Select Branch for Punjab National Bank in Lucknow, Uttar Pradesh
Choose a branch to view IFSC code and details
Alambagh-lucknow
PUNB0075210
B78 GATE3 PHOENIX MALL KANPUR ROAD,ALAMBAGH 226005
Alambaghlucknow
PUNB0157020
551J/122,RAM PRASAD,KHERA,TALKATORA ROAD,
Aliganj
PUNB0149720
B3/18 SECTOR K,ALIGUNJ,LUCKNOW
Amethi, Distt. Lucknow (up)
PUNB0367500
AMETHI, DISTT. LUCKNOW (UP)
Banthra - Lucknow
PUNB0127310
BANTHRA BAZAR LUCKNOW - KANPUR ROAD, 226401
Banthra, Distt. Lucknow (up)
PUNB0185200
BANTHRA, KANPUR ROAD DISTT. LUCKNOW (UP)
Benti Dist Lucknow
PUNB0206810
VPO BENTI, PLC STN BAN BLOCK SAROJINI NAGAR, 226401
Bo Cosca
PUNB0927200
10 ASHOK MARG LUCKNOW UP LUCKN 226001
Cac Lucknow
PUNB0839300
LUCKNOW UP LUCKN
Cantonmentsadar
PUNB0088720
33NEHRU ROAD,LUCKNOW CANTONMENT
Chhatte Meel
PUNB0167000
CHHATTE MEEL SITAPUR ROAD,LUCKNOW (U.P)
Chinhat
PUNB0139810
MATIYARI CHAURAHA, CHANHAT 227105
Circle Office Lucknow West
PUNB0906200
CIRCLE OFFICE LUCKNOW WEST
Circle Office Raebareli
PUNB0908700
CIRCLE OFFICE RAEBARELI
Circle Office SitaPur
PUNB0918700
CIRCLE OFFICE SITAPUR
Circle Sastra Centre Lucknow West
PUNB0827200
CIRCLE SASTRA CENTRE LUCKNOW WEST UP
Circle Sastra Lucknow East
PUNB0827100
LUCKNOW UP LUCKN
Clpc Lucknow
PUNB0605000
10 ASHOK MARG HAZARATGANJ LUCKNOW UP LUCKN 226001
Coaec Lucknow West
PUNB0868100
PNB CO LUCKNOW WEST PNB IIT CAMPUS UP LUCKN 226010
Dedhagaon
PUNB0166710
VPO- DEDHAGAVAN DISTT. CHANDAULI, 232106
Deva Road Lucknow
PUNB0586800
PLOT NO 5A KANCHAN PURA MATIYARI LUCKNOW UTTAR PRADESH 226019
Eleven Grrc
PUNB0155320
11,G.R.R.C KRANTI LINE,LUCKNOW CANTT.
Fgm Office Lucknow
PUNB0543500
VIBHUTI KHAND, OPPOSITE PICKUP, GOMTI NAGAR, LUCKNOW UTTAR PRADESH 206010
Gbv Lucknow
PUNB0816200
LUCKNOW UP LUCKN
Gomti Nagar Extension
PUNB0586900
C 1 186 INFRONT OF CMS SCHOOL SHAHEED PATH LUCKNOW UTTAR PRADESH 226010
GomtiNagar
PUNB0142620
DEVA COMPLEX,VIRAM KHA,ND
Haibatmau Mawaiya
PUNB0097110
APS ACADEMY,SAINANI VI HAR,HAIBATMAU M,RB RD 226025
Hazaratganj
PUNB0030220
23BIDHAN SABHA MARG,LUCKNOW
Indira Nagar,lucknow
PUNB0185300
C-1559, INDIRA NAGAR, LUCKNOW (UP)
IndiraNagarlucknow
PUNB0149620
B-BLOCK,A-230 INDIRANA,GAR,LUCKNOW
Itaunja - Lucknow
PUNB0127210
RAJA KA BAGH, NR IFFCO KRISHAK SEVA KENDRA,IT 227205
Kakori
PUNB0599700
KAKORI BLOCK KAKORI TEHSIL MALIHABAD LUCKNOW UTTARPRADESH 226101
