Select Branch for State Bank Of India in Palakkad, Kerala

Choose a branch to view IFSC code and details

Branch
Alanallur

SBIN0070939

PANCHAYATSHOPPINGCOMPLEX,ALANALLUR-VETTATHURROAD,ALANALLUR678601ALANALLURATSBTCOIN
Branch
Alathur

SBIN0070179

PBNO15,COURTROAD,ALATHURPO678541ALATHURATSBTCOIN
Branch
Ananganadi

SBIN0070552

PBNO1,KTCOMPLEX,KOTHAKURISSIJN,PANAMANNAPO679501ANANGANADIATSBTCOIN
Branch
Cac Palakkad

SBIN0063104

CAC PALAKKAD,MAIN BRANCH BUILDING,ENGLISH CHURCH ROAD,PALAKKAD - 678 001
Branch
Chalisserry

SBIN0070249

PBNO1,SALAMATHBUILDINGS,CHALISSERY,CHALISSERYPO,PALAKKADDISTRICT679536CHALISSERRYATSBTC
Branch
Cherplasserry

SBIN0070251

PBNO51,SICOTOWERS,CHERPLASSERY679503CHERPLASSERYATSBTCOIN
Branch
Chittur

SBIN0070178

PBNO8,SANACOMPLEX,HOSPITALJUNCTION,CHITTURPO678101CHITTURATSBTCOIN
Branch
Civil Station, Palakkad

SBIN0004925

COLLECTORATE, DISTT. PALAKKAD, KERALA 678 001
Branch
Edathanattukara

SBIN0008610

VATTAMANAPURAM POST, ALANALLOOR VIA, PALGHAT DISTT., KERALA 678 601
Branch
Edathara

SBIN0064953

BALAN COMPLEX,EDATHARA ,PALAKKAD, PARLI, 678611
Branch
Elappully

SBIN0018677

NEW RAMAKRISHNA COMPLEX, PETTAH JUNCTION, ELAPPULLY, DIST.PALAKKAD, KERALA- 678622
Branch
Erimayur

SBIN0070410

PBNO2,TIPTOPTOWERS,NEARVETTAKKARUMANTEMPLE,ERIMAYURPO,678546ERIMAYURATSBTCOIN
Branch
Gold Point Palghat

SBIN0070940

GOPALAKRISHNAHERITAGE,BOCROAD,PALAKKAD678001GPPALAKKADATSBTCOIN
Branch
Iit Palakkad

SBIN0064849

DR.APJ ABDUL KALAM BLOCK 1ST FLOOR,RIGHT WING,SAHYADHIRI CAMPUS,IIT PALAKKAD,KANJIKODE P.O,PALAKKAD,KERALA-678623
Branch
Instrumentation Ltd, Palakkad

SBIN0010788

INSTUMENTAION LTD , PALAKKAD, KERALA
Branch
KadampazhiPuram

SBIN0011929

PANCHAYATH BUS STAND BUILDINGS,KADAMPAZHIPURAM,DISTPALAKKAD 678633
Branch
Kalladikode

SBIN0070721

SUMANGALIBUILDINGS,DEEPAJUNCTION,KALLADIKODEPO678596KALLADIKODEATSBTCOIN
Branch
Kallepully

SBIN0071080

GEORGECENTRE,VENOLIROAD,KALLEPULLY,PALAKKAD678005KALLEPULLYATSBTCOIN
Branch
Kannady

SBIN0070518

PBNO1,PMPNIVAS,KANNADIPO678701KANNADYATSBTCOIN
Branch
Karimpuzha

SBIN0070346

VIII338F,MAINROAD,NEARKINARJUNCTION,KOTTAPPURAM679513KARIMPUZHAATSBTCOIN
Branch
Koduvayur

SBIN0017032

PUDUNAGARAM ROAD,KODUVAYUR P.O,KODUVAYUR,DISTT.PALAKKAD.KERALA 678501
Branch
Kollengode

SBIN0018319

AYSHWARYAARCADE,OLDBAZARROAD,KOLLENGODE,DIST.PALAKKAD,KERALA678506
Branch
Koottanad

SBIN0013222

1 BY 478 D,KRISHNA ARCADE,KOOTTANAD,DISTPALAKKAD679533
Branch
Koppam

SBIN0070969

PEETEESARCADE,PERINTHALMANNAROAD,KOPPAMPO679307KOPPAMATSBTCOIN
Branch
Kozhinjampara

