IFSC Code of Bank Of India, Uttar Pradesh, Unnao, Hasanganj
BKID0AG0123
Bank Of India
| IFSC Code |
BKID0AG0123 |
|---|---|
| MICR Code |
226448506 |
| Bank Name | Bank Of India |
| District | Unnao |
| State | Uttar Pradesh |
| Address | Atposthasanganj Unnao Pin229841 |
| Phone | +917388800123 |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the Bank Of India Branch Near You
List of all Bank Of India Branch IFSC Code
Achalganj
BKID0AG0101
ATPOSTACHALGANJ UNNAO PIN209801
Ajgain
BKID0AG0102
ATPOST AJGAIN UNNAO PIN209831
AkramPur
BKID0AG0103
ATPOST AKRAMPUR UNNAO PIN209862
Akwabad
BKID0AG0104
ATPOST AKWABAD UNNAO PIN229503
Asha Kheda
BKID0AG0160
AT,POSTASHAKHERA UNNAO 209859, PIN209859
Asoha
BKID0AG0106
ATPOSTASOHA UNNAO PIN209859
Atwavaik
BKID0AG0107
ATPOSTATWA VAIK UNNAO PIN241501
Auras
BKID0AG0108
ATPOSTAURAS UNNAO PIN241503
Badarka
BKID0AG0109
ATPOSTBADARKA UNNAO PIN209801
Bangarmau
BKID0AG0110
ATPOSTBANGARMAU UNNAO PIN241501
Banthar
BKID0007319
INT INST OF SADD TECH AND EXPORT MANAGEMENTLEATHER TECHNOLOGY PARK BANTHAR
Bara
BKID0AG0111
ATPOSTBARA UNNAO PIN229501
Bhagwant Nagaru
BKID0AG0113
ATPOSTBHAGWANT NAGAR UNNAO PIN229502
Bhauli
BKID0AG0112
ATPOSTBHAULI UNNAO PIN209831
Bichhiya
BKID0AG0114
ATPOSTBICHHIA UNNAO PIN209825
BighaPur
BKID0AG0115
ATPOSTBIGHATPOST UR UNNAO PIN229503
Bihar
BKID0AG0116
ATPOSTBIHAR UNNAO PIN229504
Buxer
BKID0AG0156
ATPOST BUXER UNNAO PIN229501
Chakalwansi
BKID0AG0117
ATPOSTCHAKALWANSI UNNAO PIN241504
Chamiyani
BKID0AG0118
ATPOSTCHAMIYANI UNNAO PIN229827
Darogabagh
BKID0AG0161
GRAMIN BANK OF ARYAVART, MAKAN NO 94, HARDOI RD. KALYANI, DAROGABAG, UNNAO, UP 209801
Deeh
BKID0007327
VILLAGE GADANKHERA POST DEEHRAIBARELY ROAD DISTT UNNAO
Devgaon
BKID0AG0119
ATPOSTDEVGAON UNNAO PIN241504
Dhanuhikhera
BKID0AG0120
ATPOSTDHANUHI KHERA UNNAO PIN229501
Dhaura
BKID0AG0159
AT,POSTDHAURAMOHANMALIHABAD RDUNNAO 229881, PIN229881
FatehPur Chaurasi
BKID0AG0121
ATPOST FATEHPUR CHAURASI UNNAO PIN241504
Gulariha
BKID0AG0122
ATPOST GULARIHA UNNAO PIN229821
Hilauli
BKID0AG0124
ATPOSTHILAULI UNNAO PIN229821
Jagat Nagar
BKID0007329
BANK OF INDIA JAGAT NAGAR BRANCHVILLAGE NAUBATGANJPOST JAGAT NAGARDIST UNNAOUP PIN 209868
JaitiPur
BKID0AG0158
ATPOSTJAITIPUR UNNAO PIN209831
Kalukhera
BKID0AG0125
ATPOSTKALUKHERA UNNAO PIN209825
Kantha
