IFSC Code of Bank Of India, Uttar Pradesh, Banda, Mardan Naka

BKID0AG2062

Bank Of India

Bank Of India

IFSC Code

BKID0AG2062
MICR Code

210448310
Bank Name Bank Of India
District Banda
State Uttar Pradesh
Address Vill. Barokhar Khurd Blockbarokhar Khurd Pobanda Tahsilbanda , Pin210001
Phone +918052302265

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

Atarra

BKID0AG2004

VILL. ATARRA BLOCKNARAINI POATARRA TAHSILATARRA , PIN210321
Baberu

BKID0AG2008

VILL. BABERU BLOCKBABERU POBABERU TAHSILBABERU , PIN210121
Baheri

BKID0AG2030

VILL. BAHERI BLOCKNARAINI POBAHERI TAHSILNARAINI , PIN210129
Banda Main

BKID0AG2001

VILL. NEAR KOTWALI BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Bara Gaon Banda

BKID0AG2055

VILL. BANDA BLOCKTINDWARI POBARA GAON TAHSILBANDA , PIN210126
Barokhar Bujurg

BKID0AG2012

VILL. BAROKHAR BUJURG BLOCKMAHUVA POBAROKHAR BUJURG TAHSILBANDA , PIN 210001
Barokhar Khurd

BKID0AG2014

VILL. BABULAL CHAURAHA BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Benda Ghatbenda

BKID0AG2022

VILL. BENDAGHAT BLOCKTINDWARI POBENDAGHAT TAHSILBANDA , PIN210128
Bhabhuva

BKID0AG2010

VILL. BHABHUVA BLOCKBABERU POBHABHUVA TAHSILBABERU , PIN210121
Bhadehadu

BKID0AG2023

VILL. BHADEHADU BLOCKBISANDA POBHADEHADU TAHSILBABERU , PIN210121
Bhavani Purwa

BKID0AG2015

VILL. AWAS VIKAS COLONY BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Bhuredi Bhooragarh

BKID0AG2070

VILL BHUREDI BHOORAGARHBLOCKBANDA POBANDA TAHSILBANDA PIN210001
Bilgaon

BKID0AG2005

VILL. BILGAON BLOCKBISANDA POBILGAON TAHSILBABERU , PIN210001
Birranv

BKID0AG2020

VILL. BIRRANV BLOCKKAMASIN POBIRRANV TAHSILBABERU , PIN210125
Bisanda

BKID0AG2048

VILL. BISANDA BLOCKBISANDA POBISANDA TAHSILATARRA , PIN210203
Byonja

BKID0AG2025

VILL. HARDAULI BLOCKBABERU POHARDAULI TAHSILBABERU , PIN210121
Chandwara

BKID0AG2009

VILL. CHANDWARA BLOCKJASPURA POCHANDWARA TAHSILBANDA , PIN210126
Chhoti Bazar

BKID0AG2049

VILL. JHANDA CHAURAHA BLOCKCHHOTI BAZAR POBANDA TAHSILBANDA , PIN210001
Degree College Atarra

BKID0AG2053

