IFSC Code of Punjab & Sind Bank, Punjab, Amritsar, Bopa Rai
PSIB0000672
Punjab & Sind Bank
| IFSC Code |
PSIB0000672 |
|---|---|
| MICR Code |
143023043 |
| Bank Name | Punjab & Sind Bank |
| District | Amritsar |
| State | Punjab |
| Address | Gurdw. Guru Ke Ber, Tarsika Block, Mehta Raoad, Boparai, Distt. Amritsar, Punjab - 143116 |
| Phone | +911853260303 |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the Punjab & Sind Bank Branch Near You
List of all Punjab & Sind Bank Branch IFSC Code
Amritsar
PSIB0008001
HALL BAZAR CHOWK PHAWARA AMRITSAR 143001
Amritsar Basant Avenue
PSIB0000805
GURU HARKRISHAN PUBLIC SCHOOL BASANT AVENUE AMRITSAR PUNJAB 143001
Amritsar Batala Road
PSIB0000468
BATALA ROAD AMRITSAR PUNJAB 143203
Amritsar Bhagtan Wala Gate
PSIB0000597
BHAGTANWALA GATE AMRITSAR
Amritsar Fateh Garh Churian Road
PSIB0000544
FATEHGARH CHURIAN ROAD OPP NIRANKARI COLONY AMRITSAR PUNJAB 143001
Amritsar Golden Temple
PSIB0000360
GOLDEN TEMPLE AMRITSAR 143001
Amritsar Guru Ram Das Med Centre
PSIB0000721
SRI GURU RAM DASS HOSPITAL AMRITSAR
Amritsar Hindu Sabha Higher Secondary School
PSIB0000811
HINDU SABHA SENIOR SECONDARY SCHOOL DHAB KHATIKAN AMRITSAR PUNJAB 143001
Amritsar Industrial Finance Branch
PSIB0000685
CHOWK PHAWARA HALL BAZAR AMRITSAR
Amritsar Khalsa College
PSIB0000031
KHALSA COLLEGE, AMRITSAR
Amritsar Kot Mangal Singh
PSIB0000202
KOT MANGAL SINGH, TARN TARAN ROAD,AMRITSAR, PUNJAB - 143401
Amritsar Sgrd Dental College Mall Mandi Road
PSIB0000810
BASANT AVENUE AMRITSAR PUNJAB
Amritsar Sultanwind Road
PSIB0000618
SULTANWIND ROAD AMRITSAR
Baba Bakala
PSIB0000030
BABA BAKALA, DISTT. AMRITSAR , PUNJAB - 143202
Bal Kalan
PSIB0000662
BAL KALAN, DISTT. AMRITSAR, PUNJAB - 143008
Bhangali Kalan
PSIB0000451
BHANGALI KALAN, DISTT. AMRITSAR, PUNJAB - 143601
Bhindi Saidan
PSIB0000595
BHINDI SAIDAN, DISTT. AMRITSAR, PUNJAB - 143601
BrahmPura
PSIB0021420
IAEBRAHMPURA,BOCK&TEHSICHOASAHIB,DISTTTARNTARAN,PUNJAB-143408
Butter Kalan
PSIB0000455
BUTTER KALAN, DISTT. AMRITSAR, PUNJAB - 143205
Cenmarg Amritsar
PSIB0009048
CHOWK PHAWARA FIRST FLOOR HALL BAZAR AMRITSAR
Chabal Kalan (sohal Thathi)
PSIB0000515
ADDA CHABAL BLOCK TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143301
Chehrahta Amritsar
PSIB0000403
CHHEHRATA DISTT AMRITSAR PUNJAB 143105
Chogawan
PSIB0000058
CHOWGAWAN VILLAGE, DISTT. AMRITSAR , PUNJAB - 143109
Chola Sahib
PSIB0000050
CHOLA SAHIB, DISTT. TARN TARAN , PUNJAB - 143408
Chowk Parag Dass
PSIB0000489
CHOWK PRAGDASS AMRITSAR 143001
City Centre Amritsar
PSIB0000466
CITY CENTRE AMRITSAR 143001
Civil Lines
PSIB0000102
12-LAWRENCE ROAD, CIVIL LINES AMRITSAR-143001
Court Road Amritsar
PSIB0000529
COURT ROAD AMRITSAR
Dayal Pura
PSIB0021417
VPO DAYAL PURA,BLOCK BHIKIWIND,TEHSIL PATTI,DISTT.TARN TARAN-143102 PUNJAB
Dhab Wasti Ram, Amritsar
PSIB0000154
DHAB WASTI RAM, AMRITSAR-143001
Dhota (chak Kera Kare Khan)
PSIB0000545
DHOTA DIST TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143112
Durgiana Mandir
PSIB0000713
DURGIANNA MANDIR AMRITSAR
Goindwal Sahib
PSIB0000500
GURDWARA GOINDWAL SAHIB, DISTT. TARN TARAN, PUNJAB - 143422
Guru Nanak Dev Univ
PSIB0000288
GURU NANAK DEV UNIVERSITY AMRITSAR 143001
Guru Ram Das Sarai
PSIB0000524
GURU RAM DASS SARAI AMRITSAR 143001
Hall Bazar
PSIB000A001
CHOWK PHAWARA HALL BAZAR AMRITSAR 143001
Hari Ke Pattan
PSIB0000060
