Select Branch for Bank Of India in LakhimPur, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
AbhayaPur

BKID0AG2416

VILL. ABHAYAPUR BLOCKRAMIA BEHAR POABHAI PUR TAHSILDHAURAHA, PIN262724
Branch
Ahamad Nagar

BKID0AG2475

VILL AHAMAD NAGAR BLOCKKUMBHI POAHAMAD NAGAR TAHSILGOLA PIN262802
Branch
Ajan

BKID0AG2410

VILL. AJAN BLOCKKUMBHI POKUMBHI TAHSILGOLA GOKARAN NATH, PIN262802
Branch
Amir Nagar

BKID0AG2413

VILL. AMIR NAGAR BLOCKKUMBHI POKUMBHI TAHSILGOLA GOKARAN NATH, PIN262802
Branch
Andesh Nagar

BKID0AG2451

VILL. ANDESH NAGAR BLOCKPHOOL BEHAR POMAHEWA GANJ TAHSILLAKHIMPUR , PIN262701
Branch
Balamia Bharkhar

BKID0AG2406

VILL. BALAMIA BHARKHAR BLOCKMOHAMMADI POBALAMIA BHARKHAR TAHSILMOHAMMADI , PIN262804
Branch
BamNagar

BKID0AG2426

VILL. BAMNAGAR BLOCKPALIA KALAN POVICHITRA NAGAR TAHSILMOHAMMADI , PIN262902
Branch
Baraincha

BKID0AG2473

VILL BARAINCHA BLOCKMOHAMMADI POGOKAN TAHSILMOHAMMDI PIN262804
Branch
Behjam

BKID0AG2449

VILL. BEHJAM BLOCKBEHJAM POBEHJAM TAHSILLAKHIMPUR , PIN262701
Branch
Bela Parsua

BKID0AG2463

VILL BELA PARSUABLOCKTIKUNIA POBELA PARSUATAHSILNIGHASAN PIN232906
Branch
Beni RajaPur

BKID0AG2458

VILL BENI RAJAPUR BLOCKMOHAMMADI POBENI RAJAPUR TAHSILMOHAMMADI PIN262804
Branch
Bhallia Bujurg

BKID0AG2462

VILL BHALLIA BUJURG BLOCKGOLAPOBHALLIA BUJURG TAHSILGOLA PIN262802
Branch
BhanPur

BKID0AG2407

VILL. BHANPUR BLOCKBIJUA POBHAN PUR TAHSILMOHAMMADI , PIN262901
Branch
BheekhamPur

BKID0AG2421

VILL. BHEEKHAMPUR BLOCKMITAULI POBHIKHAM PUR TAHSILMOHAMMADI , PIN262805
Branch
Bheera Road

BKID0AG2453

VILL. PALIA KALAN BLOCKPALIA KALAN POPALIA KALAN TAHSILMOHAMMADI , PIN262902
Branch
BhulanPur

BKID0AG2472

VILL BHULANPUR BLOCKBEJHAM POBHULANPUR TAHSILBEJHAM PIN261501
Branch
Darery

BKID0AG2459

VILL DARERYBLOCKRAMIA BEHADA PODARERYTAHSILNIGHASAN PIN262907
Branch
Dari Nagra

BKID0AG2470

VILL DARI NAGRABLOCKMITAULI POSANDILAVA TAHSILMOHAMMDI PIN262727
Branch
Devi Purwa

BKID0AG2474

VILL DEVI PURWABLOCKDHAURAHARA PODEVI PURWATAHSILDHAURAHARA PIN262723
Branch
Dhakerva Nankar

