IFSC Code of Punjab National Bank, Punjab, Jalandhar, Jalandhar-bhagat Singh Chowk

PUNB0040310

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0040310
MICR Code

144024056
Bank Name Punjab National Bank
District Jalandhar
State Punjab
Address E K 118 Bhagat Singh Chowk 144001
Phone +911812455659

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

AdamPur

PUNB0056510

HOSHIARPUR ROAD ADAMPUR DOABA 144103
AlawalPur - Jalandhar

PUNB0146210

V.P.O. ALAWALPUR DISTT. JALANDHAR 144301
Apra Distt Jalandhar

PUNB0076210

VILL & PO. APRA 144416
Bada Chhota Pind Jalandhar

PUNB0177810

VILL BADA CHHOTA PIND TEHSIL JALANDHAR 144801
Basti Sheikh Jalandhar

PUNB0162510

MAIN ROAD BASTI SHEIKH JALANDHAR 144002
BhogPur

PUNB0056710

G T ROAD 144201
Cac Jalandhar

PUNB0838700

JALANDHAR PB JALAN
Chowk Sudan, Jalandhar

PUNB0023400

JALANDHAR (PUNJAB)
Circle Office Jalandhar West

PUNB0905300

CIRCLE OFFICE JALANDHAR WEST
Circle Sastra Center Jalandhar East

PUNB0824900

CIRCLE SASTRA CENTRE JLANDHAR EAST PB JALAN
Circle Sastra Center Jalandhar West

PUNB0825000

CIRCLE SASTRA CENTRE JLANDHAR WEST PB JALAN
Clpc Jalandhar

PUNB0635900

2ND FLOOR OLD RAILWAY ROAD
Daviet, Jalandhar

PUNB0469900

DAVIET, KABIR NAGAR, JALANDHAR
Dosanjh Kalan

PUNB0003710

VPO DOSANJH KALAN TEH PJILLAUR 144502
Goraya

PUNB0056610

G.T.ROAD GORAYA 144409
Goraya,jalandhar (punjab)

PUNB0018500

G T ROAD GORAYA
Hub Centre

PUNB0523400

NAKODAR ROAD JALANDHAR PUNJAB 144001
Jalandhar

PUNB0050320

AMARDEEP32 GT ROADPUNJAB
Jalandhar East R M Office

PUNB0381700

R M OFFICE CIVIL LINES JALANDHAR PUNJAB
Jalandhar Basti Danishmendon,

PUNB0299100

DISTT. JALANDHAR (PUNJAB)
Jalandhar Cantt

PUNB0154210

DEEP NAGAR JALANDHAR CANTT 144005
Jalandhar Cantt, Distt. Jaland

PUNB0023300

PUNJAB
Jalandhar Dav College, Distt.

