Select Branch for Punjab National Bank in Ludhiana, Punjab
Choose a branch to view IFSC code and details
Aggar Ngr, Ludhiana (punjab)
PUNB0409500
AGGAR NAGAR
Back Office Ludhiana
PUNB0927500
PUNJAB NATIONAL BANK 5 FEROZPUR ROAD LUDHAINA PB LUDHI 141012
Bahadurke Road, Ludhiana
PUNB0476600
BAHADURKE ROAD, LUDHIANA
Barewal, Ludhiana
PUNB0179800
BAREWAL ROAD, LUDHIANA
Bassian Ludhiana
PUNB0004910
MAIN RDBASSIN TEHSIL RAIKOT 143032
Begowal-distt Ludhiana
PUNB0194410
SHD G SINGH MKT NR BSN JATANA RD VIL BEGOWAL 141418
Bhamian Khurd
PUNB0097910
VILLAGE BHAMIAN KHURD PO MUNDIAN KALAN 141111
Bijadistt Ludhiana
PUNB0172510
VPO BIJA DISTT LUDHIANAPUNJAB 141412
C/chest FirozePur Rd Ludhiana
PUNB0709700
SITE NO. 5 FIROZEPUR ROAD
C/chest Industrial Area Ludhia
PUNB0709800
NEAR MANJU CINEMA
C/chest Mata Rani Road Ludhian
PUNB0710000
MATA RANI ROAD LUDHIANA
Cac Ludhiana
PUNB0839400
LUDHIANA PB LUDHI
ChuharPur-jhar Sahib
PUNB0187910
PO-BEHLOLPUR, TEHSIL-SAMRALA 141121
Circle Office Ludhiana East
PUNB0906300
CIRCLE OFFICE LUDHIANA EAST
Circle Sastra Centre Ludhiana West
PUNB0827300
CIRCLE SASTRA CENTRE LUDHIANA WEST SARBHA NAGAR PB LUDHI 141001
Clpc Ludhiana
PUNB0636100
CLPC 5 FIROZEPUR ROAD NEAR WEST END MALL
Clpc Ludhiana
PUNB0636200
INDUSTRAIL AREA NEAR MANJU THEATER LUDHIANA PUNJAB
Clpc Ludhiana
PUNB0655800
INDUSTRIAL AREA, BHAGWATI TOWER RK ROAD
Clpc Parwanoo
PUNB0641700
SECTOR 1 BANK SQUARE PO PARWANOO
Coaec Ludhiana
PUNB0868300
5 FEROZEPUR ROAD LUDHIANA PB LUDHI 141012
Container Freight Station
PUNB0485800
CONTAINER FREIGHT STATION, FOCAL POINT
Dehlon
PUNB0129410
GILL POINT,SAHNEWAL RD DEHLON 141118
Dewatwal
PUNB0136010
AT POST & VIL DEWATWAL NR GOVT.HIGH SCOOL 141102
Dhandhri Kalan, Distt. Ludhana
PUNB0145300
DHANDHARI KALAN
Doraha Distt Ludhiana
PUNB0059710
RAILWAY ROAD, DORAHA 141421
Dugri Ludhiana
PUNB0443300
URBANI ESTATE, DUGRI
Ghungrana
PUNB0789500
GHUNGRANA PUNJAB 141204
Gill Distludhiana
PUNB0148210
NEAR DR MANGAL SINGH VPOGILL DIST LUDHIA 141116
Gujjarwal Distt Ludhiana
PUNB0118910
GURUDWARA BHAI SINGH V&PO GUJJARWAL 141202
Haibowal Kalan, Ludhiana
PUNB0408400
HAIBOWAL KALAN
Hambran - Ludhiana
PUNB0126710
GILL MARKET ,MAIN ROAD LUDHIANA - 141010 141010
Ikolaha
PUNB0007410
VPO IKOLAHA,TEHSIL KHANNA 141401
Jagraon-sherPura Road
PUNB0000510
432,SHERPURA ROAD JAGRAON 142026
Jagraon-tehsil Road
PUNB0003010
TEHSIL ROAD 142026
JamalPur Awana-ludhiana
PUNB0024010
JAMALPUR AWANA CHANDIGARH ROAD 141010
Jodhan (ludhiana)
PUNB0718100
PAKHOWAL ROAD
Khanna
PUNB0175620
KHANNA,PUNJAB
Khanna-gt Road Distt Ludhiana
PUNB0008910
GT ROAD KHANNA 141401
Kohara
PUNB0146810
VPO- KOHARA, FILLING STAT, CHD RD 141112
Lamme-ludhiana
PUNB0175910
V&PO-LAMME.TEHSIL- JAGRAON,DISTT-LUDHIANA 142034
Ludhiana
PUNB0040620
NEAR CLOCK TOWER,LUDHIANA
Ludhiana Basti Jodhewal
PUNB0345700
BASTI JODMEWAL,LUDHIANA
Ludhiana Bharat Nagar Chowk,
PUNB0076500
BHARAT NAGAR CHOWK
Ludhiana Brown Road
PUNB0076600
BROWN ROAD
Ludhiana Bus Stand
PUNB0984100
BUS STAND ROAD NEAR ESI HOSPITAL LUDHI PUNJAB
Ludhiana Chaura Bazar, Distt.
