Select Branch for Bank Of India in Biswan, Uttar Pradesh
Choose a branch to view IFSC code and details
AkbarPur
BKID0AG2122
VILL AKBARPUR BLOCKLAHARPUR POAKBARPUR TAHSILBISWAN PIN262701
Ataria
BKID0AG2104
VILL ATARIA BLOCKSIDHAULI POATARIA TAHSILSIDHAULI PIN261303
Baba Kuti
BKID0AG2166
VILL BABA KUTI BLOCKRAMPUR MATHURA POSAMARDAHA TAHSILMAHMOODABAD PIN261203
BabuPur
BKID0AG2150
VILL BABUPUR BLOCKMAHMOODABAD POBABUPUR TAHSILMAHMOODABAD PIN261206
Bahadurganj
BKID0AG2146
VILL BAHADURGANJ BLOCKRAMPUR MATHURA POBAHADURGANJ TAHSILBISWAN PIN261204
Bakahuwa Bazar
BKID0AG2140
VILL BAKHAUWA BAZAR BLOCKMAHMOODABAD POBAKAHUWA BAZAR TAHSILBISWAN PIN261202
Bannikharaila
BKID0AG2148
VILL MANPUR MAHARAJ NAGAR BLOCKBISWAN POBANNIKHARAILA TAHSILBISWAN PIN261145
Bansura
BKID0AG2131
VILL BANSURA BLOCKRAMPUR MATHURA POBANSURA TAHSILBISWAN PIN261204
Bari
BKID0AG2132
VILL BARI BLOCKSIDHAULI POBARI TAHSILSIDHAULI PIN261303
Baunabhari
BKID0AG2136
VILL BAUNABHARI BLOCKSIDHAULI POBAUNABHARI TAHSILSIDHAULI PIN261303
Behma
BKID0AG2143
VILL SIDHAULI BLOCKPAHLA POBEHMA TAHSILSIDHAULI PIN261303
Bhadfar
BKID0AG2135
VILL BHADFAR BLOCK BEHTA POBHADFAR TAHSILLAHARPUR PIN261135
Bhadmara
BKID0AG2156
VILL BHADMARA BLOCKREUSA POBHADMARA TAHSILMAHMOODABAD PIN261205
Bhandia
BKID0AG2110
VILL BHANDIA BLOCK KASMANDA POBHANDIA TAHSILSIDHAULI PIN261301
Bhithauli
BKID0AG2139
VILL BHITHAULI BLOCK KASMANDA POBHITHAULI TAHSILSIDHAULI PIN261302
Bilaria
BKID0AG2147
VILL KESARIGANJ BLOCK LAHARPUR POBILARIA TAHSILLAHARPUR PIN261135
Bilauli Bazar
BKID0AG2129
VILL BILAULI BAZAR BLOCK PAHLA POBILAULI BAZAR TAHSILMAHMOODABAD PIN261206
Biswan
BKID0AG2111
VILL BISWAN BLOCKBISWAN POBISWAN TAHSILBISWAN PIN261201
ChandPur
BKID0AG2137
VILL CHANDPUR BLOCK RAMPUR MATHURA POCHANDPUR TAHSILBISWAN PIN261203
Chandraseni
BKID0AG2171
VILL CHANDRASENBLOCKREOSAPOCHANDRASAINI TAHSILBISWAN PIN261202
Chatauni
BKID0AG2155
VILL CHATAUNI BLOCKRAMPUR MATHURA POCHATAUNI TAHSILBISWAN PIN261204
Deokalia
BKID0AG2125
VILL DEOKALIA BLOCK BISWAN PODEOKALIA TAHSILBISWAN PIN261201
Dhaukal Ga
BKID0AG2164
VILL DHAUKAL GANJ BLOCKBISWAN POBHIRA TAHSILBISWAN PIN261201
GangaPurwa
BKID0AG2145
VILL GANGAPURWA BLOCK REOSA POPANDIT PURWA GANGAPURWA TAHSILMAHMOODABAD PIN261205
Geruha Ma