SBIN0070185

PBNO1,421E,CHITOORROAD,KOZHINJAMPARAPO678555KOZHINJAMPARATSBTCOIN
Branch
Kudallur

SBIN0070486

PBNO1,PPMOIDUSBUILDINGS,MANIAMPERUMPALAM,KUDALURPO679554KUDALLURATSBTCOIN
Branch
Kumaramputhur

SBIN0070927

KALLADIPLAZA,KUMARAMPUTHUR,PALAKKAD678583KUMARAMPUTHURATSBTCOIN
Branch
Kuzhalmannam

SBIN0070324

PBNO3,ISTFLOORKMSBUILDINGSKUZHALMANNAMPO678702KUZHALMANNAMATSBTCOIN
Branch
Mannarkkad

SBIN0070181

PBNO1,NAMBOOTHIRISARCADE,MANNARKKADPO,PIN-678582,PALAKKADDISTRICT678582MANNARKKADAT
Branch
Mannur

SBIN0070600

PBNO1,KURIKKALBUILDINGS,MANNURPO678642MANNURATSBTCOIN
Branch
Marutharode

SBIN0016079

MARUTHARODE, PIRIVUSALA, POST CHANDRANAGAR,DISTT. PALAKKAD. KERALA 678007
Branch
MeenakshiPuram

SBIN0012888

6 BY 212,MAIN ROAD,MEENASHIPURAM PALAKKAD
Branch
Mercy College, Palakkad

SBIN0009157

23 72,TIRUNELLALI ROADPALAKKAD,PALAKKAD PIN - 678006
Branch
Mundur

SBIN0071028

DAMAMPLAZACHUNGAM,MUNDUR678592,MUNDURATSBTCOIN
Branch
Nattukal

SBIN0070522

NOIV611,NELLEPILLYPO678553NATTUKALATSBTCOIN
Branch
Nemmara

SBIN0070182

PBNO3,ISTFLOOR,LAKSHMICOMPLEX,MAINROADNEMMARA678508NEMMARAATSBTCOIN
Branch
North Parur

SBIN0010697

DIST PALAKKADSTATE KERALA
Branch
Nri Branch, Palakkad

SBIN0014465

OPP ROBINSON MEMORIAL CSI CHURCH ROBINSON ROAD,PALAKKAD,DIST PALAKKAD 678014
Branch
Olavakkot

SBIN0002245

MA FARM 10 BY 708, P.B.NO.1, PALAKKAD, KERALA, PIN - 678009
Branch
Olavakode

SBIN0071093

VALLAPUZHACOMPLEXNEARSROOLAVAKODE,PALAKKAD678002PH0491-2510773678002OLAVAKKODATSBTCOIN
Branch
Ongallur

SBIN0006458

KALADIPATTA POST,PATTAMBI,PALGHAT,PALAKKAD,KERALA
Branch
Ottappalam

SBIN0070392

FIRSTFLOOR,NARAYANATRADECENTRE,NEARBUSSTAND,PO,OTTAPPALAM679101OTTAPPALAMATSBTC
Branch
Ozhalapathy

SBIN0071255

SHOPNOVI242GOPICOMPLEXOZHALAPATHYPOPALAKKADDISTRICTKERALA678557
Branch
Palakkad

SBIN0000893

ENGLISH CHURCH ROAD PALAKKAD
Branch
Palakkad

SBIN0070177

PBNO305,SURYACOMPLEXTBROAD678014PALAKKADATSBTCOIN
Branch
Palakkad Adb

SBIN0001660

POST.BOX.NO.313,BIG.BAZAR.ROAD,PALAKKAD.PIN.678014
Branch
Palakkad Town

SBIN0008658

NO.31 777, MARKET ROADBIG BAZAARPALAKKAD PIN - 678014
Branch
Parli

SBIN0070183

PBNO1,IX547A,KALYANAMANDIR,VILLAGEROAD,PARLI678612PARLIATSBTCOIN
Branch
Pathiripala

