Select Branch for Bank Of India in Unnao, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Achalganj

BKID0AG0101

ATPOSTACHALGANJ UNNAO PIN209801
Branch
Ajgain

BKID0AG0102

ATPOST AJGAIN UNNAO PIN209831
Branch
AkramPur

BKID0AG0103

ATPOST AKRAMPUR UNNAO PIN209862
Branch
Akwabad

BKID0AG0104

ATPOST AKWABAD UNNAO PIN229503
Branch
Asha Kheda

BKID0AG0160

AT,POSTASHAKHERA UNNAO 209859, PIN209859
Branch
Asoha

BKID0AG0106

ATPOSTASOHA UNNAO PIN209859
Branch
Atwavaik

BKID0AG0107

ATPOSTATWA VAIK UNNAO PIN241501
Branch
Auras

BKID0AG0108

ATPOSTAURAS UNNAO PIN241503
Branch
Badarka

BKID0AG0109

ATPOSTBADARKA UNNAO PIN209801
Branch
Bangarmau

BKID0AG0110

ATPOSTBANGARMAU UNNAO PIN241501
Branch
Banthar

BKID0007319

INT INST OF SADD TECH AND EXPORT MANAGEMENTLEATHER TECHNOLOGY PARK BANTHAR
Branch
Bara

BKID0AG0111

ATPOSTBARA UNNAO PIN229501
Branch
Bhagwant Nagaru

BKID0AG0113

ATPOSTBHAGWANT NAGAR UNNAO PIN229502
Branch
Bhauli

BKID0AG0112

ATPOSTBHAULI UNNAO PIN209831
Branch
Bichhiya

BKID0AG0114

ATPOSTBICHHIA UNNAO PIN209825
Branch
BighaPur

BKID0AG0115

ATPOSTBIGHATPOST UR UNNAO PIN229503
Branch
Bihar

BKID0AG0116

ATPOSTBIHAR UNNAO PIN229504
Branch
Buxer

BKID0AG0156

ATPOST BUXER UNNAO PIN229501
Branch
Chakalwansi

BKID0AG0117

ATPOSTCHAKALWANSI UNNAO PIN241504
Branch
Chamiyani

BKID0AG0118

ATPOSTCHAMIYANI UNNAO PIN229827
Branch
Darogabagh

BKID0AG0161

GRAMIN BANK OF ARYAVART, MAKAN NO 94, HARDOI RD. KALYANI, DAROGABAG, UNNAO, UP 209801
Branch
Deeh

BKID0007327

VILLAGE GADANKHERA POST DEEHRAIBARELY ROAD DISTT UNNAO
Branch
Devgaon

BKID0AG0119

ATPOSTDEVGAON UNNAO PIN241504
Branch
Dhanuhikhera

BKID0AG0120

ATPOSTDHANUHI KHERA UNNAO PIN229501
Branch
Dhaura

BKID0AG0159

AT,POSTDHAURAMOHANMALIHABAD RDUNNAO 229881, PIN229881
Branch
FatehPur Chaurasi

BKID0AG0121

ATPOST FATEHPUR CHAURASI UNNAO PIN241504
Branch
Gulariha

BKID0AG0122

ATPOST GULARIHA UNNAO PIN229821
Branch
Hasanganj

BKID0AG0123

ATPOSTHASANGANJ UNNAO PIN229841
Branch
Hilauli

BKID0AG0124

ATPOSTHILAULI UNNAO PIN229821
Branch
Jagat Nagar

BKID0007329

BANK OF INDIA JAGAT NAGAR BRANCHVILLAGE NAUBATGANJPOST JAGAT NAGARDIST UNNAOUP PIN 209868
Branch
JaitiPur

BKID0AG0158

ATPOSTJAITIPUR UNNAO PIN209831
Branch
Kalukhera

BKID0AG0125

ATPOSTKALUKHERA UNNAO PIN209825
Branch
Kantha

BKID0AG0126

ATPOSTKANTHA UNNAO PIN209859
Branch
Katri Peepar Khera

BKID0007323

BINDA NAGAR PONI ROAD SHUKLAGANJ UNNAO
Branch
KhwazgiPur