BKID0AG2163
VILL GERUHAMAHMOODPURBLOCKLAHARPUR PONIMAUCHI TAHSILLAHARPUR PIN261135
Godhana
BKID0AG2128
VILL GODHANA BLOCK SIDHAULI POGODHANA TAHSILSIDHAULI PIN261303
Gurera
BKID0AG2159
VILL GURERABLOCKBISWAN POGURERATAHSILBISWAN PIN261201
Halim Nagar
BKID0AG2151
VILL HALIM NAGAR BLOCK REOSA POGWARI TAHSILMAHMOODABAD PIN261205
HariharPur
BKID0AG2170
VILL KUSHMOURA BLOCKREOSAPOSEMARA TAHSILBISWAN PIN261205
Itaua
BKID0AG2152
VILL ITAUA BLOCK BEHTA POITAUA TAHSILLAHARPUR PIN261136
Jahangirabad
BKID0AG2133
VILL JAHANGIRABAD BLOCK BISWAN POJAHANGIRABAD TAHSILBISWAN PIN261202
KamalaPur
BKID0AG2141
VILL KAMALAPUR BLOCK KASMANDA POKAMALAPUR TAHSILSIDHAULI PIN261302
Kesariganj
BKID0AG2106
VILL KESARIGANJ BLOCK LAHARPUR POKESARGANJ TAHSILLAHARPUR PIN261135
Khalgaon
BKID0AG2161
VILL KHALGAONBLOCKPAHLA POKHALGAON TAHSILMAHMOODABAD PIN261301
KhanPur Kankari
BKID0AG2142
VILL KHANPUR KANKARI BLOCK REOSA POKHANPUR KANKARI TAHSILMAHMOODABAD PIN261205
Kishoreganj
BKID0AG2120
VILL KISHOREGANJ BLOCKREOSA POKISHOREGANJ TAHSILMAHMOODABAD PIN261205
Kotara
BKID0AG2169
VILL KOTARABLOCKBISWAN POKOTARA TAHSILBISWAN PIN261201
Kotra Shiv Thana
BKID0AG2126
VILL KOTRA SHIV THANA BLOCK BISWAN POKOTRA SHIV THANA TAHSILMAHMOODABAD PIN261205
Kunwargaddi
BKID0AG2167
VILL KUNWARGADDI BLOCKKASMANDAPOREHUWA TAHSILSIDHAULI PIN261301
KunwarPur
BKID0AG2138
VILL KUNWARPUR BLOCK SIDHAULI POGANGAGANJ KUNWARPUR TAHSILSIDHAULI PIN261303
LaharPur
BKID0AG2134
VILL LAHARPUR BLOCKLAHARPUR POLAHARPUR TAHSILLAHARPUR PIN261135
LalPur Bazar
BKID0AG2108
VILL LALPUR BAZAR BLOCK LAHARPUR POLALPUR BAZAR TAHSILLAHARPUR PIN261136
MadnaPur
BKID0AG2153
VILL MADNAPUR BLOCKSAKRAN POMADNAPUR TAHSILBISWAN PIN261201
Mador
BKID0AG2172
VILL MADOR BLOCKLAHARPUR POMADOR TAHSILLAHARPUR PIN261136
MaharajNagar
BKID0AG2109
VILL MAHARAJNAGAR BLOCKBISWAN POMAHARAJNAGAR TAHSILBISWAN PIN261201
Mahmudabad
BKID0AG2102
VILL MAHMUDABAD BLOCKMAHMUDABAD POMAHMUDABAD TAHSILBISWAN PIN261203
ManPur
BKID0AG2123
VILL MANPUR BLOCK BISWAN POMANPUR TAHSILBISWAN PIN261145
Marsanda
BKID0AG2173
VILL MARSANDABLOCKLAHARPUR POMARSANDATAHSILLAHARPUR PIN261136
MiraNagar
BKID0AG2162
VILL MIRANAGAR BLOCKRAMPUR MATHURA POMIRANAGAR TAHSILMAHMOODABAD PIN261203
Neelgaon
BKID0AG2119
