IFSC Code of Bank Of India, Uttar Pradesh, LakhimPur, LakhimPur SitaPur Road

BKID0AG2401

Bank Of India

Bank Of India

IFSC Code

BKID0AG2401
MICR Code

262448703
Bank Name Bank Of India
District LakhimPur
State Uttar Pradesh
Address Vill. Bus Station Rd Lakhimpur Blocklakhim Pur Polakhim Pur Tahsillakhimpur , Pin262701
Phone +918052302220

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Bank Of India Branch Near You

List of all Bank Of India Branch IFSC Code

AbhayaPur

BKID0AG2416

VILL. ABHAYAPUR BLOCKRAMIA BEHAR POABHAI PUR TAHSILDHAURAHA, PIN262724
Ahamad Nagar

BKID0AG2475

VILL AHAMAD NAGAR BLOCKKUMBHI POAHAMAD NAGAR TAHSILGOLA PIN262802
Ajan

BKID0AG2410

VILL. AJAN BLOCKKUMBHI POKUMBHI TAHSILGOLA GOKARAN NATH, PIN262802
Amir Nagar

BKID0AG2413

VILL. AMIR NAGAR BLOCKKUMBHI POKUMBHI TAHSILGOLA GOKARAN NATH, PIN262802
Andesh Nagar

BKID0AG2451

VILL. ANDESH NAGAR BLOCKPHOOL BEHAR POMAHEWA GANJ TAHSILLAKHIMPUR , PIN262701
Balamia Bharkhar

BKID0AG2406

VILL. BALAMIA BHARKHAR BLOCKMOHAMMADI POBALAMIA BHARKHAR TAHSILMOHAMMADI , PIN262804
BamNagar

BKID0AG2426

VILL. BAMNAGAR BLOCKPALIA KALAN POVICHITRA NAGAR TAHSILMOHAMMADI , PIN262902
Baraincha

BKID0AG2473

VILL BARAINCHA BLOCKMOHAMMADI POGOKAN TAHSILMOHAMMDI PIN262804
Behjam

BKID0AG2449

VILL. BEHJAM BLOCKBEHJAM POBEHJAM TAHSILLAKHIMPUR , PIN262701
Bela Parsua

BKID0AG2463

VILL BELA PARSUABLOCKTIKUNIA POBELA PARSUATAHSILNIGHASAN PIN232906
Beni RajaPur

BKID0AG2458

VILL BENI RAJAPUR BLOCKMOHAMMADI POBENI RAJAPUR TAHSILMOHAMMADI PIN262804
Bhallia Bujurg

BKID0AG2462

VILL BHALLIA BUJURG BLOCKGOLAPOBHALLIA BUJURG TAHSILGOLA PIN262802
BhanPur

BKID0AG2407

VILL. BHANPUR BLOCKBIJUA POBHAN PUR TAHSILMOHAMMADI , PIN262901
BheekhamPur

BKID0AG2421

VILL. BHEEKHAMPUR BLOCKMITAULI POBHIKHAM PUR TAHSILMOHAMMADI , PIN262805
Bheera Road

BKID0AG2453

VILL. PALIA KALAN BLOCKPALIA KALAN POPALIA KALAN TAHSILMOHAMMADI , PIN262902
BhulanPur

BKID0AG2472

VILL BHULANPUR BLOCKBEJHAM POBHULANPUR TAHSILBEJHAM PIN261501
Darery

BKID0AG2459

VILL DARERYBLOCKRAMIA BEHADA PODARERYTAHSILNIGHASAN PIN262907
Dari Nagra

BKID0AG2470

VILL DARI NAGRABLOCKMITAULI POSANDILAVA TAHSILMOHAMMDI PIN262727
Devi Purwa

BKID0AG2474

VILL DEVI PURWABLOCKDHAURAHARA PODEVI PURWATAHSILDHAURAHARA PIN262723
Dhakerva Nankar

BKID0AG2461

VILL DHAKERVA NANKAR BLOCKRAMIA BEHADAPODHAKERVA NANKAR TAHSILNIGHASAN PIN262907
Dhakerwa

BKID0AG2415

VILL. DHAKERWA BLOCKRAMIA BEHAR PODHAKERWA TAHSILNIGHASAN , PIN262907
Dhaurahara

BKID0AG2423

VILL. DHAURAHARA BLOCKDHAURAHRA PODHAURAHARA TAHSILDHAURAHARA , PIN262723
Gaura

BKID0AG2439

