Select Branch for Punjab National Bank in Up, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Aligarh, Medical Coll. Road

PUNB0656100

ALIGARH, MEDICAL COLL. ROAD
Branch
AmbiaPur, Distt. Budaun (up)

PUNB0101600

BO: AMBIAPUR DISTT- BUDAUN
Branch
Ayela

PUNB0363500

VILL AYELA THE. KHERGARH
Branch
Bachhrawan (distt- Raebareli)

PUNB0684300

BACHHRAWAN (DISTT- RAEBARELI)
Branch
Bachiti, Distt. SaharanPur (up

PUNB0246500

VPO BACHITI, DT SAHARANPUR
Branch
Baghra (distt-muzafar Ngr)

PUNB0476400

BAGHRA (DISTT-MUZAFAR NGR)
Branch
Bahadurgarh, Distt. Ghaziabad

PUNB0126200

DISTT GHAZIABAD
Branch
Bakewar (distt-etawah)

PUNB0691900

BAKEWAR (DISTT-ETAWAH)
Branch
Baliakheri, Distt. SaharanPur

PUNB0129400

BALIAKHERI, DISTT. SAHARANPUR
Branch
BalramPur, Distt. Gonda (uttar

PUNB0003700

BALRAMPUR
Branch
Baragaon Gonda, Distt. Gonda (

PUNB0186400

BARGAON, DISTT GONDA
Branch
BarhaPur, Distt. Bijnor (up)

PUNB0059200

DISTT BIJNOR
Branch
Behjoi, Distt. Moradabad (up)

PUNB0054300

DISTT MORADABAD
Branch
Bhauriganj Gonda (lucknow),

PUNB0202700

DISTT. GONDA (UP)
Branch
Bhawan Bahadur Nagar, Distt. B

PUNB0058800

DISTT BULANDSHAHAR
Branch
BhikamPur (distt-aligarh)

PUNB0750700

BHIKAMPUR (DISTT-ALIGARH)
Branch
BilasPur Distt-gautam Budh Ngr

PUNB0111200

BILASPURDISTT GAUTAM BUDH NAGAR
Branch
Binauli

PUNB0679600

NEAR BUS STAND BINAULI, DISTT. BAGHPAT
Branch
Bulandshahr,kali Nadi ChandPur

PUNB0656500

BULANDSHAHR,KALI NADI ROAD(CHANDPUR)
Branch
C/chest Agra Vijay Nagar

PUNB0695600

AGRA VIJAY NAGAR
Branch
C/chest Agra, Surya Nagar

PUNB0695500

AGRA, SURYA NAGAR,CCBO
Branch
C/chest Back Off SaharanPur,ci

PUNB0711900

C/CHEST BACK OFF SAHARANPUR,CIVIL LINES
Branch
C/chest Back Off Shamli,

PUNB0711800

C/CHEST BACK OFF SHAMLI,
Branch
C/chest Budaun

PUNB0697300

C/CHEST BUDAUN, CIVIL LINES
Branch
C/chest MainPuri Main

PUNB0695400

MAINPURI MAIN , CCBO
Branch
C/chest Mathura C/bagh Bahadur

PUNB0695700

CHOWKI BAGH BAHADUR MATHURA
Branch
C/chest,muzaffarNagar,new Mand

PUNB0711700

C/CHEST,MUZAFFARNAGAR,NEW MANDI
Branch
Chamrauwa, Distt. RamPur (up)

PUNB0140900

CHAMRAWA, RAMPUR
Branch
ChandPur Siau, Distt. Bijnor (

PUNB0009600

CHANDPUR SIAU, DISTT. BIJNOR
Branch
Dalmau (distt-raebareli)

PUNB0606100

DALMAU (DISTT-RAEBARELI)
Branch
Deoria,gauri Bazar

PUNB0483100

DEORIA,GAURI BAZAR
Branch
Dhanghata, Distt. Basti (up)

PUNB0153100

POST DHANGHATA, DT SANT KABIR NAGAR
Branch
Dumariyaganj

PUNB0775800

DUMARIYAGANJ, DISTT SIDHARTH NAGAR
Branch
Faizabad,ayo-faizabad V.pradhi

PUNB0612900

FAIZABAD,AYO-FAIZABAD V.PRADHI
Branch
Faloda, Distt. MuzaffarNagar (

PUNB0180100

DISTT MUZAFFARNAGAR
Branch
FatehPur - Mandav,

PUNB0209000

FATEHPUR - MANDAV,DISTT. MAUNATH BHANJAN (UP)
Branch
Fetawa, Distt. Basti (up)

PUNB0247900

FETAWA, DISTT. BASTI (UP)
Branch
Galand (distt-panchsheel Nagar

PUNB0756600

GALAND (DISTT-PANCHSHEEL NAGAR)
Branch
Gurusahai Ganj (distt-kannauj)

PUNB0643300

GURUSAHAI GANJ (DISTT-KANNAUJ)
Branch
Hatwa Bazar, Distt. Basti (up)

PUNB0161200

HATWA BAZAR, DISTT. BASTI
Branch
Icd Loni

PUNB0493700

ICD LONI, DISTT. GHAZIABAD
Branch
Incholi, Distt. Meerut (up)

PUNB0210200

INCHOLI 9412472704
Branch
Islam Nagar (distt-budaun)

PUNB0615500

ISLAM NAGAR (DISTT-BUDAUN)
Branch
Islam Nagar, Distt. SaharanPur

PUNB0133600

VPO ISLAMNAGAR, DT SAHARANPUR
Branch
Jaroda Pandey, Distt. Saharanp

PUNB0223700

VPO JARODA PANDA, DT SAHARANPUR
Branch
Jhallu,distt. Bijnor (up)

