IFSC Code of Punjab National Bank, West Bengal, North 24 Parganas, Subhash Nagar

PUNB0180920

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0180920
Bank Name Punjab National Bank
District North 24 Parganas
State West Bengal
Address 77/1, Subhash Nagar Rd,po Rabindra Nagar,24pn
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Agarpara Railway Station

PUNB0093320

AGARPARA NORTH ST RD,24PARGANAS(N)
AkaiPur

PUNB0115120

P.O AKAIPUR,DIST. 24PGS(N)
Alambazar

PUNB0011320

60,DESHBANDHU ROAD(W),KOLKATA
Amdanga

PUNB0035520

KAMDEVPUR HAT,24PGN,VILL&P.O KAMDEVPUR
Ariadaha

PUNB0044520

28,ABINASH SARKAR ROAD,KOLKATA
AshokeNagar Kalyangarh Municipa

PUNB0151920

P.O ASHOKENAGAR,DT. 24PGS(N)
Bagdah

PUNB0053120

BAGDAH,DT. 24PGS(N)
Bagjola

PUNB0076220

P.O KOLSUR,DIST. 24PARGANAS(N)
Baguiati

PUNB0012620

BAGUIHATI ROAD,BAGUIATI BAZAR
BaraNagar

PUNB0007820

57 COSSIPORE ROAD,KOLKATA
Barasat

PUNB0012720

TITUMIR BUS TERMINUS C,BARASAT,24PGS(N)
Barasat Sisir Kunj

PUNB0972300

74/4/2 JESSORE ROAD,OPP. SISIR KUNJ DIST.NORTH 24 PARGANAS WB
Barrackpore

PUNB0012020

B.PORE MUNICIPALITY,B.T.ROAD,TALPUKUR
Barrackpore Bar Court

PUNB0104220

49,BAJAJ MOHAL,SADAR BAZAR,24PGS(N)
Barrackpore Municipality

PUNB0159020

B.T ROAD,P.O TALPUKUR,DIST. 24PARGANAS(N)
Basirhat

PUNB0012220

BELTALA BASIRHAT,24PGS(N)
Basirhat College

PUNB0158720

BASIRHAT,P.O BASIRHAT COLLEGE
Belgharia

PUNB0036120

17 MADHUSUDAN BANERJEE,ROAD
Berachampa

PUNB0013820

DEVALAY,DT. 24PGS(N)
Bergoom

PUNB0170420

VILL BERGOOM PO 24PARGANASNORTH
Bhatpara

PUNB0011420

27/2 EAST GHOSG PARA R,BHATPARA 24 PGS(N)
Bongaon

PUNB0012520

BATA MORE,JESSORE ROAD,BONGAON,24PGS(N)
Chandpara

PUNB0014020

CHANDPARA,24PARGAN(N)
Charghat

PUNB0868000

BLOCK SWARUP NAGAR OPP POLICE STATION DIST NORTH 24 PARGANAS WEST BENGAL 743247
Dakshin Chatra

PUNB0076120

DAKSHIN CHATRA,24PARGANAS(N)
Dattapukur

PUNB0013320

STATION ROAD DATTAPUKU,NORTH24PGS
Deganga

PUNB0014120

DEGANGA,24PARGANAS
Dum Dum Park

PUNB0102520

569 DUM DUM PARK,KOLKATA
DurgaNagar

PUNB0171820

410/1, STATION ROAD (1,RABINDRA NAGAR, KOLKAT
Gadamarahat

PUNB0075620

P.O MASUNDA,DIST. 24PARGANAS(N)
Gaighata

PUNB0051620

GAIGHATA,24PARGANA(NORTH)
Garifa

PUNB0965500

NETAJI BHAWAN MALANCHA RAOD NAIHATI WARD NO 2 PO HAZINAGAR PS NAIHATI WB NPARG 743135
Garifa

PUNB0095420

507RBC RODAPO GARIFA24PGSN
Garulia

PUNB0012920

142/3 GHOSEPARA RD,SHYAMNAGAR,24PGS(N)
Gobardanga

PUNB0013420

POST OFFICE RD,GOBARDANGA.24PGS(N)
GopalNagar

PUNB0015020

GOPAL NAGAR BAZAR,24PARGANAS(NORTH)
Gorabazardumdum

PUNB0049420

39,POST OFFICE ROAD,KOLKATA
Habra

PUNB0013020

GANGULY MAIDAN,JESSORE ROAD
