IFSC Code of Punjab & Sind Bank, Punjab, Amritsar, Wadala Kalan

PSIB0000260

Punjab & Sind Bank

Punjab & Sind Bank

IFSC Code

PSIB0000260
MICR Code

143023060
Bank Name Punjab & Sind Bank
District Amritsar
State Punjab
Address Wadala Kalan, Distt. Amritsar, Punjab - 143202
Phone +911853222043

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab & Sind Bank Branch Near You

List of all Punjab & Sind Bank Branch IFSC Code

Amritsar

PSIB0008001

HALL BAZAR CHOWK PHAWARA AMRITSAR 143001
Amritsar Basant Avenue

PSIB0000805

GURU HARKRISHAN PUBLIC SCHOOL BASANT AVENUE AMRITSAR PUNJAB 143001
Amritsar Batala Road

PSIB0000468

BATALA ROAD AMRITSAR PUNJAB 143203
Amritsar Bhagtan Wala Gate

PSIB0000597

BHAGTANWALA GATE AMRITSAR
Amritsar Fateh Garh Churian Road

PSIB0000544

FATEHGARH CHURIAN ROAD OPP NIRANKARI COLONY AMRITSAR PUNJAB 143001
Amritsar Golden Temple

PSIB0000360

GOLDEN TEMPLE AMRITSAR 143001
Amritsar Guru Ram Das Med Centre

PSIB0000721

SRI GURU RAM DASS HOSPITAL AMRITSAR
Amritsar Hindu Sabha Higher Secondary School

PSIB0000811

HINDU SABHA SENIOR SECONDARY SCHOOL DHAB KHATIKAN AMRITSAR PUNJAB 143001
Amritsar Industrial Finance Branch

PSIB0000685

CHOWK PHAWARA HALL BAZAR AMRITSAR
Amritsar Khalsa College

PSIB0000031

KHALSA COLLEGE, AMRITSAR
Amritsar Kot Mangal Singh

PSIB0000202

KOT MANGAL SINGH, TARN TARAN ROAD,AMRITSAR, PUNJAB - 143401
Amritsar Sgrd Dental College Mall Mandi Road

PSIB0000810

BASANT AVENUE AMRITSAR PUNJAB
Amritsar Sultanwind Road

PSIB0000618

SULTANWIND ROAD AMRITSAR
Baba Bakala

PSIB0000030

BABA BAKALA, DISTT. AMRITSAR , PUNJAB - 143202
Bal Kalan

PSIB0000662

BAL KALAN, DISTT. AMRITSAR, PUNJAB - 143008
Bhangali Kalan

PSIB0000451

BHANGALI KALAN, DISTT. AMRITSAR, PUNJAB - 143601
Bhindi Saidan

PSIB0000595

BHINDI SAIDAN, DISTT. AMRITSAR, PUNJAB - 143601
Bopa Rai

PSIB0000672

GURDW. GURU KE BER, TARSIKA BLOCK, MEHTA RAOAD, BOPARAI, DISTT. AMRITSAR, PUNJAB - 143116
BrahmPura

PSIB0021420

IAEBRAHMPURA,BOCK&TEHSICHOASAHIB,DISTTTARNTARAN,PUNJAB-143408
Butter Kalan

PSIB0000455

BUTTER KALAN, DISTT. AMRITSAR, PUNJAB - 143205
Cenmarg Amritsar

PSIB0009048

CHOWK PHAWARA FIRST FLOOR HALL BAZAR AMRITSAR
Chabal Kalan (sohal Thathi)

PSIB0000515

ADDA CHABAL BLOCK TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143301
Chehrahta Amritsar

PSIB0000403

CHHEHRATA DISTT AMRITSAR PUNJAB 143105
Chogawan

PSIB0000058

CHOWGAWAN VILLAGE, DISTT. AMRITSAR , PUNJAB - 143109
Chola Sahib

PSIB0000050

CHOLA SAHIB, DISTT. TARN TARAN , PUNJAB - 143408
Chowk Parag Dass

PSIB0000489

CHOWK PRAGDASS AMRITSAR 143001
City Centre Amritsar

PSIB0000466

CITY CENTRE AMRITSAR 143001
Civil Lines

PSIB0000102

12-LAWRENCE ROAD, CIVIL LINES AMRITSAR-143001
Court Road Amritsar

PSIB0000529

COURT ROAD AMRITSAR
Dayal Pura

PSIB0021417

VPO DAYAL PURA,BLOCK BHIKIWIND,TEHSIL PATTI,DISTT.TARN TARAN-143102 PUNJAB
Dhab Wasti Ram, Amritsar

PSIB0000154

DHAB WASTI RAM, AMRITSAR-143001
Dhota (chak Kera Kare Khan)

PSIB0000545

DHOTA DIST TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143112
Durgiana Mandir

PSIB0000713

DURGIANNA MANDIR AMRITSAR
Goindwal Sahib

PSIB0000500

GURDWARA GOINDWAL SAHIB, DISTT. TARN TARAN, PUNJAB - 143422
Guru Nanak Dev Univ

PSIB0000288

GURU NANAK DEV UNIVERSITY AMRITSAR 143001
Guru Ram Das Sarai

PSIB0000524

GURU RAM DASS SARAI AMRITSAR 143001
Hall Bazar

PSIB000A001

CHOWK PHAWARA HALL BAZAR AMRITSAR 143001
Hari Ke Pattan

PSIB0000060

HARI KE PATAN, DISTT. TARN TARAN , PUNJAB - 143412
Islamabad, Amritsar

PSIB0000161

ISLAMABAD,AMRITSAR,PUNJAB-143001
Jagdev Kalan

PSIB0000258

JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101
Jalalabad (darshani Deori Amritsar)