PUNB0071600

DISTT BIJNOR
Branch
Kaimganj(dt.farrukhabad)

PUNB0637500

KAIMGANJ(DT.FARRUKHABAD)
Branch
Kalli RamPur, Distt. Meerut (u

PUNB0147300

KALLI RAMPUR, DISTT. MEERUT
Branch
KanPur, GhatamPur

PUNB0368600

GHATAMPUR, ASHOK NAGAR,KANPUR AT
Branch
Kauria Bazar, Distt. Gonda (u

PUNB0186500

KAURIA BAZAR, DISTT. GONDA
Branch
KeshavPur Pehrua, Distt. Gonda

PUNB0202400

KESHAVPUR PEHRUA, DISTT. GONDA
Branch
Kharkhauda (distt-meerut)

PUNB0680000

KHARKHAUDA (DISTT-MEERUT)
Branch
Kharsaul, Distt. RamPur (up)

PUNB0111900

KHARSAUL, RAMPUR 8006233356
Branch
Kheragarh (distt-agra)

PUNB0647700

KHERAGARH (DISTT-AGRA)
Branch
Kolki Kalan (saharanPur) Up

PUNB0166200

KOLKI KALAN (SAHARANPUR) UP
Branch
Kotwali, Distt. Bijnor (up)

PUNB0075000

DISTT BIJNOR
Branch
Kurawali (distt-mainPuri)

PUNB0691800

KURAWALI (DISTT-MAINPURI)
Branch
Lucknow,rahman Khera

PUNB0619500

LUCKNOW,RAHMAN KHERA
Branch
Lucknow,vibhuti Khand Gomti Nr

PUNB0619300

LUCKNOW,VIBHUTI KHAND GOMTI NAGAR
Branch
Mandawar, Distt. Bijnor (up)

PUNB0077700

VPO MANDAWAR, DISTT BIJNOR
Branch
Mariahu (dt.jaunPur)

PUNB0612100

MARIAHU (DT.JAUNPUR)
Branch
Meerut, Multan Nagar

PUNB0662300

MEERUT, MULTAN NAGAR
Branch
ModiNagar,govindPuri

PUNB0601100

MODINAGAR,GOVINDPURI
Branch
Mohammadi (dt. LakhimPur Kheri

PUNB0638600

MOHAMMADI (DT. LAKHIMPUR KHERI
Branch
Nautanwa,maharajganj (u.p)

PUNB0400300

NAUTANWA,MAHARAJGANJ (U.P
Branch
Nawabganj (gonda)up

PUNB0415800

NAWABGANJ (GONDA)UP
Branch
Ncr,subedarganj

PUNB0476300

SUBEDARGANJ,ALLAHABAD
Branch
Nehtaur, (up)

PUNB0036500

VARDHMAN MARKET, NEHTAUR
Branch
Noida Sector 18, Distt. Ghazia

PUNB0370200

B-20-21, NOIDA SEC.18, GAUTAM BUDH NAGAR
Branch
Paraiya Namaksar, Distt. Raiba

PUNB0212100

PARAIYA NAMAKSAR, DISTT. RAIBARELY
Branch
Powayan (dt.sahajahanPur)

PUNB0638500

POWAYAN (DT.SAHAJAHANPUR)
Branch
Raebareli,lic Building

PUNB0612700

RAEBARELI,LIC BUILDING
Branch
Raoli Kalan , Murad Nagar

PUNB0768100

RAOLI KALAN , MURAD NAGAR
Branch
Raya (distt-mathura)

PUNB0647800

RAYA (DISTT-MATHURA)
Branch
Rohta (distt-meerut)

PUNB0680200

ROHTA (DISTT-MEERUT)
Branch
SaharanPur, Delhi Road

PUNB0688000

SAHARANPUR, DELHI ROAD
Branch
SaharanPur,sgvsm Compound

PUNB0616800

SAHARANPUR,SGVSM COMPOUND
Branch
Sahaswan (distt-budaun)

PUNB0615400

SAHASWAN (DISTT-BUDAUN)
Branch
Sector-16,noida

PUNB0671300

NOIDA, SECTOR-16
Branch
ShadiPur, Distt. Bijnor (up)

PUNB0315500

PO SHADIPUR, DISTT BIJNOR
Branch
Sone ArjanPur, Distt. Saharanp

PUNB0132800

VPO SONA ARJUNPUR, DIST SAHARANPUR
Branch
TalasPur Kalan (distt-aligarh)

PUNB0750800

TALASPUR KALAN (DISTT-ALIGARH)
Branch
Tanda, Ambedkar Nagar,(up)

PUNB0045300

CHHAJAPUR, TANDA, DIST.AMBEDKAR NAGAR
Branch
Terai LalitPur

PUNB0797800

TERAI PHATAK DISTT LALITPUR
Branch
Utrethu, Distt. Faizabad (up)

PUNB0268300

UTRETHU, DISTT. FAIZABAD (UP)
Branch
Vct Bijnor

PUNB0477300

DHARAM NAGARI, BIJNOR
Branch
Vill-kauriram (distt-gorakhPur

PUNB0608400

VILL-KAURIRAM (DISTT-GORAKHPUR
Branch
Y.d. College, LakhimPur Kheri

PUNB0634300

Y.D. COLLEGE, LAKHIMPUR DISTT KHERI

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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