IFSC Code of State Bank Of India, Kerala, Kozhikode, Kallai Kozhikode
SBIN0070285

State Bank Of India
IFSC Code |
SBIN0070285 |
---|---|
MICR Code |
673002904 |
Bank Name | State Bank Of India |
District | Kozhikode |
State | Kerala |
Address | Pbno726,kalliyathbuilding,panniyankara,kallaipo,kozhikode673003kallaiatsbtcoin |
Phone | +914952322584 |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the State Bank Of India Branch Near You
List of all State Bank Of India Branch IFSC Code
Ayancherry
SBIN0071158
CPBUILDING,AYANCHERRY,KOSZHIKODEPIN673541
Azhiyoor
SBIN0070477
PBNO1,ABHILASHBUILDINGS,ALIYOORPO673309AZHIYOORATSBTCOIN
Balusserry Adb
SBIN0070314
PBNO2BALUSSERYPO673612BALUSSERYADBATSBTCOIN
Beypore
SBIN0070190
KPSARCADE,42866ARAKKINARPO,BEYPORE673015BEYPOREATSBTCOIN
Calicut University Branch
SBIN0070200
PBNO1501,CALICUTUNIVERSITYPO,TENJIPALAM673635TENJIPALAMATSBTCOIN
Chandakkunnu
SBIN0071267
ZAINTOWER,OPPOSITEINDUSMOTORS,CNGROADMINERVAPADI,NILAMBUR,MALAPPURAMDISTRICT,KERALA-679329
Cheekkunnummel
SBIN0070574
KOOVALAMBUILDINGS,CHEEKKUNNUMMELWESTPO,VIAKAKKATTIL673507CHIKUNNUMMELATSBTCOIN
Chikkittapara
SBIN0071159
KARIMATTATHILBLDGCHAKKITAPARA673526KERALA
Eangapuzha
SBIN0071217
ELOKARAEANGAPUZHAPOKOZHIKODE
Eranhipalam
SBIN0070760
BUILDINGNOV215-S,NEARPASSPORTOFFICE,ERANHIPALAM673006ERANHIPALAMATSBTCOIN
Feroke
SBIN0070191
PBNO29,KCARCADE,OPPBUSSTAND,FEROKEPO673631FEROKEATSBTCOIN
Hilite City
SBIN0018523
OFFICE SPACE NO.1003A&1002C, HILITE BUSINESS PARK, HILITE CITY, G A COLLEGE,CALICUT, KERALA-673014
Home Loan Centre SreekandaPuram
SBIN0064709
SP XVI/1536,SAMA BAZAR,NEAR PVT BUS STAND,SREEKANDAPURAM,KANNUR,KERALA,670631S
Kadalundi
SBIN0065018
STATE BANK OF INDIA,KADALUNDI BRANCHAVOKI ARCADE,GROUND FLOORKOTTAKADAVU - KADALUNDI ROADKADALUNDI P O,KOZHIKODE DIST673302
Kakkattil
SBIN0070744
BLDGNOX575,FIRSTFLOOR,CITYCOMPLEX673507KAKKATTILATSBTCOIN
Kakkodi
SBIN0070858
CPRARCADE,OPPPUBLICHEALTHCENTRE,BALUSSERYROAD,KAKKODIPO673611KAKKODIATSBTCOIN
Kallachi
SBIN0070490
EMARCADE,PBNO1,NADAPURAMMAINROAD,KALLACHI673506KALLACHIATSBTCOIN
Kallai Road,kozhikode
SBIN0002252
DIST KOZHIKODE, KERALA, PIN 673003
Kanjiramkulam
SBIN0010704
DIST KOZHIKODESTATE KERALA
Kizhissery
SBIN0071270
KOLAKKANNIBUILDINGS,AREACODE-KONDOTTYROAD,KONDOTTY,KIZHISSERYPO,MALAPPURAMDISTRICT,KERALA-673641
Koduvally
SBIN0071001
PVSARCADE,THAMARASSERYROAD,KODUVALLY673572KODUVALLYATSBTCOIN
Kolagappara
SBIN0070615
APIV1146G,VGCOMPLEX,KOLAGAPPARABRANCH,CHULLIYODEROAD,AMBALAVAYALPO,WAYANADDISTRICT,KE
Koyilandy
SBIN0070684
PBNO14,NIYAZBUILDING,MAINROAD,KOYILANDY673305KOYILANDYATSBTCOIN
Kozhikode
SBIN0020735
AAAUAOAATAXUJAWAHAAAOOYAHPAAPOTOFFAUT
Kozhikode Main
SBIN0070188
PBNO150,THAVOTPLACE,KANNURROAD673001CALICUTATSBTCOIN
Kozhikode Palayam
SBIN0070301
PBNO532,WHITELINESKALLAIROAD,CHALAPURAMPO673002CPALAYAMATSBTCOIN
Kunnamangalam
SBIN0070401
PBNO1,CALICUT-WYNADROAD,KUNNAMANGALAMPO673571KUNNAMANGALATSBTCOIN
Kuttiadi
SBIN0070638
PBNO1,CHATHOTHCENTRE,WYNADROAD,KUTTIADIPO673508KUTTIADIATSBTCOIN
Mankavu Kozhikode
SBIN0070535
PBNO1201,NTACOMPLEX,MANKAVUPO673007MANKAVUATSBTCOIN
Mavoor Road Kozhikode
SBIN0070561
1STFLOOR,MANIYATTUKUDYASFABUILDING,MAVOORROAD673004MAVOORATSBTCOIN