Halisahar

PUNB0053220

GHOSPARA RD(BAIDYAPARA,GOKUSAGAR,24PGS(N)
HansPur

PUNB0121520

VILL HANSPUR,P.O GHONJAPUR
Haroa

PUNB0071920

HAROA,24 PGS(N)
Hasnabad

PUNB0014420

HASNABAD,24 PARGANAS (N)
HbtownsodePur

PUNB0057820

A38 AMARABATI BARASAT,RD SODEPUR 24PGN
HridayPur Railway Station

PUNB0140820

143/1HRIDAYPUR RLY STN,P.O-HRIDAYPUR
IchaPur

PUNB0164620

CHARAKTALA, PO ICHAPUR,MILANDEEP
Jadurhati

PUNB0097020

VILL& P.O JADURHATI,24 PARGANAS(N)
Jetia

PUNB0097920

VILLPOJETIAVIA HAZINAGAR24PGSN
Jyangra-hatiara

PUNB0143320

KALITALA,KOLKATA,JYANGRA-HATIARA RD.
Kaikhali

PUNB0107620

MOON SUN APARTMENT VIP,RD KAIKHALI
Kamarhati Bazar

PUNB0102620

3/C,M M FEEDER ROAD,KOLKATA
Kanchrapara

PUNB0012320

21 K G RABINDRA PATH,KANCHRAPARA,24 PGS(N)
Karunamoyee-bidhanNagar

PUNB0166020

KARUNAMOYEEBIDHANNAGAR,BIDHANNAGAR
Kerulia

PUNB0124020

KERULIA BAZAR,PO-RAHARA,24PG(N)
KrishnaPur Bazar

PUNB0091820

KRISHNAPUR MAIN RD,PRAFULLA KANAN
Kumarjol

PUNB0180620

KUMARJOL,24 PARGANAS NORTH
Kurulia

PUNB0120920

KURULIA,HAT KURULIA,VIA-BAGDAH,24PGS-NORTH
MadhyamGram

PUNB0144520

PUSHPA ARCADE 116 SODE,PUR RD, MADHYAMGRAM
Matia

PUNB0072420

VILL MATIA,P.O NEHALP24PGS(N)
Minakhan

PUNB0050620

FERRIGHAT RDMINAKHAN24PGSN
Moynagudi

PUNB0102920

MOYNAGUDI BAZAR,VILL MOYNA P.O NOAPARA
Naihati

PUNB0012420

29,AUROBINDO RD,NAIHATI,24PGS(N)
Nazat

PUNB0051120

NAZAT ,24PARGANAS(N),WB
New Barackpore

PUNB0012120

APC ROAD,NEW BARACKPORE
New Town Rajarhat

PUNB0143720

SREE COMMERCIAL COMP,BL-AH RAJARHAT
Nilganj

PUNB0053420

NILGANJ BAZAR,24 PGS(N)
Nimta

PUNB0076720

126/1/1 MADHUSUDHAN,BANERJI RD.NIMTA
Nona Chandanpukur

PUNB0080620

171 BARASAT ROAD,PO-N C PUKUR 24PG(N)
Panihati

PUNB0091920

B.T.ROAD,AGARPARA,KOLKATA
PanPur

PUNB0111820

MOYMANSING PALLY,P.O NARAYANPUR
Patipukur

PUNB0031720

P-910 LAKE TOWN,BLOCK-A
Petrapole

PUNB0220820

VILL PO AND PS PETRAPOLENORTH 24 PARGANAS PIN743405
Raharakhardah

PUNB0034620

RAHARA,24PGS(NORTH)
Rajarhat

PUNB0014520

RAJARHAT,24PGS(N)
Sbdodum Dum

PUNB0067720

182 JESSORE RDDUM DUM
ShyamNagar

PUNB0097520

257/1/1 BASUDEVPUR RD,SHYAMNAGAR
Sohaihat

PUNB0116820

SOHAI,SAHAI KUMARPUR,24PGS-NORTH
Sri Chaitanya College

PUNB0159520

POHABRA PRAFULLANAGARDIST 24 PARGANAS
Tentulia

PUNB0076520

BASIRHAT GOBRA RD,TENTULIA 24PGS(N)
ThakurNagar

PUNB0103020

ANANDA PARA,THAKURNAGAR
Titagarh

PUNB0011920

2,JALIA PARA,B.T.ROAD,KHARDAH,24PGS NORTH
Twenty Four Parganas N Region

PUNB0042420

48,JESSORE RD, BARASAT,24PARAGANAS(N)
West Bengal State University

PUNB0161320

BARASAT,DIST.24PARGANAS(NORTH)

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

Latest Blog Posts