Select Branch for Punjab National Bank in North 24 Parganas, West Bengal

Choose a branch to view IFSC code and details

Branch
Agarpara Railway Station

PUNB0093320

AGARPARA NORTH ST RD,24PARGANAS(N)
Branch
AkaiPur

PUNB0115120

P.O AKAIPUR,DIST. 24PGS(N)
Branch
Alambazar

PUNB0011320

60,DESHBANDHU ROAD(W),KOLKATA
Branch
Amdanga

PUNB0035520

KAMDEVPUR HAT,24PGN,VILL&P.O KAMDEVPUR
Branch
Ariadaha

PUNB0044520

28,ABINASH SARKAR ROAD,KOLKATA
Branch
AshokeNagar Kalyangarh Municipa

PUNB0151920

P.O ASHOKENAGAR,DT. 24PGS(N)
Branch
Bagdah

PUNB0053120

BAGDAH,DT. 24PGS(N)
Branch
Bagjola

PUNB0076220

P.O KOLSUR,DIST. 24PARGANAS(N)
Branch
Baguiati

PUNB0012620

BAGUIHATI ROAD,BAGUIATI BAZAR
Branch
BaraNagar

PUNB0007820

57 COSSIPORE ROAD,KOLKATA
Branch
Barasat

PUNB0012720

TITUMIR BUS TERMINUS C,BARASAT,24PGS(N)
Branch
Barasat Sisir Kunj

PUNB0972300

74/4/2 JESSORE ROAD,OPP. SISIR KUNJ DIST.NORTH 24 PARGANAS WB
Branch
Barrackpore

PUNB0012020

B.PORE MUNICIPALITY,B.T.ROAD,TALPUKUR
Branch
Barrackpore Bar Court

PUNB0104220

49,BAJAJ MOHAL,SADAR BAZAR,24PGS(N)
Branch
Barrackpore Municipality

PUNB0159020

B.T ROAD,P.O TALPUKUR,DIST. 24PARGANAS(N)
Branch
Basirhat

PUNB0012220

BELTALA BASIRHAT,24PGS(N)
Branch
Basirhat College

PUNB0158720

BASIRHAT,P.O BASIRHAT COLLEGE
Branch
Belgharia

PUNB0036120

17 MADHUSUDAN BANERJEE,ROAD
Branch
Berachampa

PUNB0013820

DEVALAY,DT. 24PGS(N)
Branch
Bergoom

PUNB0170420

VILL BERGOOM PO 24PARGANASNORTH
Branch
Bhatpara

PUNB0011420

27/2 EAST GHOSG PARA R,BHATPARA 24 PGS(N)
Branch
Bongaon

PUNB0012520

BATA MORE,JESSORE ROAD,BONGAON,24PGS(N)
Branch
Chandpara

PUNB0014020

CHANDPARA,24PARGAN(N)
Branch
Charghat

PUNB0868000

BLOCK SWARUP NAGAR OPP POLICE STATION DIST NORTH 24 PARGANAS WEST BENGAL 743247
Branch
Dakshin Chatra