BKID0AG2461

VILL DHAKERVA NANKAR BLOCKRAMIA BEHADAPODHAKERVA NANKAR TAHSILNIGHASAN PIN262907
Branch
Dhakerwa

BKID0AG2415

VILL. DHAKERWA BLOCKRAMIA BEHAR PODHAKERWA TAHSILNIGHASAN , PIN262907
Branch
Dhaurahara

BKID0AG2423

VILL. DHAURAHARA BLOCKDHAURAHRA PODHAURAHARA TAHSILDHAURAHARA , PIN262723
Branch
Gaura

BKID0AG2439

VILL. KHAIYAN GAURA BLOCKPHOOL BEHAR POTETAR PUR TAHSILLAKHIMPUR PIN 262001
Branch
Gola

BKID0AG2435

VILL. ALIGANJ RD, BLOCKKUMBHI POGOLA GOKARAN NATH TAHSILGOLA GOKARAN NATH, PIN262802
Branch
Gulaula

BKID0AG2408

VILL. GULAULA BLOCKBEHJAM POTIKOLA TAHSILLAKHIMPUR , PIN261501
Branch
HasanPur Katauli

BKID0AG2411

VILL. HASANPUR KATAULI BLOCKISA NAGAR POISA NAGAR TAHSILLAKHIMPUR , PIN262502
Branch
JalalPur

BKID0AG2468

VILL JALALPURBLOCKBANKEGANJ POJALALPURTAHSILGOLA GOKARAN NATH PIN262728
Branch
Jat Purwa

BKID0AG2431

VILL. JATPURWA BLOCKRAMIA BEHAR POJATPURWA TAHSILDHAURAHARA , PIN262724
Branch
Kaimahara

BKID0AG2447

VILL. KAIMAHARA BLOCKLAKHIM PUR POKAIMAHARA TAHSILLAKHIMPUR , PIN262701
Branch
Kaluwa Moti

BKID0AG2464

VILL KALUWA MOTI BLOCKMITAULI POKALUWA MOTI TAHSILMOHAMMADI PIN261505
Branch
Katia

BKID0AG2466

VILL JASHIAMAJRA KATIA BLOCKLAKHIMPUR POGOPALPUR TAHSILGOLA GOKARAN NATH PIN262701
Branch
Khamaria

BKID0AG2422

VILL. KHAMARIA BLOCKISA NAGAR POKHAMARIYA TAHSILBISWAN , PIN262722
Branch
Lagucha

BKID0AG2452

VILL. LAGUCHA BLOCKLAKHIM PUR POLAGUCHA TAHSILLAKHIMPUR , PIN262701
Branch
Lakesar

BKID0AG2433

VILL. RUKUNDIPUR BLOCKLAKHIM PUR POMANYORA TAHSILLAKHIMPUR , PIN262701
Branch
LakhimPur SitaPur Road

BKID0AG2401

VILL. BUS STATION RD LAKHIMPUR BLOCKLAKHIM PUR POLAKHIM PUR TAHSILLAKHIMPUR , PIN262701
Branch
Lrproad

BKID0AG2442

VILL. L.R.P.RD BLOCKLAKHIM PUR POLAKHIM PUR TAHSILLAKHIMPUR , PIN262701
Branch
Ludhauri

BKID0AG2456

VILL. LUDHAURI BLOCKNIGHASAN POLUDHAURI TAHSILNIGHASAN , PIN262903
Branch
Mahewa Ganj

BKID0AG2450

VILL. MAHEWA GANJ BLOCKPHOOL BEHAR POMAHEWA GANJ TAHSILLAKHIMPUR , PIN262701
Branch
Maigalganj

BKID0AG2441

VILL. MAIGALGANJ BLOCKPASGAWAN POMAIGALGANJ TAHSILLAKHIMPUR , PIN261505
Branch
Mandawa

BKID0AG2440

VILL. JASWANTNAGAR MANDAWABLOCKISA NAGAR POMOHAMMADA PUR TAHSILBISWAN , PIN262722
Branch
Mela Maidan

BKID0AG2446

VILL. NIGHASAN RD, MELA MAIDAN BLOCKLAKHIM PUR POLAKHIM PUR TAHSILLAKHIMPUR , PIN262701
Branch
Mill Ward

BKID0AG2454

VILL. GOLA GOKARN NATH BLOCKKUMBHI POGOLA GOKARN NATH TAHSILGOLA GOKARAN NATH, PIN262802
Branch
Mitauli

BKID0AG2445

VILL. MITAULI BLOCKMITAULI POMITAULI TAHSILDHAURAHARA, PIN262727
Branch
Mohammadi

BKID0AG2437

VILL. MOHAMMADI BLOCKMOHAMMADI POMOHAMMADI TAHSILMOHAMMADI , PIN262804
Branch
Mooda Sawaran

BKID0AG2405

VILL. MOODA SAWARAN BLOCKBIJUA POMOODA SAWARAN TAHSILMOHAMMADI , PIN262901
Branch
Moodagalib

BKID0AG2457

VILL. MOODAGALIB BLOCKMOHAMMADI POMOODAGALIB TAHSILMOHAMMADI , PIN262804
Branch
Moti Pur

BKID0AG2434

VILL. HARDWAHI BAZARMOTIPURBLOCKNIGHASAN POMOTIPUR TAHSILNIGHASAN , PIN262906
Branch
Mudia Khurd

BKID0AG2414

VILL. MUDIA KHURD BLOCKPHOOL BEHAR PODAUD PUR TAHSILLAKHIMPUR , PIN262701