VILL. KHAIYAN GAURA BLOCKPHOOL BEHAR POTETAR PUR TAHSILLAKHIMPUR PIN 262001
Gola

BKID0AG2435

VILL. ALIGANJ RD, BLOCKKUMBHI POGOLA GOKARAN NATH TAHSILGOLA GOKARAN NATH, PIN262802
Gulaula

BKID0AG2408

VILL. GULAULA BLOCKBEHJAM POTIKOLA TAHSILLAKHIMPUR , PIN261501
HasanPur Katauli

BKID0AG2411

VILL. HASANPUR KATAULI BLOCKISA NAGAR POISA NAGAR TAHSILLAKHIMPUR , PIN262502
JalalPur

BKID0AG2468

VILL JALALPURBLOCKBANKEGANJ POJALALPURTAHSILGOLA GOKARAN NATH PIN262728
Jat Purwa

BKID0AG2431

VILL. JATPURWA BLOCKRAMIA BEHAR POJATPURWA TAHSILDHAURAHARA , PIN262724
Kaimahara

BKID0AG2447

VILL. KAIMAHARA BLOCKLAKHIM PUR POKAIMAHARA TAHSILLAKHIMPUR , PIN262701
Kaluwa Moti

BKID0AG2464

VILL KALUWA MOTI BLOCKMITAULI POKALUWA MOTI TAHSILMOHAMMADI PIN261505
Katia

BKID0AG2466

VILL JASHIAMAJRA KATIA BLOCKLAKHIMPUR POGOPALPUR TAHSILGOLA GOKARAN NATH PIN262701
Khamaria

BKID0AG2422

VILL. KHAMARIA BLOCKISA NAGAR POKHAMARIYA TAHSILBISWAN , PIN262722
Lagucha

BKID0AG2452

VILL. LAGUCHA BLOCKLAKHIM PUR POLAGUCHA TAHSILLAKHIMPUR , PIN262701
Lakesar

BKID0AG2433

VILL. RUKUNDIPUR BLOCKLAKHIM PUR POMANYORA TAHSILLAKHIMPUR , PIN262701
Lrproad

BKID0AG2442

VILL. L.R.P.RD BLOCKLAKHIM PUR POLAKHIM PUR TAHSILLAKHIMPUR , PIN262701
Ludhauri

BKID0AG2456

VILL. LUDHAURI BLOCKNIGHASAN POLUDHAURI TAHSILNIGHASAN , PIN262903
Mahewa Ganj

BKID0AG2450

VILL. MAHEWA GANJ BLOCKPHOOL BEHAR POMAHEWA GANJ TAHSILLAKHIMPUR , PIN262701
Maigalganj

BKID0AG2441

VILL. MAIGALGANJ BLOCKPASGAWAN POMAIGALGANJ TAHSILLAKHIMPUR , PIN261505
Mandawa

BKID0AG2440

VILL. JASWANTNAGAR MANDAWABLOCKISA NAGAR POMOHAMMADA PUR TAHSILBISWAN , PIN262722
Mela Maidan

BKID0AG2446

VILL. NIGHASAN RD, MELA MAIDAN BLOCKLAKHIM PUR POLAKHIM PUR TAHSILLAKHIMPUR , PIN262701
Mill Ward

BKID0AG2454

VILL. GOLA GOKARN NATH BLOCKKUMBHI POGOLA GOKARN NATH TAHSILGOLA GOKARAN NATH, PIN262802
Mitauli

BKID0AG2445

VILL. MITAULI BLOCKMITAULI POMITAULI TAHSILDHAURAHARA, PIN262727
Mohammadi

BKID0AG2437

VILL. MOHAMMADI BLOCKMOHAMMADI POMOHAMMADI TAHSILMOHAMMADI , PIN262804
Mooda Sawaran

BKID0AG2405

VILL. MOODA SAWARAN BLOCKBIJUA POMOODA SAWARAN TAHSILMOHAMMADI , PIN262901
Moodagalib

BKID0AG2457

VILL. MOODAGALIB BLOCKMOHAMMADI POMOODAGALIB TAHSILMOHAMMADI , PIN262804
Moti Pur

BKID0AG2434

VILL. HARDWAHI BAZARMOTIPURBLOCKNIGHASAN POMOTIPUR TAHSILNIGHASAN , PIN262906
Mudia Khurd

BKID0AG2414

VILL. MUDIA KHURD BLOCKPHOOL BEHAR PODAUD PUR TAHSILLAKHIMPUR , PIN262701
Mulla Pur

BKID0AG2418

VILL. J.B. GANJ BLOCKPASGAWAN POJ. B. GANJ TAHSILLAKHIMPUR , PIN261505
Nakaha Pipri

BKID0AG2443

VILL. LAKHIMPUR ALIGANJ MARG, NAKAHA PIPRI BLOCK,LAKHIMPUR POPIPRAWAN, LAKHIMPUR, PIN262701