BKID0AG0126
ATPOSTKANTHA UNNAO PIN209859
Katri Peepar Khera
BKID0007323
BINDA NAGAR PONI ROAD SHUKLAGANJ UNNAO
KhwazgiPur
BKID0AG0127
ATPOSTKHWAJGIPUR UNNAO PIN209801
Kotwar
BKID0AG0128
ATPOSTKOTWAR UNNAO PIN229821
Kursath
BKID0AG0129
ATPOSTKURSATH UNNAO PIN209801
Ldm Unnao
BKID000L050
LDM OFFICE UNNAO KA
Makhi
BKID0AG0130
ATPOSTMAKHI UNNAO PIN209801
Maurawan
BKID0AG0131
ATPOSTMAURAWAN UNNAO PIN229821
MirzaPur
BKID0AG0132
ATPOSTMIRZATPOST UR UNNAO PIN241503
Miyaganj
BKID0AG0133
ATPOSTMIYAGANJ UNNAO PIN241503
Mohan
BKID0AG0134
ATPOSTMOHAN UNNAO PIN209851
Mohan
BKID0007321
MOHAN GANDHI MISSION HMKD INTER COLLEGUNNAO
Nai Sarai
BKID0AG0136
ATPOSTNAI SARAI UNNAO PIN209801
Nawabganj
BKID0AG0137
ATPOSTNAWABGANJ UNNAO PIN209859
Neotani
BKID0AG0139
ATPOSTNEOTINI UNNAO PIN229841
Netua
BKID0AG0140
ATPOSTNETUA UNNAO PIN209861
Newalganj
BKID0AG0138
ATPOSTNEWAL GANJ UNNAO PIN209851
Padri Kalan
BKID0AG0141
ATPOSTPADRI KALAN UNNAO PIN209825
Pariyar
BKID0AG0142
ATPOSTPARIYAR UNNAO PIN241504
Pasa Khera
BKID0AG0157
ATPOSTPASA KHERA UNNAO PIN209825
Patan
BKID0AG0143
ATPOSTPATAN UNNAO PIN229506
Purwa
BKID0AG0144
ATPOSTPURWA UNNAO PIN209825
R.o. Unnao
BKID0AG0199
B-59 AVAS VIKAS COLONY , PIN CODE 209801
RajePur
BKID0AG0145
ATPOSTRAJEPUR UNNAO PIN241501
Rasoolabad
BKID0AG0146
ATPOSTRASOLLABAD UNNAO PIN241503
Raukarna
BKID0007328
VILLAGE RAUKARNAPOST RAUKARNA HARDOI ROAD
SafiPur
BKID0AG0147
ATPOSTSAFIPUR UNNAO PIN241504
ShahPur Tonda
BKID0AG0148
ATPOST SHAHPUR TONDA UNNAO PIN209851
ShankarPur Sarai
BKID0007324
VILLAGE POST SHANKARPUR SARAI BLOCK SIKASAROSI NEAR GANGA BAIRAJ DISTRICT UNNAO U
Shuklaganj Branch
BKID0007320
SPJD BALIKA INTER COLLEGESHUKLAGANJ UNNAO UTTAR PRADESH
Sohramau
BKID0AG0150
ATPOSTSOHRAMAU UNNAO PIN209859
Sp Karan
BKID0AG0149
ATPOST SPKARAN UNNAO PIN209801
SumerPur
BKID0AG0151
ATPOST SUMERPUR UNNAO PIN229504
Thana
BKID0AG0152
ATPOSTTHANA UNNAO PIN209801
TriPurarPur
BKID0AG0153
ATPOSTTRIURARPUR UNNAO PIN209825
Unchgaon
BKID0AG0154
ATPOSTUNCHGAON UNNAO PIN229827
Unnao
BKID0AG0100
BADA CHAURAHA UNNAO PIN209801
Unnao
BKID0007300
CHAUHAN BUILDINGNEAR CHHOTA CHOURAHA153A B NAGAR
Washiratganj
BKID0AG0155
ATPOSTWASIRATGANJ UNNAO PIN209831
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
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