VILL NEELGAON BLOCK SIDHAULI PONEELGAON TAHSILSIDHAULI PIN261301
NeorajPur
BKID0AG2168
VILL NEORAJPUR BLOCKBISWAN POULARA TAHSILBISWAN PIN261145
PaintePur
BKID0AG2105
VILL PAINTEPUR BLOCK MAHMOODABAD POPAINTEPUR TAHSILBISWAN PIN261203
Parsehra
BKID0AG2160
VILL PARSEHRABLOCKBISWAN POPURWA DASAPUR TAHSILBISWAN PIN261201
RajaPur Kalan
BKID0AG2154
VILL RAJAPUR KALAN BLOCK REOSA PORAJAPUR KALAN TAHSILMAHMOODABAD PIN261205
RamPur Mathura
BKID0AG2113
VILL RAMPUR MATHURA BLOCKRAMPUR MATHURA PORAMPUR MATHURA TAHSILBISWAN PIN261204
RamPurkalan
BKID0AG2117
VILL RAMPURKALAN BLOCK PAHLA PORAMPURKALAN TAHSILMAHMOODABAD PIN261205
Reosa
BKID0AG2112
VILL REOSA BLOCKREOSA POREOSA TAHSILMAHMOODABAD PIN261205
Rihar
BKID0AG2158
VILL RIHAR BLOCKBEHTA PORIHAR TAHSILMAHMOODABAD PIN261208
Robiswan
BKID0AG2199
VILLAGE JAGANNATHPUR SIDHAULI RD BLOCK BISWAN POST OFFICE BISWAN TAHSIL SITAPUR PIN CODE261201
S Rajasaheb
BKID0AG2101
VILL SARAIYAN RAJASAHEB BLOCKPAHLA POSARAYAN RAJASAHEB TAHSILMAHMOODABAD PIN261206
SadarPur
BKID0AG2114
VILL SADARPUR BLOCKMAHMOODABAD POSADARPUR TAHSILBISWAN PIN261201
Sakran
BKID0AG2116
VILL SAKRAN BLOCKSAKRAN POSAKRAN TAHSILLAHARPUR PIN261136
Sanda
BKID0AG2130
VILL SANDA BLOCKSAKRAN POSANDA TAHSILBISWAN PIN261202
Seota
BKID0AG2118
VILL SEOTA BLOCKREOSA POSEOTA TAHSILMAHMOODABAD PIN261205
ShahPur
BKID0AG2124
VILL SHAHPUR BLOCKBEHTA POSHAHPUR TAHSILLAHARPUR PIN261135
Shamsabad
BKID0AG2157
VILL SHAMSABAD BLOCKPAHLA POSHAMSABAD TAHSILMAHMOODABAD PIN261206
SherPur
BKID0AG2115
VILL SHERPUR BLOCKLAHARPUR POSHERPUR TAHSILLAHARPUR PIN261135
Sidhauli
BKID0AG2103
VILL SIDHAULI BLOCKSIDHAULI POSIDHAULI TAHSILSIDHAULI PIN261303
Sirauli
BKID0AG2144
VILL SIRAULI BLOCKPAHLA POBETHARAMADHAV TAHSILBISWAN PIN261203
Sita Rasoi
BKID0AG2127
VILL SITA RASOI BLOCKKASMANDA POSITA RASOI TAHSILSIDHAULI PIN261303
Suraicha
BKID0AG2165
VILL SURAICHABLOCKSIDHAULI POSURAICHA TAHSILSIDHAULI PIN261302
Tambour
BKID0AG2107
VILL TAMBOUR BLOCKBEHTA POTAMBOUR TAHSILMAHMOODABAD PIN261208
Thangaon
BKID0AG2121
VILL THANGAON BLOCKREOSA POTHANGAON TAHSILMAHMOODABAD PIN261205
Tikra
BKID0AG2149
VILL TIKRA BLOCKBISWAN POTIKRA TAHSILBISWAN PIN261201
What are Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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