Madrak

BKID0AG1253

AT,POST MADRAK ALIGARH , PIN 202150
Malsai

BKID0AG1274

FINAL V MALSAI P BILONACHITTRASITAHSIL ATRAULI ALIGARH 202134 STD PIN202134
Nagla Birkhoo

BKID0AG1254

AT,POST NAGLA BIRKHOO ALIGARH , PIN 202123
Nagla Jujhar

BKID0AG1255

AT,POST N.JUJHAR ALIGARH , PIN 202123
Narona

BKID0AG1256

AT,POST NARONA ALIGARH , PIN 202125
PalimukhimPur

BKID0AG1257

AT,POST PALIMUKHIMPUR ALIGARH , PIN 202131
PalirazaPur

BKID0AG1258

AT,POST PALIRAZAPUR ALIGARH , PIN 202150
Palsera

BKID0AG1259

AT,POST PALSERA ALIGARH , PIN 202137
Panethi

BKID0AG1260

AT,POST PANETHI ALIGARH , PIN 202002
Pilkhna

BKID0AG1261

AT,POSTPILKHNA ALIGARH , PIN 202001
Pisawa

BKID0AG1262

JATTARI RD PISAWA , PIN 202155
Ro Aligarh

BKID0AG1299

NIRANJAN PRIYA DHAM IN FRONT OF NARAYANA COACHING CENTER POINT ALIGARH PIN CODE 202001
SalPur

BKID0AG1263

INFRONT OF SALPUR INTER COLLEGE, VILL.AND P.O. SALPUR TEHSILKHAIR , PIN 202141
Sankra

BKID0AG1264

AT,POSTSANKRA ALIGARH , PIN 202133
Sathini

BKID0AG1265

AT,POST SATHINI ALIGARH , PIN 202145
Shahgarh

BKID0AG1266

AT,POST SHAHGARH ALIGARH , PIN 202129
Syarol

BKID0AG1267

ATPOST SYAROL ALIGARH PIN├╜202165
TakiPur

BKID0AG1268

ATPOST TAKIPUR ALIGARH PIN202141
Tala Nagri

BKID0007727

G 4 COMMERCIAL PLOTNEAR UPSIDC OFFICETALANAGRI
Tappal

BKID0AG1269

ATPOSTTAPPAL ALIGARH PIN202165
Tappal

BKID0007753

OPP CHURCH SCHOOL MAIN ROAD TAPPALDIST ALIGARH UP
Tentigaon

BKID0AG1275

RAJ TALENT ENGLISH SCHOOL KHAIR TETIGAON RD KHAIR DISTT ALIGARH PIN202138
Tochhigarh

BKID0AG1270

ATPOSTTOCHHIGARH ALIGARH PIN├╜204106
VeerPura

BKID0AG1271

ATPOST VEERPURA ALIGARH PIN202142

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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