IFSC Code of Punjab National Bank, Uttar Pradesh, Lucknow, Banthra, Distt. Lucknow (up)

PUNB0185200

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0185200
MICR Code

226024033
Bank Name Punjab National Bank
District Lucknow
State Uttar Pradesh
Address Banthra, Kanpur Road Distt. Lucknow (up)
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Alambagh-lucknow

PUNB0075210

B78 GATE3 PHOENIX MALL KANPUR ROAD,ALAMBAGH 226005
Alambaghlucknow

PUNB0157020

551J/122,RAM PRASAD,KHERA,TALKATORA ROAD,
Aliganj

PUNB0149720

B3/18 SECTOR K,ALIGUNJ,LUCKNOW
Amethi, Distt. Lucknow (up)

PUNB0367500

AMETHI, DISTT. LUCKNOW (UP)
Banthra - Lucknow

PUNB0127310

BANTHRA BAZAR LUCKNOW - KANPUR ROAD, 226401
Benti Dist Lucknow

PUNB0206810

VPO BENTI, PLC STN BAN BLOCK SAROJINI NAGAR, 226401
Bo Cosca

PUNB0927200

10 ASHOK MARG LUCKNOW UP LUCKN 226001
Cac Lucknow

PUNB0839300

LUCKNOW UP LUCKN
Cantonmentsadar

PUNB0088720

33NEHRU ROAD,LUCKNOW CANTONMENT
Chhatte Meel

PUNB0167000

CHHATTE MEEL SITAPUR ROAD,LUCKNOW (U.P)
Chinhat

PUNB0139810

MATIYARI CHAURAHA, CHANHAT 227105
Circle Office Lucknow West

PUNB0906200

CIRCLE OFFICE LUCKNOW WEST
Circle Office Raebareli

PUNB0908700

CIRCLE OFFICE RAEBARELI
Circle Office SitaPur

PUNB0918700

CIRCLE OFFICE SITAPUR
Circle Sastra Centre Lucknow West

PUNB0827200

CIRCLE SASTRA CENTRE LUCKNOW WEST UP
Circle Sastra Lucknow East

PUNB0827100

LUCKNOW UP LUCKN
Clpc Lucknow

PUNB0605000

10 ASHOK MARG HAZARATGANJ LUCKNOW UP LUCKN 226001
Coaec Lucknow West

PUNB0868100

PNB CO LUCKNOW WEST PNB IIT CAMPUS UP LUCKN 226010
Dedhagaon

PUNB0166710

VPO- DEDHAGAVAN DISTT. CHANDAULI, 232106
Deva Road Lucknow

PUNB0586800

PLOT NO 5A KANCHAN PURA MATIYARI LUCKNOW UTTAR PRADESH 226019
Eleven Grrc

PUNB0155320

11,G.R.R.C KRANTI LINE,LUCKNOW CANTT.
