IFSC Code of Bank Of India, Uttar Pradesh, Biswan, Sirauli

BKID0AG2144

Bank Of India

Bank Of India

IFSC Code

BKID0AG2144
MICR Code

261448567
Bank Name Bank Of India
District Biswan
State Uttar Pradesh
Address Vill Sirauli Blockpahla Pobetharamadhav Tahsilbiswan Pin261203
Phone +918052302087

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

AkbarPur

BKID0AG2122

VILL AKBARPUR BLOCKLAHARPUR POAKBARPUR TAHSILBISWAN PIN262701
Ataria

BKID0AG2104

VILL ATARIA BLOCKSIDHAULI POATARIA TAHSILSIDHAULI PIN261303
Baba Kuti

BKID0AG2166

VILL BABA KUTI BLOCKRAMPUR MATHURA POSAMARDAHA TAHSILMAHMOODABAD PIN261203
BabuPur

BKID0AG2150

VILL BABUPUR BLOCKMAHMOODABAD POBABUPUR TAHSILMAHMOODABAD PIN261206
Bahadurganj

BKID0AG2146

VILL BAHADURGANJ BLOCKRAMPUR MATHURA POBAHADURGANJ TAHSILBISWAN PIN261204
Bakahuwa Bazar

BKID0AG2140

VILL BAKHAUWA BAZAR BLOCKMAHMOODABAD POBAKAHUWA BAZAR TAHSILBISWAN PIN261202
Bannikharaila

BKID0AG2148

VILL MANPUR MAHARAJ NAGAR BLOCKBISWAN POBANNIKHARAILA TAHSILBISWAN PIN261145
Bansura

BKID0AG2131

VILL BANSURA BLOCKRAMPUR MATHURA POBANSURA TAHSILBISWAN PIN261204
Bari

BKID0AG2132

VILL BARI BLOCKSIDHAULI POBARI TAHSILSIDHAULI PIN261303
Baunabhari

BKID0AG2136

VILL BAUNABHARI BLOCKSIDHAULI POBAUNABHARI TAHSILSIDHAULI PIN261303
Behma

BKID0AG2143

VILL SIDHAULI BLOCKPAHLA POBEHMA TAHSILSIDHAULI PIN261303
Bhadfar

BKID0AG2135

VILL BHADFAR BLOCK BEHTA POBHADFAR TAHSILLAHARPUR PIN261135
Bhadmara

BKID0AG2156

VILL BHADMARA BLOCKREUSA POBHADMARA TAHSILMAHMOODABAD PIN261205
Bhandia

BKID0AG2110

VILL BHANDIA BLOCK KASMANDA POBHANDIA TAHSILSIDHAULI PIN261301
Bhithauli

BKID0AG2139

VILL BHITHAULI BLOCK KASMANDA POBHITHAULI TAHSILSIDHAULI PIN261302
Bilaria

BKID0AG2147

VILL KESARIGANJ BLOCK LAHARPUR POBILARIA TAHSILLAHARPUR PIN261135
Bilauli Bazar

BKID0AG2129

VILL BILAULI BAZAR BLOCK PAHLA POBILAULI BAZAR TAHSILMAHMOODABAD PIN261206
Biswan

BKID0AG2111

VILL BISWAN BLOCKBISWAN POBISWAN TAHSILBISWAN PIN261201
ChandPur

BKID0AG2137

VILL CHANDPUR BLOCK RAMPUR MATHURA POCHANDPUR TAHSILBISWAN PIN261203
Chandraseni

BKID0AG2171

VILL CHANDRASENBLOCKREOSAPOCHANDRASAINI TAHSILBISWAN PIN261202
Chatauni

BKID0AG2155

VILL CHATAUNI BLOCKRAMPUR MATHURA POCHATAUNI TAHSILBISWAN PIN261204
Deokalia

BKID0AG2125

VILL DEOKALIA BLOCK BISWAN PODEOKALIA TAHSILBISWAN PIN261201
Dhaukal Ga