VILL. ATARRA BLOCK ATARRA POATARRA TAHSILATARRA , PIN210321
Dingwahi

BKID0AG2061

VILL. DINGWAHI BLOCKNEWADA POBADOKHAR KHURD TAHSILBANDA , PIN210120
DurgaPur Bus Stop

BKID0AG2047

VILL. GIRVA BUS STAND BLOCKMAHUVA POGIRVA TAHSILBANDA , PIN210001
Fatehganj

BKID0AG2059

VILL. FATEHGANJ BLOCKNARAINI PODARWA MANPUR TAHSILNARAINI , PIN210202
Gadariya

BKID0AG2063

VILL. GADARIYA BLOCKJASPURA POGADARIYA TAHSILBANDA , PIN210126
Gurhakala

BKID0AG2037

VILL. GURAKALAN BLOCKNARAINI POGURHAKALA TAHSILNARAINI , PIN210129
Hathaura

BKID0AG2036

VILL. HATHAURA BLOCKBAROKHAR KHURD POHATHAURA TAHSILBANDA , PIN210001
Inguamau

BKID0AG2069

VILL INGUAMAUBLOCKKAMASIN POKAMASIN TAHSILKAMASIN PIN210125
Jakhaura

BKID0AG2044

VILL. MATAUNDH BLOCKBAROKHAR KHURD POMATAUNDH TAHSILBANDA , PIN210001
Jamu

BKID0AG2073

VILL JAMUBLOCKKAMASIN POJAMUTAHSILBANDA PIN210203
Jamwara

BKID0AG2046

VILL. JAMVARA BLOCKNARAINI POJAMWARA TAHSILNARAINI , PIN210129
Jari

BKID0AG2043

VILL. JARI BLOCKBAROKHAR KHURD POJARI TAHSILBANDA , PIN210001
JasaiPur

BKID0AG2077

VILL JASAIPURBLOCKTINDWARI POTINDWARI TAHSILBANDA PIN210128
JasPura

BKID0AG2027

VILL. JASPURA BLOCKJASPURA POJASPURA TAHSILBANDA , PIN210126
Kajitola

BKID0AG2076

VILL KAJITOLABLOCKBABERU PONIBHAUR TAHSILBABERU PIN210121
Kalinjar

BKID0AG2038

VILL. KALINJAR BLOCKNARAINI POKALINJAR TAHSILNARAINI , PIN210129
Kalu Kuwan

BKID0AG2011

VILL. KALU KUWAN BLOCKBAROKHAR KHURD POKALUKUWAN TAHSILBANDA , PIN210001
Kamasin

BKID0AG2026

VILL. KAMASIN BLOCKKAMASIN POKAMASIN TAHSILATARRA , PIN210125
Kanakhera

BKID0AG2028

VILL. PAILANI DERA BLOCKJASPURA POPAILANI DERA TAHSILBANDA , PIN210126
Kanwara MohanPurwa

BKID0AG2032

VILL. KYOTRA BLOCKBANDA POKYOTRA TAHSILBANDA , PIN210001
Kartal

BKID0AG2060

VILL. KARTAL BLOCKNARAINI POKARTAL TAHSILNAIRAINI , PIN210129
Khaptiha Kalan

BKID0AG2003

VILL. KHAPTIHA KALAN BLOCKTINDWARI POKHAPATIHA KALAN TAHSILBANDA , PIN210001
Kps Badausa

BKID0AG2050

VILL.BADAUSA BLOCKNARAINI POBADOSA TAHSILATARRA , PIN210202
Krishi Utpadan Mandi Samit Kalukuan