SBIN0070237

KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN
Branch
Pattambi

SBIN0070186

PBNO1,PATTAMBIPO679303PATTAMBIATSBTCOIN
Branch
Pattambi

SBIN0004404

SHORANUR RD,MELE PATTAMBI,PALAKKAD,KERALA
Branch
Payyanadam

SBIN0071239

MANNARKKAD PAYYANADAM ROAD
Branch
Peringode

SBIN0070495

KPIII476,PERINGODE,PARASSERYPO678631PERINGODEATSBTCOIN
Branch
Pottassery

SBIN0008664

KANJIRAPUZHA RD,POTTASSERY,PALGHAT,PALAKKAD,KERALA
Branch
Psbpalakkad

SBIN0070863

KANAKATHTOWER,WESTFORTROAD,PALAKKADPO678014PALAKKADPSBATSBTCOIN
Branch
Pudusserry

SBIN0070176

PBNO1,OPPINSTRUMENTIONLTD,KANJIKODEWESTPO678623PUDUSSERRYATSBTCOIN
Branch
Puthurpalakkad

SBIN0070723

DOORTNO12481,ABUDHABICOMPLEX,NEARHEADPPO,PUTHURROAD678001PUTHURPKDATSBTCOIN
Branch
Racc Palakkad

SBIN0064641

Door No: 11-919-2, 1st Floor,Alathur Building, Opposite to Robinson Memorial CSI, Robinson Road, Palakkad-678014
Branch
Rasmecc, Palakkad

SBIN0010213

PALAKKAD,KERALA
Branch
Rasmeccc Shoranur

SBIN0061050

TBROAD,OPPOSITEKPTHIGHSCHOOL,OTTAPALAM,DISTT.PALAKKAD.KERALA679101
Branch
Rbo Palakkad

SBIN0014923

REGIONAL BUSINESS OFF,OPP ROBINSON MEMORIAL CSI CHURCH,ROBINSON ROAD,PALAKKAD 678014
Branch
Rbo Shoranur

SBIN0018340

PARAKKAL BUILDING 2ND FLOOR, MAIN ROAD, SHORANUR, DISTT.PALAKKAD. KERALA-679121
Branch
SekhariPuram

SBIN0018974

KALHARAM,MALAMPUZHA ROAD, SEKHARIPURAM, DIST.PALAKKAD, KERALA- 678 010
Branch
Shoranur

SBIN0070787

8527H,OPPJUMAMASJID,MAINROAD,SHORANUR,PALAKKADDIST,KERALA679121SHORANURATSBTCOIN
Branch
Sme Branch Palakkad

SBIN0071153

2BY75,LAKSHMICOMPLEX,COIMBATOREROADKALMANDAMAPPALAKKAD676001
Branch
SreekrishnaPuram

SBIN0070497

PBNO2,SREEKRISHNAPURAMPO679513SREEKRISHNAATSBTCOIN
Branch
Tattamangalam

SBIN0070788

2384FANDG,FIRSTFLOOR,MUNICIPALBUSSTAND678102TATTAMANGALAMATSBTCOIN
Branch
Thevara

SBIN0010593

DIST PALAKKADSTATE KERALA
Branch
Thrithala

SBIN0071027

KELAYILBUILDINGS,GOVTHOSPITALROAD,THRITHALA679534THRITHALAATSBTCOIN
Branch
Vadakkencherry

SBIN0070187

PBNO1,ISTFLOORCVMCOMPLEXBUILDINGVADAKKENCHERRYPO678683VADAKENCHERYATSBTCOIN
Branch
Vadavannur

SBIN0071048

FRISTFLOOR,VCRCOMPLEX,VADAVANNUR678504VADAVANNURATSBTCOIN
Branch
Valayar

SBIN0070418

SREEDEVIBUILDINGS,ALAMARAM,KANJIKODEPO678621VALAYARATSBTCOIN
Branch
Vallapuzha

SBIN0007397

P.B.NO.1, VALLAPUZHA, PALAKKAD, KERALA
Branch
Vaniamkulam

SBIN0005540

MAIN ROAD, VANIAMKULAM, PALAKKAD, KERALA
Branch
Victoria College Palakkad

SBIN0012886

7 BY 590,MITHUN ARCADE,OPP.VICTORIA COLLEGE,PALAKKAD 678001

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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