Select District for Punjab National Bank in Bihar
Choose a district to find branches
Adav,at-nayagaon,albert Road JamalPur
Akharaghat
Amba, Bihar
Ambala
Amnour
Anisabad Patna (bihar)
Araria
Arrah
Arrah Bihar
Ashiana Digha Road
At Po Chakiya
At-korwan,thana-islamPur
At/po-sursand ,dist-sitamarhi
At+po Fathua Dist Patna
Athmalgola Distt Patna
Atri. Dist Gaya, Bihar
Aurangabad
Aurng
Babhangama (distt-lakhisarai)
Badem, NabiNagar, Distt. Aurangabad, Bihar
Bagha (distt. West Champaran)
BaikatPur, Bihar
BalbhadraPur, Darbhanga
Balia, Dt Aurangabad, Bihar
Balihar Po-dullah Pur Bihar
Banka
Barahara, Bihar
Barari Industrial EState (dt.bhagalPur)
Barh (bihar)
Baroon, Bihar
Barorah (distt-gaya)
Basbitti, Dt Supaul, Bihar
BasdeoPur, Munger
Begusarai
Behind Hotel Heritage ,kashinath More
Belaganj (distt-gaya)
Beldarichak (distt-patna)
Belkhara, Dt Arwal, Bihar
Belsara (bihar)
Bhabhua (bihar)
Bhadseni (nawadah)
BhagalPur
Bhagl
Bhagta Disttbhatinda
BhagwanPur Vaishali
Bhairopatti (dt.supaul)
Bhalua, Dist Gaya, (bihar)
BharatPura, Patna, Bihar
BhojPur
BhojPur, Bihar
Bhore
Bihar
Bihar (north)
Bihar Shariff
Bihariganj
Biharsharif
Bihta-bihar
Bind, Dt Nalanda
Biraul,dist Dharbhanga(bihar)
Bisfi, Dt Madhubani, Bihar
Bithra, Dt Arwal, Bihar
Block BrahmPur
Block RamPur, Distt. Kaimur
Block: Gaighat
Block: Phulwarisharif,patna (bihar)
Bo Barauni Col Board Near Sona Talkij Barauni
Bo Exhibition Road Distt Patna
Bo Gandhi Nagar Distt Patna
Bo Morcha Road,distt Patna
Boring Rd Patna
Boring Road Chowk, Patna, Bihar
Boring Road, Patna
Budha Colony
Buxar
Buxar (bihar)
Champaran
Chandi, Bihar
Chapra
Chatra
Chhapra
Chhapra, Bihar
Chowk Main Road Narkatiaganj
Chowk MuzaffarPur
Chowki, Dt Begusarai, Bihar
Chutia, Dist. Rohtas (bihar)
DalmiaNagar
DanaPur, RupasPur , Patna
Daniyawan (patna)
Darbhanga
Darbhanga Bihar
DariaPur, Dt Begusarai, Bihar
Datiyana
Deo (distt-aurangabad)
Dhamaul (nawadah)
Dhamitola
Dhanarua (patna)
Dist - BhojPur
Dist - Patna, Bihar
Dist Araria Bihar
Dist Aurangabad(bihar)
Dist East Champaran
Dist Mungher, Bihar
Dist- Aurangabad
Dist- Buxar
Dist-rohtas
Dist: Jamui
Dist: Madhubani
Dist: MuzaffarPur
Dist: Nalanda
Dist: Saran, Bihar
Dist: Siwan, Bihar
Dist: Supaul
Dist:- Patna
Dist:-saran
Dist:-west Champaran
Dist:arwal
Dist:begusarai
Dist:bhagalPur
Dist:bhojPur
Dist:munger
Dist:nalanda
Dist:nawadah
Dist:patna
Dist:patna Bihar
Dist:rohtas
Dist:saharsa
Dist. Arwal Bihar
Dist. Jehanabad
Dist. Rohtas Bihar
Dist. SamastiPur, Bihar
District Patna
Distt MuzaffarPur, Bihar
Distt Buxar
Distt Katihaar
Distt Buxar Bihar
Distt Lakhisarai
Distt Munger
Distt Supaul
Distt-rohtas
Distt: Madhubani
Distt. Araria
Distt. Arwal
Distt. Aurangabad
Distt. Aurangabad (bihar)
Distt. Begusarai
Distt. Begusarai, Bh
Distt. Bhabua, Bihar
Distt. Bhabua(kaimur), Bihar
Distt. Buxor (bihar)
Distt. East Champaran
Distt. East Champaran, Bihar