BKID0AG0127

ATPOSTKHWAJGIPUR UNNAO PIN209801
Branch
Kotwar

BKID0AG0128

ATPOSTKOTWAR UNNAO PIN229821
Branch
Kursath

BKID0AG0129

ATPOSTKURSATH UNNAO PIN209801
Branch
Ldm Unnao

BKID000L050

LDM OFFICE UNNAO KA
Branch
Makhi

BKID0AG0130

ATPOSTMAKHI UNNAO PIN209801
Branch
Maurawan

BKID0AG0131

ATPOSTMAURAWAN UNNAO PIN229821
Branch
MirzaPur

BKID0AG0132

ATPOSTMIRZATPOST UR UNNAO PIN241503
Branch
Miyaganj

BKID0AG0133

ATPOSTMIYAGANJ UNNAO PIN241503
Branch
Mohan

BKID0AG0134

ATPOSTMOHAN UNNAO PIN209851
Branch
Mohan

BKID0007321

MOHAN GANDHI MISSION HMKD INTER COLLEGUNNAO
Branch
Nai Sarai

BKID0AG0136

ATPOSTNAI SARAI UNNAO PIN209801
Branch
Nawabganj

BKID0AG0137

ATPOSTNAWABGANJ UNNAO PIN209859
Branch
Neotani

BKID0AG0139

ATPOSTNEOTINI UNNAO PIN229841
Branch
Netua

BKID0AG0140

ATPOSTNETUA UNNAO PIN209861
Branch
Newalganj

BKID0AG0138

ATPOSTNEWAL GANJ UNNAO PIN209851
Branch
Padri Kalan

BKID0AG0141

ATPOSTPADRI KALAN UNNAO PIN209825
Branch
Pariyar

BKID0AG0142

ATPOSTPARIYAR UNNAO PIN241504
Branch
Pasa Khera

BKID0AG0157

ATPOSTPASA KHERA UNNAO PIN209825
Branch
Patan

BKID0AG0143

ATPOSTPATAN UNNAO PIN229506
Branch
Purwa

BKID0AG0144

ATPOSTPURWA UNNAO PIN209825
Branch
R.o. Unnao

BKID0AG0199

B-59 AVAS VIKAS COLONY , PIN CODE 209801
Branch
RajePur

BKID0AG0145

ATPOSTRAJEPUR UNNAO PIN241501
Branch
Rasoolabad

BKID0AG0146

ATPOSTRASOLLABAD UNNAO PIN241503
Branch
Raukarna

BKID0007328

VILLAGE RAUKARNAPOST RAUKARNA HARDOI ROAD
Branch
SafiPur

BKID0AG0147

ATPOSTSAFIPUR UNNAO PIN241504
Branch
ShahPur Tonda

BKID0AG0148

ATPOST SHAHPUR TONDA UNNAO PIN209851
Branch
ShankarPur Sarai

BKID0007324

VILLAGE POST SHANKARPUR SARAI BLOCK SIKASAROSI NEAR GANGA BAIRAJ DISTRICT UNNAO U
Branch
Shuklaganj Branch

BKID0007320

SPJD BALIKA INTER COLLEGESHUKLAGANJ UNNAO UTTAR PRADESH
Branch
Sohramau

BKID0AG0150

ATPOSTSOHRAMAU UNNAO PIN209859
Branch
Sp Karan

BKID0AG0149

ATPOST SPKARAN UNNAO PIN209801
Branch
SumerPur

BKID0AG0151

ATPOST SUMERPUR UNNAO PIN229504
Branch
Thana

BKID0AG0152

ATPOSTTHANA UNNAO PIN209801
Branch
TriPurarPur

BKID0AG0153

ATPOSTTRIURARPUR UNNAO PIN209825
Branch
Unchgaon

BKID0AG0154

ATPOSTUNCHGAON UNNAO PIN229827
Branch
Unnao

BKID0AG0100

BADA CHAURAHA UNNAO PIN209801
Branch
Unnao

BKID0007300

CHAUHAN BUILDINGNEAR CHHOTA CHOURAHA153A B NAGAR
Branch
Washiratganj

BKID0AG0155

ATPOSTWASIRATGANJ UNNAO PIN209831

What are Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts