Select Branch for State Bank Of India in Kozhikode, Kerala

Choose a branch to view IFSC code and details

Branch
Ayancherry

SBIN0071158

CPBUILDING,AYANCHERRY,KOSZHIKODEPIN673541
Branch
Azhiyoor

SBIN0070477

PBNO1,ABHILASHBUILDINGS,ALIYOORPO673309AZHIYOORATSBTCOIN
Branch
Balusserry Adb

SBIN0070314

PBNO2BALUSSERYPO673612BALUSSERYADBATSBTCOIN
Branch
Beypore

SBIN0070190

KPSARCADE,42866ARAKKINARPO,BEYPORE673015BEYPOREATSBTCOIN
Branch
Calicut University Branch

SBIN0070200

PBNO1501,CALICUTUNIVERSITYPO,TENJIPALAM673635TENJIPALAMATSBTCOIN
Branch
Chandakkunnu

SBIN0071267

ZAINTOWER,OPPOSITEINDUSMOTORS,CNGROADMINERVAPADI,NILAMBUR,MALAPPURAMDISTRICT,KERALA-679329
Branch
Cheekkunnummel

SBIN0070574

KOOVALAMBUILDINGS,CHEEKKUNNUMMELWESTPO,VIAKAKKATTIL673507CHIKUNNUMMELATSBTCOIN
Branch
Chikkittapara

SBIN0071159

KARIMATTATHILBLDGCHAKKITAPARA673526KERALA
Branch
Eangapuzha

SBIN0071217

ELOKARAEANGAPUZHAPOKOZHIKODE
Branch
Eranhipalam

SBIN0070760

BUILDINGNOV215-S,NEARPASSPORTOFFICE,ERANHIPALAM673006ERANHIPALAMATSBTCOIN
Branch
Feroke

SBIN0070191

PBNO29,KCARCADE,OPPBUSSTAND,FEROKEPO673631FEROKEATSBTCOIN
Branch
Hilite City

SBIN0018523

OFFICE SPACE NO.1003A&1002C, HILITE BUSINESS PARK, HILITE CITY, G A COLLEGE,CALICUT, KERALA-673014
Branch
Home Loan Centre SreekandaPuram

SBIN0064709

SP XVI/1536,SAMA BAZAR,NEAR PVT BUS STAND,SREEKANDAPURAM,KANNUR,KERALA,670631S
Branch
Kadalundi

SBIN0065018

STATE BANK OF INDIA,KADALUNDI BRANCHAVOKI ARCADE,GROUND FLOORKOTTAKADAVU - KADALUNDI ROADKADALUNDI P O,KOZHIKODE DIST673302
Branch
Kakkattil

SBIN0070744

BLDGNOX575,FIRSTFLOOR,CITYCOMPLEX673507KAKKATTILATSBTCOIN
Branch
Kakkodi

SBIN0070858

CPRARCADE,OPPPUBLICHEALTHCENTRE,BALUSSERYROAD,KAKKODIPO673611KAKKODIATSBTCOIN
Branch
Kallachi

SBIN0070490

EMARCADE,PBNO1,NADAPURAMMAINROAD,KALLACHI673506KALLACHIATSBTCOIN
Branch
Kallai Kozhikode

SBIN0070285

PBNO726,KALLIYATHBUILDING,PANNIYANKARA,KALLAIPO,KOZHIKODE673003KALLAIATSBTCOIN
Branch
Kallai Road,kozhikode

SBIN0002252

DIST KOZHIKODE, KERALA, PIN 673003
Branch
Kanjiramkulam

SBIN0010704

DIST KOZHIKODESTATE KERALA
Branch
Kizhissery

SBIN0071270

KOLAKKANNIBUILDINGS,AREACODE-KONDOTTYROAD,KONDOTTY,KIZHISSERYPO,MALAPPURAMDISTRICT,KERALA-673641
Branch
Koduvally

SBIN0071001

PVSARCADE,THAMARASSERYROAD,KODUVALLY673572KODUVALLYATSBTCOIN
Branch
Kolagappara

SBIN0070615

APIV1146G,VGCOMPLEX,KOLAGAPPARABRANCH,CHULLIYODEROAD,AMBALAVAYALPO,WAYANADDISTRICT,KE
Branch
Koyilandy

SBIN0070684

PBNO14,NIYAZBUILDING,MAINROAD,KOYILANDY673305KOYILANDYATSBTCOIN
Branch
Kozhikode

SBIN0020735

AAAUAOAATAXUJAWAHAAAOOYAHPAAPOTOFFAUT
Branch
Kozhikode Main

SBIN0070188

PBNO150,THAVOTPLACE,KANNURROAD673001CALICUTATSBTCOIN
Branch
Kozhikode Palayam

SBIN0070301

PBNO532,WHITELINESKALLAIROAD,CHALAPURAMPO673002CPALAYAMATSBTCOIN
Branch
Kunnamangalam

SBIN0070401

PBNO1,CALICUT-WYNADROAD,KUNNAMANGALAMPO673571KUNNAMANGALATSBTCOIN
Branch
Kuttiadi

SBIN0070638

PBNO1,CHATHOTHCENTRE,WYNADROAD,KUTTIADIPO673508KUTTIADIATSBTCOIN
Branch
Mankavu Kozhikode

SBIN0070535

PBNO1201,NTACOMPLEX,MANKAVUPO673007MANKAVUATSBTCOIN
Branch
Mavoor Road Kozhikode

SBIN0070561

1STFLOOR,MANIYATTUKUDYASFABUILDING,MAVOORROAD673004MAVOORATSBTCOIN
Branch
Mcb Kozhikode

SBIN0071238

PBNO150THAVOTPLACEKANNURROADKOZHIKODEDISTKERALA673001
Branch
Meenchantha

SBIN0070456

HAPPYTOWER,VATTAKINARJN,ARTSCOLLEGEPO673018MEENCHANTHAATSBTCOIN
Branch
Meppayur

SBIN0070420

PBNO1,BUILDINGNOVI953,TKCOMPLEX,MEPPAYUR673524MEPPAYURATSBTCOIN
Branch
Nadakkavu

SBIN0002260

POST BAG NO.1,KOZHICODE,KOZHIKODE DISTKOZHICODE,673011
Branch
NadaPuram

SBIN0070856

MALABARCOURTYARD,NEARGOVTHOSPITAL,NADAPURAMPO673503NADAPURAMATSBTCOIN
Branch
Naduvannur

SBIN0012860

RANIYA COMPLEX,NADUVANNUR,DISTKOZHIKODE 673614
Branch
Nandi

SBIN0071262

VRINDHACOMPLEX,NH17,NANDI,NANDIBAZARPO,KOYILANDY,KOZHIKODEDISTRICT,KERALA-673529
Branch
Narikkuni

SBIN0071096

ERADYSBUILDING,PADANILAM-NANMINDAROAD,NARIKKUNI673685NARIKKUNIATSBTCOIN
Branch
Orkattery

SBIN0070799

DOORNO795,WARDNO9,ERAMALAROAD,NEARCOMMUNITYHEALTHCENTRE,ORKATTERY,VADAKARA673501ORKAT
Branch
Othukkungal

SBIN0064875

18/173-A,BMD ARCADE,MALAPPURAM-TIRUR ROAD,MANOOR,OTHUKKUNGAL,PONMALA PO,MALAPPURAM PIN -676528
Branch
Pantheerankavu

SBIN0071161

PANTHEERANKAVU,CALICUTKERALAPIN673019
Branch
Payyoli

SBIN0070946

BENHARPLAZA,PAYYOLIPOST,PERAMBRAROAD673522PAYYOLIATSBTCOIN
Branch
Perambra Town

SBIN0064732

SBI PERAMBRA TOWN BRANCH,LAKSHMIES BUILDING,TRAFFIC JUNCTION,HIGH SCHOOL ROAD,PERAMBRA,KOZHIKODE,673525
Branch
Perumanna

SBIN0070821

KEHBUILDINGS,NEARBUSTAND,PERUMANNAPO673019PERUMANNAATSBTCOIN
Branch
Poonoor

SBIN0008662

P B NO 1, UNNIKULAM, KOZHIKODE, KERALA
Branch
Pothukkallu

SBIN0064851

MULAMKUZHIYIL ARCADE,532A NHETTIKKULAM-KAKKADAMPOYIL ROAD NHETTIKKULAM,POTHUKAL ( PO ) PIN 679334
Branch
Psbkozhikode

SBIN0070758

BLDGNO282453B,CLOCKTOWER,MAVOORROAD,POTTAMMAL,CALICUT673016PSBKKDATSBTCOIN
Branch
Psbvadakara

SBIN0071029

RAJARAMBUILDING,NARAYANANAGARAM,OPPOSITENEWBUSSTAND,VADAKARA673101PSBVADAKARAATSBTCOIN
Branch
Puthiyara

SBIN0070576

MEYONBUILDINGS,PBNO801,JAILROAD,PUTHIYARAPO673004PUTHIYARAATSBTCOIN
Branch
Racc Kozhikode

SBIN0064642

STATE BANK OF INDIA RACC KOZHIKODE 2ND FLOOR STATE BANK BHAVAN MANANCHIRA KOZHIKODE 673001
Branch
Racc Wayanad

SBIN0064643

State Bank of India RBO 3 2nd Floor, Jubilee Bhavan, Mini Bypass Road, Erahnipalam, Kozhikode - 673006
Branch
Ramanattukara

SBIN0070859

PACHIS,RAMANATTUKARAPO673633RAMANATTUKARAATSBTCOIN
Branch
Rbo Ii, Calicut

SBIN0016219

2ND FLOOR SOUTHERN TRADE TOWER, PUSHPA JUNCTION, FRANCIS ROAD, DIST CALICUT,KERALA 673002
Branch
Smeccc Kozhikode

SBIN0061063

KALLAI HEIGHTSKALLAI KOZHIKODE DISTTKOZHIKODE673003
Branch
Thamarasserry

SBIN0070225

PBNO2,RUBYPLAZA,THAMARASSERYPO673573THAMARASSERYATSBTCOIN
Branch
Thiruvampady

SBIN0070296

TP3796F,SACREDHEART-,CATHEDRALCHURCHBUILDINGS,THIRVAMPADYPO673603THIRUVAMPADYATSBTCO
Branch
Thiruvannur Kozhikode

SBIN0008268

22 BY 361,COTTON MILL ROAD,PIN673029
Branch
Ulliyeri

SBIN0071261

BUILDINGNOIV753A,GROUNDFLOOR,NEARTOPERTOLPUMP,WARD4,ULLIYERI,KOZHIKODEDIST,KERALA-673620
Branch
Vadakara

SBIN0070189

PBNO6,THILLERICOMPLEX,CONVENTROAD,VADAKARAPO673101VADAKARAATSBTCOIN
Branch
Vellimadukunnu

SBIN0071030

SIGMABUILDING,OPPMADHYAMAM,VELLIMADUKUNNU,MARYKUNNUPO673012VELLIMADUKUNNUATSBTCOIN
Branch
Villiappali

SBIN0070868

OTBUILDING,YATHEEMKHANA,VILLIAPPALLYPO673542VILLIAPPALLYATSBTCOIN
Branch
West Hill

SBIN0070857

SHIPLIBUILDING,CHAKKORATHUKULAM,NADAKKAVEPO673011WESTHILLATSBTCOIN

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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