PUNB0134400

DAV COLLEGE JALANDHAR
Jalandhar Focal Point

PUNB0227200

FOCAL POINT, JALANDHAR
Jalandhar Ibb, Civil Lines

PUNB0299900

DISTT. JALANDHAR (PUNJAB)
Jalandhar Industrial Area,

PUNB0024200

INDUSTRIAL AREA,JALANDHAR
Jalandhar KishanPura,

PUNB0222700

KIHANPURA JALANDHAR
Jalandhar Mai Hiran Gate,

PUNB0221700

DISTT. JALANDHAR (PUNJAB)
Jalandhar New Jawahar Nagar,

PUNB0220100

DISTT. JALANDHAR (PUNJAB)
Jalandhar Old Railway Road,

PUNB0351300

OLD RAILWAY ROAD
Jalandhar Preet Nagar

PUNB0223100

PREET NAGAR, JALANDHAR CITY
Jalandhar Sh. Udham Singh Naga

PUNB0222100

SUS NAGAR JALANDHAR
Jalandhar Tanda Road City,

PUNB0179600

TANDA ROAD,JALANDHAR
Jalandhar- Apj School

PUNB0511710

APJ SCHOOL BHAGWAN MAHAVIR MARG 144004
Jalandhar-adarsh Nagar

PUNB0036810

421,ADARSH NAGAR NAVRATTAN CHOWK 144001
Jalandhar-gt Road

PUNB0003410

EH-198,NIRMAL COMPLEX, GT ROAD 144001
Jalandhar-industrial Area

PUNB0058910

S-44, INDUSTRIAL AREA 144001
Jalandhar-inocent Hearts Scl

PUNB0515610

INNOCENT HEART SCHOOL GREEN MODEL TOWN 144001
Jalandhar-ladowali Road

PUNB0092910

SCO-44,OPP DISTT SECRE TARIAT,LADOWALI ROAD 144001
Jalandhar-nakodar Road

PUNB0077010

AMBEDKAR CHOWK NAKODAR ROAD 144001
Jalandhar-overseas-garha Road

PUNB0088610

KARAN CHAMBERS 483,GARHA ROAD 144001
Jalandhar-rama Mandi

PUNB0118010

MASTER COMPLEX RAMA MANDI, 144005
Jalandhar-service Branch

PUNB0802310

JALSER-8023 1ST FLOOR ,EE 170 , NE 144001
Jalandhar,Bank Enclave

PUNB0451300

BANK ENCLAVE, JALANDHAR
Jalandhar,nakodar Road

PUNB0351200

NAKODAR ROAD
Jallandhar, Rama Mandi

PUNB0220500

RAMA MANDI
Jandiala

PUNB0056810

SANT MARKET, GORAYA RD JANDIALA,TEH-PHILLAUR 141303
KaPurthala Rd Jalandhar

PUNB0413000

BASTI BAWA KHEL KAPURTHALA ROAD
KartarPur

PUNB0064610

G.T. ROAD, KARTARPUR 144801
Kmv College,jalandhar

PUNB0392000

JALANDHAR (PUNJAB)
Kukarpind

PUNB0006710

KOT KHURD ROAD KUKARPIND 144024
Ladhewali-jalandhar

PUNB0160910

NR REG CAMPUS GNDU LADHEWALI DISTJALANDH 144009
Ladowali Road,jalandhar

PUNB0071300

LADOWALI ROAD,JALANDHAR
Lambra

PUNB0056410

V. P. LAMBRA 144026
Lambra, Jalandhar

PUNB0075300

LAMBRA, JALANDHAR
Lohian Khas

PUNB0149310

VPO LOHIAN KHAS DISTJALANDHAR 144629
Malsian Distt Jalandhar

PUNB0171710

VPO- MALSIAN, TEHSIL SHAHKOT 144701
Mand

PUNB0006410

VILLAGE & P.O MAND 144002
Mau

PUNB0594600

VPO,MAU TEHSIL.PHILLAR DIST.JALANDHAR MAUJA PUNJAB 144035
MehatPur-distt Jalandhar

PUNB0155510

MEHATPUR TEHSIL NAKODA DISTRICT JALANDHAR 144041
MithePur

PUNB0006610

VILL & PO - MITHEPUR VIA - GARHA 144022
Model House, Jalandhar

PUNB0660800

MODEL HOUSE
Moron

PUNB0023910

VPOMORONTEHPHILLAUR DIST JALANDHAR 144029
Nagar-jalandhar

PUNB0202010

VPO-NAGAR,TEH-PHILLAUR DISTT. JALANDHAR 144410
Nakodar

PUNB0054810

OUTER GATE NEAR BUS STAND 144040
Nakodar Road

PUNB0152220

B38/3385-86 NAKODAR RD,SANTIPURA,RAVIDAS CHK
Nurmahal

PUNB0056910

MANDI ROAD NURMAHAL 144039
Paddi Jagir- Jalandhar

PUNB0191610

VPO PADDI JAGIR TEHSIL PHILLAUR 144409
Pandori Nijjran

PUNB0173610

VILLAGE PANDORI NIJJRA DISTRICT JALANDHAR 144102
Parjian Kalan-distt Jalandhar

PUNB0173110

VILL PARJIAN KALAN DISTT JALANDHAR 144041
Phillaur

PUNB0064710

60, DANA MANDI PHILLAUR 144410
Pholriwal Distt Jalandhar

PUNB0980300

JALANDHAR HEIGHTS,66 ROAD,VILL PHOLRIWAL,DISTT JALANDHAR PUNJAB 144022
Pholriwal-distt Jalandhar

PUNB0170610

VILLAGE PHOLRIWAL DISTT JALANDHAR,PUNJAB 144001
Raowali Distt- Jalandhar

PUNB0200610

VPO RAOWALI TEHSIL & DISTT. JALAND 144001
Rcc Jalandhar, Dist.jalandhar

PUNB0197800

JALANDHAR, OLD RAILWAY ROAD
SansarPurdisttjalandhar

PUNB0186910

VILLAGE SANSARPUR DISTT JALANDHAR 144024
Sarhali Distt Jalandhar

PUNB0980200

NEAR BUS STAND,MAIN ROAD,VPO SARHALI,DISTT JALANDHAR PUNJAB 144633
Shahkot

PUNB0077310

MOGA ROAD, SHAHKOT JALANDHAR 144702
Shankar, Jalandhar

PUNB0471300

VILL SHANKAR DISTT JALANDHAR
Specialised Sme Branch

PUNB0389200

SODAL ROAD,JALANDHAR
Surya Enclave, Jalandhar

PUNB0076010

SCO8&9, GURU GOVIND AVENUE, SURYA ENCLAVE 144009
University Road, Ladhewali

PUNB0660700

UNIVERSITY ROAD LADHEWALI
Urban EState Phase 1,jalandhar

PUNB0411200

SCF-53, PHASE-1, URBAN ESTATE

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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