IFSC Code of Punjab National Bank, Punjab, Ludhiana, Ludhiana Miller Ganj, Distt. L

PUNB0029800

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0029800
MICR Code

141024023
Bank Name Punjab National Bank
District Ludhiana
State Punjab
Address Miller Ganj
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Aggar Ngr, Ludhiana (punjab)

PUNB0409500

AGGAR NAGAR
Back Office Ludhiana

PUNB0927500

PUNJAB NATIONAL BANK 5 FEROZPUR ROAD LUDHAINA PB LUDHI 141012
Bahadurke Road, Ludhiana

PUNB0476600

BAHADURKE ROAD, LUDHIANA
Barewal, Ludhiana

PUNB0179800

BAREWAL ROAD, LUDHIANA
Bassian Ludhiana

PUNB0004910

MAIN RDBASSIN TEHSIL RAIKOT 143032
Begowal-distt Ludhiana

PUNB0194410

SHD G SINGH MKT NR BSN JATANA RD VIL BEGOWAL 141418
Bhamian Khurd

PUNB0097910

VILLAGE BHAMIAN KHURD PO MUNDIAN KALAN 141111
Bijadistt Ludhiana

PUNB0172510

VPO BIJA DISTT LUDHIANAPUNJAB 141412
C/chest FirozePur Rd Ludhiana

PUNB0709700

SITE NO. 5 FIROZEPUR ROAD
C/chest Industrial Area Ludhia

PUNB0709800

NEAR MANJU CINEMA
C/chest Mata Rani Road Ludhian

PUNB0710000

MATA RANI ROAD LUDHIANA
Cac Ludhiana

PUNB0839400

LUDHIANA PB LUDHI
ChuharPur-jhar Sahib

PUNB0187910

PO-BEHLOLPUR, TEHSIL-SAMRALA 141121
Circle Office Ludhiana East

PUNB0906300

CIRCLE OFFICE LUDHIANA EAST
Circle Sastra Centre Ludhiana West

PUNB0827300

CIRCLE SASTRA CENTRE LUDHIANA WEST SARBHA NAGAR PB LUDHI 141001
Clpc Ludhiana

PUNB0636100

CLPC 5 FIROZEPUR ROAD NEAR WEST END MALL
Clpc Ludhiana

PUNB0636200

INDUSTRAIL AREA NEAR MANJU THEATER LUDHIANA PUNJAB
Clpc Ludhiana

PUNB0655800

INDUSTRIAL AREA, BHAGWATI TOWER RK ROAD
Clpc Parwanoo

PUNB0641700

SECTOR 1 BANK SQUARE PO PARWANOO
Coaec Ludhiana

PUNB0868300

5 FEROZEPUR ROAD LUDHIANA PB LUDHI 141012
Container Freight Station

PUNB0485800

CONTAINER FREIGHT STATION, FOCAL POINT
Dehlon

PUNB0129410

GILL POINT,SAHNEWAL RD DEHLON 141118
Dewatwal

PUNB0136010

AT POST & VIL DEWATWAL NR GOVT.HIGH SCOOL 141102
Dhandhri Kalan, Distt. Ludhana

PUNB0145300

DHANDHARI KALAN
Doraha Distt Ludhiana

PUNB0059710

RAILWAY ROAD, DORAHA 141421
Dugri Ludhiana

PUNB0443300

URBANI ESTATE, DUGRI
Ghungrana

PUNB0789500

GHUNGRANA PUNJAB 141204
Gill Distludhiana

PUNB0148210

NEAR DR MANGAL SINGH VPOGILL DIST LUDHIA 141116
Gujjarwal Distt Ludhiana

PUNB0118910

GURUDWARA BHAI SINGH V&PO GUJJARWAL 141202
Haibowal Kalan, Ludhiana

PUNB0408400

HAIBOWAL KALAN
Hambran - Ludhiana

PUNB0126710

GILL MARKET ,MAIN ROAD LUDHIANA - 141010 141010
Ikolaha

PUNB0007410

VPO IKOLAHA,TEHSIL KHANNA 141401
Jagraon-sherPura Road

PUNB0000510

432,SHERPURA ROAD JAGRAON 142026
Jagraon-tehsil Road

PUNB0003010

TEHSIL ROAD 142026
JamalPur Awana-ludhiana

PUNB0024010

JAMALPUR AWANA CHANDIGARH ROAD 141010
Jodhan (ludhiana)