Kasmandi Kalan
PUNB0171110
MEETHY NAGAR KASMANDI KALAN 226102
Khadra
PUNB0880300
474 9 KHADRA SITAPUR ROAD LUCKNOW UTTARPRADESH 226004
Krishna Nagar Lucknow
PUNB0987900
61A 28C OPP SKD HOSPITAL KRISHNA NAGAR LUCKNOW UTTAR PRADESH 226023
Lcb Lucknow
PUNB0814500
LUCKNOW LUCKNOW UP LUCKN
Lucknow
PUNB0026620
4,AMINABAD PARK,LUCKNOW
Lucknow - Mansarovar Yojna
PUNB0219810
G1/69, TRANSPORT NAGAR P.O. LDA COLONY, LUCKN 226012
Lucknow - Munshi Pulia
PUNB0127110
101, D BLOCK,INDIRA NA MUNSHIPULIA 226016
Lucknow Gautam Budh Marg
PUNB0029300
94 G.B. MARG, LUCKNOW
Lucknow Lal Bagh
PUNB0240800
16, B.N. ROAD, LUCKNOW
Lucknow Mama Chauraha
PUNB0873500
HIGH 22 SECTOR ALIGANJ LUCKNOW UTTARPRADESH 226301
Lucknow Rcc, Distt. Lucknow (u
PUNB0198600
94, MAHATMA GANDHI MARG, LUCKNOW
Lucknow Region
PUNB0084120
4-A HABIBULLA ESTATE,HAZARATGUNJ
Lucknow Station Road
PUNB0149920
K.R.TOWER,21 STATION ROAD
Lucknow Subhash Marg, Distt. L
PUNB0167100
53, SUBHASH MARG, LUCKNOW (UTTAR PRADESH)
Lucknow Talkatora Road, Distt.
PUNB0242400
D-34 RAJAJIPIRAM TALKATORA ROAD
Lucknow-aliganj
PUNB0088710
39, CHANDRALOK ALIGANJ 226020
Lucknow-aminabad
PUNB0010010
PRAKASH DEEP BUILDING AMINABAD PARK 226018
Lucknow-behariPur
PUNB0036710
TALAB TIKAIT RAI BEHARIPUR 226004
Lucknow-chowk
PUNB0089410
313/9 TEJKRISHNA PLAZA KHUN KHUN JI ROAD 226003
Lucknow-gomti Nagar
PUNB0068710
2/9,VIVEK KHAND, GOMTI NAGAR 226010
Lucknow-hazratganj
PUNB0005010
94,MAHATMA GANDHI MARG HAZRATGANJ 226001
Lucknow-jankiPuram
PUNB0100710
STATE PLAZA,SAHARA ESTATE,JANKIPURAM 226023
Lucknow-mahaNagar
PUNB0050110
B-68, SECTOR C MANDIR MARG, MAHANAGAR 226006
Lucknow-naka Hindola
PUNB0100310
GURU SINGH SABHA, NAKA GURUDWARA 226018
Lucknow-nirala Nagar
PUNB0197510
NIRALANAGAR,A-29II NEARRAM KRISHAN MATH 226020
Lucknow-rsm Nagar
PUNB0042710
A-30, RAM SAGAR MISHRA NAGAR 226016
Lucknow-sadar
PUNB0100410
40,SADAR BAZAR 226002
Lucknow-service Branch
PUNB0800310
94, M.G.ROAD HAZRAT GANJ 226001
Lucknow-subhash Marg
PUNB0519110
H.P.R.GIRLS INTER COLG SUBHAS MARG 226003
Lucknow-swami Vivekanand Int
PUNB0517910
J-364,ASHIYANA, LUCKNOW-226012 226012
Lucknow-up Ganna Kisan Sanst
PUNB0519010
UP GANNA SANSTHAN,11 BUTLER PALACE,TILAK MA 226001
Lucknow, Janaki Puram
PUNB0423600
LUCKNOW
Lucknow, M G Marg
PUNB0667100
94 M G MARG LUCKNOW
Lucknow, Rab
PUNB0526900
10, ASHOK MARG