PSIB0000065

DARSHANI DEORI, AMRITSAR, PUNJAB-143001
Jandiala Guru

PSIB0000120

JANDIALA GURU, AMRITSAR
Kairon

PSIB0000128

KAIRON, DISTT. TARN TARAN , PUNJAB - 143415
KalaghanPur

PSIB0000259

KALAGHANPUR NEAR OCM AMRITSAR 143104
Kaler Ghuman

PSIB0021486

VILLAGE KALER GHUMAN, TEHSIL BABA BAKALA, DISTT AMRITSAR, PUNJAB 143202
Khalchian

PSIB0000086

KHALCHIAN, DISTT. AMRITSAR , PUNJAB - 143111
Khiala Kalan

PSIB0000583

KHIALA KALAN VILLAGE, DISTT. AMRITSAR, PUNJAB - 143109
Loharka Kalan

PSIB0021002

VILLAGE LOHARKA KALAN TEHSIL , DISTT. AMRITSAR, PUNJAB - 143601
Mallian

PSIB0000584

MALLIAN, DISTT. AMRITSAR, PUNJAB - 143115
Manochal

PSIB0000247

MANOCHAL, DISTT. TARN TARAN, PUNJAB - 143401
Mattewal

PSIB0000122

MATTEWAL, CHOWK MEHTA, DISTT. AMRITSAR , PUNJAB - 143019
Mule Chak

PSIB0021466

BLOCK VERKA PO FATAHPUR DISTT AMRITSAR PUNJAB 143009
Nagoke

PSIB0000408

NAGOKE TEH. TARN TARAN, DISTT. TARN TARAN, PUNJAB - 143422
Nawan Shahar Mandir Devi Dyala

PSIB0000803

MANDER DEVI DAYALA, NAWAN SHAHR,JALANDHAR, PUNJAB-144514
Patti

PSIB0000309

PATTI AMRITSAR 143416
Putlighar Amritsar Punjab

PSIB0000863

CHIEF KHALSA ORPHANGE PUTLIGHAR AMRITSAR PUNJAB 143001
Railway Road

PSIB0000400

RAILWAY ROAD AMRITSAR 143001
Rajoke

PSIB0000591

RAJOKE, DISTT. TARN TARAN, PUNJAB - 143418
Ramdas

PSIB0000049

RAMDAS, DISTT. AMRITSAR , PUNJAB - 143101
Ranjit Avenue Amritsar

PSIB0000695

RANJIT AVENUE AMRITSAR
Rayya Mandi

PSIB0000110

RAYYA MANDI, AMRITSAR-143112
S Sukha Singh School Amritsar

PSIB0000693

SANT SUKHA SINGH SR SEC SCHOOL THE MALL AMRITSAR 143001
Sarhali Kalan

PSIB0000081

SARHALI KALAN, DISTT. TARN TARAN , PUNJAB - 143410
ShahbazPur

PSIB0000185

SHAHBAJPUR, DISTT. TARN TARAN, PUNJAB - 143415
Sham Nagar District Amritsar

PSIB0000453

VPO SHAM NAGAR, BLOCK MAJITHA, DISTT. AMRITSAR, PUNJAB - 143601
SharifPura

PSIB0000087

SHARIFPURA, AMRITSAR-143001
Sheron

PSIB0000457

VILLAGE SHERON, DISTT. TARN TARAN, PUNJAB - 143411
Sohian Khurd

PSIB0021418

VPO SOHIAN KHURD,BLOCK VERKA,DISTT AMRITSAR,PUNJAB-143501
Tannel

PSIB0021205

VILL TANEL PO NAWA TANEL DISTT AMRITSAR PB 143116
Taran Taran

PSIB0000088

TARAN TARAN,DISTT.AMRITSAR-143401
Tarn Taran Sri Darbar Sahib

PSIB0000732

SRI DARBAR SAHIB, DISTT. TARN TARAN, PUNJAB - 143401
Thathian

PSIB0021487

VILLAGE THATHIAN DISTT AMRITSAR PUNJAB 143413
Tunda Talab Amritsar

PSIB0000587

TUNDA TALAB AMRITSAR
Valtoha

PSIB0000243

ADDA MARKET, VALTOHA, DISTT. TARN TARAN, PUNJAB - 143418
Verpal

PSIB0000246

VERPAL, DISTT. AMRITSAR, PUNJAB - 143006
Village Manawala Block Chogawan, Tehsil Ajnala

PSIB0020950

MANAWALA BLOCK CHOGAWAN TEHSIL AJNALA, DISTT. AMRITSAR, PUNJAB - 143109
Village Ajnala, Distt Amritsar

PSIB0020977

VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102
Village Bath Tehsil & District Tarn Taran

PSIB0020949

VILLAGE BATH TEHSIL & DISTRICT TARN TARAN, PUNJAB-143406
Village Mehta Chowk

PSIB0020978

VILLAGE MEHTA CHOWKTEHSIL BABA BAKALA, DISTT. AMRITSAR, PUNJAB - 143114

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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