PUNB0076120

DAKSHIN CHATRA,24PARGANAS(N)
Branch
Dattapukur

PUNB0013320

STATION ROAD DATTAPUKU,NORTH24PGS
Branch
Deganga

PUNB0014120

DEGANGA,24PARGANAS
Branch
Dum Dum Park

PUNB0102520

569 DUM DUM PARK,KOLKATA
Branch
DurgaNagar

PUNB0171820

410/1, STATION ROAD (1,RABINDRA NAGAR, KOLKAT
Branch
Gadamarahat

PUNB0075620

P.O MASUNDA,DIST. 24PARGANAS(N)
Branch
Gaighata

PUNB0051620

GAIGHATA,24PARGANA(NORTH)
Branch
Garifa

PUNB0965500

NETAJI BHAWAN MALANCHA RAOD NAIHATI WARD NO 2 PO HAZINAGAR PS NAIHATI WB NPARG 743135
Branch
Garifa

PUNB0095420

507RBC RODAPO GARIFA24PGSN
Branch
Garulia

PUNB0012920

142/3 GHOSEPARA RD,SHYAMNAGAR,24PGS(N)
Branch
Gobardanga

PUNB0013420

POST OFFICE RD,GOBARDANGA.24PGS(N)
Branch
GopalNagar

PUNB0015020

GOPAL NAGAR BAZAR,24PARGANAS(NORTH)
Branch
Gorabazardumdum

PUNB0049420

39,POST OFFICE ROAD,KOLKATA
Branch
Habra

PUNB0013020

GANGULY MAIDAN,JESSORE ROAD
Branch
Halisahar

PUNB0053220

GHOSPARA RD(BAIDYAPARA,GOKUSAGAR,24PGS(N)
Branch
HansPur

PUNB0121520

VILL HANSPUR,P.O GHONJAPUR
Branch
Haroa

PUNB0071920

HAROA,24 PGS(N)
Branch
Hasnabad

PUNB0014420

HASNABAD,24 PARGANAS (N)
Branch
HbtownsodePur

PUNB0057820

A38 AMARABATI BARASAT,RD SODEPUR 24PGN
Branch
HridayPur Railway Station

PUNB0140820

143/1HRIDAYPUR RLY STN,P.O-HRIDAYPUR
Branch
IchaPur

PUNB0164620

CHARAKTALA, PO ICHAPUR,MILANDEEP
Branch
Jadurhati

PUNB0097020

VILL& P.O JADURHATI,24 PARGANAS(N)
Branch
Jetia

PUNB0097920

VILLPOJETIAVIA HAZINAGAR24PGSN
Branch
Jyangra-hatiara

PUNB0143320

KALITALA,KOLKATA,JYANGRA-HATIARA RD.
Branch
Kaikhali

PUNB0107620

MOON SUN APARTMENT VIP,RD KAIKHALI
Branch
Kamarhati Bazar

PUNB0102620

3/C,M M FEEDER ROAD,KOLKATA
Branch
Kanchrapara

PUNB0012320

21 K G RABINDRA PATH,KANCHRAPARA,24 PGS(N)
Branch
Karunamoyee-bidhanNagar

PUNB0166020

KARUNAMOYEEBIDHANNAGAR,BIDHANNAGAR
Branch
Kerulia

PUNB0124020

KERULIA BAZAR,PO-RAHARA,24PG(N)
Branch
KrishnaPur Bazar

PUNB0091820

KRISHNAPUR MAIN RD,PRAFULLA KANAN
Branch
Kumarjol

PUNB0180620

KUMARJOL,24 PARGANAS NORTH
Branch
Kurulia

PUNB0120920

KURULIA,HAT KURULIA,VIA-BAGDAH,24PGS-NORTH
Branch
MadhyamGram

PUNB0144520

PUSHPA ARCADE 116 SODE,PUR RD, MADHYAMGRAM
Branch
Matia

PUNB0072420

VILL MATIA,P.O NEHALP24PGS(N)
Branch
Minakhan

PUNB0050620

FERRIGHAT RDMINAKHAN24PGSN
Branch
Moynagudi

PUNB0102920

MOYNAGUDI BAZAR,VILL MOYNA P.O NOAPARA
Branch
Naihati

PUNB0012420

29,AUROBINDO RD,NAIHATI,24PGS(N)
Branch
Nazat

PUNB0051120

NAZAT ,24PARGANAS(N),WB
Branch
New Barackpore

PUNB0012120

APC ROAD,NEW BARACKPORE
Branch
New Town Rajarhat

PUNB0143720

SREE COMMERCIAL COMP,BL-AH RAJARHAT
Branch
Nilganj

PUNB0053420

NILGANJ BAZAR,24 PGS(N)
Branch
Nimta

PUNB0076720

126/1/1 MADHUSUDHAN,BANERJI RD.NIMTA
Branch
Nona Chandanpukur

PUNB0080620

171 BARASAT ROAD,PO-N C PUKUR 24PG(N)
Branch
Panihati

PUNB0091920

B.T.ROAD,AGARPARA,KOLKATA
Branch
PanPur

PUNB0111820

MOYMANSING PALLY,P.O NARAYANPUR
Branch
Patipukur

PUNB0031720

P-910 LAKE TOWN,BLOCK-A
Branch
Petrapole

PUNB0220820

VILL PO AND PS PETRAPOLENORTH 24 PARGANAS PIN743405
Branch
Raharakhardah

PUNB0034620

RAHARA,24PGS(NORTH)
Branch
Rajarhat

PUNB0014520

RAJARHAT,24PGS(N)
Branch
Sbdodum Dum

PUNB0067720

182 JESSORE RDDUM DUM
Branch
ShyamNagar

PUNB0097520

257/1/1 BASUDEVPUR RD,SHYAMNAGAR
Branch
Sohaihat

PUNB0116820

SOHAI,SAHAI KUMARPUR,24PGS-NORTH
Branch
Sri Chaitanya College

PUNB0159520

POHABRA PRAFULLANAGARDIST 24 PARGANAS
Branch
Subhash Nagar

PUNB0180920

77/1, SUBHASH NAGAR RD,PO RABINDRA NAGAR,24PN
Branch
Tentulia

PUNB0076520

BASIRHAT GOBRA RD,TENTULIA 24PGS(N)
Branch
ThakurNagar

PUNB0103020

ANANDA PARA,THAKURNAGAR
Branch
Titagarh

PUNB0011920

2,JALIA PARA,B.T.ROAD,KHARDAH,24PGS NORTH
Branch
Twenty Four Parganas N Region

PUNB0042420

48,JESSORE RD, BARASAT,24PARAGANAS(N)
Branch
West Bengal State University

PUNB0161320

BARASAT,DIST.24PARGANAS(NORTH)

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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