IFSC Code of Punjab National Bank, West Bengal, South 24 Parganas, Watgunj

PUNB0067620

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0067620
Bank Name Punjab National Bank
District South 24 Parganas
State West Bengal
Address 14, Watgunj,
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Amtala

PUNB0013620

BARUIPUR RD,KANYANAGAR,SOUTH 24PGS
Bagaria

PUNB0126520

P.O BAGARIA,DIST. 24PARGANAS(S)
Baishnabghata Patuli

PUNB0100320

E/2 BGPATULI TOWNSHIP,KOLKATA
Banerjeehat

PUNB0163320

RAIPUR,CHATTA CHARAIL,MOHESTOLA
Barisha

PUNB0088320

64/1 K.K.ROY CHOWDHURY,RD.DT.24PGS(S)
BaruiPur Chowdhury Bazar

PUNB0030020

BARUIPUR,24 PARGANAS(SOUTH0
BaruiPur Rail Gate

PUNB0150820

BARUPIR MUN GATE,KULPI RD
Basanti

PUNB0047820

BASANTI,24PARGANAS(S)
BataNagar

PUNB0013720

BUDGE BUDGE ROAD,MAHESHTALA
Beltoli

PUNB0115920

VILL&P.O PAULPUR,DIST. SOUTH 24PGS
BeniPur Bazar

PUNB0127920

VILL& P.O BENIPUR,24PGS(S)
Beonta

PUNB0115220

P.O BHOJERHAT,24PGS(S)
Bhangur

PUNB0041920

BHANGUR, DT.24PGS(S),
Bohru

PUNB0077720

BOHRU,
Bosepukur Rajdanga

PUNB0095520

2727G BOSEPUKUR RDKOLKATA
Budge Budge

PUNB0012820

8/2 D B C ROAD,BUDGE BUDGE
Buro Shibtala

PUNB0086720

231/4, RAI BAHADUR RD,KOLKATA
Canning

PUNB0013120

CANNING TOWN,SOUTH 24-PARGANAS
Champahati

PUNB0013920

CHAMPAHATI MAIN ROAD,24PARGANAS(SOUTH)
Dakshin RaiPur

PUNB0121820

DAKSHIN RAIPUR,GHERI,RAIPUR,24PGS-SOUTH
Diamond Harbour

PUNB0013220

MAIN ROAD,DIAMOND HARBOUR,24PGS(
Dosha

PUNB0078620

DOSHA,DIST. 24PARGANAS(S)
E.m.bypass

PUNB0154420

SWASTIK BHABAN,18KALITALA MAIN RD
Falta Free Trade Zone

PUNB0113620

CFCBUILDING,ROOM NO27,WBIIDC,SECTOR IV
Ganguly Bagan

PUNB0036420

84, RAJA S.C MULLICK,KOLKATA
Garia

PUNB0014320

P-123 RAJA S C MALLICK,ROAD
Garia Station Road

PUNB0086420

GARIA STATION ROAD,GARIA
Ghasiara

PUNB0151820

UTTARA APARTMENT,G5/2 & 4 A.P.NAGAR,SON
Ghoradol

PUNB0167520

GHORADOL,24 PARGANAS SOUTH , WB
Ghutiary Sharif

PUNB0099320

VILL GHUTIARY SHARIF,P.O BANSRA.24PGS(S)
James Long Sarani

PUNB0139320

65/2 VIDYA SAGAR,SARANI
JayNagar-mazilPur

PUNB0148620

JAYNAGAR MAZILPUR,24PARGANA(S)
Jibantala

PUNB0179520

JIBANTALA,SOUTH 24 PARGANAS
JoyNagar MazilPur

PUNB0588900

206/1, NS ROAD, WARD NO 11, JOYNAGAR DIST-SOUTH 24 PARGANAS WEST BENGAL 743337
Kachuberia

PUNB0100920

KACHUBERIA,SAGAR,24PGS-SOUTH