BKID0AG2164

VILL DHAUKAL GANJ BLOCKBISWAN POBHIRA TAHSILBISWAN PIN261201
GangaPurwa

BKID0AG2145

VILL GANGAPURWA BLOCK REOSA POPANDIT PURWA GANGAPURWA TAHSILMAHMOODABAD PIN261205
Geruha Ma

BKID0AG2163

VILL GERUHAMAHMOODPURBLOCKLAHARPUR PONIMAUCHI TAHSILLAHARPUR PIN261135
Godhana

BKID0AG2128

VILL GODHANA BLOCK SIDHAULI POGODHANA TAHSILSIDHAULI PIN261303
Gurera

BKID0AG2159

VILL GURERABLOCKBISWAN POGURERATAHSILBISWAN PIN261201
Halim Nagar

BKID0AG2151

VILL HALIM NAGAR BLOCK REOSA POGWARI TAHSILMAHMOODABAD PIN261205
HariharPur

BKID0AG2170

VILL KUSHMOURA BLOCKREOSAPOSEMARA TAHSILBISWAN PIN261205
Itaua

BKID0AG2152

VILL ITAUA BLOCK BEHTA POITAUA TAHSILLAHARPUR PIN261136
Jahangirabad

BKID0AG2133

VILL JAHANGIRABAD BLOCK BISWAN POJAHANGIRABAD TAHSILBISWAN PIN261202
KamalaPur

BKID0AG2141

VILL KAMALAPUR BLOCK KASMANDA POKAMALAPUR TAHSILSIDHAULI PIN261302
Kesariganj

BKID0AG2106

VILL KESARIGANJ BLOCK LAHARPUR POKESARGANJ TAHSILLAHARPUR PIN261135
Khalgaon

BKID0AG2161

VILL KHALGAONBLOCKPAHLA POKHALGAON TAHSILMAHMOODABAD PIN261301
KhanPur Kankari

BKID0AG2142

VILL KHANPUR KANKARI BLOCK REOSA POKHANPUR KANKARI TAHSILMAHMOODABAD PIN261205
Kishoreganj

BKID0AG2120

VILL KISHOREGANJ BLOCKREOSA POKISHOREGANJ TAHSILMAHMOODABAD PIN261205
Kotara

BKID0AG2169

VILL KOTARABLOCKBISWAN POKOTARA TAHSILBISWAN PIN261201
Kotra Shiv Thana

BKID0AG2126

VILL KOTRA SHIV THANA BLOCK BISWAN POKOTRA SHIV THANA TAHSILMAHMOODABAD PIN261205
Kunwargaddi

BKID0AG2167

VILL KUNWARGADDI BLOCKKASMANDAPOREHUWA TAHSILSIDHAULI PIN261301
KunwarPur

BKID0AG2138

VILL KUNWARPUR BLOCK SIDHAULI POGANGAGANJ KUNWARPUR TAHSILSIDHAULI PIN261303
LaharPur

BKID0AG2134

VILL LAHARPUR BLOCKLAHARPUR POLAHARPUR TAHSILLAHARPUR PIN261135
LalPur Bazar

BKID0AG2108

VILL LALPUR BAZAR BLOCK LAHARPUR POLALPUR BAZAR TAHSILLAHARPUR PIN261136
MadnaPur

BKID0AG2153

VILL MADNAPUR BLOCKSAKRAN POMADNAPUR TAHSILBISWAN PIN261201
Mador

BKID0AG2172

VILL MADOR BLOCKLAHARPUR POMADOR TAHSILLAHARPUR PIN261136
MaharajNagar

BKID0AG2109

VILL MAHARAJNAGAR BLOCKBISWAN POMAHARAJNAGAR TAHSILBISWAN PIN261201
Mahmudabad

BKID0AG2102

VILL MAHMUDABAD BLOCKMAHMUDABAD POMAHMUDABAD TAHSILBISWAN PIN261203
ManPur

BKID0AG2123

VILL MANPUR BLOCK BISWAN POMANPUR TAHSILBISWAN PIN261145
Marsanda

BKID0AG2173

VILL MARSANDABLOCKLAHARPUR POMARSANDATAHSILLAHARPUR PIN261136