PUNB0029600
CHAURA BAZAR LUDHIANA 98551-29296 (CM)
Ludhiana Chndg.road
PUNB0241600
CHANDIGARH ROAD
Ludhiana Chowk Saidan, Distt.
PUNB0076400
CHOWK SAIDAN
Ludhiana Gill Road, Distt. Lud
PUNB0076300
GILL ROAD
Ludhiana Industrial Area,
PUNB0030200
INDUSTRIAL AREA-A,
Ludhiana KarimPura, Distt. Lud
PUNB0160000
CHOWK KARIMPURA
Ludhiana Mata Rani Chowk
PUNB0346200
MATA RANI CHOWK
Ludhiana Miller Ganj, Distt. L
PUNB0029800
MILLER GANJ
Ludhiana Model Town, Distt. Lu
PUNB0030400
MODEL TOWN
Ludhiana Raj Pura Road, Distt.
PUNB0240600
RAJPURA ROAD, NEAR DMC HOSPITAL
Ludhiana Rcc, Distt. Ludhiana
PUNB0197900
REGIONAL PROCESSING CENTRE ( RPC )
Ludhiana Salem Tabri, Distt. L
PUNB0240900
SALEM TABRI
Ludhiana Sarabha Nagar
PUNB0240400
SARABHA NAGAR
Ludhiana Sunder Nagar
PUNB0445000
MAIN ROAD SUNDER NAGAR
Ludhiana-bjs Dental College
PUNB0511110
BJS DENTAL COLLEGE SEC-40, URBAN ESTATE 141010
Ludhiana-dhandari Kalan
PUNB0076610
GT ROAD, DHANDARI KALAN 141003
Ludhiana-dharamPura
PUNB0016910
DHARAMPURA 141008
Ludhiana-dmch
PUNB0512010
NEW DMC HOSPITAL TAGORE NAGAR 141001
Ludhiana-feroze Gandhi Market
PUNB0068610
SCO-9 FEROZE GANDHI MARKET 141001
Ludhiana-ferozePur Road
PUNB0086010
OPP. MILK PLANT, FEROZEPUR ROAD 141001
Ludhiana-gmt Public School
PUNB0103010
GMT PUBLIC SCHOOL G T ROAD 141008
Ludhiana-haibowal Kalan
PUNB0208010
P.O. HAIBOWAL KALAN TEHSIL & DISTT. LUDHIA 141001
Ludhiana-hambran Road
PUNB0157810
NR BHULLAR MOTORS,OPP MIG FLATS HAMBRAN RD 141001
Ludhiana-m.c. Gill Road
PUNB0513610
B.K.TOWER,B-XXI 2480/1 NR GREWAL HOSP,GILL RD 141003
Ludhiana-mgm Public Scldugri
PUNB0119910
S.C.O 25 MAIN MARKET URBAN ESTATE DUGRI PHA 141002
Ludhiana-miller Ganj
PUNB0006910
692, INDUSTRIAL AREA-B OVERLOCK RDMILLER GANJ 141003
Ludhiana-model Town
PUNB0077710
207-L MODEL TOWN 141001
Ludhiana-overseas
PUNB0060510
B-XV-136,JANDU TOWER MILLER GANJ,GT ROAD 141003
Ludhiana-rahon Road
PUNB0077810
RAHON ROAD LUDHIANA 141007
Ludhiana-rajewal
PUNB0176710
VPO-RAJEWAL(ROHONO) TEHSIL-KHANNA 141401
Ludhiana-rsdc
PUNB0507700
LUDHIANA
Ludhiana-sarabha Nagar
PUNB0020510
SCM-27, MAIN MARKET, SARABHA NAGAR 141001
Ludhiana-sargodha Khalsa
PUNB0525210
SARGODA KHALSA,CO-EDUC TION HISCHOOL 141008
Ludhiana-service Branch
PUNB0800910
BOBBY COMPLEX, SAMRALA ROAD, DHARAMPURA 141008
Ludhiana-sps Apollo Hospital
