Select Branch for Punjab National Bank in Patna, Bihar

Choose a branch to view IFSC code and details

Branch
AsoPur-distt Patna

PUNB0204910

VILL. ASOPUR P.O.KHAGA TEHSIL-DANAPUR 801105
Branch
Back Office Patna

PUNB0929100

PUNJAB NATIONAL BANK BACK OFFICE PATNA GARIKHANA CANTT.ROAD NEAR DRM OFFICE KHAGUAL BH PATNA 800015
Branch
Bar Council

PUNB0141320

BIHAR STATE BAR COUNCI,HIGH COURT COMPOUND
Branch
Bhikhna Pahari Patna

PUNB0952500

PNB BHIKHNA PAHARI GANDHI CHOWK PO MAHENDRU PS MAHENDRU BH PATNA 800006
Branch
Bihar Region

PUNB0094520

ABHAY BHABAN,2ND FLOOR,PATNA
Branch
Bihar State Bridge Cons Corp

PUNB0728800

BIHAR STATE BRIDGE CONSTRUCTION CORP
Branch
Bihita Distt-patna

PUNB0200110

BIHITA OPP.LEATHER FAC BIHITA DISTT-PATNA 801103
Branch
Bir Chandra Patel Marg

PUNB0155620

BIR CHANDRA PATEL MARG,BIHAR
Branch
Cac Patna

PUNB0840100

CUSTOMER ACQUISITION CENTER R BLOCK BH PATNA 800001
Branch
Circle Office Aurangabad Bihar

PUNB0901800

IL I UGDI)
Branch
Circle Office Patna South

PUNB0908400

CIRCLE OFFICE PATNA SOUTH
Branch
Circle Sastra Centre Patna South

PUNB0829800

2ND FLOOR CHANDRAPURA PLACE BH PATNA 800001
Branch
Circle Sastra Patna North

PUNB0829700

PATNA BH PATNA
Branch
Clpc Patna

PUNB0620500

BORING ROAD
Branch
Cppc Patna

PUNB0746800

CIRCLE OFFICE, CHANAKYA TOWER, R-BLOCK
Branch
Currency Chest Katihar

PUNB0898400

DR RAJENDRA PRASAD PATH NEW MARKET BH KATIH 854105
Branch
Currency Chest Barauni

PUNB0898100

COAL BOARD ROAD RAJENDRA ROAD BH BEGUS 851112
Branch
Currency Chest Gaya

PUNB0898300

TOWER CHOWK CURRENCY CHEST GAYA BH GAYA 823001
Branch
Currency Chest Motijheel

PUNB0898500

MOTIJHEEL PO AND DISTT MUZAFFARPUR BIHAR BH MUZAF 842001
Branch
Currency Chest Patliputra Colony

PUNB0898700

216 PATLIPUTRA COLONY PATNA BH PATNA 800013
Branch
Currency Chest SamastiPur

PUNB0898200

CURRENCY CHEST SAMASTIPUR BIHAR BH SAMPU 848101
Branch
Danapore Cantt, Distt. Patna (