MiraNagar

BKID0AG2162

VILL MIRANAGAR BLOCKRAMPUR MATHURA POMIRANAGAR TAHSILMAHMOODABAD PIN261203
Neelgaon

BKID0AG2119

VILL NEELGAON BLOCK SIDHAULI PONEELGAON TAHSILSIDHAULI PIN261301
NeorajPur

BKID0AG2168

VILL NEORAJPUR BLOCKBISWAN POULARA TAHSILBISWAN PIN261145
PaintePur

BKID0AG2105

VILL PAINTEPUR BLOCK MAHMOODABAD POPAINTEPUR TAHSILBISWAN PIN261203
Parsehra

BKID0AG2160

VILL PARSEHRABLOCKBISWAN POPURWA DASAPUR TAHSILBISWAN PIN261201
RajaPur Kalan

BKID0AG2154

VILL RAJAPUR KALAN BLOCK REOSA PORAJAPUR KALAN TAHSILMAHMOODABAD PIN261205
RamPur Mathura

BKID0AG2113

VILL RAMPUR MATHURA BLOCKRAMPUR MATHURA PORAMPUR MATHURA TAHSILBISWAN PIN261204
RamPurkalan

BKID0AG2117

VILL RAMPURKALAN BLOCK PAHLA PORAMPURKALAN TAHSILMAHMOODABAD PIN261205
Reosa

BKID0AG2112

VILL REOSA BLOCKREOSA POREOSA TAHSILMAHMOODABAD PIN261205
Rihar

BKID0AG2158

VILL RIHAR BLOCKBEHTA PORIHAR TAHSILMAHMOODABAD PIN261208
Robiswan

BKID0AG2199

VILLAGE JAGANNATHPUR SIDHAULI RD BLOCK BISWAN POST OFFICE BISWAN TAHSIL SITAPUR PIN CODE261201
S Rajasaheb

BKID0AG2101

VILL SARAIYAN RAJASAHEB BLOCKPAHLA POSARAYAN RAJASAHEB TAHSILMAHMOODABAD PIN261206
SadarPur

BKID0AG2114

VILL SADARPUR BLOCKMAHMOODABAD POSADARPUR TAHSILBISWAN PIN261201
Sakran

BKID0AG2116

VILL SAKRAN BLOCKSAKRAN POSAKRAN TAHSILLAHARPUR PIN261136
Sanda

BKID0AG2130

VILL SANDA BLOCKSAKRAN POSANDA TAHSILBISWAN PIN261202
Seota

BKID0AG2118

VILL SEOTA BLOCKREOSA POSEOTA TAHSILMAHMOODABAD PIN261205
ShahPur

BKID0AG2124

VILL SHAHPUR BLOCKBEHTA POSHAHPUR TAHSILLAHARPUR PIN261135
Shamsabad

BKID0AG2157

VILL SHAMSABAD BLOCKPAHLA POSHAMSABAD TAHSILMAHMOODABAD PIN261206
SherPur

BKID0AG2115

VILL SHERPUR BLOCKLAHARPUR POSHERPUR TAHSILLAHARPUR PIN261135
Sidhauli

BKID0AG2103

VILL SIDHAULI BLOCKSIDHAULI POSIDHAULI TAHSILSIDHAULI PIN261303
Sita Rasoi

BKID0AG2127

VILL SITA RASOI BLOCKKASMANDA POSITA RASOI TAHSILSIDHAULI PIN261303
Suraicha

BKID0AG2165

VILL SURAICHABLOCKSIDHAULI POSURAICHA TAHSILSIDHAULI PIN261302
Tambour

BKID0AG2107

VILL TAMBOUR BLOCKBEHTA POTAMBOUR TAHSILMAHMOODABAD PIN261208
Thangaon

BKID0AG2121

VILL THANGAON BLOCKREOSA POTHANGAON TAHSILMAHMOODABAD PIN261205
Tikra

BKID0AG2149

VILL TIKRA BLOCKBISWAN POTIKRA TAHSILBISWAN PIN261201

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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