IFSC Code of Punjab National Bank, Uttar Pradesh, Up, BarhaPur, Distt. Bijnor (up)

PUNB0059200

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0059200
MICR Code

246024251
Bank Name Punjab National Bank
District Up
State Uttar Pradesh
Address Distt Bijnor
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Aligarh, Medical Coll. Road

PUNB0656100

ALIGARH, MEDICAL COLL. ROAD
AmbiaPur, Distt. Budaun (up)

PUNB0101600

BO: AMBIAPUR DISTT- BUDAUN
Ayela

PUNB0363500

VILL AYELA THE. KHERGARH
Bachhrawan (distt- Raebareli)

PUNB0684300

BACHHRAWAN (DISTT- RAEBARELI)
Bachiti, Distt. SaharanPur (up

PUNB0246500

VPO BACHITI, DT SAHARANPUR
Baghra (distt-muzafar Ngr)

PUNB0476400

BAGHRA (DISTT-MUZAFAR NGR)
Bahadurgarh, Distt. Ghaziabad

PUNB0126200

DISTT GHAZIABAD
Bakewar (distt-etawah)

PUNB0691900

BAKEWAR (DISTT-ETAWAH)
Baliakheri, Distt. SaharanPur

PUNB0129400

BALIAKHERI, DISTT. SAHARANPUR
BalramPur, Distt. Gonda (uttar

PUNB0003700

BALRAMPUR
Baragaon Gonda, Distt. Gonda (

PUNB0186400

BARGAON, DISTT GONDA
Behjoi, Distt. Moradabad (up)

PUNB0054300

DISTT MORADABAD
Bhauriganj Gonda (lucknow),

PUNB0202700

DISTT. GONDA (UP)
Bhawan Bahadur Nagar, Distt. B

PUNB0058800

DISTT BULANDSHAHAR
BhikamPur (distt-aligarh)

PUNB0750700

BHIKAMPUR (DISTT-ALIGARH)
BilasPur Distt-gautam Budh Ngr

PUNB0111200

BILASPURDISTT GAUTAM BUDH NAGAR
Binauli

PUNB0679600

NEAR BUS STAND BINAULI, DISTT. BAGHPAT
Bulandshahr,kali Nadi ChandPur

PUNB0656500

BULANDSHAHR,KALI NADI ROAD(CHANDPUR)
C/chest Agra Vijay Nagar

PUNB0695600

AGRA VIJAY NAGAR
C/chest Agra, Surya Nagar

PUNB0695500

AGRA, SURYA NAGAR,CCBO
C/chest Back Off SaharanPur,ci

PUNB0711900

C/CHEST BACK OFF SAHARANPUR,CIVIL LINES
C/chest Back Off Shamli,

PUNB0711800

C/CHEST BACK OFF SHAMLI,
C/chest Budaun

PUNB0697300

C/CHEST BUDAUN, CIVIL LINES
C/chest MainPuri Main

PUNB0695400

MAINPURI MAIN , CCBO
C/chest Mathura C/bagh Bahadur

PUNB0695700

CHOWKI BAGH BAHADUR MATHURA
C/chest,muzaffarNagar,new Mand

PUNB0711700

C/CHEST,MUZAFFARNAGAR,NEW MANDI
Chamrauwa, Distt. RamPur (up)

PUNB0140900

CHAMRAWA, RAMPUR
ChandPur Siau, Distt. Bijnor (

PUNB0009600

CHANDPUR SIAU, DISTT. BIJNOR
Dalmau (distt-raebareli)

PUNB0606100

DALMAU (DISTT-RAEBARELI)
Deoria,gauri Bazar

PUNB0483100

DEORIA,GAURI BAZAR
Dhanghata, Distt. Basti (up)

PUNB0153100

POST DHANGHATA, DT SANT KABIR NAGAR
Dumariyaganj

PUNB0775800

DUMARIYAGANJ, DISTT SIDHARTH NAGAR
Faizabad,ayo-faizabad V.pradhi

PUNB0612900

FAIZABAD,AYO-FAIZABAD V.PRADHI
Faloda, Distt. MuzaffarNagar (

PUNB0180100

DISTT MUZAFFARNAGAR
FatehPur - Mandav,

PUNB0209000

FATEHPUR - MANDAV,DISTT. MAUNATH BHANJAN (UP)
Fetawa, Distt. Basti (up)

PUNB0247900

FETAWA, DISTT. BASTI (UP)
Galand (distt-panchsheel Nagar

PUNB0756600

GALAND (DISTT-PANCHSHEEL NAGAR)
Gurusahai Ganj (distt-kannauj)

PUNB0643300

GURUSAHAI GANJ (DISTT-KANNAUJ)
Hatwa Bazar, Distt. Basti (up)

PUNB0161200

HATWA BAZAR, DISTT. BASTI
Icd Loni

PUNB0493700

ICD LONI, DISTT. GHAZIABAD
Incholi, Distt. Meerut (up)

PUNB0210200

INCHOLI 9412472704
Islam Nagar (distt-budaun)