HARI KE PATAN, DISTT. TARN TARAN , PUNJAB - 143412
Islamabad, Amritsar
PSIB0000161
ISLAMABAD,AMRITSAR,PUNJAB-143001
Jagdev Kalan
PSIB0000258
JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101
Jalalabad (darshani Deori Amritsar)
PSIB0000065
DARSHANI DEORI, AMRITSAR, PUNJAB-143001
Jandiala Guru
PSIB0000120
JANDIALA GURU, AMRITSAR
Kairon
PSIB0000128
KAIRON, DISTT. TARN TARAN , PUNJAB - 143415
KalaghanPur
PSIB0000259
KALAGHANPUR NEAR OCM AMRITSAR 143104
Kaler Ghuman
PSIB0021486
VILLAGE KALER GHUMAN, TEHSIL BABA BAKALA, DISTT AMRITSAR, PUNJAB 143202
Khalchian
PSIB0000086
KHALCHIAN, DISTT. AMRITSAR , PUNJAB - 143111
Khiala Kalan
PSIB0000583
KHIALA KALAN VILLAGE, DISTT. AMRITSAR, PUNJAB - 143109
Loharka Kalan
PSIB0021002
VILLAGE LOHARKA KALAN TEHSIL , DISTT. AMRITSAR, PUNJAB - 143601
Mallian
PSIB0000584
MALLIAN, DISTT. AMRITSAR, PUNJAB - 143115
Manochal
PSIB0000247
MANOCHAL, DISTT. TARN TARAN, PUNJAB - 143401
Mattewal
PSIB0000122
MATTEWAL, CHOWK MEHTA, DISTT. AMRITSAR , PUNJAB - 143019
Mule Chak
PSIB0021466
BLOCK VERKA PO FATAHPUR DISTT AMRITSAR PUNJAB 143009
Nagoke
PSIB0000408
NAGOKE TEH. TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143422
Nawan Shahar Mandir Devi Dyala
PSIB0000803
MANDER DEVI DAYALA, NAWAN SHAHR,JALANDHAR, PUNJAB-144514
Patti
PSIB0000309
PATTI AMRITSAR 143416
Putlighar Amritsar Punjab
PSIB0000863
CHIEF KHALSA ORPHANGE PUTLIGHAR AMRITSAR PUNJAB 143001
Railway Road
PSIB0000400
RAILWAY ROAD AMRITSAR 143001
Rajoke
PSIB0000591
RAJOKE, DISTT. TARN TARAN, PUNJAB - 143418
Ramdas
PSIB0000049
RAMDAS, DISTT. AMRITSAR , PUNJAB - 143101
Ranjit Avenue Amritsar
PSIB0000695
RANJIT AVENUE AMRITSAR
Rayya Mandi
PSIB0000110
RAYYA MANDI, AMRITSAR-143112
S Sukha Singh School Amritsar
PSIB0000693
SANT SUKHA SINGH SR SEC SCHOOL THE MALL AMRITSAR 143001
Sarhali Kalan
PSIB0000081
SARHALI KALAN, DISTT. TARN TARAN , PUNJAB - 143410
ShahbazPur
PSIB0000185
SHAHBAJPUR, DISTT. TARN TARAN, PUNJAB - 143415
Sham Nagar District Amritsar
PSIB0000453
VPO SHAM NAGAR, BLOCK MAJITHA, DISTT. AMRITSAR, PUNJAB - 143601
SharifPura
PSIB0000087
SHARIFPURA, AMRITSAR-143001
Sheron
PSIB0000457
VILLAGE SHERON, DISTT. TARN TARAN, PUNJAB - 143411
Sohian Khurd
PSIB0021418
VPO SOHIAN KHURD,BLOCK VERKA,DISTT AMRITSAR,PUNJAB-143501
Tannel
PSIB0021205
VILL TANEL PO NAWA TANEL DISTT AMRITSAR PB 143116
Taran Taran
PSIB0000088
TARAN TARAN,DISTT.AMRITSAR-143401
Tarn Taran Sri Darbar Sahib
PSIB0000732
SRI DARBAR SAHIB, DISTT. TARN TARAN, PUNJAB - 143401
Thathian
PSIB0021487
VILLAGE THATHIAN DISTT AMRITSAR PUNJAB 143413
Tunda Talab Amritsar
PSIB0000587
TUNDA TALAB AMRITSAR
Valtoha
PSIB0000243
ADDA MARKET, VALTOHA, DISTT. TARN TARAN, PUNJAB - 143418
Verpal
PSIB0000246
VERPAL, DISTT. AMRITSAR, PUNJAB - 143006
Village Manawala Block Chogawan, Tehsil Ajnala
PSIB0020950
MANAWALA BLOCK CHOGAWAN TEHSIL AJNALA, DISTT. AMRITSAR, PUNJAB - 143109
Village Ajnala, Distt Amritsar
PSIB0020977
VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102
Village Bath Tehsil & District Tarn Taran
PSIB0020949
VILLAGE BATH TEHSIL & DISTRICT TARN TARAN, PUNJAB-143406
Village Mehta Chowk
PSIB0020978
VILLAGE MEHTA CHOWKTEHSIL BABA BAKALA, DISTT. AMRITSAR, PUNJAB - 143114
Wadala Kalan
PSIB0000260
WADALA KALAN, DISTT. AMRITSAR, PUNJAB - 143202
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
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