PUNB0125110
SATGURU PARTAP SINGH, APOLLO HOSPITAL 141003
Ludhiana-ssi
PUNB0065310
151,INDUSTRIAL AREA A, CHEEMA CHOWK 141003
Ludhiana-sunder Nagar
PUNB0125210
2594, MAIN ROAD, SUNDER NAGAR 141003
Ludhiana-tagore Nagar
PUNB0071310
SHEELA CHARITABLE HOSP RAJPURA ROAD, TAGORE N 141001
Ludhiana, M.oswal Can.hospital
PUNB0665200
SHERPUR CHOWK
Ludhiana, Raj Guru Nagar
PUNB0450700
RAJ GURU NAGAR
Ludhiana,new ShivPuri
PUNB0303100
NEW SHIVPURI
Ludhianachaura Bazar
PUNB0000410
CHAURA BAZAR 141008
Machhiwara
PUNB0081410
SAMRALA ROAD, MACHHIWARA 141115
Maloud
PUNB0167010
PAYAL ROAD, NEAR GRAIN DISTT. LUDHIANA, PUNJA 141119
Mansuran
PUNB0019010
VILLAGE & PO MANSURAN 142029
Mohie
PUNB0009110
VPO MOHIE DIST LUDHIANA 141103
MullanPur Mandi
PUNB0018910
RAIKOT ROAD,MULLANPUR MANDI,DIST.LUDHIANA 141101
NurPur Bet
PUNB0009510
VILLAGE NURPUR BET DISTT LUDHIANA 141008
Pakhowal
PUNB0134910
RAIKOT ROAD, V.P.O PAKHOWAL 141108
Payal Distludhiana
PUNB0145310
KADDON RD VPO PAYAL DIST LUDHIANA 141416
Raikot
PUNB0079210
MALERKOTLA RD, NEAR JAGPAL PALACE,RAIKOT 141109
Retail Hub, Ludhiana (pb)
PUNB0521000
SARABHA NAGAR
Rishi Nagar
PUNB0146420
OPP. KALI TEMPLE,HAMBRA ROAD, LUDHIANA
Rurka Kalandistt Ludhiana
PUNB0174810
RURKA KALANTEH MULLAN DISTT LUDHIANA 141101
Sahnewal
PUNB0002810
GT ROAD SAHNEWAL DISTT LUDHIANA 141120
Samrala
PUNB0065710
CHANDIGARH ROAD 141114
Sastra Ludhiana
PUNB0454000
SASTRA LUDHIANA
Sector Thirty Two A Chandigarh Rd
PUNB0629800
SECTOR 32A CHANDIGARH RD
Shaheed Bhagat Singh Nagar
PUNB0135410
7-B, SHAHEED BHAGAT SINGH NAGAR, PAKHOWAL 141013
Sidhwan Bet
PUNB0029810
AT. POST SIDHWAN BET DIST. LUDHIANA 142033
Sidhwan Khurd
PUNB0098010
VPOSIDHWAN KHURD TEHSILJAGRAON 142024
Spl High Value Branch,ludhiana
PUNB0499700
FEROZPUR ROAD
Sudhar
PUNB0137110
NEW ABADI AKALGARH P.O AD HALWARA 141106
Urban EState Dugri Phase Ii
PUNB0883500
URBAN ESTATE DUGRI PHASE II PUNJAB LUDHI 141013
Zonal Sastra Centre Ludhiana
PUNB0835200
LUDHIANA PB LUDHI 141001
What are Punjab National Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Punjab National Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Punjab National Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Punjab National Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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