IFSC Code of Punjab National Bank, Punjab, Jalandhar, Ladowali Road,jalandhar
PUNB0071300
Punjab National Bank
| IFSC Code |
PUNB0071300 |
|---|---|
| MICR Code |
144024016 |
| Bank Name | Punjab National Bank |
| District | Jalandhar |
| State | Punjab |
| Address | Ladowali Road,jalandhar |
| Phone |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the Punjab National Bank Branch Near You
List of all Punjab National Bank Branch IFSC Code
AdamPur
PUNB0056510
HOSHIARPUR ROAD ADAMPUR DOABA 144103
AlawalPur - Jalandhar
PUNB0146210
V.P.O. ALAWALPUR DISTT. JALANDHAR 144301
Apra Distt Jalandhar
PUNB0076210
VILL & PO. APRA 144416
Bada Chhota Pind Jalandhar
PUNB0177810
VILL BADA CHHOTA PIND TEHSIL JALANDHAR 144801
Basti Sheikh Jalandhar
PUNB0162510
MAIN ROAD BASTI SHEIKH JALANDHAR 144002
BhogPur
PUNB0056710
G T ROAD 144201
Cac Jalandhar
PUNB0838700
JALANDHAR PB JALAN
Chowk Sudan, Jalandhar
PUNB0023400
JALANDHAR (PUNJAB)
Circle Office Jalandhar West
PUNB0905300
CIRCLE OFFICE JALANDHAR WEST
Circle Sastra Center Jalandhar East
PUNB0824900
CIRCLE SASTRA CENTRE JLANDHAR EAST PB JALAN
Circle Sastra Center Jalandhar West
PUNB0825000
CIRCLE SASTRA CENTRE JLANDHAR WEST PB JALAN
Clpc Jalandhar
PUNB0635900
2ND FLOOR OLD RAILWAY ROAD
Daviet, Jalandhar
PUNB0469900
DAVIET, KABIR NAGAR, JALANDHAR
Dosanjh Kalan
PUNB0003710
VPO DOSANJH KALAN TEH PJILLAUR 144502
Goraya
PUNB0056610
G.T.ROAD GORAYA 144409
Goraya,jalandhar (punjab)
PUNB0018500
G T ROAD GORAYA
Hub Centre
PUNB0523400
NAKODAR ROAD JALANDHAR PUNJAB 144001
Jalandhar
PUNB0050320
AMARDEEP32 GT ROADPUNJAB
Jalandhar East R M Office
PUNB0381700
R M OFFICE CIVIL LINES JALANDHAR PUNJAB
Jalandhar Basti Danishmendon,
PUNB0299100
DISTT. JALANDHAR (PUNJAB)
Jalandhar Cantt
PUNB0154210
DEEP NAGAR JALANDHAR CANTT 144005
Jalandhar Cantt, Distt. Jaland
PUNB0023300
PUNJAB
Jalandhar Dav College, Distt.
PUNB0134400
DAV COLLEGE JALANDHAR
Jalandhar Focal Point
PUNB0227200
FOCAL POINT, JALANDHAR
Jalandhar Ibb, Civil Lines
PUNB0299900
DISTT. JALANDHAR (PUNJAB)
Jalandhar Industrial Area,
PUNB0024200
INDUSTRIAL AREA,JALANDHAR
Jalandhar KishanPura,
PUNB0222700
KIHANPURA JALANDHAR
Jalandhar Mai Hiran Gate,
PUNB0221700
DISTT. JALANDHAR (PUNJAB)
Jalandhar New Jawahar Nagar,
PUNB0220100
DISTT. JALANDHAR (PUNJAB)
Jalandhar Old Railway Road,
PUNB0351300
OLD RAILWAY ROAD
Jalandhar Preet Nagar
PUNB0223100
PREET NAGAR, JALANDHAR CITY
Jalandhar Sh. Udham Singh Naga
PUNB0222100
SUS NAGAR JALANDHAR
Jalandhar Tanda Road City,
PUNB0179600
TANDA ROAD,JALANDHAR
Jalandhar- Apj School
PUNB0511710
APJ SCHOOL BHAGWAN MAHAVIR MARG 144004
Jalandhar-adarsh Nagar
PUNB0036810
421,ADARSH NAGAR NAVRATTAN CHOWK 144001
Jalandhar-bhagat Singh Chowk
PUNB0040310
E K 118 BHAGAT SINGH CHOWK 144001
Jalandhar-gt Road
PUNB0003410
EH-198,NIRMAL COMPLEX, GT ROAD 144001
Jalandhar-industrial Area
PUNB0058910
S-44, INDUSTRIAL AREA 144001
Jalandhar-inocent Hearts Scl
PUNB0515610
INNOCENT HEART SCHOOL GREEN MODEL TOWN 144001
Jalandhar-ladowali Road
PUNB0092910