Distt. Gaya
Distt. Gaya, Bihar
Distt. Jehanabad
Distt. Jehanabad, Bihar
Distt. Kaimur
Distt. Katihar
Distt. Katihar, Bihar
Distt. Kishanganj, Bihar
Distt. Madhubani, Bihar
Distt. MuzaffarPur
Distt. Nalanda
Distt. Nawada, Bihar
Distt. Patna
Distt. Patna Bihar
Distt. Rohtas, Bihar
Distt. SamastiPur
Distt. SamastiPur, Bihar
Distt. Saran , Bihar
Distt. Sitamarhi
Distt. Sitamarhi, Bihar
Distt. Siwan, Bihar
Distt. West Champaran
Distt. West Champaran, Bihar
Distt.-bhabhua Bihar
Distt.bhojPur
Distt.nawadah
Dobhi (distt-gaya)
Dt Aurangabad, Bihar
Dulhin Bazar
Dumraon (distt-bhojPur)
Dumraon, Dist.buxar
East Champaran, Bihar
FatehPur (distt-gaya)
Forbesganj
Gangaur, Dt Madhubani, Bihar
Garaul, Dt Saharsa, Bihar
Garhwa
GaunPura
Gaya
Gaya Bihar
Ghoshi
Giriak, Bihar
Goh, Dt Aurangabad
GokulPur, Distt Purnea, Bihar
Gopalganj
GopalPur (distt-lakhisarai)
Gumla
HajiPur
Harnaut (nalanda)
HasPura, Dt Aurangabad, Bihar
Haveli KharagPur, Dt Munger, Bihar
Hazaribagh
Hisua
Hulasganj
Ii Nd Floor
Imamganj (distt-gaya)
Industrial EState Road Opposite Bank Of Barod
Itwan, Dt Gaya
J L Road, Bihar
JalalPur (patna)
Jamhaita, Po FatehPur, Distt Gaya
JayNagar (distt-madhubani)
Jehanabad
JhanjharPur Bazar (distt-madhubani)
Kadamkuan
Kaimur
Kaimur (bhabua)
Kaimur (bihar)
Kargahar, Bihar
Kasba Purnea
Katihar
Kawakole (nawadah)
Ketaki, Disst. Aurangabad, Bihar
Khaga
Khagaria
KhojPur, Dt Madhubani, Bihar
Kishanganj
Kolhua, Nr Bariya Bus Stand, Golambar
Konch (bihar)
Koraiya SultanPur (patna)
Kothia, Distt. Darbhanga
Krishna Garh Dt BhojPur
Kudra
Kukurha (arrah)-bihar (south)
Kurmawan, Distt Gaya, (bihar)
Kursela
Lakhawar (bihar)
Lakhisarai
Lakhisarai (bihar)
Lalganj Sehra (patna)
Laukaha, Dt Supaul, Bihar
MadhoPur ShivNagar
Madhubani
MahaPur (nawadah)
Maharajganj
Mahnar
Mahua Distt. Vaishali(bihar)
MaksudPur, Dt Gaya, Bihar
Mangrauni (darbhanga)
Manguar, Dt Saharsa, Bihar
Masaurha (patna)
Masaurhi (bihar)
MathuraPur (distt-gaya)
Meghauna
Mokamah (distt-patna)
Motihari
Munger
Murgaon, Gaya, Bihar
MurliPur, Dist Saran Bihar
MuzaffarPur
MuzaffarPur Bihar
MuzaffPur
Nadwan (patna)
Nagarpara (distt-bhagalPur)
Nagwan, Imamganj, Dt Gaya
Nalanda
Nalanda (bihar)
Nanauti (distt-saharsa)
Nardiganj (nawadah)
Natwar (distt-rohtas)
Naugarhi (distt. Munger) Bihar
Nawada
Nawadah
Near Drm Office, Bihar
Near Ex Rd Crossing Exhibition Road Patna
Near Traffic Chowk
Near Traffic Chowk, Begusarai
Nehra, Bihar
Nokha
Nonsari, Distt. Rohtas(bihar)
Obra (distt-aurangabad)
P.s Punpun, Bihar
Pabhera (patna)
Pandarak (patna
Parsad, In Front Of Housing Board, Main Marke
Pashchim Champaran
Patan
Patna
Patna , Bihar
PawaPuri
Phesar, Bihar
Phulparas
Phulwari Sharif
Piparadih
Piro
Pirpainti
Po Khujra (bhabua)
Po SurajPura, Bihar
Po-belaganj, Gaya, Bihar
Po: AliNagar
Po.patliputra Colony, Patna
PokharPur (distt. Gaya, Bihar)
Prakhand Parisar Supaul