PUNB0615500

ISLAM NAGAR (DISTT-BUDAUN)
Islam Nagar, Distt. SaharanPur

PUNB0133600

VPO ISLAMNAGAR, DT SAHARANPUR
Jaroda Pandey, Distt. Saharanp

PUNB0223700

VPO JARODA PANDA, DT SAHARANPUR
Jhallu,distt. Bijnor (up)

PUNB0071600

DISTT BIJNOR
Kaimganj(dt.farrukhabad)

PUNB0637500

KAIMGANJ(DT.FARRUKHABAD)
Kalli RamPur, Distt. Meerut (u

PUNB0147300

KALLI RAMPUR, DISTT. MEERUT
KanPur, GhatamPur

PUNB0368600

GHATAMPUR, ASHOK NAGAR,KANPUR AT
Kauria Bazar, Distt. Gonda (u

PUNB0186500

KAURIA BAZAR, DISTT. GONDA
KeshavPur Pehrua, Distt. Gonda

PUNB0202400

KESHAVPUR PEHRUA, DISTT. GONDA
Kharkhauda (distt-meerut)

PUNB0680000

KHARKHAUDA (DISTT-MEERUT)
Kharsaul, Distt. RamPur (up)

PUNB0111900

KHARSAUL, RAMPUR 8006233356
Kheragarh (distt-agra)

PUNB0647700

KHERAGARH (DISTT-AGRA)
Kolki Kalan (saharanPur) Up

PUNB0166200

KOLKI KALAN (SAHARANPUR) UP
Kotwali, Distt. Bijnor (up)

PUNB0075000

DISTT BIJNOR
Kurawali (distt-mainPuri)

PUNB0691800

KURAWALI (DISTT-MAINPURI)
Lucknow,rahman Khera

PUNB0619500

LUCKNOW,RAHMAN KHERA
Lucknow,vibhuti Khand Gomti Nr

PUNB0619300

LUCKNOW,VIBHUTI KHAND GOMTI NAGAR
Mandawar, Distt. Bijnor (up)

PUNB0077700

VPO MANDAWAR, DISTT BIJNOR
Mariahu (dt.jaunPur)

PUNB0612100

MARIAHU (DT.JAUNPUR)
Meerut, Multan Nagar

PUNB0662300

MEERUT, MULTAN NAGAR
ModiNagar,govindPuri

PUNB0601100

MODINAGAR,GOVINDPURI
Mohammadi (dt. LakhimPur Kheri

PUNB0638600

MOHAMMADI (DT. LAKHIMPUR KHERI
Nautanwa,maharajganj (u.p)

PUNB0400300

NAUTANWA,MAHARAJGANJ (U.P
Nawabganj (gonda)up

PUNB0415800

NAWABGANJ (GONDA)UP
Ncr,subedarganj

PUNB0476300

SUBEDARGANJ,ALLAHABAD
Nehtaur, (up)

PUNB0036500

VARDHMAN MARKET, NEHTAUR
Noida Sector 18, Distt. Ghazia

PUNB0370200

B-20-21, NOIDA SEC.18, GAUTAM BUDH NAGAR
Paraiya Namaksar, Distt. Raiba

PUNB0212100

PARAIYA NAMAKSAR, DISTT. RAIBARELY
Powayan (dt.sahajahanPur)

PUNB0638500

POWAYAN (DT.SAHAJAHANPUR)
Raebareli,lic Building

PUNB0612700

RAEBARELI,LIC BUILDING
Raoli Kalan , Murad Nagar

PUNB0768100

RAOLI KALAN , MURAD NAGAR
Raya (distt-mathura)

PUNB0647800

RAYA (DISTT-MATHURA)
Rohta (distt-meerut)

PUNB0680200

ROHTA (DISTT-MEERUT)
SaharanPur, Delhi Road

PUNB0688000

SAHARANPUR, DELHI ROAD
SaharanPur,sgvsm Compound

PUNB0616800

SAHARANPUR,SGVSM COMPOUND
Sahaswan (distt-budaun)

PUNB0615400

SAHASWAN (DISTT-BUDAUN)
Sector-16,noida

PUNB0671300

NOIDA, SECTOR-16
ShadiPur, Distt. Bijnor (up)

PUNB0315500

PO SHADIPUR, DISTT BIJNOR
Sone ArjanPur, Distt. Saharanp

PUNB0132800

VPO SONA ARJUNPUR, DIST SAHARANPUR
TalasPur Kalan (distt-aligarh)

PUNB0750800

TALASPUR KALAN (DISTT-ALIGARH)
Tanda, Ambedkar Nagar,(up)

PUNB0045300

CHHAJAPUR, TANDA, DIST.AMBEDKAR NAGAR
Terai LalitPur

PUNB0797800

TERAI PHATAK DISTT LALITPUR
Utrethu, Distt. Faizabad (up)

PUNB0268300

UTRETHU, DISTT. FAIZABAD (UP)
Vct Bijnor

PUNB0477300

DHARAM NAGARI, BIJNOR
Vill-kauriram (distt-gorakhPur

PUNB0608400

VILL-KAURIRAM (DISTT-GORAKHPUR
Y.d. College, LakhimPur Kheri

PUNB0634300

Y.D. COLLEGE, LAKHIMPUR DISTT KHERI

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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