BKID0AG2079

VILL BANDA BLOCKBAROKHAR KHURD POBANDA TAHSILBANDA PIN210001
Kurrahi

BKID0AG2067

VILL KURRAHI BLOCKBISANDA POBISANDA TAHSILBABERU PIN210203
Lama

BKID0AG2007

VILL. LAMA BLOCKBAROKHAR KHURD POLAMA TAHSILBANDA , PIN210001
Luktara

BKID0AG2075

VILL LUKTARA BLOCKBADOKHAR KHURDAPOBANDA TAHSILBANDA PIN210001
Mahokhar Jamuni

BKID0AG2065

VILL. MAHOKHAR JAMUNI BLOCKBADOKHAR POMAHOKHAR JAMUNI TAHSILBANDA , PIN210001
Mahuwa

BKID0AG2058

VILL. MAHUWA BLOCKNARAINI POMAHUWA TAHSILBANDA , PIN210001
Marka

BKID0AG2031

VILL. MARKA BLOCKBABERU POMARKA TAHSILBABERU , PIN210125
Mawai Bujurg

BKID0AG2066

VILL MAWAI BUJURG BLOCKBADOKHAR POMAWAI BUJURG TAHSILBANDA PIN210001
Milathu

BKID0AG2033

VILL. MILATHU BLOCKBABERU POMILATHU TAHSILBABERU , PIN210121
Mungus

BKID0AG2074

VILL MUNGUSBLOCKTINDWARI POMUNGUSTAHSILBANDA PIN210128
Murwal

BKID0AG2002

VILL. MURWAL BLOCKBABERU POMURVAL TAHSILBANDA , PIN210121
Nagnedhi

BKID0AG2024

VILL. KHURHAND STATION BLOCKMAHUVA POKHURHAND STATION TAHSILATARRA , PIN210127
Nahari

BKID0AG2034

VILL. NAHRI BLOCKNARAINI PONAHARI TAHSILNAIRANI , PIN210129
Naraini

BKID0AG2041

VILL. NARAINI BLOCKNARAINI PONARAINI TAHSILNARAINI , PIN210129
Oran

BKID0AG2016

VILL. ORAN BLOCKBISANDA POORAN TAHSILATARRA , PIN210129
Pachhauhan

BKID0AG2017

VILL. PACHHAUHAN BLOCKKAMASIN POPACHHAUHA TAHSILBABERU , PIN210125
Pachnehi

BKID0AG2056

VILL. PACHNEHI BLOCKBANDA POPACHNEHI TAHSILBANDA , PIN210001
Padmai

BKID0AG2018

VILL. NARAINI BLOCKNARAINI PONARAINI TAHSILNARAINI , PIN210129
Pailani Sindhan Kalan

BKID0AG2029

VILL. PELANI BLOCKJASPURA POPAILANI TAHSILBANDA , PIN210126
Pakhrauli

BKID0AG2051

VILL. PAKHRAULI BLOCKBABERI POPAKHRAULI TAHSILBABERU , PIN210121
Palhari

BKID0AG2021

VILL. CHHAVNI BLOCKBANDA POBANDA TAHSILBANDA , PIN210001
Palra

BKID0AG2019

VILL. PALRA BLOCKTINDWARI POPALRA TAHSILBANDA , PIN210123
Pangara

BKID0AG2072

VILL PANGARA BLOCKNARAINI POPANGARA TAHSILNARAINI PIN210129
Paprenda

BKID0AG2006

VILL. PAPRENDA BLOCKBAROKHAR KHURD POPAPRENDA TAHSILBANDA , PIN210001
Patwan

BKID0AG2042

VILL. PATWAN BLOCKBABERU POPATWAN TAHSILBABERU , PIN210121
Punahur

BKID0AG2040

VILL. BISANDA BLOCKBISANDA POBISANDA TAHSILNARAINI , PIN210203
RamPur

BKID0AG2013

VILL. RAMPUR BLOCKJASPURA PORAMPURA TAHSILBANDA , PIN210126
Ro Banda

BKID0AG2099

VILLAGECHILLA ROAD BLOCKBANDA POST OFFICEBANDA TAHSILBANDA PIN CODE 210001
Sabada

BKID0AG2071

VILL SABADABLOCKJASPURA POSABADATAHSILBANDA PIN210126
Sadha

BKID0AG2068

VILL SADHA BLOCKNARAINI PONARAINI TAHSILNARAINI PIN210129
Sadi MadanPur

BKID0AG2057

VILL. CHILLA BLOCKBANDA POBANDA TAHSILBANDA , PIN210123
SherPur

BKID0AG2045

VILL. SHERPUR BLOCKMAHUVA POSHERPUR TAHSILBANDA , PIN210001
Simauni

BKID0AG2054

VILL. SIMAUNI BLOCKBAROKHAR POSIMAUNI TAHSILBANDA , PIN210121
SinghPur Pahariya

BKID0AG2064

VILL. SINGHPUR PAHARIYA BLOCKBISANDA POSINGHPUR PAHARIYA TAHSILBABERU , PIN210203
Tathagat Gyansthali Sen Sec School

BKID0AG2078

VILL ATARRA RURAL BLOCKNARAINI POBANDA TAHSILATARRA PIN210321
Tindwari

BKID0AG2035

VILL. TINDWARI BLOCKTINDWARI POTINDWARI TAHSILBANDA , PIN210128
Turra

BKID0AG2039

VILL. TURRA BLOCKNARAINI POTURRA TAHSILATARRA , PIN210202
Vikas Bhawan Banda

BKID0AG2052

VILL.BANDA BLOCK BANDA PO BANDA TAHSILBANDA , PIN210001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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