Fgm Office Lucknow

PUNB0543500

VIBHUTI KHAND, OPPOSITE PICKUP, GOMTI NAGAR, LUCKNOW UTTAR PRADESH 206010
Gbv Lucknow

PUNB0816200

LUCKNOW UP LUCKN
Gomti Nagar Extension

PUNB0586900

C 1 186 INFRONT OF CMS SCHOOL SHAHEED PATH LUCKNOW UTTAR PRADESH 226010
GomtiNagar

PUNB0142620

DEVA COMPLEX,VIRAM KHA,ND
Haibatmau Mawaiya

PUNB0097110

APS ACADEMY,SAINANI VI HAR,HAIBATMAU M,RB RD 226025
Hazaratganj

PUNB0030220

23BIDHAN SABHA MARG,LUCKNOW
Indira Nagar,lucknow

PUNB0185300

C-1559, INDIRA NAGAR, LUCKNOW (UP)
IndiraNagarlucknow

PUNB0149620

B-BLOCK,A-230 INDIRANA,GAR,LUCKNOW
Itaunja - Lucknow

PUNB0127210

RAJA KA BAGH, NR IFFCO KRISHAK SEVA KENDRA,IT 227205
Kakori

PUNB0599700

KAKORI BLOCK KAKORI TEHSIL MALIHABAD LUCKNOW UTTARPRADESH 226101
Kasmandi Kalan

PUNB0171110

MEETHY NAGAR KASMANDI KALAN 226102
Khadra

PUNB0880300

474 9 KHADRA SITAPUR ROAD LUCKNOW UTTARPRADESH 226004
Krishna Nagar Lucknow

PUNB0987900

61A 28C OPP SKD HOSPITAL KRISHNA NAGAR LUCKNOW UTTAR PRADESH 226023
Lcb Lucknow

PUNB0814500

LUCKNOW LUCKNOW UP LUCKN
Lucknow

PUNB0026620

4,AMINABAD PARK,LUCKNOW
Lucknow - Mansarovar Yojna

PUNB0219810

G1/69, TRANSPORT NAGAR P.O. LDA COLONY, LUCKN 226012
Lucknow - Munshi Pulia

PUNB0127110

101, D BLOCK,INDIRA NA MUNSHIPULIA 226016
Lucknow Gautam Budh Marg

PUNB0029300

94 G.B. MARG, LUCKNOW
Lucknow Lal Bagh

PUNB0240800

16, B.N. ROAD, LUCKNOW
Lucknow Mama Chauraha

PUNB0873500

HIGH 22 SECTOR ALIGANJ LUCKNOW UTTARPRADESH 226301
Lucknow Rcc, Distt. Lucknow (u

PUNB0198600

94, MAHATMA GANDHI MARG, LUCKNOW
Lucknow Region

PUNB0084120

4-A HABIBULLA ESTATE,HAZARATGUNJ
Lucknow Station Road

PUNB0149920

K.R.TOWER,21 STATION ROAD
Lucknow Subhash Marg, Distt. L

PUNB0167100

53, SUBHASH MARG, LUCKNOW (UTTAR PRADESH)
Lucknow Talkatora Road, Distt.