PUNB0718100

PAKHOWAL ROAD
Khanna

PUNB0175620

KHANNA,PUNJAB
Khanna-gt Road Distt Ludhiana

PUNB0008910

GT ROAD KHANNA 141401
Kohara

PUNB0146810

VPO- KOHARA, FILLING STAT, CHD RD 141112
Lamme-ludhiana

PUNB0175910

V&PO-LAMME.TEHSIL- JAGRAON,DISTT-LUDHIANA 142034
Ludhiana

PUNB0040620

NEAR CLOCK TOWER,LUDHIANA
Ludhiana Basti Jodhewal

PUNB0345700

BASTI JODMEWAL,LUDHIANA
Ludhiana Bharat Nagar Chowk,

PUNB0076500

BHARAT NAGAR CHOWK
Ludhiana Brown Road

PUNB0076600

BROWN ROAD
Ludhiana Bus Stand

PUNB0984100

BUS STAND ROAD NEAR ESI HOSPITAL LUDHI PUNJAB
Ludhiana Chaura Bazar, Distt.

PUNB0029600

CHAURA BAZAR LUDHIANA 98551-29296 (CM)
Ludhiana Chndg.road

PUNB0241600

CHANDIGARH ROAD
Ludhiana Chowk Saidan, Distt.

PUNB0076400

CHOWK SAIDAN
Ludhiana Gill Road, Distt. Lud

PUNB0076300

GILL ROAD
Ludhiana Industrial Area,

PUNB0030200

INDUSTRIAL AREA-A,
Ludhiana KarimPura, Distt. Lud

PUNB0160000

CHOWK KARIMPURA
Ludhiana Mata Rani Chowk

PUNB0346200

MATA RANI CHOWK
Ludhiana Model Town, Distt. Lu

PUNB0030400

MODEL TOWN
Ludhiana Raj Pura Road, Distt.

PUNB0240600

RAJPURA ROAD, NEAR DMC HOSPITAL
Ludhiana Rcc, Distt. Ludhiana

PUNB0197900

REGIONAL PROCESSING CENTRE ( RPC )
Ludhiana Salem Tabri, Distt. L

PUNB0240900

SALEM TABRI
Ludhiana Sarabha Nagar

PUNB0240400

SARABHA NAGAR
Ludhiana Sunder Nagar

PUNB0445000

MAIN ROAD SUNDER NAGAR
Ludhiana-bjs Dental College

PUNB0511110

BJS DENTAL COLLEGE SEC-40, URBAN ESTATE 141010
Ludhiana-dhandari Kalan

PUNB0076610

GT ROAD, DHANDARI KALAN 141003
Ludhiana-dharamPura

PUNB0016910

DHARAMPURA 141008
Ludhiana-dmch

PUNB0512010

NEW DMC HOSPITAL TAGORE NAGAR 141001
Ludhiana-feroze Gandhi Market

PUNB0068610

SCO-9 FEROZE GANDHI MARKET 141001
Ludhiana-ferozePur Road

PUNB0086010

OPP. MILK PLANT, FEROZEPUR ROAD 141001
Ludhiana-gmt Public School

PUNB0103010

GMT PUBLIC SCHOOL G T ROAD 141008
Ludhiana-haibowal Kalan

PUNB0208010

P.O. HAIBOWAL KALAN TEHSIL & DISTT. LUDHIA 141001
Ludhiana-hambran Road

PUNB0157810

NR BHULLAR MOTORS,OPP MIG FLATS HAMBRAN RD 141001
Ludhiana-m.c. Gill Road

PUNB0513610

B.K.TOWER,B-XXI 2480/1 NR GREWAL HOSP,GILL RD 141003
Ludhiana-mgm Public Scldugri

