Select Branch for Bank Of India in Banda, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Atarra

BKID0AG2004

VILL. ATARRA BLOCKNARAINI POATARRA TAHSILATARRA , PIN210321
Branch
Baberu

BKID0AG2008

VILL. BABERU BLOCKBABERU POBABERU TAHSILBABERU , PIN210121
Branch
Baheri

BKID0AG2030

VILL. BAHERI BLOCKNARAINI POBAHERI TAHSILNARAINI , PIN210129
Branch
Banda Main

BKID0AG2001

VILL. NEAR KOTWALI BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Branch
Bara Gaon Banda

BKID0AG2055

VILL. BANDA BLOCKTINDWARI POBARA GAON TAHSILBANDA , PIN210126
Branch
Barokhar Bujurg

BKID0AG2012

VILL. BAROKHAR BUJURG BLOCKMAHUVA POBAROKHAR BUJURG TAHSILBANDA , PIN 210001
Branch
Barokhar Khurd

BKID0AG2014

VILL. BABULAL CHAURAHA BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Branch
Benda Ghatbenda

BKID0AG2022

VILL. BENDAGHAT BLOCKTINDWARI POBENDAGHAT TAHSILBANDA , PIN210128
Branch
Bhabhuva

BKID0AG2010

VILL. BHABHUVA BLOCKBABERU POBHABHUVA TAHSILBABERU , PIN210121
Branch
Bhadehadu

BKID0AG2023

VILL. BHADEHADU BLOCKBISANDA POBHADEHADU TAHSILBABERU , PIN210121
Branch
Bhavani Purwa

BKID0AG2015

VILL. AWAS VIKAS COLONY BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Branch
Bhuredi Bhooragarh

BKID0AG2070

VILL BHUREDI BHOORAGARHBLOCKBANDA POBANDA TAHSILBANDA PIN210001
Branch
Bilgaon

BKID0AG2005

VILL. BILGAON BLOCKBISANDA POBILGAON TAHSILBABERU , PIN210001
Branch
Birranv

BKID0AG2020

VILL. BIRRANV BLOCKKAMASIN POBIRRANV TAHSILBABERU , PIN210125
Branch
Bisanda

BKID0AG2048

VILL. BISANDA BLOCKBISANDA POBISANDA TAHSILATARRA , PIN210203
Branch
Byonja

BKID0AG2025

VILL. HARDAULI BLOCKBABERU POHARDAULI TAHSILBABERU , PIN210121
Branch
Chandwara

BKID0AG2009

VILL. CHANDWARA BLOCKJASPURA POCHANDWARA TAHSILBANDA , PIN210126
Branch
Chhoti Bazar

BKID0AG2049

VILL. JHANDA CHAURAHA BLOCKCHHOTI BAZAR POBANDA TAHSILBANDA , PIN210001
Branch
Degree College Atarra

BKID0AG2053

VILL. ATARRA BLOCK ATARRA POATARRA TAHSILATARRA , PIN210321
Branch
Dingwahi

BKID0AG2061

VILL. DINGWAHI BLOCKNEWADA POBADOKHAR KHURD TAHSILBANDA , PIN210120
Branch
DurgaPur Bus Stop

BKID0AG2047

VILL. GIRVA BUS STAND BLOCKMAHUVA POGIRVA TAHSILBANDA , PIN210001
Branch
Fatehganj

BKID0AG2059

VILL. FATEHGANJ BLOCKNARAINI PODARWA MANPUR TAHSILNARAINI , PIN210202