Mcb Kozhikode
SBIN0071238
PBNO150THAVOTPLACEKANNURROADKOZHIKODEDISTKERALA673001
Meenchantha
SBIN0070456
HAPPYTOWER,VATTAKINARJN,ARTSCOLLEGEPO673018MEENCHANTHAATSBTCOIN
Meppayur
SBIN0070420
PBNO1,BUILDINGNOVI953,TKCOMPLEX,MEPPAYUR673524MEPPAYURATSBTCOIN
Nadakkavu
SBIN0002260
POST BAG NO.1,KOZHICODE,KOZHIKODE DISTKOZHICODE,673011
NadaPuram
SBIN0070856
MALABARCOURTYARD,NEARGOVTHOSPITAL,NADAPURAMPO673503NADAPURAMATSBTCOIN
Naduvannur
SBIN0012860
RANIYA COMPLEX,NADUVANNUR,DISTKOZHIKODE 673614
Nandi
SBIN0071262
VRINDHACOMPLEX,NH17,NANDI,NANDIBAZARPO,KOYILANDY,KOZHIKODEDISTRICT,KERALA-673529
Narikkuni
SBIN0071096
ERADYSBUILDING,PADANILAM-NANMINDAROAD,NARIKKUNI673685NARIKKUNIATSBTCOIN
Orkattery
SBIN0070799
DOORNO795,WARDNO9,ERAMALAROAD,NEARCOMMUNITYHEALTHCENTRE,ORKATTERY,VADAKARA673501ORKAT
Othukkungal
SBIN0064875
18/173-A,BMD ARCADE,MALAPPURAM-TIRUR ROAD,MANOOR,OTHUKKUNGAL,PONMALA PO,MALAPPURAM PIN -676528
Pantheerankavu
SBIN0071161
PANTHEERANKAVU,CALICUTKERALAPIN673019
Payyoli
SBIN0070946
BENHARPLAZA,PAYYOLIPOST,PERAMBRAROAD673522PAYYOLIATSBTCOIN
Perambra Town
SBIN0064732
SBI PERAMBRA TOWN BRANCH,LAKSHMIES BUILDING,TRAFFIC JUNCTION,HIGH SCHOOL ROAD,PERAMBRA,KOZHIKODE,673525
Perumanna
SBIN0070821
KEHBUILDINGS,NEARBUSTAND,PERUMANNAPO673019PERUMANNAATSBTCOIN
Poonoor
SBIN0008662
P B NO 1, UNNIKULAM, KOZHIKODE, KERALA
Pothukkallu
SBIN0064851
MULAMKUZHIYIL ARCADE,532A NHETTIKKULAM-KAKKADAMPOYIL ROAD NHETTIKKULAM,POTHUKAL ( PO ) PIN 679334
Psbkozhikode
SBIN0070758
BLDGNO282453B,CLOCKTOWER,MAVOORROAD,POTTAMMAL,CALICUT673016PSBKKDATSBTCOIN
Psbvadakara
SBIN0071029
RAJARAMBUILDING,NARAYANANAGARAM,OPPOSITENEWBUSSTAND,VADAKARA673101PSBVADAKARAATSBTCOIN
Puthiyara
SBIN0070576
MEYONBUILDINGS,PBNO801,JAILROAD,PUTHIYARAPO673004PUTHIYARAATSBTCOIN
Racc Kozhikode
SBIN0064642
STATE BANK OF INDIA RACC KOZHIKODE 2ND FLOOR STATE BANK BHAVAN MANANCHIRA KOZHIKODE 673001
Racc Wayanad
SBIN0064643
State Bank of India RBO 3 2nd Floor, Jubilee Bhavan, Mini Bypass Road, Erahnipalam, Kozhikode - 673006
Ramanattukara
SBIN0070859
PACHIS,RAMANATTUKARAPO673633RAMANATTUKARAATSBTCOIN
Rbo Ii, Calicut
SBIN0016219
2ND FLOOR SOUTHERN TRADE TOWER, PUSHPA JUNCTION, FRANCIS ROAD, DIST CALICUT,KERALA 673002
Smeccc Kozhikode
SBIN0061063
KALLAI HEIGHTSKALLAI KOZHIKODE DISTTKOZHIKODE673003
Thamarasserry
SBIN0070225
PBNO2,RUBYPLAZA,THAMARASSERYPO673573THAMARASSERYATSBTCOIN
Thiruvampady
SBIN0070296
TP3796F,SACREDHEART-,CATHEDRALCHURCHBUILDINGS,THIRVAMPADYPO673603THIRUVAMPADYATSBTCO
Thiruvannur Kozhikode
SBIN0008268
22 BY 361,COTTON MILL ROAD,PIN673029
Ulliyeri
SBIN0071261
BUILDINGNOIV753A,GROUNDFLOOR,NEARTOPERTOLPUMP,WARD4,ULLIYERI,KOZHIKODEDIST,KERALA-673620
Vadakara
SBIN0070189
PBNO6,THILLERICOMPLEX,CONVENTROAD,VADAKARAPO673101VADAKARAATSBTCOIN
Vellimadukunnu
SBIN0071030
SIGMABUILDING,OPPMADHYAMAM,VELLIMADUKUNNU,MARYKUNNUPO673012VELLIMADUKUNNUATSBTCOIN
Villiappali
SBIN0070868
OTBUILDING,YATHEEMKHANA,VILLIAPPALLYPO673542VILLIAPPALLYATSBTCOIN
West Hill
SBIN0070857
SHIPLIBUILDING,CHAKKORATHUKULAM,NADAKKAVEPO673011WESTHILLATSBTCOIN
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
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