SCO-44,OPP DISTT SECRE TARIAT,LADOWALI ROAD 144001
Jalandhar-nakodar Road
PUNB0077010
AMBEDKAR CHOWK NAKODAR ROAD 144001
Jalandhar-overseas-garha Road
PUNB0088610
KARAN CHAMBERS 483,GARHA ROAD 144001
Jalandhar-rama Mandi
PUNB0118010
MASTER COMPLEX RAMA MANDI, 144005
Jalandhar-service Branch
PUNB0802310
JALSER-8023 1ST FLOOR ,EE 170 , NE 144001
Jalandhar,Bank Enclave
PUNB0451300
BANK ENCLAVE, JALANDHAR
Jalandhar,nakodar Road
PUNB0351200
NAKODAR ROAD
Jallandhar, Rama Mandi
PUNB0220500
RAMA MANDI
Jandiala
PUNB0056810
SANT MARKET, GORAYA RD JANDIALA,TEH-PHILLAUR 141303
KaPurthala Rd Jalandhar
PUNB0413000
BASTI BAWA KHEL KAPURTHALA ROAD
KartarPur
PUNB0064610
G.T. ROAD, KARTARPUR 144801
Kmv College,jalandhar
PUNB0392000
JALANDHAR (PUNJAB)
Kukarpind
PUNB0006710
KOT KHURD ROAD KUKARPIND 144024
Ladhewali-jalandhar
PUNB0160910
NR REG CAMPUS GNDU LADHEWALI DISTJALANDH 144009
Lambra
PUNB0056410
V. P. LAMBRA 144026
Lambra, Jalandhar
PUNB0075300
LAMBRA, JALANDHAR
Lohian Khas
PUNB0149310
VPO LOHIAN KHAS DISTJALANDHAR 144629
Malsian Distt Jalandhar
PUNB0171710
VPO- MALSIAN, TEHSIL SHAHKOT 144701
Mand
PUNB0006410
VILLAGE & P.O MAND 144002
Mau
PUNB0594600
VPO,MAU TEHSIL.PHILLAR DIST.JALANDHAR MAUJA PUNJAB 144035
MehatPur-distt Jalandhar
PUNB0155510
MEHATPUR TEHSIL NAKODA DISTRICT JALANDHAR 144041
MithePur
PUNB0006610
VILL & PO - MITHEPUR VIA - GARHA 144022
Model House, Jalandhar
PUNB0660800
MODEL HOUSE
Moron
PUNB0023910
VPOMORONTEHPHILLAUR DIST JALANDHAR 144029
Nagar-jalandhar
PUNB0202010
VPO-NAGAR,TEH-PHILLAUR DISTT. JALANDHAR 144410
Nakodar
PUNB0054810
OUTER GATE NEAR BUS STAND 144040
Nakodar Road
PUNB0152220
B38/3385-86 NAKODAR RD,SANTIPURA,RAVIDAS CHK
Nurmahal
PUNB0056910
MANDI ROAD NURMAHAL 144039
Paddi Jagir- Jalandhar
PUNB0191610
VPO PADDI JAGIR TEHSIL PHILLAUR 144409
Pandori Nijjran
PUNB0173610
VILLAGE PANDORI NIJJRA DISTRICT JALANDHAR 144102
Parjian Kalan-distt Jalandhar
PUNB0173110
VILL PARJIAN KALAN DISTT JALANDHAR 144041
Phillaur
PUNB0064710
60, DANA MANDI PHILLAUR 144410
Pholriwal Distt Jalandhar
PUNB0980300
JALANDHAR HEIGHTS,66 ROAD,VILL PHOLRIWAL,DISTT JALANDHAR PUNJAB 144022
Pholriwal-distt Jalandhar
PUNB0170610
VILLAGE PHOLRIWAL DISTT JALANDHAR,PUNJAB 144001
Raowali Distt- Jalandhar
PUNB0200610
VPO RAOWALI TEHSIL & DISTT. JALAND 144001
Rcc Jalandhar, Dist.jalandhar
PUNB0197800
JALANDHAR, OLD RAILWAY ROAD
SansarPurdisttjalandhar
PUNB0186910
VILLAGE SANSARPUR DISTT JALANDHAR 144024
Sarhali Distt Jalandhar
PUNB0980200
NEAR BUS STAND,MAIN ROAD,VPO SARHALI,DISTT JALANDHAR PUNJAB 144633
Shahkot
PUNB0077310
MOGA ROAD, SHAHKOT JALANDHAR 144702
Shankar, Jalandhar
PUNB0471300
VILL SHANKAR DISTT JALANDHAR
Specialised Sme Branch
PUNB0389200
SODAL ROAD,JALANDHAR
Surya Enclave, Jalandhar
PUNB0076010
SCO8&9, GURU GOVIND AVENUE, SURYA ENCLAVE 144009
University Road, Ladhewali
PUNB0660700
UNIVERSITY ROAD LADHEWALI
Urban EState Phase 1,jalandhar
PUNB0411200
SCF-53, PHASE-1, URBAN ESTATE
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
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