Branch
Gadariya

BKID0AG2063

VILL. GADARIYA BLOCKJASPURA POGADARIYA TAHSILBANDA , PIN210126
Branch
Gurhakala

BKID0AG2037

VILL. GURAKALAN BLOCKNARAINI POGURHAKALA TAHSILNARAINI , PIN210129
Branch
Hathaura

BKID0AG2036

VILL. HATHAURA BLOCKBAROKHAR KHURD POHATHAURA TAHSILBANDA , PIN210001
Branch
Inguamau

BKID0AG2069

VILL INGUAMAUBLOCKKAMASIN POKAMASIN TAHSILKAMASIN PIN210125
Branch
Jakhaura

BKID0AG2044

VILL. MATAUNDH BLOCKBAROKHAR KHURD POMATAUNDH TAHSILBANDA , PIN210001
Branch
Jamu

BKID0AG2073

VILL JAMUBLOCKKAMASIN POJAMUTAHSILBANDA PIN210203
Branch
Jamwara

BKID0AG2046

VILL. JAMVARA BLOCKNARAINI POJAMWARA TAHSILNARAINI , PIN210129
Branch
Jari

BKID0AG2043

VILL. JARI BLOCKBAROKHAR KHURD POJARI TAHSILBANDA , PIN210001
Branch
JasaiPur

BKID0AG2077

VILL JASAIPURBLOCKTINDWARI POTINDWARI TAHSILBANDA PIN210128
Branch
JasPura

BKID0AG2027

VILL. JASPURA BLOCKJASPURA POJASPURA TAHSILBANDA , PIN210126
Branch
Kajitola

BKID0AG2076

VILL KAJITOLABLOCKBABERU PONIBHAUR TAHSILBABERU PIN210121
Branch
Kalinjar

BKID0AG2038

VILL. KALINJAR BLOCKNARAINI POKALINJAR TAHSILNARAINI , PIN210129
Branch
Kalu Kuwan

BKID0AG2011

VILL. KALU KUWAN BLOCKBAROKHAR KHURD POKALUKUWAN TAHSILBANDA , PIN210001
Branch
Kamasin

BKID0AG2026

VILL. KAMASIN BLOCKKAMASIN POKAMASIN TAHSILATARRA , PIN210125
Branch
Kanakhera

BKID0AG2028

VILL. PAILANI DERA BLOCKJASPURA POPAILANI DERA TAHSILBANDA , PIN210126
Branch
Kanwara MohanPurwa

BKID0AG2032

VILL. KYOTRA BLOCKBANDA POKYOTRA TAHSILBANDA , PIN210001
Branch
Kartal

BKID0AG2060

VILL. KARTAL BLOCKNARAINI POKARTAL TAHSILNAIRAINI , PIN210129
Branch
Khaptiha Kalan

BKID0AG2003

VILL. KHAPTIHA KALAN BLOCKTINDWARI POKHAPATIHA KALAN TAHSILBANDA , PIN210001
Branch
Kps Badausa

BKID0AG2050

VILL.BADAUSA BLOCKNARAINI POBADOSA TAHSILATARRA , PIN210202
Branch
Krishi Utpadan Mandi Samit Kalukuan

BKID0AG2079

VILL BANDA BLOCKBAROKHAR KHURD POBANDA TAHSILBANDA PIN210001
Branch
Kurrahi

BKID0AG2067

VILL KURRAHI BLOCKBISANDA POBISANDA TAHSILBABERU PIN210203
Branch
Lama

BKID0AG2007

VILL. LAMA BLOCKBAROKHAR KHURD POLAMA TAHSILBANDA , PIN210001
Branch
Luktara

BKID0AG2075

VILL LUKTARA BLOCKBADOKHAR KHURDAPOBANDA TAHSILBANDA PIN210001
Branch
Mahokhar Jamuni