Naugawan

BKID0AG2424

VILL. NAUGAWAN BLOCKPALIA KALAN POTRILOK PUR TAHSILMOHAMMADI , PIN262902
Neem Gaon

BKID0AG2448

VILL. NEEM GAON BLOCKLAKHIM PUR PONEEM GAON TAHSILLAKHIMPUR , PIN262701
Nighasan

BKID0AG2417

VILL. NIGHASAN BLOCKNIGHASAN PONIGHASAN TAHSILNIGHASAN , PIN262903
Oel

BKID0AG2444

VILL. OEL BLOCKBEHJAM POOEL TAHSILDHAURAHARA, PIN262725
Padaria

BKID0AG2428

VILL. PADARIA BLOCKBIJUA POPADARIA TAHSILMOHAMMADI , PIN262901
Palia Kalan

BKID0AG2436

VILL. PALIA KALAN BLOCKPALIA KALAN POPALIA KALAN TAHSILMOHAMMADI , PIN262902
Patarasi

BKID0AG2430

VILL. PATARASI BLOCKNAKAHA POBASAHA MAFI TAHSILDHAURAHARA, PIN262726
RaiPur

BKID0AG2432

VILL. MALPUR RAIPUR BLOCKBIJUA PORAM NAGAR KHURD TAHSILMOHAMMADI PIN262901
Rakehati

BKID0AG2419

VILL. RAKEHATI BLOCKNIGHASAN PORAKEHATI TAHSILNIGHASAN , PIN262903
Rama Pur

BKID0AG2427

VILL. RAMAPUR BLOCKNAKAHA PORAMA PUR TAHSILLAKHIMPUR , PIN262701
RamPur Grant

BKID0AG2460

VILL RAMPUR GRANTBLOCKBANKEGANJ POSANSARPUR TAHSILGOLA PIN262802
Ro LakhimPur

BKID0AG2499

VILLAGELRPROAD BLOCKLAKHIMPUR POST OFFICEKHERI TAHSILLAKHIMPUR PIN CODE 262701
Rosan Nagar

BKID0AG2402

VILL. ROSAN NAGAR BLOCKBANKEYGANJ POROSAN NAGAR TAHSILGOLA GOKARAN NATH, PIN262801
Rura SultanPur

BKID0AG2467

VILL RURA SULTANPURBLOCKBIJUA POMUDIA POOJA GAON TAHSILGOLA GOKARAN NATH PIN261506
Saida Pur

BKID0AG2429

VILL. SAIDAPUR BLOCKPHOOL BEHAR POPHOOL BEHAR TAHSILLAKHIMPUR , PIN261506
Sakethu

BKID0AG2465

VILL SAKETHU BLOCKNAKAHA POSAKETHU TAHSILSAKETHU PIN262802
SansarPur

BKID0AG2404

VILL. SANSARPUR BLOCKBANKEYGANJ POSANSARPUR TAHSILGOLA GOKARAN NATH , PIN262801
Sarsawa

BKID0AG2438

VILL. SARSAWA BLOCKDHAURAHRA POBELWA MOTI TAHSILDHAURAHRA , PIN262723
SenPur

BKID0AG2469

VILL SENPURBLOCKMITAULI POBEERAMPUR TAHSILMOHAMMDI PIN262802
Singaha Khurd

BKID0AG2471

VILL SINGAHA KHURD BLOCKNIGHASAN POSINGAHA KALAN TAHSILNIGHASAN PIN262905
Sisaura Nasir

BKID0AG2409

VILL MOHAMMADPUR TAJPUR, BLOCKPASGAWAN PO MOHAMMADPUR TAJPUR, TAHSILMOHAMMADI, PIN262804
Sisaya Kalan

BKID0AG2412

VILL. SISSAYA KALAN BLOCKDHAURAHRA POSISAYA KALAN TAHSILDHAURAHA, PIN262723
SujanPur

BKID0AG2455

VILL. SUJANPUR BLOCKRAMIYA BEHAD POSUJANPUR TAHSILLAKHIMPUR , PIN262701
Suthna Barsola

BKID0AG2420

VILL. SUTHNA BARSOLA BLOCKNIGHASAN POTIKUNIA TAHSILNIGHASAN , PIN262906
Trikolia

BKID0AG2425

VILL. TRIKOLIA BLOCKPALIA KALAN POTRIKOLIA TAHSILMOHAMMADI , PIN262902
Uchaulia

BKID0AG2403

VILL. UCHAULIA BLOCKPASGAWAN POUCHAULIA TAHSILLAKHIMPUR , PIN242306

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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