Select Branch for Punjab National Bank in South 24 Parganas, West Bengal

Choose a branch to view IFSC code and details

Branch
Amtala

PUNB0013620

BARUIPUR RD,KANYANAGAR,SOUTH 24PGS
Branch
Bagaria

PUNB0126520

P.O BAGARIA,DIST. 24PARGANAS(S)
Branch
Baishnabghata Patuli

PUNB0100320

E/2 BGPATULI TOWNSHIP,KOLKATA
Branch
Banerjeehat

PUNB0163320

RAIPUR,CHATTA CHARAIL,MOHESTOLA
Branch
Barisha

PUNB0088320

64/1 K.K.ROY CHOWDHURY,RD.DT.24PGS(S)
Branch
BaruiPur Chowdhury Bazar

PUNB0030020

BARUIPUR,24 PARGANAS(SOUTH0
Branch
BaruiPur Rail Gate

PUNB0150820

BARUPIR MUN GATE,KULPI RD
Branch
Basanti

PUNB0047820

BASANTI,24PARGANAS(S)
Branch
BataNagar

PUNB0013720

BUDGE BUDGE ROAD,MAHESHTALA
Branch
Beltoli

PUNB0115920

VILL&P.O PAULPUR,DIST. SOUTH 24PGS
Branch
BeniPur Bazar

PUNB0127920

VILL& P.O BENIPUR,24PGS(S)
Branch
Beonta

PUNB0115220

P.O BHOJERHAT,24PGS(S)
Branch
Bhangur

PUNB0041920

BHANGUR, DT.24PGS(S),
Branch
Bohru

PUNB0077720

BOHRU,
Branch
Bosepukur Rajdanga

PUNB0095520

2727G BOSEPUKUR RDKOLKATA
Branch
Budge Budge

PUNB0012820

8/2 D B C ROAD,BUDGE BUDGE
Branch
Buro Shibtala

PUNB0086720

231/4, RAI BAHADUR RD,KOLKATA
Branch
Canning

PUNB0013120

CANNING TOWN,SOUTH 24-PARGANAS
Branch
Champahati

PUNB0013920

CHAMPAHATI MAIN ROAD,24PARGANAS(SOUTH)
Branch
Dakshin RaiPur

PUNB0121820

DAKSHIN RAIPUR,GHERI,RAIPUR,24PGS-SOUTH
Branch
Diamond Harbour

PUNB0013220

MAIN ROAD,DIAMOND HARBOUR,24PGS(
Branch
Dosha

PUNB0078620

DOSHA,DIST. 24PARGANAS(S)
Branch
E.m.bypass

PUNB0154420

SWASTIK BHABAN,18KALITALA MAIN RD
Branch
Falta Free Trade Zone

PUNB0113620

CFCBUILDING,ROOM NO27,WBIIDC,SECTOR IV
Branch
Ganguly Bagan

PUNB0036420

84, RAJA S.C MULLICK,KOLKATA
Branch
Garia

PUNB0014320

P-123 RAJA S C MALLICK,ROAD
Branch
Garia Station Road

PUNB0086420

GARIA STATION ROAD,GARIA
Branch
Ghasiara

PUNB0151820

UTTARA APARTMENT,G5/2 & 4 A.P.NAGAR,SON
Branch
Ghoradol

PUNB0167520

GHORADOL,24 PARGANAS SOUTH , WB
Branch
Ghutiary Sharif

PUNB0099320

VILL GHUTIARY SHARIF,P.O BANSRA.24PGS(S)
Branch
James Long Sarani

PUNB0139320

65/2 VIDYA SAGAR,SARANI
Branch
JayNagar-mazilPur

PUNB0148620

JAYNAGAR MAZILPUR,24PARGANA(S)
Branch
Jibantala

PUNB0179520

JIBANTALA,SOUTH 24 PARGANAS
Branch
JoyNagar MazilPur

PUNB0588900

206/1, NS ROAD, WARD NO 11, JOYNAGAR DIST-SOUTH 24 PARGANAS WEST BENGAL 743337
Branch
Kachuberia