Kakdwip

PUNB0059820

KAKDWIP,
Kalas Bazar

PUNB0129220

VILL& P.O KALAS,DIST. 24 PARGANAS(S)
Kasba

PUNB0007420

293/1B.B.CHATTERJEE RD,KOLKATA
Kulpi

PUNB0078520

DURGANAGAR,KULPI,SOUTH 24-PARGANAS
Kultali

PUNB0078720

JAMTALA HAT KULTALI,DIST. 24PARGANAS(S)
LakshmikantaPur

PUNB0058020

BIJAYGANJ BAZAR,GHATESWAR24PGS(S)
Mahestala

PUNB0038520

JALKHURA SUP MKT,MAHESTALA.24PGS(S)
Malanchapanchabati

PUNB0130820

P.O MALANCHA MAHINAGAR,KOLKATA
MamudPur

PUNB0125520

NIBARAN DUTTA RD,P.O KALYANNAGAR
MathuraPur Twenty Four Pgs

PUNB0029520

VILPOMATHURAPURRSSOUTH 24PARGANAS
Metiabruz

PUNB0056520

R-96,AKRA ROAD,KOLKATA-24
Mograhat

PUNB0014720

MOGRAHAT STATION RD,24 PGS(S)
MominPur

PUNB0033920

41,EKBALPUR RD,KOLKATA
Moudi

PUNB0120620

VILL MOUDI DT.24PGS(S),P.O DAULATABAD
Nalgora

PUNB0172420

DIST 24 PARGANAS(SOUTH,
Namkhana

PUNB0053320

VILL NARAYANPUR BAZAR,P.O NAMKHANA
NarendraPur

PUNB0014820

NARENDRAPUR,24PARGANAS(S)
New Garia

PUNB0172520

SRINAGAR, PANCHSAYAR,GARIA
NischintaPur

PUNB0107720

PO NISCHANTAPUR24PGSS
North Bowali

PUNB0121620

VILL &P.O BOWALI,24PGS(S)
Pailan

PUNB0062320

PAILAN HAT,RASPAUNJI,DT. 24PGS(S)
Pakapole

PUNB0106820

P.O PAKAPOLER HAT,24PGS(S)
Pathar Pratima

PUNB0084220

P.O PATHARPRATIMA,DIST. 24PARGANAS(S)
Polerhat

PUNB0077320

POLERHAT,SOUTH 24-PARGANAS
Rai Bahadur Road

PUNB0099020

123/1 RAI BAHADUR ROAD,
Raichak

PUNB0076420

VILL ASHAPUR,P.O MAHESWARPURA
Raidighee

PUNB0039920

RAIDIGHEE,DIST. 24PARGANAS(S)
RaiNagar

PUNB0075220

SUKANTA BHAVAN,BANSDRONI,KOLKATA
RajPur

PUNB0013520

154,AGHORE SARANI,RAJPUR BAZAR,24PGS(S)
Sahararhat

PUNB0014920

FALTA RD PO SAHARARHAT,DT 20PGS(S)
SantoshPur

PUNB0014620

84A SANTOSHPUR AVE,KOLKATA
Sarishawb

PUNB0062420

SARISHA,DT SOUTH 24PGS
Sirakole

PUNB0059720

SIRAKOLE,24PARGANA(SOUTH)
Sonargaon

PUNB0149320

SONARGAON,TEGHARIA,RKPALLY
SonarPur

PUNB0015120

STATION ROAD,SONARPUR
South Suburbsbehala

PUNB0071720

233,DIAMOND HARBOUR RD,BEHALA
Srichandahat

PUNB0125420

BOINCHHERIA,24PGS-SOUTH
Taratala

PUNB0053820

P-1 TARATOLA RD,KOLKATA
Tollygunge

PUNB0010920

11,DESHPRAN SASMALROAD,KOLKATA
Twenty Four Paragana S South Region

PUNB0098120

KULPI RD. RAIL GATE,P.O BARUIPUR

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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