PUNB0242400

D-34 RAJAJIPIRAM TALKATORA ROAD
Lucknow-aliganj

PUNB0088710

39, CHANDRALOK ALIGANJ 226020
Lucknow-aminabad

PUNB0010010

PRAKASH DEEP BUILDING AMINABAD PARK 226018
Lucknow-behariPur

PUNB0036710

TALAB TIKAIT RAI BEHARIPUR 226004
Lucknow-chowk

PUNB0089410

313/9 TEJKRISHNA PLAZA KHUN KHUN JI ROAD 226003
Lucknow-gomti Nagar

PUNB0068710

2/9,VIVEK KHAND, GOMTI NAGAR 226010
Lucknow-hazratganj

PUNB0005010

94,MAHATMA GANDHI MARG HAZRATGANJ 226001
Lucknow-jankiPuram

PUNB0100710

STATE PLAZA,SAHARA ESTATE,JANKIPURAM 226023
Lucknow-mahaNagar

PUNB0050110

B-68, SECTOR C MANDIR MARG, MAHANAGAR 226006
Lucknow-naka Hindola

PUNB0100310

GURU SINGH SABHA, NAKA GURUDWARA 226018
Lucknow-nirala Nagar

PUNB0197510

NIRALANAGAR,A-29II NEARRAM KRISHAN MATH 226020
Lucknow-rsm Nagar

PUNB0042710

A-30, RAM SAGAR MISHRA NAGAR 226016
Lucknow-sadar

PUNB0100410

40,SADAR BAZAR 226002
Lucknow-service Branch

PUNB0800310

94, M.G.ROAD HAZRAT GANJ 226001
Lucknow-subhash Marg

PUNB0519110

H.P.R.GIRLS INTER COLG SUBHAS MARG 226003
Lucknow-swami Vivekanand Int

PUNB0517910

J-364,ASHIYANA, LUCKNOW-226012 226012
Lucknow-up Ganna Kisan Sanst

PUNB0519010

UP GANNA SANSTHAN,11 BUTLER PALACE,TILAK MA 226001
Lucknow, Janaki Puram

PUNB0423600

LUCKNOW
Lucknow, M G Marg

PUNB0667100

94 M G MARG LUCKNOW
Lucknow, Rab

PUNB0526900

10, ASHOK MARG
Lucknow, Rlb Gomti Nagar

PUNB0448300

1/13 B VIPUL KHAND, GOMTI NAGAR
Lucknow, South City

PUNB0479300

A-58, SOUTH CITY, RAIBARELI ROAD
Lucknow, Trade Tax Office

PUNB0631200

UP TRADE TAX OFFICE, NARHI
Lucknow, Vidhan Sabha Marg

PUNB0241100

19, VIDHAN SABHA MARG, LUCKNOW (UP)
Lucknow,c/chest, Hazratganj

PUNB0709300

HALWASIA BUILDING , HAZRATGANJ
Lucknow,c/chest, Vibhuti Khand

PUNB0709500

VIBHUTI KHAND, GOMTI NAGAR
Lucknow,sadar Bazar

PUNB0029500

140SADAR BAZAR LUCKNOW
Lucknow,vijayant Khand

PUNB0691100

B-3/5 VIJAYANT KHAND,GOMTINAGAR
Mau-mohanlalganj

PUNB0599800

VILL MAU BLOCK THE MOHANLALGANJ LUCKNOW UTTARPRADESH 226301
Mcc Lucknow

PUNB0007830

OPPOSITE PICKUP BHAWAN VIBHUTI KHAND GOMTI NAGAR
Mehmood Nagar

PUNB0034710

MEHMOOD NAGAR TEHMALHIABAD LUCKNOW 227111
MishrPur

PUNB0188410

SHIVAM PALACE II, KURSI ROAD,MISHRPUR 226026
Nigohan-distt Lucknow

PUNB0180610

VILL P.O-NIGOHAN DISTT LUCKNOW(U.P)-226 226302
Pnb Loan Point - Ram - Basti

PUNB0807200

NONOINT-RM-STIUUCKN
Pnb Staff Training Centre

PUNB0642800

VIBHUTI KHAND LUCKNOW
Rae Bareli Road Lucknow

PUNB0177320

591578 MAHABIR PUSHRAE BARELI ROAD UTAR
RajajiPuram

PUNB0099720

E-2161 RAJAJIPURAM,LUCKNOW
RajajiPuram

PUNB0210010

E 1764,RAJAJIPURAM TALKATORA 226017
Sdc Lucknow

PUNB0953100

SOFTWARE DEVELOPEMENTCELL PNB LUCKNOW UP
Transport Nagar Lucknow

PUNB0973600

G 9/49A PHASE 2 TRANSPORT NAGAR LUCKNOW UP LUCKN 226023
Upsifs

PUNB0961900

PUNJAB NATIONAL BANK UTTAR PRADESH STATE INSTITUTE OF FORENSIC SCIENCE LUCKNOW PIPAR UP LUCKN 226008
Vikas Nagar

PUNB0167820

VIKAS NAGAR,LUCKNOW
Vikas Nagar-lucknow

PUNB0158410

RING RD,NR ST. TERESA SCHOOL, VIKAS NAGAR 226022
Vikas Nagar,lucknow(u.p)

PUNB0185500

6/986, VIKAS NAGAR, LUCKNOW (UP)
Viraj Khand

PUNB0209910

CP-69,UPPER GROUND FLO GOMTI NAGAR 226010
Vrindavan Yojna Lucknow

PUNB0926000

2C/116 VRINDAVAN YOJNA RAEBARELLY ROAD LUCKNOW UP LUCKN 226025
Zonal Sastra Centre Lucknow

PUNB0835100

LUCKNOW UP LUCKN 226001
Zrmc Lucknow

PUNB0843300

VIBHUTI KHAND IN FRONT OF UP LUCKN 226010

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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