PUNB0119910

S.C.O 25 MAIN MARKET URBAN ESTATE DUGRI PHA 141002
Ludhiana-miller Ganj

PUNB0006910

692, INDUSTRIAL AREA-B OVERLOCK RDMILLER GANJ 141003
Ludhiana-model Town

PUNB0077710

207-L MODEL TOWN 141001
Ludhiana-overseas

PUNB0060510

B-XV-136,JANDU TOWER MILLER GANJ,GT ROAD 141003
Ludhiana-rahon Road

PUNB0077810

RAHON ROAD LUDHIANA 141007
Ludhiana-rajewal

PUNB0176710

VPO-RAJEWAL(ROHONO) TEHSIL-KHANNA 141401
Ludhiana-rsdc

PUNB0507700

LUDHIANA
Ludhiana-sarabha Nagar

PUNB0020510

SCM-27, MAIN MARKET, SARABHA NAGAR 141001
Ludhiana-sargodha Khalsa

PUNB0525210

SARGODA KHALSA,CO-EDUC TION HISCHOOL 141008
Ludhiana-service Branch

PUNB0800910

BOBBY COMPLEX, SAMRALA ROAD, DHARAMPURA 141008
Ludhiana-sps Apollo Hospital

PUNB0125110

SATGURU PARTAP SINGH, APOLLO HOSPITAL 141003
Ludhiana-ssi

PUNB0065310

151,INDUSTRIAL AREA A, CHEEMA CHOWK 141003
Ludhiana-sunder Nagar

PUNB0125210

2594, MAIN ROAD, SUNDER NAGAR 141003
Ludhiana-tagore Nagar

PUNB0071310

SHEELA CHARITABLE HOSP RAJPURA ROAD, TAGORE N 141001
Ludhiana, M.oswal Can.hospital

PUNB0665200

SHERPUR CHOWK
Ludhiana, Raj Guru Nagar

PUNB0450700

RAJ GURU NAGAR
Ludhiana,new ShivPuri

PUNB0303100

NEW SHIVPURI
Ludhianachaura Bazar

PUNB0000410

CHAURA BAZAR 141008
Machhiwara

PUNB0081410

SAMRALA ROAD, MACHHIWARA 141115
Maloud

PUNB0167010

PAYAL ROAD, NEAR GRAIN DISTT. LUDHIANA, PUNJA 141119
Mansuran

PUNB0019010

VILLAGE & PO MANSURAN 142029
Mohie

PUNB0009110

VPO MOHIE DIST LUDHIANA 141103
MullanPur Mandi

PUNB0018910

RAIKOT ROAD,MULLANPUR MANDI,DIST.LUDHIANA 141101
NurPur Bet

PUNB0009510

VILLAGE NURPUR BET DISTT LUDHIANA 141008
Pakhowal

PUNB0134910

RAIKOT ROAD, V.P.O PAKHOWAL 141108
Payal Distludhiana

PUNB0145310

KADDON RD VPO PAYAL DIST LUDHIANA 141416
Raikot

PUNB0079210

MALERKOTLA RD, NEAR JAGPAL PALACE,RAIKOT 141109
Retail Hub, Ludhiana (pb)

PUNB0521000

SARABHA NAGAR
Rishi Nagar

PUNB0146420

OPP. KALI TEMPLE,HAMBRA ROAD, LUDHIANA
Rurka Kalandistt Ludhiana

PUNB0174810

RURKA KALANTEH MULLAN DISTT LUDHIANA 141101
Sahnewal

PUNB0002810

GT ROAD SAHNEWAL DISTT LUDHIANA 141120
Samrala

PUNB0065710

CHANDIGARH ROAD 141114
Sastra Ludhiana

PUNB0454000

SASTRA LUDHIANA
Sector Thirty Two A Chandigarh Rd

PUNB0629800

SECTOR 32A CHANDIGARH RD
Shaheed Bhagat Singh Nagar

PUNB0135410

7-B, SHAHEED BHAGAT SINGH NAGAR, PAKHOWAL 141013
Sidhwan Bet

PUNB0029810

AT. POST SIDHWAN BET DIST. LUDHIANA 142033
Sidhwan Khurd

PUNB0098010

VPOSIDHWAN KHURD TEHSILJAGRAON 142024
Spl High Value Branch,ludhiana

PUNB0499700

FEROZPUR ROAD
Sudhar

PUNB0137110

NEW ABADI AKALGARH P.O AD HALWARA 141106
Urban EState Dugri Phase Ii

PUNB0883500

URBAN ESTATE DUGRI PHASE II PUNJAB LUDHI 141013
Zonal Sastra Centre Ludhiana

PUNB0835200

LUDHIANA PB LUDHI 141001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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