Ps FatehPur, Distt: Gaya
Ps Ranitalab,kanpa
Ps- Udwant Nagar, Arrah, Distt-bhojPur
Ps: Dehri On Sone, Distt. Rohtas
Purba Champaran
Purbi Champaran
Purne
Purnea
Purnia
Purnia , Bihar
Raj Gangeli (majra) Distt-Purnea
Raja Vastralya,at-balu Ghat Road
Rajauli
Rajgir Distt. Nalanda
Rajiv Nagar, Patna (bihar)
RajNagar Road, Distt-madhubani
Rohtas
Roussera Ghat (bihar)
Runni SaidPur, Distt Sitamarhi
Sabnima (distt-patna)
SadisoPur (distt-patna)
Sahar, Distt. BhojPur (bihar)
Saharsa
Saharsa (bihar)
Saksohra (patna)
SamastiPur
SamastiPur Bihar
SamstiPur Dist-samstiPur
Sarai, Vaishali (bihar)
Saran
Sarari (distt-sheikhPura)
Sasaram
Sasaram ,p.o.sasaram Distt-rohtas
Sasaram Dist Rohtas
ShahPur (distt-patna)
ShahPur, Dt Saharsa, Bihar
Sigori (patna)
Sijhouri (jamui)
Silao (nalanda)
Simrahi
Singheshwarasthan (madhePura )
Sirdala (nawadah)
SirdilPur, Distt, SamastiPur
Sitamarhi
Siur (distt-nawada)
Siwan
Siwan (bihar)
Sohana
SonePur
Sujaganj
Supaul
Supaul, Bihar
Suryagarha, Distt - Lakhisarai
Tandwa, Dt Aurangabad, Bihar
Tankuppa, Dt Gaya
Telhara (nalanda)
Tetri (distt-bhagalPur)
Thalpose (nawadah)
TilakPur (distt-lakhisarai)
Umgaon (distt-madhubani)
Umta (distt-jehanabad)
Vaishali
Veer, Dt Patna, Bihar
Via Garkha, Bihar
Via Gherasahan, Distt. East Champaran
Via Hilsa, Distt. Nalanda, Bihar
Via Sonthahat, Distt. Kishanganj
Vidyut Nagar Colony, BhagalPur
Waini Pusa Road (distt. SamastiPur)
West Champaran
West Champaran (bihar)
What are Punjab National Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Punjab National Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Punjab National Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Punjab National Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
Latest Blog Posts
-
Advance EMIs Explained: How Early Payments Can Save You Money & Strengthen Your Credit
Paying EMIs in advance reduces loan interest, boosts your credit score, and lightens monthly burdens. Discover how advance EMIs improve your financial health.
-
Car Loan EMI Calculation Made Simple: Save More with Smart Planning
Calculate your car loan EMIs in seconds! Use our smart EMI calculator to compare options, save on interest, and plan your finances confidently.
-
Home Loans vs SIP Investments: Choose the Smarter Option for Your Future
Confused between SIP investments and home loans? Learn the pros and cons of each to make smarter, goal-based financial decisions. Find out what suits you best.
-
How to Accurately Calculate EMIs for Car Loans
Learn how to calculate car loan EMIs with precision. Understand key factors, use EMI formulas or calculators, and plan repayments confidently.
-
A Guide on How to Use a Mortgage Loan EMI Calculator
Learn how to use a mortgage loan EMI calculator step by step. Estimate monthly payments, compare loans, and plan better with accurate EMI calculations.