PUNB0014200

DANAPORE CANTT, DISTT. PATNA
Branch
Fi Back Office,patna

PUNB0632100

CHANAKYA TOWER, R-BLOCK
Branch
Gbv Patna

PUNB0816400

PATNA BH PATNA
Branch
JalalPurbihar

PUNB0097320

P.O SAHAYNAGAR,PATNA
Branch
Jarkha

PUNB0953700

PUNJAB NATIONAL BANK BO JARKHA PO BAHADURGANJ PS SIGORI BH PATNA 801110
Branch
Jehanabad

PUNB0208320

JEHANABAD,
Branch
Kankarbagh

PUNB0060020

DC-18 AKANCHHA ENCLAVE,LOHIANAGAR,PATNA
Branch
Khagaul Patna

PUNB0997200

GARIKHANA CANTT ROAD NR DRM OFFICE BIHAR PATNA 801105
Branch
Longertoli

PUNB0047420

GULAB PALACE,1ST FL,A K RD,MACHCHATOLI
Branch
ManoharPur Kachhuara

PUNB0989300

ADARSH COLONY ROAD NO 4,NAYACHAK KHEMNICHAK PO RAMKRISHANAGAR PATNA BIHAR 800016
Branch
Marufganj

PUNB0177520

PATNA,BIHAR
Branch
MithaPur Patna

PUNB0880500

PNB MITHAPUR PATNA BIHAR 800001
Branch
Painal-distt Patna

PUNB0121710

VILL- GOPALPUR PAINAL, P.S.-BIHTA 801111
Branch
Pataliputra Colony

PUNB0099120

216,PATALIPUTRA COLONY,PATNA- 800013
Branch
Patliputra Colony, Distt Patna

PUNB0216010

B/O PATLIPUTRA COLONY 170A,PATLIPUTRA COLONY 800013
Branch
Patna

PUNB0004520

P.B.NO-32,STATION ROAD,PATNA
Branch
Patna Boring Road, Distt. Patn

PUNB0291000

PATNA BORING ROAD, DISTT. PATNA
Branch
Patna City

PUNB0038100

PATNA CITY CHOWK
Branch
Patna City

PUNB0164410

HARIHAR BHAWAN CHOWK PATNA CITY 800008
Branch
Patna Gandhi Nagar, Distt. Pat

PUNB0386900

PATNA GANDHI NAGAR, DISTT. PATNA
Branch
Patna Kankar Bagh, Distt. Patn

PUNB0149900

PATNA KANKAR BAGH, DISTT. PATNA
Branch
Patna Morcha Road

PUNB0291600

MORCHA ROAD, PATNA CITY
Branch
Patna MuradPur, Distt. Patna (

PUNB0039400

KHAITAN MARKET, PATNA
Branch
Patna New Market Station Road,

PUNB0291300

DISTT. PATNA (BIHAR)
Branch
Patna Punaichak, Distt. Patna

PUNB0296800

PATNA PUNAICHAK, DISTT. PATNA
Branch
Patna Raza Bazar

PUNB0445800

RAJA BAZAR
Branch
Patna Rcc, Distt. Patna (bihar

PUNB0198400

BANK ROAD,IMARAT SANJEEDA
Branch
Patna-bailey Road

PUNB0218710

BESIDE AABHA KUNJ,GOLA RD,BAILEY RD, PATNA 801503
Branch
Patna-boring Road

PUNB0093410

VARMA CENTRE,1ST FLOOR BORING ROAD 800001
Branch
Patna-exhibition Road

PUNB0023110

PANDEY PLAZA EXHIBITION ROAD,PATNA 800001
Branch
Patna-kankarbagh

PUNB0154410

1ST FLOOR, C-58, SEC-K HANUMAN NAGAR, KANKARB 800020
Branch
Phulwarisharif-distt Patna

PUNB0182410

PATNA KHAGUL ROAD, SAD PHULWARISHARIF, DISTT. 801505
Branch
Rajendra Path

PUNB0082820

KAMALA MKT,R.K.BHATTACHARYA RD.
Branch
RajPur Distt Patna

PUNB0213010

VILL. RAJPUR, BIHITA P.O. BIHITA 801103
Branch
ShekhPura Patna Bihar

PUNB0997100

PO DHELWA, THANA -RAMKRISHNA NAGAR PATNA - BIHAR BH PATNA 800020
Branch
SikandarPur Distt Patna

PUNB0213110

VILL. SIKANDARPUR, P.O. BIHITA 801103
Branch
SrikrishnaPuri

PUNB0059920

SAHDEO MATHO MARG,SRIKRISHNAPURI
Branch
Transport Nagar Patna

PUNB0405700

TRANSPORT NAGAR PATNA
Branch
UsrishikaPur

PUNB0094020

NEW TARACHAK,P.O DANAPURCANTT.PATNA
Branch
Zao Patna Admin

PUNB0446700

ZAO PATNA ADMIN
Branch
Zonal Sastra Centre Patna

PUNB0835700

ZONAL SASTRA CENTRE PATNA BH PATNA
Branch
Zrmc Patna

PUNB0843700

R BLOCK 2ND FLOOR PNB BH PATNA 800001

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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