Branch
Mulla Pur

BKID0AG2418

VILL. J.B. GANJ BLOCKPASGAWAN POJ. B. GANJ TAHSILLAKHIMPUR , PIN261505
Branch
Nakaha Pipri

BKID0AG2443

VILL. LAKHIMPUR ALIGANJ MARG, NAKAHA PIPRI BLOCK,LAKHIMPUR POPIPRAWAN, LAKHIMPUR, PIN262701
Branch
Naugawan

BKID0AG2424

VILL. NAUGAWAN BLOCKPALIA KALAN POTRILOK PUR TAHSILMOHAMMADI , PIN262902
Branch
Neem Gaon

BKID0AG2448

VILL. NEEM GAON BLOCKLAKHIM PUR PONEEM GAON TAHSILLAKHIMPUR , PIN262701
Branch
Nighasan

BKID0AG2417

VILL. NIGHASAN BLOCKNIGHASAN PONIGHASAN TAHSILNIGHASAN , PIN262903
Branch
Oel

BKID0AG2444

VILL. OEL BLOCKBEHJAM POOEL TAHSILDHAURAHARA, PIN262725
Branch
Padaria

BKID0AG2428

VILL. PADARIA BLOCKBIJUA POPADARIA TAHSILMOHAMMADI , PIN262901
Branch
Palia Kalan

BKID0AG2436

VILL. PALIA KALAN BLOCKPALIA KALAN POPALIA KALAN TAHSILMOHAMMADI , PIN262902
Branch
Patarasi

BKID0AG2430

VILL. PATARASI BLOCKNAKAHA POBASAHA MAFI TAHSILDHAURAHARA, PIN262726
Branch
RaiPur

BKID0AG2432

VILL. MALPUR RAIPUR BLOCKBIJUA PORAM NAGAR KHURD TAHSILMOHAMMADI PIN262901
Branch
Rakehati

BKID0AG2419

VILL. RAKEHATI BLOCKNIGHASAN PORAKEHATI TAHSILNIGHASAN , PIN262903
Branch
Rama Pur

BKID0AG2427

VILL. RAMAPUR BLOCKNAKAHA PORAMA PUR TAHSILLAKHIMPUR , PIN262701
Branch
RamPur Grant

BKID0AG2460

VILL RAMPUR GRANTBLOCKBANKEGANJ POSANSARPUR TAHSILGOLA PIN262802
Branch
Ro LakhimPur

BKID0AG2499

VILLAGELRPROAD BLOCKLAKHIMPUR POST OFFICEKHERI TAHSILLAKHIMPUR PIN CODE 262701
Branch
Rosan Nagar

BKID0AG2402

VILL. ROSAN NAGAR BLOCKBANKEYGANJ POROSAN NAGAR TAHSILGOLA GOKARAN NATH, PIN262801
Branch
Rura SultanPur

BKID0AG2467

VILL RURA SULTANPURBLOCKBIJUA POMUDIA POOJA GAON TAHSILGOLA GOKARAN NATH PIN261506
Branch
Saida Pur

BKID0AG2429

VILL. SAIDAPUR BLOCKPHOOL BEHAR POPHOOL BEHAR TAHSILLAKHIMPUR , PIN261506
Branch
Sakethu

BKID0AG2465

VILL SAKETHU BLOCKNAKAHA POSAKETHU TAHSILSAKETHU PIN262802
Branch
SansarPur

BKID0AG2404

VILL. SANSARPUR BLOCKBANKEYGANJ POSANSARPUR TAHSILGOLA GOKARAN NATH , PIN262801
Branch
Sarsawa

BKID0AG2438

VILL. SARSAWA BLOCKDHAURAHRA POBELWA MOTI TAHSILDHAURAHRA , PIN262723
Branch
SenPur

BKID0AG2469

VILL SENPURBLOCKMITAULI POBEERAMPUR TAHSILMOHAMMDI PIN262802
Branch
Singaha Khurd

BKID0AG2471

VILL SINGAHA KHURD BLOCKNIGHASAN POSINGAHA KALAN TAHSILNIGHASAN PIN262905
Branch
Sisaura Nasir

BKID0AG2409

VILL MOHAMMADPUR TAJPUR, BLOCKPASGAWAN PO MOHAMMADPUR TAJPUR, TAHSILMOHAMMADI, PIN262804
Branch
Sisaya Kalan

BKID0AG2412

VILL. SISSAYA KALAN BLOCKDHAURAHRA POSISAYA KALAN TAHSILDHAURAHA, PIN262723
Branch
SujanPur

BKID0AG2455

VILL. SUJANPUR BLOCKRAMIYA BEHAD POSUJANPUR TAHSILLAKHIMPUR , PIN262701
Branch
Suthna Barsola

BKID0AG2420

VILL. SUTHNA BARSOLA BLOCKNIGHASAN POTIKUNIA TAHSILNIGHASAN , PIN262906
Branch
Trikolia

BKID0AG2425

VILL. TRIKOLIA BLOCKPALIA KALAN POTRIKOLIA TAHSILMOHAMMADI , PIN262902
Branch
Uchaulia

BKID0AG2403

VILL. UCHAULIA BLOCKPASGAWAN POUCHAULIA TAHSILLAKHIMPUR , PIN242306

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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