Lucknow, Rlb Gomti Nagar
PUNB0448300
1/13 B VIPUL KHAND, GOMTI NAGAR
Lucknow, South City
PUNB0479300
A-58, SOUTH CITY, RAIBARELI ROAD
Lucknow, Trade Tax Office
PUNB0631200
UP TRADE TAX OFFICE, NARHI
Lucknow, Vidhan Sabha Marg
PUNB0241100
19, VIDHAN SABHA MARG, LUCKNOW (UP)
Lucknow,c/chest, Hazratganj
PUNB0709300
HALWASIA BUILDING , HAZRATGANJ
Lucknow,c/chest, Vibhuti Khand
PUNB0709500
VIBHUTI KHAND, GOMTI NAGAR
Lucknow,sadar Bazar
PUNB0029500
140SADAR BAZAR LUCKNOW
Lucknow,vijayant Khand
PUNB0691100
B-3/5 VIJAYANT KHAND,GOMTINAGAR
Mau-mohanlalganj
PUNB0599800
VILL MAU BLOCK THE MOHANLALGANJ LUCKNOW UTTARPRADESH 226301
Mcc Lucknow
PUNB0007830
OPPOSITE PICKUP BHAWAN VIBHUTI KHAND GOMTI NAGAR
Mehmood Nagar
PUNB0034710
MEHMOOD NAGAR TEHMALHIABAD LUCKNOW 227111
MishrPur
PUNB0188410
SHIVAM PALACE II, KURSI ROAD,MISHRPUR 226026
Nigohan-distt Lucknow
PUNB0180610
VILL P.O-NIGOHAN DISTT LUCKNOW(U.P)-226 226302
Pnb Loan Point - Ram - Basti
PUNB0807200
NONOINT-RM-STIUUCKN
Pnb Staff Training Centre
PUNB0642800
VIBHUTI KHAND LUCKNOW
Rae Bareli Road Lucknow
PUNB0177320
591578 MAHABIR PUSHRAE BARELI ROAD UTAR
RajajiPuram
PUNB0099720
E-2161 RAJAJIPURAM,LUCKNOW
RajajiPuram
PUNB0210010
E 1764,RAJAJIPURAM TALKATORA 226017
Sdc Lucknow
PUNB0953100
SOFTWARE DEVELOPEMENTCELL PNB LUCKNOW UP
Transport Nagar Lucknow
PUNB0973600
G 9/49A PHASE 2 TRANSPORT NAGAR LUCKNOW UP LUCKN 226023
Upsifs
PUNB0961900
PUNJAB NATIONAL BANK UTTAR PRADESH STATE INSTITUTE OF FORENSIC SCIENCE LUCKNOW PIPAR UP LUCKN 226008
Vikas Nagar
PUNB0167820
VIKAS NAGAR,LUCKNOW
Vikas Nagar-lucknow
PUNB0158410
RING RD,NR ST. TERESA SCHOOL, VIKAS NAGAR 226022
Vikas Nagar,lucknow(u.p)
PUNB0185500
6/986, VIKAS NAGAR, LUCKNOW (UP)
Viraj Khand
PUNB0209910
CP-69,UPPER GROUND FLO GOMTI NAGAR 226010
Vrindavan Yojna Lucknow
PUNB0926000
2C/116 VRINDAVAN YOJNA RAEBARELLY ROAD LUCKNOW UP LUCKN 226025
Zonal Sastra Centre Lucknow
PUNB0835100
LUCKNOW UP LUCKN 226001
Zrmc Lucknow
PUNB0843300
VIBHUTI KHAND IN FRONT OF UP LUCKN 226010
What are Punjab National Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Punjab National Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Punjab National Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Punjab National Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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