PUNB0100920

KACHUBERIA,SAGAR,24PGS-SOUTH
Branch
Kakdwip

PUNB0059820

KAKDWIP,
Branch
Kalas Bazar

PUNB0129220

VILL& P.O KALAS,DIST. 24 PARGANAS(S)
Branch
Kasba

PUNB0007420

293/1B.B.CHATTERJEE RD,KOLKATA
Branch
Kulpi

PUNB0078520

DURGANAGAR,KULPI,SOUTH 24-PARGANAS
Branch
Kultali

PUNB0078720

JAMTALA HAT KULTALI,DIST. 24PARGANAS(S)
Branch
LakshmikantaPur

PUNB0058020

BIJAYGANJ BAZAR,GHATESWAR24PGS(S)
Branch
Mahestala

PUNB0038520

JALKHURA SUP MKT,MAHESTALA.24PGS(S)
Branch
Malanchapanchabati

PUNB0130820

P.O MALANCHA MAHINAGAR,KOLKATA
Branch
MamudPur

PUNB0125520

NIBARAN DUTTA RD,P.O KALYANNAGAR
Branch
MathuraPur Twenty Four Pgs

PUNB0029520

VILPOMATHURAPURRSSOUTH 24PARGANAS
Branch
Metiabruz

PUNB0056520

R-96,AKRA ROAD,KOLKATA-24
Branch
Mograhat

PUNB0014720

MOGRAHAT STATION RD,24 PGS(S)
Branch
MominPur

PUNB0033920

41,EKBALPUR RD,KOLKATA
Branch
Moudi

PUNB0120620

VILL MOUDI DT.24PGS(S),P.O DAULATABAD
Branch
Nalgora

PUNB0172420

DIST 24 PARGANAS(SOUTH,
Branch
Namkhana

PUNB0053320

VILL NARAYANPUR BAZAR,P.O NAMKHANA
Branch
NarendraPur

PUNB0014820

NARENDRAPUR,24PARGANAS(S)
Branch
New Garia

PUNB0172520

SRINAGAR, PANCHSAYAR,GARIA
Branch
NischintaPur

PUNB0107720

PO NISCHANTAPUR24PGSS
Branch
North Bowali

PUNB0121620

VILL &P.O BOWALI,24PGS(S)
Branch
Pailan

PUNB0062320

PAILAN HAT,RASPAUNJI,DT. 24PGS(S)
Branch
Pakapole

PUNB0106820

P.O PAKAPOLER HAT,24PGS(S)
Branch
Pathar Pratima

PUNB0084220

P.O PATHARPRATIMA,DIST. 24PARGANAS(S)
Branch
Polerhat

PUNB0077320

POLERHAT,SOUTH 24-PARGANAS
Branch
Rai Bahadur Road

PUNB0099020

123/1 RAI BAHADUR ROAD,
Branch
Raichak

PUNB0076420

VILL ASHAPUR,P.O MAHESWARPURA
Branch
Raidighee

PUNB0039920

RAIDIGHEE,DIST. 24PARGANAS(S)
Branch
RaiNagar

PUNB0075220

SUKANTA BHAVAN,BANSDRONI,KOLKATA
Branch
RajPur

PUNB0013520

154,AGHORE SARANI,RAJPUR BAZAR,24PGS(S)
Branch
Sahararhat

PUNB0014920

FALTA RD PO SAHARARHAT,DT 20PGS(S)
Branch
SantoshPur

PUNB0014620

84A SANTOSHPUR AVE,KOLKATA
Branch
Sarishawb

PUNB0062420

SARISHA,DT SOUTH 24PGS
Branch
Sirakole

PUNB0059720

SIRAKOLE,24PARGANA(SOUTH)
Branch
Sonargaon

PUNB0149320

SONARGAON,TEGHARIA,RKPALLY
Branch
SonarPur

PUNB0015120

STATION ROAD,SONARPUR
Branch
South Suburbsbehala

PUNB0071720

233,DIAMOND HARBOUR RD,BEHALA
Branch
Srichandahat

PUNB0125420

BOINCHHERIA,24PGS-SOUTH
Branch
Taratala

PUNB0053820

P-1 TARATOLA RD,KOLKATA
Branch
Tollygunge

PUNB0010920

11,DESHPRAN SASMALROAD,KOLKATA
Branch
Twenty Four Paragana S South Region

PUNB0098120

KULPI RD. RAIL GATE,P.O BARUIPUR
Branch
Watgunj

PUNB0067620

14, WATGUNJ,

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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