BKID0AG2065

VILL. MAHOKHAR JAMUNI BLOCKBADOKHAR POMAHOKHAR JAMUNI TAHSILBANDA , PIN210001
Branch
Mahuwa

BKID0AG2058

VILL. MAHUWA BLOCKNARAINI POMAHUWA TAHSILBANDA , PIN210001
Branch
Mardan Naka

BKID0AG2062

VILL. BAROKHAR KHURD BLOCKBAROKHAR KHURD POBANDA TAHSILBANDA , PIN210001
Branch
Marka

BKID0AG2031

VILL. MARKA BLOCKBABERU POMARKA TAHSILBABERU , PIN210125
Branch
Mawai Bujurg

BKID0AG2066

VILL MAWAI BUJURG BLOCKBADOKHAR POMAWAI BUJURG TAHSILBANDA PIN210001
Branch
Milathu

BKID0AG2033

VILL. MILATHU BLOCKBABERU POMILATHU TAHSILBABERU , PIN210121
Branch
Mungus

BKID0AG2074

VILL MUNGUSBLOCKTINDWARI POMUNGUSTAHSILBANDA PIN210128
Branch
Murwal

BKID0AG2002

VILL. MURWAL BLOCKBABERU POMURVAL TAHSILBANDA , PIN210121
Branch
Nagnedhi

BKID0AG2024

VILL. KHURHAND STATION BLOCKMAHUVA POKHURHAND STATION TAHSILATARRA , PIN210127
Branch
Nahari

BKID0AG2034

VILL. NAHRI BLOCKNARAINI PONAHARI TAHSILNAIRANI , PIN210129
Branch
Naraini

BKID0AG2041

VILL. NARAINI BLOCKNARAINI PONARAINI TAHSILNARAINI , PIN210129
Branch
Oran

BKID0AG2016

VILL. ORAN BLOCKBISANDA POORAN TAHSILATARRA , PIN210129
Branch
Pachhauhan

BKID0AG2017

VILL. PACHHAUHAN BLOCKKAMASIN POPACHHAUHA TAHSILBABERU , PIN210125
Branch
Pachnehi

BKID0AG2056

VILL. PACHNEHI BLOCKBANDA POPACHNEHI TAHSILBANDA , PIN210001
Branch
Padmai

BKID0AG2018

VILL. NARAINI BLOCKNARAINI PONARAINI TAHSILNARAINI , PIN210129
Branch
Pailani Sindhan Kalan

BKID0AG2029

VILL. PELANI BLOCKJASPURA POPAILANI TAHSILBANDA , PIN210126
Branch
Pakhrauli

BKID0AG2051

VILL. PAKHRAULI BLOCKBABERI POPAKHRAULI TAHSILBABERU , PIN210121
Branch
Palhari

BKID0AG2021

VILL. CHHAVNI BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Branch
Palra

BKID0AG2019

VILL. PALRA BLOCKTINDWARI POPALRA TAHSILBANDA , PIN210123
Branch
Pangara

BKID0AG2072

VILL PANGARA BLOCKNARAINI POPANGARA TAHSILNARAINI PIN210129
Branch
Paprenda

BKID0AG2006

VILL. PAPRENDA BLOCKBAROKHAR KHURD POPAPRENDA TAHSILBANDA , PIN210001
Branch
Patwan

BKID0AG2042

VILL. PATWAN BLOCKBABERU POPATWAN TAHSILBABERU , PIN210121
Branch
Punahur

BKID0AG2040

VILL. BISANDA BLOCKBISANDA POBISANDA TAHSILNARAINI , PIN210203
Branch
RamPur

BKID0AG2013

VILL. RAMPUR BLOCKJASPURA PORAMPURA TAHSILBANDA , PIN210126
Branch
Ro Banda

BKID0AG2099

VILLAGECHILLA ROAD BLOCKBANDA POST OFFICEBANDA TAHSILBANDA PIN CODE 210001
Branch
Sabada

BKID0AG2071

VILL SABADABLOCKJASPURA POSABADATAHSILBANDA PIN210126
Branch
Sadha

BKID0AG2068

VILL SADHA BLOCKNARAINI PONARAINI TAHSILNARAINI PIN210129
Branch
Sadi MadanPur

BKID0AG2057

VILL. CHILLA BLOCKBANDA POBANDA TAHSILBANDA , PIN210123
Branch
SherPur

BKID0AG2045

VILL. SHERPUR BLOCKMAHUVA POSHERPUR TAHSILBANDA , PIN210001
Branch
Simauni

BKID0AG2054

VILL. SIMAUNI BLOCKBAROKHAR POSIMAUNI TAHSILBANDA , PIN210121
Branch
SinghPur Pahariya

BKID0AG2064

VILL. SINGHPUR PAHARIYA BLOCKBISANDA POSINGHPUR PAHARIYA TAHSILBABERU , PIN210203
Branch
Tathagat Gyansthali Sen Sec School

BKID0AG2078

VILL ATARRA RURAL BLOCKNARAINI POBANDA TAHSILATARRA PIN210321
Branch
Tindwari

BKID0AG2035

VILL. TINDWARI BLOCKTINDWARI POTINDWARI TAHSILBANDA , PIN210128
Branch
Turra

BKID0AG2039

VILL. TURRA BLOCKNARAINI POTURRA TAHSILATARRA , PIN210202
Branch
Vikas Bhawan Banda

BKID0AG2052

VILL.BANDA BLOCK BANDA PO BANDA TAHSILBANDA , PIN210001

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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